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Dominance of Workers' Rights in the Profit Sharing System (Mukhabarah) Based on the Principle of Balance Yustiloviani; Farida Arianti; Maisarah Leli; Riri Syafitri
Jurnal Hukum IUS QUIA IUSTUM Vol. 32 No. 1: JANUARI 2025
Publisher : Fakultas Hukum Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/iustum.vol32.iss1.art1

Abstract

This research is based on the requirement to do work that is not in line with the obligation to provide capital, the system of difficulties at the work level needs to be discussed in an obligation that will be fulfilled. In line with this, to increase understanding of workers' rights in agricultural cooperation with a profit sharing system based on the principle of balance when linked to the level of difficulty of the work. This study aims to analyse the forms of rights and obligations in the palm sap processing cooperation, and how the profit sharing of the mukhabarah system is based on the principle of balance. This research is empirical legal research based on a qualitative descriptive with phenomenology. In data collection, researchers conducted interviews with research informants based on interview guidelines. This research was conducted in Nagari Supayang, Tanah Datar Regency, West Sumatra.The results of the study indicate that there is a heavier burden and greater risk to the manager. The work of managing palm sap requires more days, both climbing days and days of processing palm sap. The conclusion is that there is a dominance of workers' rights in profit sharing agricultural cooperation based on the principle of balance where workers get their rights based on the magnitude of the work responsibilities they carry.Keywords: Balance, Mudharabah, Mukhabarah, Profit Sharing, Workers' Rights. AbstrakPenelitian ini dilatarbelakangi oleh adanya kewajiban untuk melakukan pekerjaan yang tidak sejalan dengan kewajiban memberikan modal, maka sistem yang berkaitan dengan kesulitan pada pekerjaan perlu dibahas terutama terkait kewajiban tertentu yang akan dipenuhi. Sejalan dengan hal tersebut, penelitian ini ditujukan untuk meningkatkan pemahaman tentang hak-hak pekerja dalam koperasi pertanian dengan sistem bagi hasil berdasarkan asas keseimbangan apabila dikaitkan dengan tingkat kesulitan pekerjaan. Penelitian ini bertujuan untuk menganalisis bentuk-bentuk hak dan kewajiban dalam koperasi pengolahan nira aren, dan bagaimana pembagian hasil sistem mukhabarah berdasarkan asas keseimbangan. Penelitian ini adalah penelitian hukum empiris berbasis metode deskriptif kualitatif dengan fenomenologi. Dalam pengumpulan data, peneliti melakukan wawancara dengan informan penelitian berdasarkan pedoman wawancara. Penelitian ini dilaksanakan di Nagari Supayang, Kabupaten Tanah Datar, Sumatera Barat. Hasil penelitian menunjukkan bahwa terdapat beban yang lebih berat dan risiko yang lebih besar bagi pengelola. Pekerjaan pengelolaan nira aren membutuhkan hari yang lebih banyak untuk menyelesaikan pekerjaannya, baik hari untuk pendakian maupun hari untuk pengolahan nira aren. Kesimpulannya adalah terdapat dominasi hak pekerja dalam kerjasama pertanian bagi hasil berdasarkan asas keseimbangan dimana pekerja mendapatkan haknya berdasarkan besarnya tanggung jawab pekerjaan yang diembannya.Kata kunci: Bagi Hasil, Hak Pekerja, Keseimbangan, Mudharabah, Mukhabarah.
Juridical and Economic Analysis of Profit Margin Discounts in Murabahah Financing Early Settlement Habibah, Septiara Nur; Pertiwi, Dian; Arianti, Farida
JISRAH: Jurnal Integrasi Ilmu Syariah Vol 5, No 3 (2024)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jisrah.v5i3.13748

Abstract

The purpose of this study is to explain the implementation of profit margin discounts at BSI KC Bukittinggi Sudirman 1 concerning DSN MUI Fatwa No. 23/DSN-MUI/III/2002 on Discounts for Early Settlement in Murabahah and DSN MUI Fatwa No. 153/DSN-MUI/VI/2022 on Early Settlement of Murabahah Financing Debt. This research is field research with a qualitative approach. Data were collected using interview and documentation techniques.  The research explores how the implementation of profit margin discounts in the early settlement of Murabahah financing is carried out at BSI KC Bukittinggi Sudirman 1, how BSI KC Bukittinggi Sudirman 1 responds to DSN MUI Fatwa No. 153/DSN-MUI/VI/2022 on Early Settlement of Murabahah Financing Debt, and what impacts arise from the implementation of DSN MUI Fatwa No. 153/DSN-MUI/VI/2022 on the practice of profit margin discounts at BSI KC Bukittinggi Sudirman 1. This study finds that the implementation of profit margin discounts in early settlement of Murabahah financing, as governed by DSN MUI Fatwa No. 23/DSN-MUI/III/2002 on Discounts for Early Settlement in Murabahah, differs from the implementation under DSN MUI Fatwa No. 153/DSN-MUI/VI/2022 on Early Settlement of Murabahah Financing Debt. Initially, the profit margin discount was permitted but became mandatory following the issuance of the second fatwa. BSI KC Bukittinggi Sudirman 1 responded positively to the second fatwa, although several impacts arose from its implementation based on DSN MUI Fatwa No. 153/DSN-MUI/VI/2022 on Early Settlement of Murabahah Financing Debt. 
Management , Capital and Legal Protection of Micro Businesses , Small Medium Enterprises and Small Traders in Suriname Prayekti, Prayekti; Arwani, Mokhamad; Yudhistira, Dimas; Sulistyanto, Tri Hadi; Arianti, Farida
IMPACTS: International Journal of Empowerment and Community Services Vol. 3 No. 2 (2025)
Publisher : Faculty of Economics Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/impacts.v3i2.19081

Abstract

Purpose The purpose of activity This is For give information about importance management business micro , small and medium enterprises (MSMEs) in general effective . Activities this also aims For convey importance utilization technology in development of MSMEs, providing outlook related certainty relevant policies and laws with MSME businesses , as well as give understanding regarding promotional strategies MSME products so that they can compete in a bigger market wide .Methods – Methods used in implementation Community service through Zoom application and provide counseling to MSMEs from Indonesia, Malaysia, and Suriname. Abdimas Team give Exposure material about introduction plan business .Results and discussions - Activities devotion public international This succeed involving 154 participants from Indonesia, Malaysia, and Suriname. Activities This reach wide audience and discuss management of MSMEs comprehensive , covering planning business , marketing strategy based on collaboration , entrepreneurship , and utilization technology For expand the market.Conclusion Success activity This show importance mentoring sustainable and training deep For answer need specific every sector business . With step this , UMKM can grow in a way sustainable and provide impact more positive wide for ecosystem global business .
Model of Prevention if Loan Sharking Practises Through Pentahelix-Based Sharia Financing Regulation Literacy in Tanah Datar Regency Community Rizal, Deri; Yustiloviani, Yustiloviani; Arianti, Farida; Renie, Elsy; Putri, Dewi
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 7 No. 1 (2023): June 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v7i1.6264

Abstract

This study seeks to explore the role of the political system in supporting the influence of macro variables on economic growth in the world's Islamic countries. Data obtained from the world bank during 2010-2021. The econometric model used in the research is the Generalized Method of Moments (GMM). The main finding is that the political system has a significant negative effect on growth. This negative effect is caused by the low value of the political index determined by world governance indicators. In addition, foreign direct investment and remittances are still the main variables in supporting economic growth in the Islamic countries of the world. In contrast, interest rates show negative effects on economic growth. Further results show that an ineffective political system is unable to strengthen the relationship between foreign direct investment, remittances, and interest rates on economic growth. These findings serve as an evaluation for the 2025 OIC internal implementation action program.AbstrakPraktik Rentenir masih banyak ditemukan di Kabupaten Tanah Datar, dengan berbagai alasan masyarakat masih banyak melakukan pembiayaan pada rentenir, perilaku ini menimbulkan banyak masalah dalam tatanan kehidupan sosial. Penelitian ini bertujuan untuk, pertama: melihat setting sosial maraknya praktik rentenir, kedua: menemukan program/langkah-langkah strategis yang dapat digunakan untuk mencegah maraknya praktik rentenir. Metode penelitian yang dipakai dalam penelitian ini adalah penelitian kualitatif, yaitu proses mencari data dan menyusun secara sistematis, data tersebut diperoleh dari hasil wawancara, catatan lapangan, maupun dokumentasi, dengan cara mengorganisasikan data ke dalam kategori, menjabarkan ke dalam unit-unit, melakukan sintesis, menyusun ke dalam pola, yang diakhiri dengan membuat kesimpulan, sehingga mudah dipahami oleh diri sendiri maupun orang lain. Penelitian yang menyimpulkan bahwa: pertama, Faktor-faktor yang mempengaruhi masyarakat melakkan pembiayaan kepada rentenir adalah karena adanya kebutuhan yang mendesak dan kebutuhan akan modal usaha. Kedua, Faktor-faktor yang melatarbelakangi masih maraknya praktik rentenir di Kabupaten Tanah Datar, yaitu: faktor ekonomi, faktor sosial, faktor informasi dan faktor kemudahan proses. Selanjutnya penelitian ini juga merekomendasikan langkah-langkah strategis pencegahan rentenir yaitu: memaksimalkan pelaksanaan program unggulan Makan Randang di Kabupaten Tanah Datar, mendirikan koperasi berbasis Nagari/Jorong/Komunitas di Kabupaten Tanah Datar dan melakukan pendampingan ekonomi kreatif untuk masyarakat di Kabupaten Tanah Datar.
Minangkabau Tribal Asset Management in Amlak Shirkah for Migrant Tribe Members from the Perspective Fiqh Muamalah Arianti, Farida; Willya, Evra; Husni, Alfi; Zulkifli; Zulfikor; Alfitri, Aulia
Al-Mazaahib: Jurnal Perbandingan Hukum Vol. 13 No. 1 (2025): Al-Mazaahib
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/al-mazaahib.v13i1.4080

Abstract

This study discusses the ownership system and management of joint assets for clan members who are abroad. According to the Minangkabau Matrilineal tradition, each clan member has the right to own and manage joint assets, but the rights of migrants as one of its members are still unclear in terms of joint ownership boundaries and tend to be objects of dispute. This research is a qualitative with a phenomenological approach in the realm of Minangkabau customs, especially the Tigo Balai Nagari. Primary data sources from members of the tribe who have the right to hold customary land, as well as to the tribal grandfather/mamak who controls customary land. Secondary sources are the nagari community around the village where the object of research is. This Article uses in-depth interviews with interview guidelines, while the key instrument is the researcher himself. Then we use observation techniques to guide data acquisition. Data validity technique by triangulation of sources. Qualitative descriptive data analysis technique. The results found that clan members who are abroad still have ownership rights to the joint property as long as they are still members of the clan or tribe, while regarding the management rights only to their sisters who are in their hometowns. The conclusion is that joint ownership in the Minangkabau customary perspective has the same right to manage the joint property. In terms of fiqh muamalah, shirkah property only applies to management and can be transferred, especially in the management only in the name of the migrant clan member. Penelitian ini membahas tentang sistem kepemilikan serta pengelolaan harta bersama bagi anggota klan yang berada di perantauan. Secara adat Matrilineal Minangkabau, setiap anggota klan memiliki hak untuk memiliki dan menggelola harta bersama namun hak perantau sebagai salah satu anggotanya masih belum ditemui titik terangnya secara batas kepemilikan bersama dan cendrung menjadi objek yang dipertikaian. Artikel ini adalah penelitian kualitatif dengan pendekatan fenomenologi di ranah adat Minangkabau, khususnya Nagari Tigo Balai. Sumber data primer dari anggota kaum suku yang memiliki hak pemegang tanah ulayat, serta kepada datuk/mamak suku di Nagari. Sumber sekunder berupa masyarakat nagari di sekitar perkampungan di tempat objek penelitian. Teknik pengambilan data menggunakan wawancara mendalam dengan alat pedoman wawancara, sedangkan instrument kunci adalah peneliti sendiri. Kemudian menggunakan teknik observasi dalam memandu perolehan data. Teknik keabsahan data secara trianggulasi sumber. Teknik analisis data secara deskriptif kualitatif. Hasil yang ditemukan bahwa para anggota klan yang berada di perantauan tetap memiliki hak milik terhadap harta bersama tersebut sepanjang mereka masih menjadi anggota klan atau suku, sedangkan mengenai hak pengelolaannya hanya pada saudarinya yang berada di kampung halaman. Kesimpulannya bahwa kepemilikan bersama dalam prespektif adat Minangkabau sama-sama berhak untuk mengolah harta bersama tersebut. Secara fikih muamalah, harta shirkah hanya berlaku pada pengelolaan saja serta dapat dipindahtangankan khususnya pada pengelolaanya saja atas nama perantau.
Parental Responsibility for Children Placed in the Aisyiyah Orphanage Batusangkar Branch A Review of Islamic Family Law Husna Rita; Nofialdi; Arianti, Farida; Yunarti, Sri
El-Hadhanah : Indonesian Journal Of Family Law And Islamic Law Vol. 5 No. 1 (2025): El-Hadhanah: Indonesian Journal of Family Law and Islamic Law
Publisher : Prodi Hukum Keluarga Fakultas Syariah dan Hukum UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/hadhanah.v5i1.7654

Abstract

This study explores the responsibilities of parents toward children placed in the Aisyiyah Orphanage, Batusangkar Branch, through the lens of Islamic Family Law. parents are obliged to provide for and raise their children even after divorce. The 1974 Indonesian Marriage Law (Articles 45 and 41) mandates that both parents are responsible for their children’s welfare until they are self-sufficient or married. However, the reality on the ground often shows a significant gap between legal expectations and practical implementation, particularly in cases involving divorce, poverty, or remarriage.  The research focuses on three issues: the reasons why parents put their children, the obstacles for parents to put their children, and the responsibility of parents for children who are put in the Aisyiyah Orphanage Batusangkar Branch. This study Used qualitative field research with a descriptive approach, data were gathered through interviews and documentation involving parents, children, and orphanage administrators. The results showed that people who put their children in orphanages had 5 reasons, namely: so that children are in a safe environment, biological fathers are reluctant to care for their children, mothers are unable to educate their children, to continue their children's education, get guidance from caregivers and administrators. There are 3 obstacles for parents to put their children in the Aisyiyah Branch Batusangkar orphanage, namely: not being fully supported by their biological father, the lack of income of parents, parents being unable to provide maintenance. For the responsibilities of parents towards children in orphanages according to the results of interviews found by researchers that there are 8 respondents who carry out their responsibilities as parents but not fully, while 2 foster children do not accept the responsibilities of parents.
Price Changes in A Limited Time in Home Shopping Program on RTV Television Media From The Perspective of Islamic Law Arianti, Farida; Yunarti, Sri
al-'adalah Vol 19 No 2 (2022): AL-'ADALAH
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/adalah.v19i2.10316

Abstract

This study aims to examine the views of Islamic law on price changes in a limited time in the Home shopping program on RTV television media and the implications for buying and selling activities in the program. This type of research is field research using a phenomenological approach. The data collection used observation techniques on RTV television social media and YouTube promo shows for home shopping products. The study results concluded that product sales in the home shopping program contain an element of uncertainty (gharar) by mixing prices over time; because the product is sold at a discount, that price is added to other goods at a specific price, which is an additional bonus. This activity causes the price to change from the price of the initially offered item and then added to the bonus item that must also be paid. This price is only valid for a short period, and then, after the promotion time is up, the price of the item being sold returns to the pre-discount price so that the selling price of the product offered is unclear (gharar) and contains an element of speculation which is not permitted in Islamic teachings.
Certainty and Doubt in Mamatuik: A Phenomenological and Fiqh-Based Analysis of Cattle Trading Kasmidin, Kasmidin; Arianti, Farida; Mughits, Abdul; Hidayat, Taufik; Rahmatullah, Rezki; M, Pauzi
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 58 No 2 (2024)
Publisher : UINSunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v58i2.1456

Abstract

This study explores traders’ understanding of mamatuik—the traditional skill of estimating the meat weight of live cattle—in buying and selling transactions at the Palangki livestock market. Using a qualitative phenomenological approach with in-depth interviews and observation, the research reveals three levels of trader competence: al-yaqīn, those certain and accurate in estimation (appraisers); al-syak, those partially knowledgeable but doubtful (amateurs); and wahm, those lacking the skill entirely (non-appraisers). This categorization reflects the fiqh maxim اليقين لا يزال بالشك (“certainty is not removed by doubt”), emphasizing that conviction determines trading confidence and continuity. In practice, mamatuik assesses potential meat weight and anchors price bargaining to that estimate, directly influencing a trader’s decision to purchase and the final cattle price. While mutual understanding between buyer and seller supports fair transactions, it cannot fully eliminate defects such as gharar (uncertainty) stemming from ignorance of the goods. External factors also shape the process: the Livestock Service Office provides official weighing facilities that limit reliance on mamatuik, enabling buyers without this skill to use objective measurements instead. Overall, mamatuik represents both a localized non-verbal knowledge system and a practical economic strategy, where the interplay of skill, belief, and regulatory oversight determines market dynamics and the distribution of risk. Penelitian ini mengkaji pemahaman para pedagang terhadap mamatuik—keahlian tradisional dalam memperkirakan berat daging sapi hidup—dalam transaksi jual beli di Pasar Ternak Palangki. Menggunakan pendekatan fenomenologis kualitatif dengan wawancara mendalam dan observasi, penelitian ini mengidentifikasi tiga tingkatan kompetensi pedagang: al-yaqīn, yaitu mereka yang yakin dan akurat dalam perkiraan (penilai); al-syak, yaitu mereka yang memiliki pengetahuan sebagian tetapi ragu-ragu (pemula); dan wahm, yaitu mereka yang sama sekali tidak memiliki keterampilan tersebut (bukan penilai). Klasifikasi ini mencerminkan prinsip fiqh اليقين لا يزال بالشك (“keyakinan tidak hilang karena keraguan”), menekankan bahwa keyakinan menentukan kepercayaan dan kelangsungan transaksi. Dalam praktiknya, mamatuik menilai berat daging potensial dan menetapkan tawar-menawar harga berdasarkan perkiraan tersebut, yang secara langsung mempengaruhi keputusan pedagang untuk membeli dan harga akhir ternak. Meskipun pemahaman mutual antara pembeli dan penjual mendukung transaksi yang adil, hal ini tidak dapat sepenuhnya menghilangkan cacat seperti gharar (ketidakpastian) yang berasal dari ketidaktahuan tentang barang. Faktor eksternal juga memengaruhi proses ini: Kantor Layanan Peternakan menyediakan fasilitas penimbangan resmi yang membatasi ketergantungan pada mamatuik, sehingga pembeli yang tidak memiliki keterampilan ini dapat menggunakan pengukuran objektif sebagai gantinya. Secara keseluruhan, mamatuik mewakili sistem pengetahuan non-verbal yang lokal dan strategi ekonomi praktis, di mana interaksi antara keterampilan, keyakinan, dan pengawasan regulasi menentukan dinamika pasar dan distribusi risiko.