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All Journal JURNAL MAGISTER HUKUM UDAYANA Masalah-Masalah Hukum Pandecta IJTIHAD Jurnal Wacana Hukum Islam dan Kemanusiaan FIAT JUSTISIA: Jurnal Ilmu Hukum Arena Hukum Jurnal Hukum Novelty Tadulako Law Review Diponegoro Law Review JURISDICTIE Jurnal Hukum dan Syariah Sriwijaya Law Review Journal of Indonesian Legal Studies Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Substantive Justice International Journal of Law Jurnal Meta-Yuridis JOURNAL OF PRIVATE AND COMMERCIAL LAW Jambura Law Review Abdi Wiralodra : Jurnal Pengabdian Kepada Masyarakat Cepalo Jurnal Suara Hukum Jurnal Pengabdian kepada Masyarakat Nusantara DEDIKASI PKM LOSARI: Jurnal Pengabdian Kepada Masyarakat AJAD : Jurnal Pengabdian kepada Masyarakat The Prosecutor Law Review Jurnal Abdimas Contemporary Issues on Interfaith Law and Society Law Research Review Quarterly Jurnal Penelitian Hukum De Jure
Ningsih, Ayup Suran
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License Revocation of Insurance Companies and Legal Protections of the Policyholders Ayup Suran Ningsih
Jurnal Hukum Novelty Vol 11, No 1 (2020)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26555/novelty.v11i1.a15139

Abstract

Introduction to The Problem: Revocation of insurance company business licenses certainly has an effect on the insured as consumers who must be protected. In this case, OJK oversees the flow of revocation of business licenses, which requires insurance companies to report settlement of corporate obligations.Purpose/Objective Study: This research discussed the types of license revocation of the insurance companies and legal protections of the policyholders when this revocation happened.Design/Methodology/Approach: This study is a qualitative one, which uses a normative juridical method. It approached by the juridical research that uses primary data in the form of Acts or Regulations.Findings: The types of business license revocation of insurance companies are divided into 4, namely: (1) cancellation of business licenses due to administrative sanctions that are gradually applied; (2) revocation of business licenses due to company requests; (3) dismissal of business licenses due to bankruptcy, and; (4) revocation of business licenses due to the merging or business combination. The respective procedures are governed by the relevant OJK Regulations. The repeal of insurance company business licenses certainly has an effect on the insured as consumers who must be protected. In this case, OJK oversees the flow of revocation of business licenses, which requires insurance companies to report settlement of corporate obligations.
EFFORTS TO PROTECT CONSUMER’S SPIRITUAL RIGHTS IN ORGANIZING ISLAMIC MICROFINANCE INSTITUTIONS IN INDONESIA Hari Sutra Disemadi; Ayup Suran Ningsih
Diponegoro Law Review Vol 5, No 2 (2020): Diponegoro Law Review October 2020
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (763.213 KB) | DOI: 10.14710/dilrev.5.2.2020.172-187

Abstract

Microfinance Institutions (MFIs) are part of non-bank financial institutions. In organizing, MFIs can be implemented with sharia principles, but not a few people who assume that this Sharia-based MFI is only a label to attract the sympathy of the Muslim community. Based on this, this study aims to determine the legal policies for the implementation of MFIs in Indonesia and to find out regulatory policies regarding sharia principles in the organization of MFIs as an effort to protect the spiritual rights of consumers. This study uses a normative juridical research method with a conceptual approach and a statutory approach. This study shows the legal basis for the organization of MFIs is Law Number 1 of 2013, POJK Number 14/POJK.05/2014, POJK Number 61/POJK.05/2015, and POJK Number 62/POJK.05/2015. The policy of regulating the application of sharia principles as an effort to protect the spiritual rights of consumers has also been regulated in the MFI Law and the implementing regulations namely POJK Number 62/POJK.05/2015 concerning Business Administration of MFIs which in the implementation of sharia-based MFIs must use mudharabah, musyarakah, murabahah, ijarah, salam, istishna, ijarah muntahiah bit tamlik or other contracts (akad) that do not conflict with sharia principles. The policy of applying sharia principles in organizing MFIs is intended to guarantee the protection of the spiritual rights of consumers from Islamic MFIs.
The Importance of Applying the Membership Value Toward Savings and Loans Cooperatives in Indonesia Ayup Suran Ningsih; Duhita Driyah Suprapti; Nurul Fibrianti
Sriwijaya Law Review VOLUME 3 ISSUE 2, JULY 2019
Publisher : Faculty of Law, Sriwijaya University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/slrev.Vol3.Iss2.235.pp225-234

Abstract

Cooperative Loans and Savings (KSP) is a business entity that having an essential role as an alternative capital fund which is faster and based on the Membership Principle. According to Law No 25 the Year 1992 concerning Cooperatives states that Cooperatives in Indonesia should operate under the Membership Principle. Cooperatives have social characteristics in the form of prioritizing mutual benefits and interests rather than personal interests and benefits. Thus, cooperatives must become the spearhead of the national economy by collecting and distributing funds. However, the reality, there are still numerous frauds in the process of collecting and distributing funds to raise the deposit and also the high interest and the high late charge. The problem appeared is how the actual management of cooperatives loans and savings to carry out their duties and functions. This research is also dealt with the extent of supervision, which is mandated by the law. KSP needs a proper procedural of supervision for their organization. The Financial Services Authority (OJK) is expected to work together with the Ministry of Cooperative and SMEs Office to supervise Cooperative Loans and Savings because it is found that many injustices have been fallen debtors and it is urgent to revise the law and make KSP is under OJK's supervision. The objective of this research is to examine the management of Cooperative Loans and Savings in Indonesia. The other aim of this research is to provide recommendation and consideration for the Indonesian government to strengthen the supervision of Cooperative Loans and Savings under OJK because there is malpractice regarding the term of interest in KSP. The research method used in this article is the statute method, which is supported by an empirical juridical approach in KSP Mitra Usaha Perkasa
Indikasi Geografis atas Carica Dieng sebagai Strategi Penguatan Ekonomi Daerah Ayup Suran Ningsih; Waspiah Waspiah; Selfira Salsabilla
Jurnal Suara Hukum Vol. 1 No. 1 (2019)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jsh.v1n1.p105-120

Abstract

Protection of the potential of regional products is a necessity for the region. An understanding of the importance of protecting Geographical Indications for policy makers in the regions is one of the efforts to protect the peculiarities of regional products. The specificity of the product of a region can be a regional economic strength when there is protection for Geographical Indications, because the product will increase its selling value. Regional economy is a series of economic activities carried out by local communities together in accordance with the potential of existing regions to fulfill their daily needs. Geographical indications are part of Intellectual Property which is currently a concern that was initiated by the Government to each region to map as well as to provide protection for regional products that have the potential to have geographical indications. Carica Dieng is a typical product that meets the requirements for geographical indications in accordance with Law Number 20 of 2016 concerning Trademarks and Geographical Indications and Government Regulation Number 51 of 2007 concerning Geographical Indications
SUSTAINABILITY OF INDONESIA TRADEMARK LAW AS UMBRELLA LAW IN RESOLVING DOMAIN NAMES DISPUTE IN INDONESIA Ayup Suran Ningsih
Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada Vol 32, No 2 (2020)
Publisher : Fakultas Hukum Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jmh.49243

Abstract

AbstractProtection regarding intellectual property in domain names becomes an important thing that must be considered by the domain name’s holder or user. Domain names are by character quite similar to trademarks since they serve as source indicators. This article is written to analyse the Suitability of Indonesia Trademarks Law as Umbrella Law in Resolving Domain Names Dispute in Indonesia. The methodology used in writing this article is normative legal research. Through the comprehensive discussion, it can be concluded that Indonesia trademark law is not suitable to resolve domain name dispute in Indonesia. A domain name is different from a mark based on Indonesia Trademark Law.  IntisariPerlindungan terkait kekayaan intelektual dalam nama domain menjadi hal penting yang harus dipertimbangkan oleh pemegang atau pengguna nama domain. Nama domain secara karakter sangat mirip dengan merek dagang karena mereka berfungsi sebagai indikator sumber. Artikel ini bertujuan untuk menganalisis Kesesuaian Hukum Merek Dagang Indonesia sebagai Hukum Payung dalam Menyelesaikan Sengketa Nama Domain di Indonesia. Metodologi yang digunakan dalam penulisan artikel ini adalah penelitian hukum normatif. Melalui pembahasan yang komprehensif dapat disimpulkan bahwa hukum merek dagang Indonesia tidak cocok untuk menyelesaikan perselisihan nama domain di Indonesia. Nama domain berbeda dengan tanda yang diatur pada UU Merek Dagang Indonesia.
Legal Review of Financial Technology Peer To Peer Lending Based on Indonesian Collateral Law Perspective Ayup Suran Ningsih
Susbtantive Justice International Journal of Law Vol 3 No 2 (2020): Substantive Justice International Journal of Law
Publisher : Faculty of Law, Universitas Muslim Indonesia, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/substantivejustice.v3i2.73

Abstract

In fulfilling everyday needs, certainly needing equipment and supporting equipment in practice. However, due to limited capital, the background of the birth of legal entities from the government to the private sector offered a program to lend money which was then used for capital. In the process, this loan is often called a credit agreement in which the minimum requirement is a guarantee that will later be used as a collateral object. The guarantee acts as an addition (accesoir) to the main agreement which is to convince the creditor of the assets of the debtor and their ability to make payments later. Because not everyone has sufficient assets to make a loan, a guarantee institution arises that provides a loan program without using collateral. In connection with the development of technology, a new program was born, namely peer to peer lending based on financial technology. Ease in requirements and track record written in a system is the attraction of this type of loan, but because it is regulated by the system, there can be a mismatch of what is promised.
Business Competition Supervisory Institution: A Comparison between Indonesia and Thailand Ayup Suran Ningsih
Jurnal Hukum Novelty Vol 13, No 2 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26555/novelty.v13i2.a20631

Abstract

Introduction to The Problem: Competition is necessary in the business world; business actors are no stranger to competition between business actors in their business activities. It is done solely for profit. Indonesia establishes the Business Competition Supervisory Commission (KPPU) as a form of the state's presence in protecting business actors who have been honest in carrying out their business activities.Purpose/Objective Study: This research aims to conduct comparative research related to the duties and powers of the business competition supervisory institution in Indonesia and Thailand to provide recommendations on issues related to strengthening the role of KPPU in Indonesia.Design/Methodology/Approach: This type of research is empirical legal research. The study employed the primary data through interview with KPPU and data from a literature review and analyzed it through the statue approach.Findings: Based on studying Thai Competition Act and The Thai Fair-Trade Commission (TFTC), the authors conclude that Indonesia Anti-Monopoly Act and Komisi Pengawas Persaingan Usaha (KPPU) are more simply and comprehensive in regulating business competition. Thailand has more than one institutions who handle the business competition, it is impressed more complicated and not integrated.Paper Type: Research Article
KAJIAN YURIDIS EFEKTIFITAS PENYELESAIAN KREDIT MACET MELALUI LELANG HAK TANGGUNGAN Ayup Suran Ningsih
Arena Hukum Vol. 14 No. 3 (2021)
Publisher : Arena Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.arenahukum.2021.01403.7

Abstract

Dalam perjanjian hutang piutang yang menyertakan jaminan diatur oleh Undang-Undang Hak Tanggungan, suatu bentuk perlindungan hukum yang telah diberikan Negara melalui Undang-Undang Hak Tanggungan kepada kreditur adalah wewenang untuk melakukan eksekusi objek jaminan debitur atau lelang. Pelaksanaan Lelang melalui Lembaga Lelang Negara dikenal sebagai Kantor Pelayanan Kekayaan Negara dan Lelang (KPKNL). Penulisan ini memiliki tujuan untuk mengetahui pengaturan dan pelaksanaan lelang hak tanggungan di KPKNL. Metode yang digunakan adalah yuridis empiris, dengan lokasi penelitian di KPKNL Semarang. Pelaksanaan Lelang Hak Tanggungan di KPKNL Semarang mengikuti ketentuan PMK No. 213/PMK.06/2020. Lelang Hak Tanggungan melalui KPKNL menjadi solusi efektif bagi kedua pihak dalam hal debitur wanprestasi, karena KPKNL menerapkan prosedur aturan sesuai peraturan yang berlaku yang melindungi kepentingan kedua pihak, debitur dan kreditur dengan baik, yang dijamin oleh Peraturan. Hak dari kreditur wajib untuk dilindungi ketika debitur wanprestasi. Penyelesaian kredit macet melalui lelang wajib dilakukan sebagai langkah terakhir “ultimum remidium” bagi debitur.
Mewujudkan Detix "Desa Anti Hoax" Sebagai Upaya Meningkatan Literasi Digital Penduduk Desa Welahan Kabupaten Jepara Ayup Suran Ningsih; Aprilia Niravita; Sony Zulfikasari; Novia Wahyu Wardani; Nur Hidayat; Achmad Jerjes
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 2 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Cv. Utility Project Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v4i2.1121

Abstract

Mudahnya penyebaran informasi elektronik di masyarakat melalui teknologi informasi membawa pengaruh besar pada peradaban masyarakat di Indonesia. Era digitalisasi yang saat ini berlangsung memungkinkan terjadinya pergeseran perilaku di masyarakat. Penyebaran Informasi di masyarakat sering diselipi dengan Hoax yang diartikan sebagai berita bohong. Masyarakat Indonesia perlu dibekali dengan literasi digital yang baik dan mumpuni terkhusus bagi masyarakat desa yang rentan terkena Hoax. Keterbukaan informasi di media sosial ini tidak diimbangi dengan kecerdasan bermedia untuk menganalisis data dan konten yang ada sehingga berakibat misinformasi. Oleh karena itu, diperlukan literasi digital di masyarakat guna mengedukasi masyarakat dalam memanfaatkan teknologi dan komunikasi dengan menggunakan teknologi digital dan alat-alat komunikasi atau jaringan untuk menemukan, mengevaluasi, menggunakan, mengelola, dan membuat informasi secara bijak dan kreatif. Tim Pengabdian akan membuat sebuah edukasi yang dinamakan DETIX “Desa Anti HOAX” untuk meningkatkan tingkat literasi digital masyarakat desa dengan sasaran masyarakat di Desa Welahan, Kecamatan Welahan, Kabupaten Jepara. Hal ini disebabkan masyarakat desa merupakan salah satu akar peradaban Indonesia sehingga penting untuk diberikan bekal literasi digital dan perwujudan DETIX “Desa Anti HOAX” sebagai salah satu bagian dalam Pembagunan Desa.
The Urgency of Revising the Finance Services Authority Regulation Number 77/POJK.01/2016 As an Umbrella Law in Practicing Peer to Peer Lending Based on Financial Technology in Indonesia Ubaidillah Kamal; Ayup Suran Ningsih
Pandecta Research Law Journal Vol 16, No 1 (2021): June
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/pandecta.v16i1.30397

Abstract

ABSTRACTThe presence of Peer to Peer Lending Based on Financial Technology (Fintech) in Indonesia is a real manifestation of a technological advancement. The advantage of technology is its simplicity, but like two sides of a coin, technological advances in financial services also cause polemics and problems. Based on complaints received by the Financial Services Authority, there are 2 things that are often complained about by borrower, it is regarding the unwise use of private data that is used as a way of collecting debt by peer to peer providers and the way they contact borrower for collecting debt. Even though it is considered controversial, the growth of fintech service providers has accelerated to 200%. These are show the urgency that the Financial Services Authority Regulation No.77/POJK.01/2016 requires revision because it is not in suitable with the current development of Fintech. The Financial Services Authority Regulation No.77/ POJK.01/2016 requires revisions regarding the restrictions on access on borrower’s device, it must be only camera, microphone, and location only, no access to contact or gallery, then related to more detailed in regulating the operations of the fintech provider company, and related regulation for the minimum capital for the fintech provider company.Keywords: Peer to Peer; Lending; Fintech; Borrower ABSTRAKHadirnya Peer to Peer Lending Berbasis Financial Technology (Fintech) di Indonesia adalah manifestasi nyata dari sebuah kemajuan teknologi. Keunggulan dari suatu teknologi adalah kemudahannya, namun ibarat 2 sisi mata uang, kemajuan teknologi dibidang jasa keuangan ini juga menimbulkan polemik serta permasalahannya. Berdasarkan pengaduan yang diterima Otoritas Jasa Keuangan terdapat 2 hal yang sering diadukan oleh peminjam, yaitu perihal penggunaan data pribadi peminjam secara tidak bijak dan cara penagihan hutang oleh perusahaan penyedia layanan yang dinilai tidak sesuai ketentuan yang berlaku. Walaupun dinilai kontroversial, namun pertumbuhan perusahaan penyedia layanan fintek melaju sangat pesat sampai 200%. Beberapa hal ini menunjukan urgensi bahwa peraturan otoritas jasa keuangan No.77/POJK.01/2016 memerlukan revisi karena sudah tidak sesuai dengan perkembangan Fintek sekarang ini. Peraturan Otoritas Jasa Keuangan No.77/POJK.01/2016 memerlukan revisi terkait pembatasan akses perusahaan penyedia layanan terhadap gawai dari peminjam, yaitu hanya kamera, mikrofon, dan lokasi saja, tidak ada akses ke kontak maupun galeri, selanjutnya terkait pengaturan yang lebih detail terhadap operasional perusahaan penyedia layanan, dan pengaturan terkait minimum modal bagi perusahaan penyedia layanan.Kata Kunci: peer to peer; lending; fintek; pinjaman
Co-Authors Achmad Jerjes Ade Putra Ali Masyhar Alkhair, Rayyan Andry Setiawan, Andry Anitasari, Rahayu Fery Aprila Niravita, Aprila Aprilia Niravita Asmarani Ramli Bin Hassan, Muhammad Sayuti binti Jamil @ Osman, Zuraini Dani Muhtada Dewi Sulistianingsih Dian Latifiani Disemadi, Hari Sutra Duhita Driyah Suprapti Ekarini, Fitria Endang Pratiwi Erisandi Arditama Fadilah, Galang Fadilla Elza Aida Putri Fatika Sari, Chika Febriani, Diyah Anggun Ferra Tiara Maharani Fiorentina, Prita Galih Prapdipto Wisnujati Hanum, Holy Latifah Hanuma, Holy Latifah Hari Sutra Disemadi Harry Nugroho, Harry Harumsari Puspa Wardhani Harumsari Puspa Wardhani Hazlina Shaik Md Noor Alam Hediyati Maharani, Balqis Hikal Fikri, Muhammad Adymas iin Farlina, iin Indriyani, Widia Indung Wijayanto Iqbal Kend Pratama Irawaty Irawaty Irawaty Irawaty Irawaty Iskandar, Ranu Kamal, Ubaidilah Khoirudin Fathoni, Khoirudin Khomariyah, Maulida Nurul Komariyah, Maulida Nurul Lestari, Endriyani Lestari, Lilis Eka Lubna Firdausa Hasna Made Virma Permana Maharani, Ferra Tiara Moh. Aris Munandar, Moh. Aris Monica Sari, Anis Muchammad Shidqon Prabowo Muchammad Shidqon Prabowo Munawaroha, Eem Norhaini Binti Nion Novi Setyasto Novia Wahyu Wardani Novita, Yustina Dhian Nur Fitri Sukrina Nur Hidayat Nurul Anggaretno, Setyaning Wida Nurul Fibrianti Paramita Prananingtyas Paramita Prananingtyas Prasaja, Regina Celiadi Prasetyo, Kresna Adi Prayogo, Bagus Edi Pudji Parjono PUJI LESTARI Puspa Wardhani, Harumsari Putri Khoirin Nashiroh Radha Evi Nur Rizki Rahayu Fery Anitasari Ramli, Asmarani Rasdi Rasdi Rasdi, Rasdi Ratih Damayanti Rini Fidiyani Rini Fidiyani Rusyiana, Rusyiana Salsabilla, Selfira Salwa, Adinda Maura Saman, Mohamad Sang Ayu Putu Rahayu Selfira Salsabilla Sherley Ika Christanti Shidqon Prabowo, Muchammad Sijbat, Sondang Sinta, Dewi Sony Zulfikasari Sugiyono, Tri Suhadi Suhadi Tri Andari Dahlan Ubaidillah Kamal Umi Rokhayatun Wardani, Novia Wahyu Wardhani, Harumsari Puspa Waspiah - Wedhatami, Bayangsari Yogi Swaraswati Yohanes Primadiyono, Yohanes