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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Suloh : Jurnal Fakultas Hukum Universitas Malikussaleh Jurnal Riset Rumpun Ilmu Bahasa (JURRIBAH) Ekonomi Syariah, Perbankan, Hukum, dan Sistem
Yusrizal
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Problematika Klaim Nasabah Asuransi Jiwa Syariah di PT. Prudential Life Assurance Unit Prestasi Agency Binjai Dini Dwi Ariska; Yusrizal
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20351

Abstract

Abstract Life insurance is insurance that aims to protect someone against unexpected financial losses due to death. The problems that occur at PT. Prudential Life Assurance Agency Binjai, namely the rejection of customer claims. The causes of rejected customer claims are because customers do not complete the requirements and claim submission documents, illnesses claimed are not covered by the company, inactive insurance policies, dishonesty in disclosing medical history, claims are included in exceptions, and the claim filing period has passed the expiration date. In addition, there are 4 things that cause sharia life insurance cannot be claimed by customers who have died, namely death by suicide, being sentenced to death in court, fights, demonstrations, and being killed by enthusiasts or their relatives in order to get compensation. To avoid being rejected by customer claims, the insured should complete the specified documents and follow the procedures for submitting predetermined claims, such as policies, KTP PP, KTP TU, KTM PM, receipts for hospital fees, doctor's certificates, death certificates, claim forms, and other required documents. In this study using descriptive qualitative method with data collection using observation and interviews to obtain valid information. Keywords: Problems, Life Insurance, Denial of Claims
PERAN AMAL USAHA MUHAMMADIYAH DALAM PENGEMBANGAN EKONOMI UMAT DI KOTA TANGERANG Yusrizal
Ekonomi Syariah : Perbankan, Hukum & Sistem Vol 3 No 6 (2025): Ekossistem Vol 3 Number 6 (Agustus 2025)
Publisher : Yasi Learning Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17605/xnap8v95

Abstract

Muhammadiyah Charity in various regions, including Tangerang City, is a manifestation of the organization's efforts in spreading da'wah and realizing a progressive Islamic society. The research aims to analyze the role of Muhammadiyah Business Charity (AUM) in the economic development of the ummah in Tangerang City through a qualitative approach with a case study method. Data collection was carried out through in-depth interviews, field observations, and document analysis to comprehensively understand the contribution of AUM. The focus of the research includes AUM managers and fostered MSME actors who interact directly with Muhammadiyah's economic empowerment program. Primary data was obtained from AUM managers and business actors, while secondary data came from literature studies and institutional reports. The analysis shows that AUM performance is in the good category, characterized by institutional effectiveness, program relevance, and accountable governance. AUM plays a significant role as an economic driver of the ummah through educational, health, social, and business unit services based on sharia economic principles that encourage social justice and economic inclusivity. However, some aspects such as the quality of human resources and business model innovation are still in the poor category so they need strengthening. The impact of AUM is evident in community empowerment, increased access to services, and its contribution to equitable welfare. This finding confirms that optimizing the role of AUM requires synergy between strong internal capacity and adaptability to external dynamics for the economic sustainability of the people in Tangerang City.
Meningkatkan Keterampilan Membaca dengan Menggunakan Model PPJBL Matakuliah Membaca Konferensif Mahasiswa Universitas Merangin Khairul Anwar; Yusrizal Yusrizal; Anggia Pratiwi; Muhibul Fahmi; Baitulah Baitulah
Jurnal Riset Rumpun Ilmu Bahasa Vol. 5 No. 1 (2026): April: Jurnal Riset Rumpun Ilmu Bahasa
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurribah.v5i1.9619

Abstract

The low level of comprehensive reading skills among college students requires a transformation toward student-centered learning. This study aims to determine and describe the improvement of students' comprehensive reading skills in the Comprehensive Reading course at Universitas Merangin through the application of the Project-Based Learning (PjBL) model. This study used Classroom Action Research (CAR) based on the Kemmis & McTaggart model, consisting of planning, acting, observing, and reflecting. The research subjects were one class of students enrolling in the Comprehensive Reading course. Data were collected through reading comprehension tests, observation sheets of lecturer and student activities, and project product assessment rubrics. Data were analyzed quantitatively and qualitatively with a success indicator of 80% of students achieving the minimum criteria. The findings indicate that the implementation of PjBL significantly improves comprehensive reading skills across literal, inferential, critical, and creative levels. The requirement to create research-based products forces students to actively analyze and synthesize information. This study implies that PjBL can be utilized as an innovative and effective learning model for reading courses in higher education.
PERLINDUNGAN HUKUM BAGI AHLI WARIS ATAS TANAH YANG DIKUASAI SECARA ILEGAL OLEH PT JAYA BETON INDONESIA DALAM PERSPEKTIF HUKUM PERDATA Raisha Maqfirah; Marlia Sastro; Yusrizal
Suloh: Jurnal Fakultas Hukum Universitas Malikussaleh Vol. 14 No. 2 (2026): Suloh: Jurnal Fakultas Hukum Universitas Malikussaleh, Oktober 2026
Publisher : Program Studi Magister Hukum Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perlindungan hukum merupakan upaya negara dalam menjamin kepastian dan pengakuan hak ahli waris atas tanah warisan sebagaimana diatur dalam Pasal 830, 528, dan 584 KUHPerdata yang menegaskan bahwa hak waris timbul sejak pewaris meninggal dunia sebagai hak kebendaan yang sah. Namun dalam praktik masih terjadi penguasaan tanah warisan tanpa dasar hukum oleh pihak tertentu seperti PT Jaya Beton Indonesia yang menimbulkan kerugian bagi ahli waris dan menunjukkan adanya kesenjangan antara aturan dan pelaksanaannya. Penelitian ini bertujuan untuk menganalisis perlindungan hukum perdata bagi ahli waris serta upaya hukum yang dapat ditempuh untuk memperoleh kembali hak atas tanah warisan dengan menggunakan metode yuridis normatif melalui pendekatan kasus Putusan Nomor 271/Pdt.G/2024/PN Mdn dan analisis kualitatif. Hasil penelitian menunjukkan bahwa perlindungan hukum dilakukan melalui mekanisme preventif dan represif berupa pengakuan status ahli waris, penolakan penguasaan sepihak, gugatan perbuatan melawan hukum, serta penyelesaian melalui jalur litigasi dan non-litigasi yang saling melengkapi untuk menjamin kepastian dan pemulihan hak ahli waris atas tanah warisan.
Co-Authors Anggia Pratiwi Baitulah Baitulah Dini Dwi Ariska Khairul Anwar Muhibul Fahmi Raisha Maqfirah Sastro, Marlia