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Literasi Keuangan sebagai Variabel Moderasi dalam Pengaruh Persepsi Keuangan Terhadap Perencanaan Keuangan Kusumawati, Evi Dewi; Putra, Alfa Santoso Budiwidjojo; Kartikasari, Dewi
Fokus Bisnis Media Pengkajian Manajemen dan Akuntansi Vol. 22 No. 2 (2023): Fokus Bisnis
Publisher : LP3M Universitas Putra Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32639/fokbis.v22i2.738

Abstract

UMKM merupakan pilar perekonomian bangsa Indonesia yang pertumbuhannya sangat pesat namun mempunyai beberapa kendala yang harus segera diselesaikan. Oleh karena itu, peningkatan literasi keuangan bagi UMKM di Surakarta sangat penting untuk meningkatkan kinerja dan kelangsungan hidup bisnis mereka. Salah satu cara untuk peningkatan kinerja bisnis adalah dengan menambah literasi keuangan. Individu yang memiliki tingkat literasi keuangan yang lebih tinggi cenderung memiliki lebih banyak pengetahuan tentang pengelolaan keuangan, termasuk perencanaan keuangan usaha. Tujuan penelitian ini ingin mengetahui seberapa besar pengaruh tingkat literasi keuangan pelaku UMKM dapat menguatkan sikap dan persepsi resiko dalam pengelolaan keuangan usaha untuk pengambilan keputusan dalam perencanaan keuangan yang tepat. Pendekatan yang dipakai dalam penelitian ini adalah kuantitatif menggunakan Structural Equation Modeling (SEM) sedangkan metode analisis data yang digunakan adalah Partial Least Square (PLS), dengan subyek penelitian yang diambil adalah pelaku UMKM dibawah pembinaan Unit Pelayanan Teknis Daerah Kawasan Sains Teknologi Solo Technopark.
Analysis of Consumer Trust, Social Norms, and Economic Factors in Purchasing Decisions for Sustainable Products in Bandung City Sudirjo, Frans; Uyun, Zahrotul; Yusup, Yusup; Putra, Alfa Santoso Budiwidjojo
West Science Interdisciplinary Studies Vol. 1 No. 11 (2023): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v1i11.345

Abstract

This research investigates the complex interactions between consumer trust, social norms, and economic factors in shaping purchase decisions of sustainable products in Bandung City. Using quantitative analysis, a sample of 250 participants was surveyed, and data were analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS). The Measurement Model confirmed the reliability and validity of the latent constructs, and the Discriminant Validity analysis highlighted the distinctiveness of the variables. Hypothesis testing showed significant relationships between Agricultural Policy, Infrastructure, Market Quality, and Crop Farm Sustainability. The Coefficient Model showed strong explanatory power (R Square = 58.8%), and the Model Fit Test confirmed the adequacy of the model. Our findings contribute nuanced insights for policy makers, businesses, and researchers interested in promoting sustainable consumer behavior in urban areas.
Regression Analysis of Financial Literacy Moderation to Increase Interest in Investing in the Capital Market in Atmi Surakarta Students Kartikasari, Dewi; Kusumawati, Evi Dewi; Putra, Alfa Santoso Budiwidjojo
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 7 No 3 (2023): December
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v7i3.2379

Abstract

This research aims to prove and analyze empirically how minimum capital and investment understanding affect investment interest and the interaction that occurs between minimum capital and financial literacy affect investment interest and the interaction of investment understanding and financial literacy affect investment interest. The object of this research is students of the Industrial Mechanical Engineering Academy. The population of this study was 168 students majoring in mechanical engineering. The sample selection technique used was simple random sampling so as to obtain a sample of 84 students. This research uses a quantitative approach. The analysis technique in this study uses moderation regression. The research data has passed the validity test, reliability test, classical assumption test, adjusted R2 test, multiple linear regression test, t test, F test. The results showed that minimum capital and investment understanding affect investment interest. Financial literacy can moderate the effect of minimum capital on investment interest. Financial literacy can also moderate the effect of investment understanding on investment interest.
Analysis of Consumer Trust, Social Norms, and Economic Factors in Purchasing Decisions for Sustainable Products in Bandung City Sudirjo, Frans; Uyun, Zahrotul; Yusup, Yusup; Putra, Alfa Santoso Budiwidjojo
West Science Interdisciplinary Studies Vol. 1 No. 11 (2023): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v1i11.345

Abstract

This research investigates the complex interactions between consumer trust, social norms, and economic factors in shaping purchase decisions of sustainable products in Bandung City. Using quantitative analysis, a sample of 250 participants was surveyed, and data were analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS). The Measurement Model confirmed the reliability and validity of the latent constructs, and the Discriminant Validity analysis highlighted the distinctiveness of the variables. Hypothesis testing showed significant relationships between Agricultural Policy, Infrastructure, Market Quality, and Crop Farm Sustainability. The Coefficient Model showed strong explanatory power (R Square = 58.8%), and the Model Fit Test confirmed the adequacy of the model. Our findings contribute nuanced insights for policy makers, businesses, and researchers interested in promoting sustainable consumer behavior in urban areas.
Board and Director Traits, Company Growth's Impact on Green Accounting Policy Moderated by Media Exposure Dwiyani, Titik; Kristantiningtyas, Dhian; Apsari, Hirawresti Langen; Putra, Alfa Santoso Budiwidjojo
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.769

Abstract

This research aims to examine the gender characteristics, nationality, independence of the board of commissioners and directors in relation to green accounting policies with media exposure as a moderating variable. The population and sample of the study are mining companies listed on the Indonesia Stock Exchange (BEI) during the period 2020–2022. The usable population for the research, based on the required data, consists of 29 companies with observations over three years. The analysis method employed is panel data analysis using the EViews application. The research findings demonstrate that the variables of nationality characteristics and company growth have a significant positive influence. However, gender characteristics and the independence of commissioners and directors do not affect green accounting policies. The moderating variable, media exposure, only moderates the variables of nationality characteristics and company growth.
Bibliometric Analysis of Human Resource Development: Trends, Research Focuses, and Recent Developments Darman; Judijanto, Loso; Harsono, Iwan; Putra, Alfa Santoso Budiwidjojo
West Science Journal Economic and Entrepreneurship Vol. 1 No. 11 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i11.373

Abstract

This bibliometric analysis delves into the dynamic landscape of Human Resource Development (HRD) research, exploring trends, collaborative networks, and influential works. Utilizing VOSviewer, we conducted a temporal analysis, co-authorship network analysis, keyword co-occurrence analysis, and citation analysis on a comprehensive dataset from leading databases. Temporal trends reveal an increasing scholarly interest in HRD since the early 2000s. Co-authorship networks unveil collaborative clusters, showcasing influential authors and fostering a collective research agenda. Keyword co-occurrence analysis uncovers interconnected thematic clusters, emphasizing the interdisciplinary nature of HRD. Citation analysis identifies pivotal works shaping HRD scholarship. Integrating these findings provides a holistic understanding of HRD research, offering implications for future endeavors and insights for scholars, practitioners, and policymakers.
Increasing Production Efficiency in Handicraft Small Industries in West Java Through the Utilization of Technological Innovation Putra, Alfa Santoso Budiwidjojo; Wibowo, Teguh Setiawan
West Science Journal Economic and Entrepreneurship Vol. 1 No. 04 (2023): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v1i04.391

Abstract

This study looks at the dynamics of technical innovation adoption and how it affects the productivity of small-scale craft businesses in West Java, Indonesia. A quantitative approach was used to collect data from 110 small craft businesses, including statistical analysis and quantitative surveys. The workforce had high skill levels, moderate levels of technology adoption, and perceived problems such as resistance to change and financial restrictions. These findings were supported by descriptive statistics. Technology use, worker skills, and production efficiency were found to be significantly positively correlated, as evidenced by multiple regression analysis. Differences in adoption patterns between rural and urban industries were revealed through cross tabulation. The results of this study highlight the need for a customized approach, resource distribution and information exchange to enhance technical innovation in the heterogeneous craft industry in West Java.
INOVASI DALAM PRODUKSI DAN PEMASARAN KERAJINAN DARI MATERIAL DAUR ULANG Putra, Alfa Santoso Budiwidjojo
Jurnal Abdi Insani Vol 11 No 2 (2024): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v11i2.1672

Abstract

The Bunga Raya Waste Bank introduced an innovative program to address waste management challenges through the production and marketing of recycled products. This program's primary goals are to enhance environmental awareness, decrease trash volume, and boost neighborhood economic income. The program included skills training, production facilities, collaboration with local artisans, offline marketing strategies, and building a local brand. As a result, the program increased individual incomes, reduced waste entering landfills, and increased community involvement in environmental conservation. Challenges faced included limited capital, fluctuating market demand, and lack of public awareness. However, the program demonstrated great potential in promoting sustainable local economic development while addressing environmental challenges.
THE INFLUENCE OF ORGANIZATIONAL COMMITMENT, WORK MOTIVATION, AND COMPENSATION ON EMPLOYEE PERFORMANCE AND EMPLOYEE SATISFACTION Muktamar, Ahmad; Jenita, Jenita; Munizu, Musran; Astuti, Ambar Kusuma; Budiwidjojo Putra, Alfa Santoso
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11808

Abstract

Strong organizational commitment in employees, high work motivation, and compensation are some of the things that a company can pay attention to so that employees can achieve maximum performance and maximum job satisfaction and in the end this will have good implications for the company. This research is quantitative research with an exploratory approach. The data used in this research is primary data distributed to 300 employees of Pt. Sinar Mas Agro is spread throughout Indonesia with a minimum criteria of having worked for one year. The data used is analyzed by Smart PLS 4.0. The research results show that all the independent variables used have a positive relationship and have a significant influence on the dependent variable. Keywords : Organizational Commitment, Work Motivation, Compensation, Employee Peformance, Employee Satisfication.