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All Journal International Journal of Informatics and Communication Technology (IJ-ICT) International Journal of Advances in Applied Sciences At-Taradhi: Jurnal Studi Ekonomi IJIBE (International Journal of Islamic Business Ethics) I-ECONOMICS: A Research Journal on Islamic Economics EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Jurnal Al-Qardh Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Mustashfa Profetika FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Jurnal Pengabdian UntukMu NegeRI AL QUDS : Jurnal Studi Alquran dan Hadis Resona : Jurnal Ilmiah Pengabdian Masyarakat Jurnal TAM (Technology Acceptance Model) Adi Widya : Jurnal Pengabdian Masyarakat al-Afkar, Journal For Islamic Studies Al-Muzara'ah Journal of Islamic Economic Laws QARDHUL HASAN: MEDIA PENGABDIAN KEPADA MASYARAKAT Journal of Indonesian Tourism, Hospitality and Recreation Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Indonesian Journal of Halal Research Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Azhar Journal of Islamic Economics Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Sustainable Tourism and Entrepreneurship Nusantara Science and Technology Proceedings Journal of Islamic Economics and Finance Studies AL IQTISHOD: Jurnal Pemikiran dan Penelitian Ekonomi Islam Airlangga International Journal of Islamic Economics and Finance Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Halal Research Journal Jurnal Ar-Ribh Al-Muamalat : Jurnal Ekonomi Syariah Abdi Psikonomi Talaa : Journal of Islamic Finance Islamiconomic: Jurnal Ekonomi Islam Perbanas Journal of Islamic Economics and Business Proceeding ISETH (International Summit on Science, Technology, and Humanity) International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) International Journal of Emerging Issues in Islamic Studies Velocity: Journal of Sharia Finance and Banking International Journal of Law and Society Imara: Jurnal Riset Ekonomi Islam Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Muhibbul Arabiyah: Jurnal Pendidikan Bahasa Arab Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Jurnal Perbankan Syariah Jurnal TAM (Technology Acceptance Model) Al-Infaq : Jurnal Ekonomi Islam Profetika: Jurnal Studi Islam
Azhar Alam
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Physics Social Sciences Other

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Halal Tourism Potential in Muslim Minority Areas (A Case Study in Indonesia) Alam, Azhar; Nofitri, Dian; Ma'ruf, Aminudin
Journal of Sustainable Tourism and Entrepreneurship Vol. 3 No. 3 (2022): May
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/joste.v3i3.1296

Abstract

Purpose: The purpose of this study is to determine the potential that Ngada Regency has as a Muslim minority area in developing halal tourism, as well as the efforts that must be made to support this potential so that it can be applied. Research Methodology: The research method used is descriptive qualitative research. Primary data sources were obtained through interviews with fourteen respondents, including; the Indonesian Ulema Council of Ngada Regency, the Ministry of Islamic Religion of Ngada Regency, the Ngada Regency Tourism Office, Islamic religious leaders, and local Muslim tourists. Results: The results of this study show that Ngada Regency has the opportunity to implement halal tourism, judging from the tourism potential it has, including; marine parks of 17 islands, beaches, mountains, hills, waterfalls, craters, hot springs, and traditional villages. The available tourist attractions are the main attractions and characteristics that distinguish Ngada Regency from other districts in East Nusa Tenggara. Then, judging from the enthusiasm of local Muslim tourists visiting tourist destinations, Ngada Regency has the opportunity to implement halal tourism. However, the facilities and infrastructure available in tourist destinations and lodging places must follow halal tourism principles. Limitations: This study has limited data coverage in an Eastern Indonesia region that has a Muslim minority demographic. Contributions: The study is the first to examine the potential of halal tourism in eastern Indonesia with the condition of the Muslim minority population. Novelty: This study makes a valuable contribution to the study of the development of halal tourism in eastern Indonesia, which has a Muslim minority demographic.
Sharia Swimming Pool: A Practice and the Factors that Affect Consumers Alam, Azhar; Sukmana, Raditya; Sholikah, Nikmatus; Jim, Mahafizur Rahman
Indonesian Journal of Halal Research Vol. 6 No. 1 (2024): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v6i1.14471

Abstract

The swimming pool is a part of tourism, entertainment, and sports activities. The development of halal tourism demands swimming pool facilities that can better meet Sharia principles that benefit Muslim consumers. This study aims to reveal Sharia swimming pool management practices and explore why its customers choose Sharia swimming pools over conventional swimming pools. This research was conducted to reveal the halal lifestyle that has penetrated halal tourism, including swimming pools based on Sharia principles. This study uses a phenomenological approach to reveal the phenomenon of swimming pool practices and factors that affect its customers. This study interviewed 15 people with characteristics of high-intensity Sharia swimming pool use. It revealed that Islamic pool management practices include rules for members to enter, swimwear, facilities, and services provided. This study explores the factors influencing Islamic pool consumers by grouping them internally and externally. Internal factors impacting Sharia swimming pool users include comfort, halal lifestyle, and health. At the same time, the support of facilities, encouragement from others, and unpleasant experiences in public or traditional swimming pools are part of external factors. This study is expected to become a reference for Sharia swimming pool management practices and evidence of the findings of factors that encourage consumers to choose Sharia swimming pools.
MANAJEMEN WAKAF PRODUKTIF DAN TANTANGANNYA DI MAJELIS WAKAF DAN KEHARTABENDAAN PDM SURAKARTA Azhar Alam; Musliah Isnaini Rahmawati; Aditya Nurrahman
Profetika: Jurnal Studi Islam Vol. 23, No. 1, Juni 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v23i1.16799

Abstract

Pengelolaan wakaf merupakan bagian penting dalam menentukan kemajuan ekonomi umat termasuk dalam sebuah organisasi masyarakat Muhammadiyah. Namun demikian, penelitian terkait wakaf di Muhammadiyah masih berjumlah sedikit. Tujuan dari penlitian ini adalah untuk mengetahui pengelolaan wakaf produktif pada Majelis Wakaf Dan Kehartabendaan Pimpinan Daerah Muhammadiyah Kota Surakarta serta untuk mengetahui kendala yang dialami Majelis Wakaf Dan Kehartabendaan Pimpinan Daerah Muhammadiyah Kota Surakarta dalam melaksanakan kegiatan wakaf produktif. Metode penelitian yang digunakan adalah kualitatif deskriptif. Jenis data yang digunakan adalah data primer dan sekunder. Data primer diperoleh melalui wawancara kepada tiga pihak Majelis Wakaf & Kehartabendaan PDM Kota Surakarta, dua orang pewakif, dan empat pengurus bangunan wakaf. Hasil dari penelitian ini menunjukkan bahwa pengelolaan wakaf produktif pada Majelis Wakaf & Kehartabendaan PDM Kota Surakarta sudah berjalan sesuai dengan syarat dan rukun yang ditentukan. Proses perwakafan pada saat akad penyerahan harta benda wakaf juga dilakukan sesuai syariat Islam yaitu dengan membawa dua orang saksi, pembacaan ikrar wakaf dipandu oleh pihak PPAIW, kemudian tahap terakhir yaitu penerbitan sertifikat wakaf menjadi harta benda milik persyerikatan. Namun dalam penelitian ini ditemukan kendala yang dialami Majelis Wakaf & Kehartabendaan PDM Kota Surakarta yaitu kurangnya pengertian masyarakat mengenai wakaf produktif sehingga dapat menyebabkan kegiatan perwakafan berjalan kurang maksimal. Kendala lainnya yaitu masalah keuangan, karena keuangan memiliki peran penting dalam menjalankan kegiatan perwakafan. Hal tersebut dapat menjadi referensi bagi Lembaga perwakafan untuk mempersiapkan strategi-strategijangka Panjang untuk menghadapi kendala-kendala tersebut.
Peningkatan Literasi Keuangan Digital Melalui Pelatihan Penggunaan Aplikasi Personal Finance pada Anggota BMT Center Kube Karanganyar Fathma, Azizah; Adinda Putri Cahyani; Anis Ulul Hikmah; Alam, Azhar
Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 7 No. 1 (2026): Vol. 7 No. 1, April 2026 (Inpress)
Publisher : Universitas Dinamika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37802/society.v7i1.1102

Abstract

The level of digital financial literacy in Indonesia remains below the average of other ASEAN countries such as Malaysia, Thailand, and Singapore. This community service program aims to enhance digital financial literacy among members of BMT Center Kube Karanganyar through training on the use of a personal finance application, FINKU. As a leading cooperative in Karanganyar, BMT Center Kube has consistently provided training and empowerment programs for its members. However, many members still do not manage their personal finances routinely or effectively. The program was implemented using a participatory approach, involving not only the delivery of financial literacy materials but also hands-on practice and discussion sessions on the use of the FINKU application. This application helps users record income and expenses, set budgets, and monitor financial goals through integration with banking and e-wallet platforms. The results of the program indicate an improvement in participants' understanding and practical skills in financial management. Participants began to adopt better financial behavior, including regular financial tracking and more conscious budgeting. Furthermore, enhanced personal financial management among members is expected to contribute to a reduction in the cooperative’s non-performing financing (NPF) rate, which in turn can strengthen the financial performance of BMT and increase beneficial for its members.
مقاطعة المنتجات الداعمة لإسرائيل بين التضامن الأخلاقي وواقع السوق: تحليل نقدي متعدد الأبعاد لفجوة الوعي الرمزي والأثر البنيوي في سلوك المستهلكين في الجنوب العالمي: Boycotting Products Pro-Israel: A Multi-Dimensional Critical Analysis of the Symbolic Awareness Gap and Structural Impact on Consumer Behavior in the Global South Annajaty, Abdulloh Yahya; Isman, Isman; Alam, Azhar
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Campaigns to boycott products related to Israel or support them are on the rise in the countries of the Global South as a political consumption behavior that combines moral solidarity and symbolic pressure on companies. However, the power of the campaign in the public sphere does not necessarily mean the power of the impact in the market or in the political-economic structures that support the conflict. This article aims to provide a multi-dimensional critical analysis of symbolic awareness gaps and structural impacts based on the current literature (2021–2025) on boycotts, political consumption, and digital activism, by reinforcing the theoretical framework with quantitative and qualitative evidence from studies in East Asia (Indonesia and Malaysia). This article uses a composite approach that includes: (1) a selective methodological review of recent research in accordance with defined transparency standards, (2) an interpretive model that combines Planned Behavior Theory (SDP), Social Identity Theory (SIT), and a political economy approach to global value chains (GVCs), (3) comparative analysis supported by field evidence on the role of religiosity, perceived efficiency, and and local alternatives in converting intentions into actual behaviors. The article concludes that to reduce the gap, boycotts must be transformed from moral indicators to market governance tools based on supply chain transparency, support programs for local alternatives, and ESG accountability mechanisms.
مقاصد الشريعة في المعاملات المالية ودورها في تحقيق العدالة الاقتصادية: Maqashid Syariah in Financial Transactions and Its Role in Achieving Economic Justice Zifamina, M. Zainul Haq Fiddin; Alam, Azhar
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

The purpose of this research is to study the role of sharia maqashid in regulating financial transactions and achieving economic justice, through an analysis of the basics of maqashid that are the foundation of the Islamic financial system, as well as explaining their impact on the protection of rights, achieving a balance between individual interests and public interests, and reducing the practice of injustice and economic exploitation. This study uses an analytical descriptive method, with the application of an inductive approach to trace sharia texts and the opinions of scholars, as well as a comparative approach to highlight the differences between maqashid's view of Islamic economics and some conventional economic views. This study concludes that sharia maqashid, especially in safeguarding wealth, realizing justice, and eliminating difficulties, is a comprehensive ethical and legislative framework that contributes to the development of a fair and sustainable financial system, as well as being able to face contemporary economic challenges. The authenticity of this research lies in the relationship between maqashid theory and the practical application of modern financial transactions, which strengthen economic justice and inclusive development.
تحليل سياسات الحكومة في إدارة أموال الحج: تزامن القانون رقم 34 لعام 2014 مع مبادئ الشريعة الاقتصادية: Analysis of Government Policies in the Management of Hajj Funds: The Conformity of Law Number 34 of 2014 with the Principles of Economic Sharia Prestiyono, Bagus Ledi; Alam, Azhar
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Objective: This study aims to analyze the extent of the suitability of the Indonesian government's policy in managing hajj funds based on Law Number 34 of 2014 according to the principles of sharia economics and sharia maqashid, especially the principle of maintenance and achievement of the benefits of the ummah. Methodology: This study uses a legal-normative approach with a descriptive qualitative analysis method. Data was obtained through a study of laws and regulations related to the management of hajj funds, DSN-MUI fatwas, scientific literature, as well as financial and performance reports of the Hajj Financial Management Agency (BPKH) for the period 2024 2025. The analysis was carried out by integrating a positive sharia perspective and sharia maqashid. Results: The results of the study show that Law Number 34 of 2014 provides a strong legal basis for the management of hajj funds based on sharia principles, accountability, and transparency. However, in practice, there is still a gap between formal compliance with sharia and the achievement of substantive goals of sharia maqashid, particularly in the aspects of public transparency, increased economic benefits, and equitable distribution of the social impact of hajj investments. Application/Authenticity/Value: This research makes a conceptual contribution by combining positive legal analysis and "maqashid sharia" in the context of public financial management of the ummah. It is hoped that the results of this research will be the basis for the formulation of policies that are more benefit-oriented, increase public trust, and strengthen sustainable governance for hajj funds.
Kesesuaian Akad dan Transaksi Digital pada Fintech Syariah dengan Prinsip Hukum Muamalah Fatimah Salma Azzahra; Azhar Alam; Wardah Yuspin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 2 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i2.11244

Abstract

This study aims to identify and describe the various forms and types of contracts used in Islamic fintech services in Indonesia, and to analyze and assess the level of conformity of contracts and digital transactions in Islamic fintech with the principles of muamalah law according to Islamic teachings. The study used a qualitative literature study method with a normative-theological approach. Data sources were secondary sources collected using library research techniques. Data were considered valid if they met the criteria of credibility, transferability, dependability, and confirmability. Data were analyzed using qualitative descriptive techniques. The results show that Islamic fintech in Indonesia has implemented various Islamic contracts, such as sale and purchase, musyarakah, mudharabah, wakalah bil ujrah, and qardh, which are used according to service characteristics and user needs. In general, the digital transaction mechanisms in Islamic fintech are in line with the principles of muamalah law because they are supported by clear contracts, system transparency, and regulatory oversight that ensures the avoidance of usury, gharar, and other prohibited practices.
Co-Authors Abdelsalam Adam Hamid Abdelsalam Adam Hamid Achmad Fajar Sidiq Ade Indra Adi Saifurrahman Adinda Putri Cahyani Aditya Nurrahman Aditya Nurrahman Aditya Nurrahman Aditya Nurrahman Adityo Wiwit Kurniawan Adriansyah, Ikhwan Afief El Asfahany Afief El Ashfahany Afiq Miftahurizqi Alhaq Al Bagir, Muhamad Aminudin Ma'ruf Anggraeni, Arum Angrinda Anggih Umi Kulsum Anis Ulul Hikmah Anisa Nur Faizah Annajaty, Abdulloh Yahya Ari Prasetyo Arum Anggraeni Arum Mawadati Muthoharoh Azizi, Muhammad Azzam Izzuddin Bafana, Faiz Adib Bayu Arie Fianto Boby Habibi Cahyaningrum, Linda Islam Chabibatul Mu’awanah Chantarungsri, Chariyada Dedi Junaedi Delvia Rusita Purnamasari Devi Wijayanti Deviana Sari Dewi Permata Sari Dian Nofitri Diana Setiawati Dicky Trio Adi Saputro Eka Lutfia Khoirun Nisa Eka Lutfia Khoirun Nisa Eni Setyowati Fathma, Azizah Fatimah Salma Azzahra Fauzul Hanif Noor Athief Fiky Nila Mustika Galuh Thifal Anggraeni Hamidah, Raisa Aribatul Hamidah, Raisa Aribatul Harun Hidayati, Sukri Ilham Aji Saputro Imron Rosyadi Inayati, Nurul Latifatul Indriyani, Latifah Isman Isman, Isman Izzuddin, Azzam Jamil, Fadila Ainur Jim, Mahafizur Rahman Kintan Indah Sriwahyuni Kusnul Khotimah Lukman Hakim Luthfi Aria Widyatama Mirza M. Mus’ab At-Thariq M. Rizal Arsyad Marissa Grace Haque Marissa Grace Haque, Marissa Grace Maulidyah Indira Hasmarini Muchamad Rizsal Sulistiyanto Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhamad Taufik Hidayat Muhammad Anas Muhammad Hanif al Hakim Muhammad Zulkifli, Muhammad Musliah Isnaini Rahmawati Mustika, Fiky Nila Nida’ Al-Karimah Makkawi Nisa', Eka Lutfia Khoirun Nisrina Mar-atus Sholihah Nizam, Renaldi Sahrul Nofitri, Dian Novie Dwi Lestari Nugroho, Wisnu Adji Nur Aini Nur Jannah Nur Kasanah, Umi Nur Puji Rohmawati Nur Rizqi Febriandika Nurrahman, Aditya Nurrahman, Aditya Nurrochman, Danang Dwi Nurul Latifatul Inayati Prestiyono, Bagus Ledi Priandana, Damara Purbo Tyas, Gharnis Purwaningsih, Rista Raditya Sukmana Rafi Siregar Rahayu Puji Lestari Rahmawati, Estina Raihan, Fadhiil Arkanur Raisa Aribatul Hamidah Raisa Aribatul Hamidah Rama, Nabila Rahmawati Refita Yunie Samhuri Renaldi Sahrul Nizam Ririn Tri Ratnasari Rizka Rizka Sanitra Septiana Saputro, Triyono Adi Sholikah, Nikmatus Sidiq, Achmad Fajar Siti Nurbaya Siti Nurbaya Sri Herianingrum Suranto Suranto Suratman, Asyifa Syauqi Syahidah, Yasmin Syaraf, Ahsan Barra Tata Leni Lestari Tika Widiastuti Umi Nur Kasanah Wahyu Intan Kusumastuti Wardah Yuspin Wiguna, Aditama Chandra Wijayanti, Devi Wulandari, Zuli Yuli Tri Utami Yunie Samhuri, Refita Yusuf, Jibrail Bin Zifamina, M. Zainul Haq Fiddin