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All Journal JURNAL ECONOMIA The International Journal of Accounting and Business Society EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis Perspektif : Jurnal Ekonomi dan Manajemen Universitas Bina Sarana Informatika IJBE (Integrated Journal of Business and Economics) Kinerja: Jurnal Ekonomi dan Manajemen Akuntabel : Jurnal Ekonomi dan Keuangan Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK Abdimas Dewantara MATAPPA: Jurnal Pengabdian Kepada Masyarakat Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Review Pendidikan dan Pengajaran (JRPP) International Journal of Economics, Business and Accounting Research (IJEBAR) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Community Development Journal: Jurnal Pengabdian Masyarakat Yumary: Jurnal Pengabdian kepada Masyarakat ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING Jurnal Pengabdian kepada Masyarakat International Journal of Educational Review, Law And Social Sciences (IJERLAS) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal of Education Research The International Journal of Politics and Sociology Research Journal Of Human And Education (JAHE) Jurnal Pendidikan Dasar dan Sosial Humaniora Journal of Innovation Research and Knowledge Jurnal Pengabdian Mandiri Media Ekonomi Media Bina Ilmiah DEDIKASI : Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Barelang Belalek Jurnal Pengabdian Masyarakat dan Riset Pendidikan Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) E-Amal: Jurnal Pengabdian Kepada Masyarakat Pelita : Jurnal Penelitian, Terapan dan Aplikatif Journal of Ekonomics, Finance, and Management Studies International Journal of Islamic Finance (IJIF) Proceeding International Annual Conference Economics, Management, Business, and Accounting
Soeharjoto, Soeharjoto
Faculty Of Economics And Business, Universitas Trisakti, Jakarta, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Transportation Other

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Asuransi Syariah Digital sebagai Pilar Keberlanjutan Ekonomi Hijau dan Biru Berbasis Maqasid al-Shariah Soeharjoto Soeharjoto; Debbie Aryani Tribudhi; Deni Mukti Hidayat; Adi Rosyadi; Teguh Supriyadi; Saiful Ali
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 6 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

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Abstract

At this era, global economic development is shifting toward sustainable development. This phenomenon demands a financial system capable of managing long-term environmental risks to support the green and blue economic transformation. This research aims to conceptually examine the role of digital Islamic insurance as a strategic instrument in the sustainable Islamic economic and financial system. Conceptual qualitative is the method of this research, through a review and synthesis of literature on Islamic insurance, digital technology, green economy, blue economy, and maqasid al-shariah. The results show that digital sharia insurance is not only a technological innovation in the sharia insurance industry, but also functions as a sustainable risk mitigation infrastructure. Through risk-sharing mechanisms, increased Islamic financial inclusion, and adaptive protection against environmental and marine risks, in this case digital sharia insurance also supports green investment, strengthens the marine-based economy, and increases the resilience of vulnerable communities. The integration of digital technology and sharia principles further underscores the potential of digital Sharia insurance as an important pillar in a fair, inclusive, and long-term welfare-oriented Islamic financial system.
Co-Authors AA Hubur Absoro, Heru Acep R Jayaprawira Acep R. Jayaprawira Ade Irma Nurhasanah Adhy Purnama, Adhy Adi Rosyadi Adi Rosyadi Agustina, Rizka Akhmad Amien Mastur Alifia Silvi Fatiha Amran, Ellyana Apollo Apollo Ardiyanto Ardiyanto Asep Rovi Nurjaman Astrid, Elvana Audita Setiawan Bahtiar Usman BUDI SANTOSA Christina Dwi Astuti Damayanti, Mutia Melina Darwin Hasiholan Debbie Aryani Tribudhi Debbie Aryani Tribudhi Debbie Aryani Tribudhi Debbie Aryani Tribudhi Debbie Aryani Tribudhi Debbie Aryani Tribudhi Debbie Aryani Tribudhi Debbie Aryani Tribudhi Deden Misbahudin Muayyad Deni Mukti Hidayat Deni Mukti Hidayat Deni Mukti Hidayat Dewi, Agnes Panca Dian Octaviani Dini Hariyanti Elvana Astrid Endang Jumali Erny Tajib Faisal, Yusuf Fatik Rahayu Gandhi Kuntoyudho Danova Harahap, Cicely Delfina Henny Setyo Lestari Heru Kurniawan Susilo Husna Leila Yusran Ida Busnetty Ida Busnetty Imam Zul Fikri Indanarto, Aries Lalu Masyhudi Lin Oktris Lucky Nugroho Lutfi, Muh. Yudhi Lydia Rosintan Simanjuntak Mardani, Yhani Masfar Gazali Masni Salfinnia Masni Salfinnia Mitha Rachma Oktavia Mona Adriana Patriyasa Muayyad, Deden Misbahudin Muhammad Fathurrahman Muhammad Zilal Hamzah Mutiara S Panggabean Mutiara Sibarani Panggabean Nabila Inas Salma Nazmel Nazir Nirdukita Ratnawati Nirdukita Ratnawati nirdukita ratnawati, nirdukita Nur Fadilah Nuraini Chaniago Nurlida Fatmikasari Putri, Alisa Noviani Rinaldi Rustam Rizqullah Rizqullah Rizqullah, Rizqullah Roikhan Mochamad Aziz, Roikhan Mochamad Ronny Andesto Rosiyana Muunawaroh, Rosiyana Rustam, Rinaldi S, Lydia Rosintan Sabur, Moch. Saiful Ali Saiful Ali Salma, Nabila Inas Santosa, Wahyuningsih Saputro, Wahyu Angko Shafira Putri Salsabila Sisca Damayanti Slamet Wiyono Soeharjoto, Isamu Rafael Sofie Sumiyarti Sumiyarti Sumiyarti Sumiyarti Susy Muchtar Susy Muchtar Syarifuddin Mabe Parenreng Syofriza Syofyan Tatik Mariyanti, Tatik Teguh Supriyadi Teguh Supriyadi Teguh Supriyadi Tia Fitriyani Timea Gal Tri Kunawangsih P Tri Wahyono Tribudhi, Debbie Aryani Tribudhi, Debble Aryani Ulfa Ulfa Wahyu Angko Saputro Yadi Supriyadi Yananto Mihadi Putra Yusran, Husna Leila