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Journal : E-JRM

Pengaruh Sikap Keuangan, Perilaku Keuangan, Dan Literasi Keuangan Terhadap Kinerja Keuangan Pada UMKM Di Kecamatan Pakis Kabupaten Malang M, Tiara Nur; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to analyze the influence of financial attitudes, financial behaviors, and financial literacy on financial performance in MSMEs in Pakis District, Malang Regency. This type of research uses a quantitative method. The population in this study consists of culinary MSMEs located in Pakis District, with a sample size of 91 respondents and purposive sampling as the sampling technique. The data sources come from primary data through the distribution of questionnaires and using SPSS software version 25.0 as a data analysis tool. The results of the study show that financial attitudes and financial literacy have a significant positive effect on financial performance, while financial behavior does not have a significant positive effect on financial performance. Keywords: Financial Attitude, Financial Behavior, Financial Literacy, Financial Performance.
Pengaruh Influencer, Literasi Keuangan Dan Ekspektasi Return Terhadap Minat Investasi Cryptocurrency Pada Mahasiswa Universitas Islam Malang Al Majdi, Raihan Zaki; Wahono, Budi; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract Investment in digital assets such as cryptocurrency has grown rapidly, particularly among younger generations. This study aims to analyze the influence of influencers, financial literacy, and return expectations on the interest in cryptocurrency investment among students of the Islamic University of Malang. A quantitative approach was employed using a survey method with 130 respondents selected through purposive sampling. Data were collected via questionnaires and analyzed using multiple linear regression with SPSS software. The results show that simultaneously, influencers, financial literacy, and return expectations have a significant effect on investment interest in cryptocurrency. Individually, each variable also has a positive and significant impact. Influencers provide encouragement through informative and relevant content, financial literacy helps students understand the risks and potential of digital assets, while return expectations motivate interest based on the potential for high profits. The study concludes that these three factors play a crucial role in shaping student investment interest and recommends enhancing financial education and monitoring information on social media to support more informed investment decisions. Keywords: Influencer, Financial Literacy, Return Expectations, Investment Interest, Cryptocurrency
Pengaruh Electronic Word Of Mouth, Brand Imge Dan Loyalitas Pelanggan Terhadap Minat Beli Ulang Produk Skincare Skintific. (Studi Pada Mahasiswa Universitas Islam Malang Dengan Fokus Pengguna Skintific) Febriansyah, Aldhi; Alrasyid, Harun; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to analyze the influence of Electronic Word of Mouth (E-WOM), Brand Image, and Customer Loyalty on the Repurchase Intention of Skintific skincare products. The research is motivated by the increasing skincare usage among students and Skintific's strong presence in Indonesia's e-commerce market. A quantitative approach was employed by distributing questionnaires to 105 students of the Islamic University of Malang who had used Skintific products. Data were analyzed using multiple linear regression. The findings show that Electronic Word of Mouth, Brand Image, and Customer Loyalty each have a positive and significant effect on Repurchase Intention. These results suggest that positive consumer perceptions of online reviews, brand image, and loyalty directly influence their intention to repurchase. This study contributes to the development of digital marketing strategies in the beauty industry, particularly in maintaining young and digitally engaged consumers. Keywords: Electronic Word of Mouth, Brand Image, Customer Loyalty, Repurchase Intention, Skintific.
Pengaruh Rasio Keuangan Terhadap Financial Distress (Studi Kasus Perusahaan Manufaktur Sub Sektor Makanan dan Minuman Yang Terdaftar Di Bursa Efek Indonesia (BEI) Periode 2021 -2023) Rachman, Fahmia Nur Fitria; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract Financial distress is a condition in which a company experiences a financial crisis and is unable to meet its obligations. This condition is characterized by a significant decline in profits, fixed assets, and other financial indicators over several periods, which often serve as early indicators of bankruptcy. The purpose of this study is to determine the effect of liquidity, profitability, leverage, activity, and sales growth on financial distress. The method used in this study is purposive sampling with predetermined criteria. The sample size used was 108 manufacturing companies in the food and beverage sub-sector, in accordance with the established criteria. In this study, the research method used was quantitative with secondary data collection. Secondary data was obtained from the annual financial reports of manufacturing companies in the food and beverage sub-sector listed on the Indonesia Stock Exchange (IDX) during the period 2021–2023. The data analysis technique used was multiple linear regression analysis with the program used being Eviews12. Based on the results of this study, it can be concluded that liquidity, profitability, leverage, and activity ratios have a significant effect on financial distress. The sales growth ratio has no effect on financial distress. Keywords: Financial Distress, Liquidity, Profitability, Leverage, Activity, Sales Growth
Pengaruh Influencer, Literasi Keuangan Dan Ekspektasi Return Terhadap Minat Investasi Cryptocurrency Pada Mahasiswa Universitas Islam Malang Al Majdi, Raihan Zaki; Wahono, Budi; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 14 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract Investment in digital assets such as cryptocurrency has grown rapidly, particularly among younger generations. This study aims to analyze the influence of influencers, financial literacy, and return expectations on the interest in cryptocurrency investment among students of the Islamic University of Malang. A quantitative approach was employed using a survey method with 130 respondents selected through purposive sampling. Data were collected via questionnaires and analyzed using multiple linear regression with SPSS software. The results show that simultaneously, influencers, financial literacy, and return expectations have a significant effect on investment interest in cryptocurrency. Individually, each variable also has a positive and significant impact. Influencers provide encouragement through informative and relevant content, financial literacy helps students understand the risks and potential of digital assets, while return expectations motivate interest based on the potential for high profits. The study concludes that these three factors play a crucial role in shaping student investment interest and recommends enhancing financial education and monitoring information on social media to support more informed investment decisions. Keywords: Influencer, Financial Literacy, Return Expectations, Investment Interest, Cryptocurrency 
Pengaruh Brand Image dan Product Quality terhadap Repurchase Intention : Customer Satisfaction sebagai Variabel Mediasi ( Studi pada Pelanggan Clodia Outfit Malang ) Fadilah, Shelza Tirta; Hidayati, Nur; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 15 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract

Abstract This study aims to analyze the effect of Brand Image and Product Quality on Repurchase Intention with Customer Satisfaction as a mediating variable among Clodia Outfit Malang customers. This study uses quantitative research with an explanatory approach. Data were collected using a survey method with a sample of 120 respondents, with the population being Clodia Outfit customers in Malang City. Data were analyzed using the Structural Equation Modeling (SEM-PLS) method with the help of Smart PLS 4.0 software. The results show that brand image does not have a significant effect on customer satisfaction, product quality has a significant effect on customer satisfaction, brand image has a significant effect on repurchase intention, product quality has a significant effect on repurchase intention, customer satisfaction has a significant effect on repurchase intention, customer satisfaction is not able to mediate the effect of brand image on repurchase intention, and customer satisfaction is able to mediate the effect of product quality on repurchase intention. Keywords: fashion; brand image; product quality; customer satisfaction; repurchase intention 
Co-Authors Abdillah Abdillah, Muhammad Zacky Abu Sofyan Abu Yajid Al Hamidi Achmad Agus Priyono Achmad Hasnin Wildani Adam Adam Adinda Nadillah Salsabila Afiani, Maulina Nur Agesta, Rifqi Naufal Agung Suprianto Agus Hermawan Ahmad Abiyu Tsani Ahmad Azim Shiraj Ahmad Naufal Ahmad Naufal, Ahmad Ahmad Nur Huda Ahmad Syukron Aisya, Adinda Alifia Akhmad Sa`ad Ainur Robbany Al Majdi, Raihan Zaki Alfi Hamidah Ansori Alif Anurul Hikmah Alycia Rahma Oktaviani Amali, Yunila Amalya, Rifky Aminudin, Khoirul Amir Faisol Andriansah, Elvin Andyka Rendy Indra Prasetya Anik Malikah Antika, Meggy Tri Aprilia, Rochimatul Ammar Ardianti, Farah Wahyu Arini Fitria Mustapita Ary Nasrun Asrikamongga, Aliva Erhan Sefira Asrori, Mukhammad Sobih Ayunani, Sabrina Azizah, Nur Rosyda Dhiya’ul Azizah, Wahyu Nur Azizatuz Zahro Bachrul Naba Basalamah, Muhammad Ridwan Bima Andhika Fernanda Budi Wahono Chamila, Mulida Noer Devana Sulistiowati Difla Nur Maulida Dinda Intan Pratiwi Dwi Mutmainah Dwiyani Sudaryanti Eka Farida Era Perdana Erika Diah Safitri Ermawati Ermawati Fadila, Inayatul Fadilah, Shelza Tirta Faiza Nur Afiyah Faizatul Mursyadah Fajar Bayhaqi Fajar Dini Harianto Fajriyah, Laili Fanani, Mohamad Zainal Farah Fatimatus Zahro Farah Wirdatul Baidla Fauziah, Nanik Fauziyah, Nia Asmaul Febriani, Rezki Febi Febriansyah, Aldhi Febrianti, Risma Ayu Febryansyah, Dani Fiqrianto, Mohamad Iqbal Fitria, Erni Wijiatul Fitriani, Nur Afika Gita Rahmy Gunawan, Fany Hakim, Taufiiqul Halimah, Faridatul Haliza, Siti Nur Haq, M Agung Izul Haq, Moh. Izzul Harun Alrasyid Hesti Saras Wati Hikmah, Kholis Mufaidatul Hilaria Wahon Idris, Ahmad Ifani, Dwi Iksan Hikmatullah Intan Nirwana A Irpan Musodikin Ismi Istihanah Hermawan Isyanuar, Nada Defina Jaffan, Jacky Jeni Susyanti Junaidi Karisma Monteha Khairun Anisah Khoirun Nisak Khusnul Khotimah Laksono, Felicia Averina Laurensia Lathifa Nur Khalila Latifatul Hamida Aziz Lestari, Siswi Muji M, Tiara Nur M. Agus Salim Al Fathoni M. Bujairromi Al-Khotib M. Mahruz Ali. Hs Mahardani, Ronny Malavia Mardliyah, Mahnunatul Marselino Eka Maulida, Rizki Sofa Mega Pramesti Priyanti Meldona Misriyatun, Misriyatun Moch. Farid Khafidz Khafili Mochammad Okta Dwika Surya Mochammad Syarifudin Mochammad Taufik Moh Nur Khumaini Khuluq Moh. Fikri Alghifari Moh. Isra Benasmi Moh. Istiaji Tasrik Mohammad Iqbal Kusuma Adrian Mohammad Rifki Abdillah Mohammad Rizal, Mohammad Muchammad Maslikhan Muh. Mushoffa Nufail Muhammad Dandy Ibrahim Muhammad Habibullah Nur Ihsan Muhammad Riyanto Gufron Muhammad Silmy Amjad Muhammad Yasir Ridha Mujahid Ansori Mukhammad Sobih Asrori Mursalina Mursalina Musodikin, Irpan Mu’arifah Cahya Winanti Nabila Nafisah Rahmawati Nadia Surya Safitri Nadziroh, Umi Aimmatun Nahdlia, Hikmatul Amalia Ni'mah, Nur Af'idatun Nikmatul Hidayah Nisa’i, Chayrun Niswah Itsna R Nizam, Muhammad Sahrun Noer Chofifah Indahwati Novianur Wahyuningtyas Nur Diana Nur Hidayati Nurfaindah Lestari Nurhayati, Susi Alistina Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurlailah Nurlailah Nurwasilah Nurwasilah Nuswantara, Setiaji Priyagung Nutkhofifah, Risma Aliatun Nu’man, M. Syauqy Ocvitasari, Dini Oktrivan Bramantya Ilham Pratista, Ilham Pratiwi, Cantika Puspa Priyatno, Rizaldi Bugi Puji Handayati Putri, Handini Eka Rachman, Fahmia Nur Fitria Rahmat Hidayat Raisya A Yasmin Rana, Dhifah Tsabitah Ray Aldi Ludiansyah Revita Widya P Ridah Anjar Sari Rio Fadilah Rizkiani, Iftitah Rofiqul Jari Rois Arifin Ronny Malavia Mardani Ronny Malavia Mardani Sabilla, Rizki Safira, Mela Gita Salim, Vincencia Carolina Salsabillah, Via Amelya Sari, Ridah Anjar Sembiring, Rinawati Septa Slamet Dwiono Setyowati, Nia Ardhana Shinta Aulya Cahya Mukti Siti Aisjah Siti Asiyah Siti Fatimah Siti Humairoh, Siti Siti Ni’matul Umah Sitinjak, Veriananda Sudarmiatin Sugiarto, Syahwa Ladysta Suhari, Didik Suhartatik, Diah Putri Sulton Sholehuddin, Sulton Surya Aditya Syahputra, Arya Septya Syamsudin, M. Nur Syanggie Faizal Putra Syifaullima Fissudur Tami Erliani Tasrik, Moh. Istiaji Ubud Salim Ulfa Khoirun Nisa Ulhaq, Jihan Talidah Ulyah, Nadiratul Umi Aimmatun Nadziroh Umi Nandiroh Vanesa, Bibit Vieira, Abia Do Carmo Wahyudi, Rochman Widarko, Agus Widianisiskiwati Widianisiskiwati Widiawati, Maulina Widyaningrum, Sisca Wijaya, Hengki Vicky Yayang Enjelita Zakaria Zakaria Zakia Bahama Putri Hawa Zulaikah, June