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Journal : Bisma : Business and Management Journal

Efektivitas Program Kur 0% Di Kabupaten Sigi Dewi, Dinda Amartya; Bidin, Cici Rianty K.; Dewi, Pricylia Chintya
BISMA : Business and Management Journal Vol. 1 No. 01 (2023): Bisma : Business and Management Journal
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/bisma.v1i01.49

Abstract

People's Business Credit (KUR) is a credit guarantee program, in which this program is distributed to owners of micro, small and medium enterprises (MSMEs) who need additional loan funds for their businesses. The Sigi Regency Government created a 0% KUR Program for business owners to assist in providing venture capital. After the program is running, the guarantor institution ensures that the program has been running productively or effectively so that the KUR program distribution target is achieved. The type of research method used in this study is the method of effectiveness and qualitative. The purpose of this study was to analyze the effectiveness of the distribution of the 0% KUR program and the inhibiting factors for the effectiveness of the 0% KUR program. From the results of interviews with the Head of the Sigi Regency Cooperative and UKM Office, the Head of the UKM Section in Sigi Regency, and the Secretariat Team for the 0% KUR Program, it was explained that the objectives of the 0% KUR Program had been indirectly achieved because there were several business actors who had successfully passed the program but of the target set by 1,000 business actors, only 9 business actors passed. This provides real change by helping capital for business actors in Sigi Regency and improving the economy in Sigi Regency. It is hoped that the 0% KUR program in the future will have a positive impact, especially in the economic sector.
Co-Authors A. Sutanto, Pascalia Adda, Harnida W Agung Azzul Haq Agustinus Agustinus Andi Indriani Ibrahim Armawati Sondeng Bakri Hasanuddin Cici Rianty Bidin Cici Rianty K. Bidin D, Salma Darman Darman Debby Putry Natalia Sampetoding Dewi, Dinda Amartya Elimawaty Rombe erdiansyah erdiansyah, erdiansyah Erdiyansyah Erdiyansyah Erdiyansyah Erdiyansyah, Erdiyansyah Erlin Karmila Fahry Budianto Faruq Lamusa Fatlina Z Fera Fera Firayani Hanida W Adda Hapri Ika Poigi Harifa Harnida W. Adda Harnida Wahyuni Adda Heni Ardianto Idris Idris Idris Idris Indra Basir INDRIANI, ANDI Intan Nuraini J lahandu, Ahmad faurizky Juliana Kadang KORNELIUS, YOBERTH Lina Mahardiana Masriani . Moh. Ali Murad Moh. Siha Saleh MUH. YUNUS KASIM, MUH. YUNUS KASIM Muhammad Afandi Muhammad Afandi Muhammad Riswandi Palawa Muyardhan, Muyardhan Muzakir Muzakir Muzakir Nastam Aditya Niluh Putu Evvy Rossanti Niluh Putu Evvy Rossanty Niluh Putuh Evvy Rossanty Novi Andriani Novia Ridhowaty Nur Risky Islianty Nurasyimah Usman Nurjannah Nurjannah Nurjannah Palawa, Muh. Riswandi Ponirin Ponirin, Ponirin Putri Regina Prayoga Rachman Tambaru Razin, Muhammad Raihan Rian Risendy Rima Amanda Azzahra Rimala, Euriko Risnawati Risnawati Risnawati Risnawati Roslinawati Roslinawati Salma D Sondeng, Armawati Sri Rahayu Ramadhani Sultan Agung Pratama Suparman Suparman Syamsuddin Syamsuddin Tondowala, Elvis Rosliana Vira Rahman W. Adda, Harnida Wiri Wirastuti Yobert Kornelius Yoberth Kornelius Yoberth Kornelius Yuni Novita Zikri Iman Gifari