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All Journal Jurnal Akuntansi dan Perpajakan Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Jurnal EMT KITA Journal of Economic, Bussines and Accounting (COSTING) Fokus Ekonomi Jurnal Dinamika Sosial Budaya SEIKO : Journal of Management & Business Stability: Journal of Management and Business Martabe : Jurnal Pengabdian Kepada Masyarakat Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal STIE Semarang (Edisi Elektronik) Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Jurnal Ilmiah Edunomika (JIE) BISECER (Business Economic Entrepreneurship) Jurnal Informatika Ekonomi Bisnis Management Studies and Entrepreneurship Journal (MSEJ) JURNAL ILMIAH FEASIBLE (JIF) SOLUSI Abdimasku : Jurnal Pengabdian Masyarakat Journal of Social Responsibility Projects by Higher Education Forum MANAJEMEN COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Prosiding Seminar Nasional Program Pengabdian Masyarakat JAKA (Jurnal Akuntansi, Keuangan dan Auditing) Prosiding University Research Colloquium Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen dan Dinamika Bisnis Innovative: Journal Of Social Science Research Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Informatika Ekonomi Bisnis Tematik Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat Jurnal Ekonomi dan Bisnis International Journal Business, Management and Innovation Review Sasambo: Jurnal Abdimas (Journal of Community Service)
Oktoriza, Linda Ayu
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PENGARUH NET PROFIT MARGIN, DEBT TO EQUITY RATIO DAN TOTAL ASSETS TURNOVER TERHADAP PERTUMBUHAN LABA (PADA PERUSAHAAN PROPERTI & REAL ESTATE YANG TERDAFTAR DI BEI TAHUN 2016-2022) Viranisa, Arifia Nur; Oktoriza, Linda Ayu
Jurnal Manajemen dan Dinamika Bisnis (JMDB) Vol. 2 No. 2 (2023): JMDB (Jurnal Manajemen dan Dinamika Bisnis)
Publisher : Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33633/jmdb.v2i2.9406

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Net Profit Margin (NPM), Debt to Equity Ratio (DER) dan Total Assets Turnover (TATO) terhadap pertumbuhan laba perusahaan properti dan real estate yang terdaftar di BEI tahun 2016-2022. Populasi penelitian ini adalah perusahaan properti dan real estate yang terdaftar di BEI tahun 2016-2022 dengan jumlah sampel sebanyak 35 perusahaan sesuai dengan kriteria purposive sampling. Metode analisis data yang digunakan dalam penelitian ini yaitu analisis regresi linier berganda. Hasil uji F menunjukkan bahwa model layak digunakan untuk penelitian lebih lanjut. Hasil dari uji hipotesis uji t (parsial), variabel Net Profit Margin dan Total Assets Turnover berpengaruh dan signifikan terhadap pertumbuhan laba perusahaan properti dan real estate yang terdaftar di BEI tahun 2016-2022, sedangkan variabel Debt to Equity Ratio (DER) tidak berpengaruh signifikan terhadap terhadap pertumbuhan laba perusahaan properti dan real estate yang terdaftar di BEI tahun 2016-2022.Kata Kunci: Net Profit Margin (NPM); Debt-To-Equity Ratio (DER); Total Assets Turnover (TATO); Pertumbuhan Laba; Properti; Real Estate
Pengaruh Brand Image, Brand Trust, dan Healthy Lifestyle Terhadap Minat Beli Mie Lemonilo Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Dian Nuswantoro Semarang Awaly, Ahmad Himam; Oktoriza, Linda Ayu
Jurnal EMT KITA Vol 8 No 3 (2024): JULY 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v8i3.2619

Abstract

This study seeks to examine how Brand Image, Brand Trust, and Healthy Lifestyle impact the purchasing interest of Lemonilo Noodles among students enrolled at the Faculty of Economics and Business, Dian Nuswantoro University, Semarang. Utilizing quantitative data, the study employs a purposive sampling technique, distributing both online questionnaires via Google Form and offline surveys to Lemonilo Noodles consumers within the aforementioned academic community. The sample size, determined through the Lemeshow formula, was set at a minimum of 96.04 respondents, rounded up to 100. The data collected underwent validation and reliability tests using SPSS. Subsequently, the research addressed basic assumptions, followed by classical assumption testing. T-tests, simultaneous tests (F), and determination tests were then conducted. The findings indicate that Brand Image, Brand Trust, and Healthy Lifestyle individually and collectively exert a positive and statistically significant influence on purchase intention. This underscores the importance of these factors in augmenting interest in Lemonilo Noodles products.
Digital Marketing Literacy: Upgrading UMKM Distro dan Clothing Sebagai Strategi Peningkatan Penjualan Setyahuni, Suhita Whini; Oktoriza, Linda Ayu
Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Vol 6, No 4 (2023): Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstormin
Publisher : Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/japhb.v6i4.5042

Abstract

Pesatnya perkembangan teknologi dan meningkatnya kinerja kompetitor menyebabkan sulitnya persaingan di industry clothing. Perubahan strategi bisnis dan pemasaran berbasis digital merupakan kebutuhan bagi para pelaku UMKM untuk dapat meningkatkan persaingan kompetitif. Pelatihan digital marketing literacy merupakan program pengabdian masyarakat untuk pelaku bisnis UMKM. Pelatihan digital marketing ini bertujuan untuk meningkatkan kemampuan para pelaku UMKM dalam menguasai teknologi untuk pemasaran produk. Pelatihan ini dihadiri oleh 50 partisipan, yang merupakan para pelaku UMKM yang bergerak di bidang distro dan clothing di Yogyakarta. Kegiatan pelatihan ini bertujuan untuk meningkatkan skill dan kompetensi pelaku UMKM mengenai strategi pemasaran digita. Industri distro dan clothing tradisional membutuhkan sentuhan digital untuk mempertahankan daya saing menghadapi perubahan ekonomi pasca pandemi yang tidak dapat diprediksi. Permasalahan UMKM distro dan clothing menghadapi ketidakpastian perubahan pangsa pasar. Sehingga, para pelaku UMKM distro dan clothing membutuhkan strategi pemasaran, penggunaan teknologi dan platform online untuk meningkatkan kinerja finansial UMKM.. Pelatihan ini terbukti dapat meningkatkan kemampuan peserta sebesar 33% mengenai penggunaan social media sebagai sarana digital marketing untuk peningkatan penjualan.
Pengaruh Perputaran Kas, Perputaran Piutang, dan Perputaran Persediaan Terhadap Profitabilitas Perusahaan Makanan dan Minuman yang Terdaftar di BEI Periode 2018 – 2022 Saputra, Kevin Sayudha Adi; Oktoriza, Linda Ayu
Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2024): Maret 2024
Publisher : Faculty of Economics and Business Universitas Dian Nuswantoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33633/jekobs.v3i1.9800

Abstract

Penelitian ini bertujuan untuk untuk menilai dampak perputaran kas, persediaan, serta piutang pada profitabilitas perusahaan yang tercatat di BEI (Bursa Efek Indonesia) dari sub-sektor makanan serta minuman. Faktor – faktor yang diteliti pada penelitian ini meliputi perputaran kas, perputaran piutang, dan perputaran persediaan. Teknik pengambilan sampel yang digunakan pada penelitian ini yaitu purposive sampling, 18 perusahaan sub-sektor makanan dan minuman yang terdaftar di BEI dipilih sebagai sampel penelitian. Data yang digunakan bersifat sekunder berupa laporan keuangan dari perusahaan sampel, data diperoleh dari Bursa Efek Indonesia (BEI) melalui situs resmi www.idx.co.id, serta rangkuman laporan keuangan perusahaan yang tersedia pada situs resmi setiap perusahaan. Teknik analisis data yang digunakan meliputi uji asumsi klasik yang terdiri dari uji normalitas, heteroskedastisitas, autokorelasi, serta multikolinearitas, yang kemudian dilanjutkan dengan melakuakn uji hipotesis, analisis koefisien determinasi, analisis korelasi, dan analisis regresi linier berganda menggunakan program aplikasi SPSS Statistic 20. Hasil dari penelitian yang telah dilakukan menunjukkan bahwa perputaran kas dan perputaran piutang memiliki pengaruh yang signifikan terhadap profitabilitas. Tetapi perputaran pesediaan tidak memiliki pengaruh yang signifikan terhadap profitabilitas. Selain itu, perputaran kas, perputaran piutang, dan perputaran persediaan secara bersama – sama memiliki pengaruh yang signifikan terhadap profitabilitas. Keywords:Perputaran KasPerputaran PiutangPerputaran PersediaanProfitabilitas
Exploring Factors of Working Capital Credit Distribution: Interest Rates, Deposits and Customer Perception Ariawan; Anas, Muhammad; Samiu, La Diu; Oktoriza, Linda Ayu; Awwal, Muhammad Al Faridho
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.623

Abstract

This study examines the impact of interest rates, customer deposits, and customer perception of the Five C's of Credit on the disbursement of working capital loans in Bank Perkreditan Rakyat (BPRs). A quantitative approach was utilized, and data were collected from 108 BPR customers in Gorontalo through an online questionnaire using Google Forms. The collected data were analyzed using the SPSS technique. The findings indicate that all three variables have a significant influence on the disbursement of working capital loans in BPRs. Interest rates, customer deposits, and customer perception of the Five C's of Credit play crucial roles in the credit evaluation process and loan allocation decisions in BPRs. The results of the analysis demonstrate that these variables collectively account for 58.7% of the variation in the disbursement of working capital loans. This highlights the significance of considering these factors when determining credit allocation in BPRs. However, it is important to acknowledge the limitations of this study. Other variables not included in this research could also impact credit disbursement in BPRs. Future studies could explore additional factors and expand the sample size to enhance the generalizability of the findings. The findings offer valuable insights for BPRs in formulating effective lending policies and practices to address the financing needs of businesses. By doing so, BPRs can contribute to the economic growth and development of the region.
The Savings Challenge: A Step-by-Step Guide to Financial Empowerment Junaidi, Ahmad; Lestari, Fransiska Wahyu; Oktoriza, Linda Ayu
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5046

Abstract

This research explores the factors contributing to financial empowerment among customers at Bank DKI KCU Balaikota, focusing on the relationships among Savings Habits (SH), Financial Knowledge (FK), Budgeting Skills (BS), and Financial Empowerment (FE). The study employs a quantitative research design with a random sample of 80 customers, using structural equation modeling with Smart PLS to analyze both direct and indirect effects. The direct effects analysis reveals that Budgeting Skills have a significant positive impact on Financial Empowerment, indicating that individuals with stronger budgeting skills tend to feel more in control of their finances. Similarly, Financial Knowledge is also significantly associated with Financial Empowerment, suggesting that an understanding of financial concepts plays a key role in fostering a sense of financial security. However, the direct path from Savings Habits to Financial Empowerment is not significant, indicating that other factors might influence this relationship. The indirect effects analysis finds that Budgeting Skills significantly mediate the relationship between Savings Habits and Financial Empowerment, emphasizing the importance of effective budgeting as a link between consistent saving and financial control. In contrast, the indirect effect from Financial Knowledge through Budgeting Skills to Financial Empowerment is not significant, suggesting the need for additional factors or direct interventions to bridge this gap. Overall, this study underscores the importance of promoting budgeting skills and financial education as key elements in fostering financial empowerment. The findings have implications for financial institutions and educators, pointing toward a more holistic approach to empowering customers, ultimately leading to greater financial stability and independence.
Peran Penting Pencatatan Akuntansi Di Kampung Wisata Kuliner Mayangsari Semarang Ratna Herawati; Masitha Fahmi Wardhani; Linda Ayu Oktoriza; Diana Puspitasari; Amalia Nur Chasanah; Dian Indriana Hapsari
MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat Vol. 1 No. 6 (2023): Desember : MENGABDI : Jurnal Hasil Kegiatan Bersama Masyarakat
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/mengabdi.v1i6.348

Abstract

The Mayangsari culinary tourism village Semarang was formed in 2018 by a number of people who are members of the Putra Mayangsari Disaster Preparedness Group (KSB Puma) and the Mayangsari Tourism Awareness Group (Pokdarwis Mayangsari). The Semarang City Culture and Tourism Office provided ideas for developing Mayangsari River Tourism by highlighting the potential attractions of river tubing, river education and culinary tourism. The development of the Mayangsari culinary tourism village, which is a finalist in the 2022 great village competition in the creative and innovative village category, still has several things that need to be improved, especially regarding accounting records for culinary tourism. Based on this, it is important to provide education on the importance of accounting records in theory and practice in the Mayangsari culinary tourism village. The approach used in this community partnership program is in the form of giving lectures and tutorials by providing accounting material ranging from recording to preparing financial reports. It is hoped that this community partnership program will increase and sustain economic activities in the Mayangsari culinary tourism village.
Money Mastery: Elevating Your Financial Competence in a Fast-paced World Linda Ayu Oktoriza; Amimah Qodari; Vera Sari
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10195

Abstract

This research investigates the intricate relationships between financial education, technology utilization, financial behavior, and financial competence among customers of Bank BCA Tembalang. Utilizing a quantitative research design and employing random sampling, data was collected from 70 bank customers. Path analysis using SmartPLS was conducted to examine direct and indirect effects. The results reveal significant direct effects of financial education and technology utilization on financial competence, as well as significant indirect effects through financial behavior. Financial education emerges as a key driver in shaping positive financial behaviors and enhancing financial competence, while the utilization of financial technology also plays a significant role. These findings underscore the importance of targeted educational initiatives and the adoption of digital financial tools in promoting financial literacy and empowering individuals to make informed financial decisions. Ultimately, this research contributes to the advancement of strategies aimed at improving financial well-being and service efficiency within the banking sector.
Navigating the Financial Landscape: The Importance of Budgeting Desman Serius Nazara; Linda Ayu Oktoriza; Rahimah Rahimah
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10582

Abstract

This study investigates the intricate relationships between income management, expense tracking, budgeting practices, and financial stability among customers of Bank Sumut. Utilizing a quantitative approach with a sample size of 90 respondents, random sampling was employed to gather data. The analysis was conducted using Smart PLS (Partial Least Squares) to examine both direct and indirect effects. The findings revealed the significant influence of effective income management on financial stability, both directly and indirectly through structured budgeting behaviors. While expense tracking was found to be essential, its direct impact on financial stability through budgeting practices was not significant. These results underscore the importance of promoting comprehensive financial management strategies, particularly emphasizing income management and budgeting practices, to enhance financial resilience and well-being. This research contributes valuable insights for financial institutions, policymakers, and individuals, providing guidance for fostering greater financial stability in an ever-evolving economic landscape.
Pengaruh Media Sosial, Literasi Keuangan dan Pendapatan Terhadap Perilaku Menabung Widya Latief, Indha Maharani; Puspitasari, Diana; Subagyo, Herry; Oktoriza, Linda Ayu
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 6 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (2024)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i6.2478

Abstract

Penelitian ini memiliki tujuan untuk menguji pengaruh media sosial, literasi keuangan, dan pendapatan terhadap perilaku menabung. Penelitian ini memakai metode penelitian kuantitatif. Data didapat dari sumber primer melalui penyebaran kuesioner kepada sampel sebanyak 114 partisipan yang berasal dari Generasi Z, yaitu individu berusia 20 hingga 24 tahun yang berdomisili di Kota Bekasi dan Kabupaten Bekasi.Proses pengujian hipotesis memanfaatkan analisis regresi berganda yang difasilitasi oleh perangkat lunak SPSS. Temuan dari penelitian ini menunjukkan bahwa media sosial tidak memberikan pengaruh terhadap perilaku menabung. Hubungan antara literasi keuangan dan pendapatan menunjukkan pengaruh positif dan signifikan terhadap perilaku menabung.
Co-Authors Abdullah, Rais Abroza, Ahmad Agus Prayitno Ahmad Abroza Ahmad Junaidi Ahmad Junaidi Almira Santi Samasta Amerti Irvin W Amerti Irvin Widowati Amerti Irvin Widowati Amerti Irvin Widowati Amerti Irvin Widowati Amerti Irvin Widowati Amimah Qodari Ana Kadarningsih Ariawan Ariawan Ariawan Awaly, Ahmad Himam Awwal, Muhammad Al Faridho Cahyani, Devika Cakranadi, Muhamad Chasanah, Amalia Nur diah cahyani Dian Indriana Hapsari Dian Indriana Tri Lestari Diana Aqmala Diana Puspitasari Diana Puspitasari Diva Aulia Nurfitriani Fadhli, Muhammad Ataka Fakhmi Zakaria Febrianur Ibnu Fitroh Sukono Putra Fitriani Fitriani Gufron, Ahmad Syaiful Herry Subagyo Ida Farida Imam Nuryanto Imron Natsir Imron Natsir, Imron Indriana, Dian Karis Widyatmoko Kusmindar, Arif La Diu Samiu Lestari, Fransiska Wahyu Mahmud Mahmud Mahmud Mahmud Maria Safitri Masitha Fahmi Wardhani Mertha Agung Durya, Ngurah Pandji Muhammad Anas Muhammad Anas Nanda Adhi Purusa Nazara, Desman Serius Oktavia , Vicky Prawitasari, Dian Priyanti, Elmi Ning Pulung Adiluhung Putro Rahimah Rahma Fadila Rahayu Rais Abdullah Ratna Herawati Ratna Herawati Rissa Anandita Roymon Panjaitan Rudi Kurniawan Safitri, Maria Samasta, Almira Santi Samiu, La Diu Saputra, Kevin Sayudha Adi Sari, Embun Oktavia Setiawan, Aries Sugiarto, Hendro Suhita Whini Setyahuni Sulaiman Efendi Siregar Surjawati - Surjawati Surjawati Surjawati Surjawati Surjawati, S Triyas, Vina Wahyuning Ulsatunnisa, Ulsatunnisa Velyna Shofiyatun Nasikhah Vera Sari Vicky Oktavia Viranisa, Arifia Nur Wibowo, Mochammad Eric Suryakencana Widowati, Amerti Irvin Widya Latief, Indha Maharani Yanti, Jumianis Yenny Ernitawati Yovita , Lenni Yovita, Lenni Yulita Setiawanta Zakaria, Fakhmi