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Jurnal Pendidikan Ekonomi (JURKAMI)
Published by STKIP Persada Khatulistiwa Sintang
ISSN : 26571528     EISSN : 25410938     DOI : 10.31932
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Social Sciences
JURKAMI: Jurnal Pendidikan Ekonomi adalah jurnal yang menerima kontribusi tulisan/artikel yang berkaitan dengan studi-studi kependidikan, pengajaran dan evaluasi belajar di bidang pendidikan ekonomi dan kajian ilmu ekonomi lainnya, baik laporan penelitian, maupun tinjauan buku yang belum pernah diterbitkan di media cetak ataupun elektronik
Arjuna Subject : -
Articles 387 Documents
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PENERAPAN MODEL KOOPERATIF TIPE STAD UNTUK MENINGKATKAN ENTREPRENEURIAL MINDSET SISWA DI SMK DARUL ULUM AS SURUR KELAS X Hadi, Syukron; Prasetiyorini, Pudhak; Gerhani, Febrina
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 2 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i2.4795

Abstract

Strengthening the entrepreneurial mindset at the Vocational High School (SMK) level is a strategic urgency in preparing adaptive, creative, and independent graduates amidst the dynamics of the world of work and entrepreneurship. One of the relevant learning approaches to develop students' entrepreneurial mindset is the Student Teams Achievement Division (STAD) cooperative learning model, because it is able to stimulate cooperation, communication, and individual responsibility in groups. This study aims to analyze the application of the STAD model in improving the entrepreneurial mindset of class X students at SMK Darul Ulum AS Surur, identify changes in student attitudes in the aspects of creativity, innovation, and independence, and evaluate the effectiveness of the model in improving students' cooperation and communication skills in the context of entrepreneurship. This study uses a quantitative method with a quasi-experimental approach. The research subjects were 30 class X students selected through purposive sampling techniques. The data collection instrument used was a validated entrepreneurial mindset questionnaire supported by documentation and observation. The results of the study showed that the application of the STAD cooperative learning model had a significant effect on improving students' entrepreneurial mindset. Based on the results of the paired sample t-test, a significance value of 0.001 <0.05 was obtained, so H0 was rejected and H1 was accepted. This means that there is a significant difference between the pre-test and post-test results of students' entrepreneurial mindset after the STAD type cooperative learning model was applied.
DAMPAK DIVERSIFIKASI PRODUK BERBASIS AUGMENTED REALITY TERHADAP PENINGKATAN PENJUALAN DAN PERTUMBUHAN LABA UMKM GEDEBOG.IDN SURABAYA Sandy, Wulan Mel; Susilowibowo, Joni
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 9, No 3 (2024): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v9i3.3659

Abstract

Business growth is characterized by an increasing number of sales However, this condition seems difficult for MSMEs because they have not been able to withstand competition, maintain customer satisfaction, and attract buying interest. Therefore, to increase sales, it is necessary to diversify products to attract customers to buy. The existence of this tirk power is expected to create an increase in sales. The purpose of this research is used to determine the impact of product diversification using augmented reality technology on increasing sales and profit growth during the September-November period in 2023 at UMKM gedebog.idn Surabaya. The research method used is quantitative descriptive research method Data obtained from primary data The study population consisted of all sales volume and profit data during June-November 2023. Sampling data using purposive sampling using samples of sales volume and profits in September-October 2023. The results showed that product diversification using augmented reality has positive results on increasing sales in the range of 26-41% and profit growth in the range of 24-28%.
PENINGKATAN HASIL BELAJAR SISWA MATERI KONSEP DASAR ILMU EKONOMI MELALUI MODEL DESCOVERY LEARNING BERORIENTASI KEARIFAN LOKAL THK KELAS X Wapa, Andi; Suastika, I Nengah; Lasmawan, I Wayan
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 8, No 3 (2023): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v8i3.2929

Abstract

This research is based on problems regarding economics subjects in classes that are still below the KKM, so this research aims to improve the learning outcomes of class X students in economics subjects at MA Nurul Iman by using a discovery learning model oriented to THK local wisdom. The method used was Classroom Action Research with a research sample of 30 MA Nurul Iman Rowokangkung Lumajang students with data collection based on two treatment cycles. Data analysis in this study refers to the indicator of achievement of subject competency, namely 75. The results of applying this method show an increase in learning outcomes based on the pre-cycle of 74.50, then in the first cycle 80.83 and in the second cycle 89.00, meaning that the learning model increases learning outcomes with a percentage of completeness. learning outcomes rose from 30% to 67% in the first cycle then rose again to 87% in the second cycle. Suggestions for teachers should always pay attention to students' learning readiness factors so that it is easy to provide learning. Next, use a cooperative model to make learning more collaborative, and use local wisdom that supports learning so that it can be preserved
PENGARUH DISIPLIN KERJA DAN KINERJA PENDIDIK TERHADAP GAYA KEPEMIMPINAN DI SMP NEGERI 12 LUBUKLINGGAU Nisusmiati, Murlina; Fitria, Fitria; Mulyono, Hardi; Nasruddin, Nasruddin; Kurniawan, Ade
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 9, No 3 (2024): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v9i3.3745

Abstract

The first problem is weak supervision and monitoring of the implementation of employee duties.  Second, there is still a distribution of duties from the principal to employees which is not in accordance with the employee's expertise. This indicates that the leadership carried out has not been effective. Another problem with this research is that some teachers still do not adhere to time regulations, there are still teachers who do not make lesson plans. Based on this, this research was conducted to determine work discipline and teacher performance regarding leadership styles. The design of this research is quantitative research. This research uses observation, questionnaire, and documentation data collection methods. The analysis techniques used are simple linear regression analysis, correlation coefficient, t test, multiple linear regression analysis, coefficient of determination and F test. This research is expected to contribute to understanding how an effective leadership style can improve work discipline and teacher performance as well as provide recommendations to improve the quality of education in schools. The results of the research show that Work Discipline and Teacher Performance have a significant effect on the leadership style of the principal at SMP Negeri 12 Lubuklinggau.
ANALISIS KEPUTUSAN NASABAH MENGGUNAKAN MANDIRI AGEN DI DESA NANGA DEDAI KECAMATAN DEDAI KABUPATEN SINTANG Yasri, Fadhila; Marganingsih, Anna; Astikawati, Yunita
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 2 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i2.4473

Abstract

Banking Agents to provide banking services that are difficult to reach by people in rural areas which causes customers to spend high costs to reach these services. The purpose of this study was to analyze the factors that influence customer decisions in using Mandiri Agent services in Nanga Dedai Village, Dedai District, Sintang Regency. Mandiri Agent services make it easy for people who live in remote areas to access banking services without having to go to a branch office. This research uses a qualitative approach. Data collection techniques using interviews. The results explain that customer decisions are influenced by several main factors, namely ease of access, trust in services, and the level of customer understanding of the products offered. Social and economic factors, such as lower transaction costs and strategic agent locations, also play an important role in customers' decisions to use Mandiri Agen. Based on these findings, it can be concluded that the Mandiri Agen service is very helpful to the community in Nanga Dedai Village in fulfilling their banking needs, and an increase in understanding and service quality will further increase customer interest in using this service.
THE INFLUENCE OF MICRO FINANCING AND BUSINESS ASSISTANCE ON THE DEVELOPMENT OF CLIENTS' BUSINESSES AT PT MITRA BISNIS KELUARGA VENTURA, TANAH TINGGI BRANCH, TANGERANG CITY Diansyah, Diansyah; Aslawiyah, Siti Rabiaatul
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 9, No 3 (2024): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v9i3.3850

Abstract

PT MBKV (Mitra Bisnis Keluarga Ventura) is a non-bank private financial institution that engages in microfinance activities. This study aims to ascertain whether microfinance and business assistance exert a combined and partial influence on the business development of customers of PT Mitra Bisnis Keluarga Ventura Tanah Tinggi Branch in Tangerang City.  The population comprised 203 customers, while the sample size was limited to 135. The data collection process involved the use of observation, questionnaires, and interviews. The data analysis technique employs instrument testing and hypothesis testing. The independent variable comprises microfinance and business assistance, while the dependent variable is business development. A multiple linear regression analysis was conducted to test the effect of each independent variable on the dependent variable. The results of data processing through SPSS 27 indicate that microfinance and business assistance exert a significant influence on the business development of customers of PT Mitra Bisnis Keluarga Ventura Tanah Tinggi Branch in Tangerang City. The influence of microfinance and business assistance on business development is significant, with a magnitude of 47.3%. Furthermore, the provision of microfinance and effective business assistance can facilitate continuous business development, thereby achieving optimal results.
ANALISIS DAMPAK PENGGUNAAN S-PAY LATER TERHADAP PERILAKU KEUANGAN MAHASISWA DI ERA EKONOMI DIGITAL Sitorus, Onny Fitriana; Haryati, Eka
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 2 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i2.4946

Abstract

Digital developments have a major impact on various sectors, one of which is the economy. The digital economy era provides innovation in payment methods on various business platforms, namely using the S-Pay Later method, one of the most popular choices among the younger generation. The research method used in this study is descriptive quantitative by distributing questionnaires to collect data from students living in the UHAMKA dormitory. Based on the results of the analysis, it shows that the use of S-Pay Later can affect students' financial behavior, both in terms of spending, savings, and money management. Students who use S-Pay Later said that they find it easier to make payments, but they also tend to make more impulsive purchases and have difficulty managing their finances. The purpose of this study is to educated on the importance of financial management for students in increasing awareness and the impact of using digital payment services. This study is intended to provide insight to educational institutions to design programs that support students in managing their finances wisely.
OPPORTUNITIES AND CHALLENGES OF ENGLISH EDUCATION INDUSTRY IN POST COVID-19 PANDEMIC Nurchalis, Nur Fadillah; R, Muh. Faizal; Noni, Nurdin
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 9, No 3 (2024): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v9i3.3697

Abstract

The language education industry sector has undergone significant transformations due to the Covid-19 pandemic, prompting a need for businesses to adapt to uncertain circumstances. This research aims to explore the opportunities and challenges encountered by entities in the English language education sector after these dynamic times. Employing a qualitative descriptive design, the study focuses on managers of English language courses and training institutions in the South Sulawesi region who volunteered as informants. The selection process utilized a snowball sampling technique, allowing for the inclusion of additional informants when necessary. Data collection involved interviews conducted through both zoom and in-person meetings. Analysis of the gathered data employed techniques from Miles and Huberman. The study's findings reveal interconnected opportunities and challenges faced by post-pandemic course managers, particularly concerning the implementation of distance learning. Consequently, strategies of affirmation are crucial to ensure the continued viability of businesses in the English language education industry.
EFEKTIVITAS PROJEK PENGUATAN PROFIL PELAJAR PANCASILA (P5) TEMA KEARIFAN LOKAL DI SMK BATIK PERBAIK PURWOREJO Setyaningrum, Riliya; Widoyoko, Sugeng; Rinawati, Anita
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 3 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i3.5371

Abstract

Penelitian ini bertujuan untuk meningkatkan tingkat efektivitas pelaksanaan Projek Penguatan Profil Pelajar Pancasila (P5) tema kearifan lokal pada siswa kelas XI SMK Batik Perbaik Purworejo. Penelitian menggunakan desain evaluatif dengan pendekatan deskriptif kuantitatif serta model evaluasi CIPP ( context, input, process, product ). Populasi penelitian meliputi 148 siswa dan 7 fasilitator P5, dengan sampel 107 siswa dan 5 fasilitator yang ditentukan melalui rumus Slovin dengan margin kesalahan 5%. Data dikumpulkan menggunakan angket skala Likert dan analisis dokumen. Hasil analisis deskriptif menunjukkan bahwa variabel konteks memperoleh skor rata-rata 3,20 (baik), input sebesar 3,17 (baik), proses sebesar 3,07 (baik), dan product berupa nilai rapor P5 tema kearifan lokal mencapai skor rata-rata 3,60 (sangat baik). Secara keseluruhan efektivitas P5 di kelas XI memperoleh skor rata-rata 3,26 dengan klasifikasi sangat baik atau sangat efektif. Namun pelaksanaan program ini masih menghadapi beberapa kendala, seperti keterbatasan koordinasi antar kelas, kurang meratanya pemahaman guru terkait konsep P5, serta adanya sebagian siswa yang masih pasif dalam berpartisipasi.
PENGARUH ROLE MODEL TERHADAP INTENSI BERWIRAUSAHA PADA MAHASISWA PROGRAM STUDI PENDIDIKAN EKONOMI STKIP PERSADA KHATULISTIWA SINTANG Teovela, Maria; Pelipa, Emilia Dewiwati; Relita, Dessy Triana; Sore, Avelius Dominggus
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 3 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i3.5228

Abstract

This study was motivated by the low entrepreneurial intention of students of the Economic Education Study Program of STKIP Persada Khatulistiwa Sintang, even though students have received entrepreneurship education, many students are still afraid to start entrepreneurship and lack role models that inspire students in entrepreneurship. This study aims to determine the Role Model on Entrepreneurial Intention of students of the Economic Education Study Program of STKIP Persada Khatulistiwa Sintang. The method used is a quantitative approach with simple linear regression analysis. The population and sample of the study amounted to 42 students. The results of the analysis show that the t-count value of 4.725> t table of 2.023 with a significance value of 0.000 <0.05, which means that role models have a positive and significant effect on entrepreneurial intention. based on the results of the study it can be concluded that relevant role models are able to encourage students' entrepreneurial intentions to enter the world of entrepreneurship. The results of this study are expected to be a basis for the campus in developing a more inspiring entrepreneurial environment and encouraging the active role of role models around students..

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