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Peningkatan Pemahaman Legalitas Usaha Bagi Pelaku Usaha Kecil Menengah Pada Masyarakat Desa Mergosari Kabupaten Wonosobo Ningsih, Ayup Suran; Fidiyani, Rini; Rasdi, Rasdi; Ramli, Asmarani; Muhtada, Dani; Hanum, Holy Latifah; Khomariyah, Maulida Nurul; Putri, Fadilla Elza Aida; Wardhani, Harumsari Puspa
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1 (2025): Jurnal Pengabdian kepada Masyarakat Nusantara Edisi Januari - Maret
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v6i1.5197

Abstract

Micro, Small, and Medium Enterprises are business activities that can expand employment and provide extensive economic services to the community. They can also play a role in equalizing and increasing public income, promoting economic growth, and contributing to national stability. In addition, Micro, Small, and Medium Enterprises are one of the main pillars of the national economy that must get the most opportunities, support, protection, and development as a form of firm partiality to the people's economic business groups, without neglecting the role of Large Enterprises and State-Owned Enterprises. In Law No. 11 of 2020 concerning Job Creation, simplification of Business Permissions through Integrated Online Licensing (Online Single Submission). Mergosari Village became the first to produce batik with a typical Wonosobo motif through the Batik Mergosari community named Batik Carica Lestari. The problems partners face include the lack of knowledge and understanding of small- and medium-sized business actors in Mergosari Village regarding the legal aspects of business actors, which still need to be improved. The solution to this problem is to provide education using lectures and seminars with village officials and small and medium enterprises of Mergosari Village, and small and medium enterprises should have a Business Master Number (NIB). The method of service is to provide education through socialization and mentoring practices.
Sharia Law and Minority Civil Rights: The Access of Non-Muslims to Bureaucracy and Public Services in the Aceh Province Muhtada, Dani; Irawaty, Irawaty; Ningsih, Ayup Suran; Alkhair, Rayyan
Contemporary Issues on Interfaith Law and Society Vol. 4 No. 1 (2025): Intersections of Religious Diversity, Legal Frameworks, and Human Rights
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ciils.v4i1.24934

Abstract

The objective of this article is to examine the extent to which the implementation of Islamic law in Aceh has affected the civil rights of non-Muslim groups. Its focus is on their access to bureaucracy and public services after the implementation of Islamic sharia. The article seeks to answer these questions: (1) What is the opinion of the non-Muslim communities in Aceh on the implementation of Sharia law and its impacts on their lives in Aceh? (2) Do they experience discrimination when it comes to bureaucracy, government, and access to public services after the special autonomy status granted in Aceh? (3) What is the strategy for strengthening access to bureaucracy and public services for non-Muslim community in Aceh? To answer this question, the author conducted research using a qualitative approach with a purposive sampling technique involving seven informants ranging from local bureaucrats, interfaith leaders and non-moslem NGO to utilizes in-depth explanation to assess the accessibility of public services and bureaucratic systems under the implementation of Sharia law. The article indicates that there has been a shifting opinion among non-Muslims in Aceh before and after the implementation of Islamic Sharia in Aceh. Before the implementation of Islamic law, they had a slanted view of Islamic law. But after the implementation of Islamic Sharia, their views have changed positively. When dealing with bureaucracy and public services, non-Muslims generally do not feel any discrimination. However, there have been instances where non-Muslims faced difficulties in obtaining permits for activities.
Jurisdiction in Financial Crime: A Legal Analysis of the Investigative Authority of Indonesia’s Financial Services Authority in Money Laundering Cases Ningsih, Ayup Suran; Prananingtyas, Paramita; Salwa, Adinda Maura; Maharani, Ferra Tiara; Wardhani, Harumsari Puspa
Jambura Law Review VOLUME 7 NO. 2 JULY 2025
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33756/jlr.v7i2.27147

Abstract

Act Number 4 of 2023 expands the  Financial Services Authority (known as Otoritas Jasa Keuangan/OJK), as the leading sector in investigating money laundering crimes initiated by criminal acts in the financial services sector. However, this provision has resulted in many legal ambiguities, such as who can explore the predicate crime, what the optimal division of authority between the police and the OJK is, and what the consequences of the OJK's authority as a sole investigator. This article is here to identify the legal ambiguities arising from the expansion of OJK authority and to offer solutions that focus on strengthening harmonization and coordination between related institutions. The approach includes an analysis of available legal instruments, relevant case studies, and other policies used to address financial service crimes, such as banking fraud. The results of this study are expected to contribute positively to the expansion of the authority of the OJK in enhancing the effectiveness of money laundering investigations. In addition, this article also contributes to providing concrete recommendations to overcome legal ambiguities by strengthening cooperation between institutions and formulating more integrated policies.
Beyond Legal Frameworks: Uncovering the Hidden Impact of Gender Violence in Indonesia’s 2024 Political Recruitment Lestari, Puji; Niravita, Aprila; Arditama, Erisandi; Suran Ningsih, Ayup; Munandar, Moh. Aris; binti Jamil @ Osman, Zuraini
Jurnal Suara Hukum Vol. 7 No. 2 (2025): Jurnal Suara Hukum
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jsh.v7n2.p350-378

Abstract

The violent dynamics of gender, power, and politics synergistically undermine the political recruitment participation of women in Indonesia. Victims are often unaware of the oppressive power structures disguised as social norms, which continue to marginalize women's roles in politics. This research aims to identify the types of discrimination faced by women during the recruitment process for the 2024 legislative elections and to analyze the effectiveness of existing legal regulations in eliminating these obstacles. The study employs a normative doctrinal research approach by analyzing legislation, policies, and recruitment documents related to gender-based political representation. The analysis is further supported by theoretical frameworks concerning symbolic violence and gendered power relations. The study finds that systematic discrimination is perpetrated through “invisible” power structures that maintain a gap between formal legal protections and actual societal practices. Although the law provides a constitutional quota of 30% for women’s representation, symbolic and structural violence continues to suppress meaningful political participation. Legal frameworks tend to emphasize procedural equality, thereby failing to eliminate entrenched discriminatory practices. The study advocates for regulatory reforms that go beyond formal equality to ensure substantive and meaningful political inclusion of women in Indonesia. Keywords: Gender discrimination; Political recruitment; Symbolic violence.
The Role of the Financial Services Authority (OJK) in Regulating and Supervising the Health Level of Banks : Peran Otoritas Jasa Keuangan (OJK) Dalam Mengatur dan Mengawasi Tingkat Kesehatan Bank Ningsih, Ayup Suran; Prasaja, Regina Celiadi; Maharani, Ferra Tiara; Puspa Wardhani, Harumsari
The Prosecutor Law Review Vol 3 No 2 (2025): The Prosecutor Law Review
Publisher : Pusat Strategi Kebijakan Penegakan Hukum, Kejaksaan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64843/prolev.v3i2.47

Abstract

In carrying out its business activities, a bank must pay attention to various things considered necessary for the community and the institutions tasked with supervising them, namely maintaining their health. Unhealthy banks cannot carry out good operations and can revoke their business permits. Therefore, the health of a bank is considered very important because it is a driving factor for people to be able to entrust their funds to a bank that can guarantee the security and comfort of people who are customers of that bank. Apart from bank business, the OJK, as a supervisory institution, supervises and ensures that a bank is in a healthy condition and that the bank experiences minimal problems that could put it in a dangerous situation when carrying out its business. Bank obligations and the role of the OJK will be based on Law no. 4 of 2023, which amends Law no. 7 of 1992 and Law no. 10 of 1998 related to banking so that it can maximize the effectiveness of banks in carrying out their obligations to maintain the health of the bank as well as the role of the OJK in supervising and ensuring the health condition of the bank. The writing method that the author applies in writing this article is a normative juridical method, which will focus on implementing or implementing existing and applicable laws and regulations. The result that can be concluded is that we can assess the level of bank health by a series of obligations that the bank must submit to the OJK, as well as the OJK's role, which has been maximized in supervising and assisting banks to maintain health by standards.
Literasi Keuangan Digital dalam Aspek Hukum Bagi Santri Pondok Pesantren As Shodiqiyyah Kota Semarang Suran Ningsih, Ayup; Kamal, Ubaidilah; Fibrianti, Nurul; Fiorentina, Prita
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 4 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Meningkatnya transaksi keuangan melalui Internet telah menyebabkan perkembangan mengenai pembayaran digital. Berdasarkan POJK No.13 /POJK.02/2018 Tentang Inovasi Keuangan Digital di Sektor Jasa Keuangan, inovasi keuangan digital adalah kegiatan pemutakhiran proses bisnis dan model bisnis serta instrumen keuangan yang menghadirkan nilai tambah baru di sektor jasa keuangan melalui melibatkan ekosistem digital. Penggunaan akses pembayaran digital melalui kartu debit, kartu kredit, dan layanan internet juga meningkat secara signifikan. Hal ini menunjukkan bahwa pengetahuan masyarakat atau pengguna jasa keuangan terhadap perkembangan teknologi dalam transaksi keuangan semakin meningkat. Dibandingkan dengan negara-negara dalam kelompok berpendapatan menengah ke bawah, penggunaan internet tercatat sebagai transaksi pembayaran yang lebih tinggi di Indonesia. Layanan keuangan digital adalah aktivitas pembayaran terbatas dan/atau layanan sistem keuangan yang dilakukan tidak melalui kantor fisik namun menggunakan sarana teknologi, termasuk layanan seluler dan web serta layanan pihak ketiga (agen), dengan tujuan melayani layanan unbanked dan underbanked. masyarakat.. Hadirnya Dompet Digital, Uang Elektronik, dan berbagai macam pinjaman online melatarbelakangi Tim Pengabdi untuk dapat memberikan Edukasi kepada Santri Pondok Pesantren Mitra terkait dengan aspek hukum yang menyertainya. Mitra dalam Pengabdian ini adalah Pondok Pesantren As Shodiqiyyah Kota Semarang. Tujuan dari pelaksanaan Pengabdian kepada masyarakatan adalah untuk memberikan edukasi hukum dan meningkatkan literasi keuangan digital kepada Santri. Metode Pelaksanaan Pengabdian dengan memberikan ceramah seminar dan tanya jawab kepada Santri
Peran Mahasiswa UNNES Menjadi Smart & Good Citizen dalam Menghadapi Revolusi Industri 5.0 Elza Aida Putri, Fadilla; Wedhatami, Bayangsari; Suran Ningsih, Ayup; Nurul Anggaretno, Setyaning Wida; Sijbat, Sondang; Fadilah, Galang; Monica Sari, Anis; Rusyiana, Rusyiana; Sinta, Dewi; Fatika Sari, Chika
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 5 No. 1 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v5i1.2695

Abstract

Perkembangan revolusi industri 5.0 ini hadir bertujuan agar tidak menimbulkan sekat antara manusia dengan teknologi. Kemajuan teknologi berpengaruh di berbagai bidang salah satunya di bidang pendidikan. Komputer dan internet merupakan salah satu wujud konkret dari teknologi tersebut yang merupakan bagian dari revolusi industri 5.0. Namun, tidak dipungkiri adanya teknologiinformasi yang merupakan bagian dari perkembangan teknologi memberi pengaruh negatif pada diri mahasiswa misalnya segala bentuk cyber crime. Dengan adanya perkembangan teknologi yang begitu pesat yang banyak memunculkan fenomena cyber crime di masyarakat melatarbelakangi tim pengabdi untuk dapat memberikan edukasi kepada mahasiswa di Universitas Negeri Semarang (UNNES) terkait peran mahasiswa sebagai Generasi Z menjadi Smart & Good Citizen dalam menghadapi segala tantangan revolusi industri 5.0.  Tujuan dari pelaksanaan pengabdian kepada masyarakat adalah untuk meningkatkan kesadaran hukum para mahasiswa UNNES melalui Undang-Undang Nomor 19 Tahun 2016 tentang Informasi dan Transaksi Elektronik supaya memahami pentingnya menggunakan teknologi secara bijak  agar  terhindar dari  tindakan  cyber crime. Pasalnya masih banyak mahasiswa yang belum bisa memanfaatkan teknologi secara bijak di era revolusi industri seperti sekarang dan belum mengenal UU ITE. Metode pelaksanaan pengabdian adalah melalui seminar, tanya jawab, dan sebar kuesioner kepada mahasiswa UNNES. Melalui memperkenalkan peran apa saja yang dapat dilakukan mahasiswa sebagai Generasi Z menjadi Smart & Good Citizen dalam menghadapi segala tantangan di era revolusi industri 5.0. dan meningkatkan kesadaran hukum mahasiswa melalui pemahaman UU ITE. Sehingga pengabdian ini penting dilaksanakan guna menghasilkan generasi yang siap menjadi Smart & Good Citizen.
Peningkataan Kapasitas dan Daya Saing UMKM Kopi Di Kabupaten Temanggung Melalui Legalitas Usaha Niravita, Aprila; Waspiah, Waspiah; Latifiani, Dian; Novita, Yustina Dhian; Hikal Fikri, Muhammad Adymas; Ningsih, Ayup Suran; Nugroho, Harry
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 5 No. 4 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) Edisi September - Desembe
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v5i4.4263

Abstract

Kabupaten Kopi di Kabupaten Temanggung telah menjadi komoditas unggulan yang memiliki nilai budaya dan ekonomi. Desa Batursari Kecamatan Kledung Kabupaten Temanggung menjadi salah satu desa yang menjadi sentra produksi kopi. Banyak usaha kopi dengan skala mikro kecil  tumbuh di desa tersebut. UMKM Kopi ini memiliki potensi yang besar untuk perekonomian Kabupaten Temanggung, perlu langkah strategis untuk meningkatkan kompetensi dan kapasitas industri kopi. Fokus untuk mencapai tujuan tersebut, perlu dilakukan perluasan akses pasar, peningkatan daya saing, pengembangan kewirausahaan. Ketiga strategi tersebut akan bisa dilaksanakan dan mencapai maksimal apabila diawali dengan dipenuhinya legalitasnya. Kegiatan pengabdian masyarakat ini berfokus pada upaya pendampingan dan pemberdayaan UMKM Kopi di Desa Batursari, Kecamatan Kledung dengan memberikan pemahaman pelaku UMKM Kopi tentang macam legalisasi usaha,  pemahaman pelaku UMKM Kopi terkait prosedur dalam memperoleh legalisasi usaha, dan pendampingan terkait legalitas usaha pada UMKM Kopi. Pelaku  UMKM Kopi memerlukan  izin  dan  legalitas  untuk  menunjukkan bahwa usahanya layak dan sedang beroperasi. yang berfungsi sebagai sarana perlindungan hukum dan syarat untuk menunjang perkembangan usahanya. Produk yang dihasilkan oleh UMKM juga wajib dijaga kualitas produk yang dihasilkan sebagai bentuk tanggung jawab usaha. Sinergi antara semangat berusaha dan kepatuhan terhadap aspek legalitas usaha dapat menjadi katalis bagi transformasi UMKM kopi Temanggung menjadi entitas bisnis yang lebih profesional, berdaya saing, dan berkelanjutan.
Legal Aspects of Liability in the Sharia Banking Financing System: Its Position and Application Suran Ningsih, Ayup; Puspa Wardhani, Harumsari
Law Research Review Quarterly Vol. 10 No. 1 (2024): Various Issues on Law and Development
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/llrq.v10i1.3363

Abstract

The writing of this article aims to explain the definition of liabilities and Sharia banking, knowing how the legal position of liabilities is as a form of guarantee in Sharia banking financing, implementation/implementation of liabilities in Sharia banking financing, and to find out whether the liability as a form of guarantee in Islamic banking financing has a position equivalent to credit in conventional banking. Many references are used to explain the formulations of the problem. Methodological techniques were used in this study, including describing and explaining the rights of Islamic banks and dependents, and the position between Islamic banking financing and credit in conventional banking. This article uses a normative legal approach method with secondary data sources, i.e., the original legal text, secondary legal literature, and non-legal sources so that it can be concluded, that: 1. The validity of the Rights of Liability in financing Islamic banking can be observed through the existence of the Rights of Liability institution regulated in Law No. 4 of 1996 concerning the Rights of Liability to Land and Related Objects. 2. In the practice of sharia banking, there is a strong emphasis on the existence of collateral in assessing and providing financing to customers. 3. Hak Tanggungan as a form of guarantee has different positions between conventional and sharia banks.
Edukasi Publik Tentang Pinjaman Online dalam Dinamika Pelayanan dan Regulasi di Desa Jati Kabupaten Magelang Ningsih, Ayup Suran; Rasdi, Rasdi; Niravita, Aprila; Anitasari, Rahayu Fery; Wedhatami, Bayangsari; Prabowo, Muhammad Shidqon; Ramli, Asmarani; Prayogo, Bagus Edi
DEDIKASI PKM Vol. 5 No. 1 (2024): DEDIKASI PKM UNPAM
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/dedikasipkm.v5i1.36570

Abstract

Perkembangan keuangan digital saat ini harus sejalan dengan peningkatan pengetahuan khususnya masyarakat yang berada di daerah. Untuk itu pengabdian ini dilakukan sebagai salah satu upaya memberikan lierasi keuangan digital. Kegiatan pengabdian dilakukan dengan metode ceramah dan diskusi yang sebelumnya telah dilakukan analisis masalah terlebih dahulu agar materi sosialisasi dapat sesuai dengan apa yang dibutuhkan. Hasil yang dicapai pada kegiatan pengabdian kali ini ada meningkatnya pemahaman tentang perkembangan perusahaan pinjaman daring, aturan hukum tentang pinjaman daring dan risiko yang mungkin muncul dari penggunaan pinjaman daring.
Co-Authors Achmad Jerjes Ade Putra Ali Masyhar Alkhair, Rayyan Andry Setiawan, Andry Anitasari, Rahayu Fery Aprila Niravita, Aprila Aprilia Niravita Asmarani Ramli Bin Hassan, Muhammad Sayuti binti Jamil @ Osman, Zuraini Dani Muhtada Dewi Sulistianingsih Dian Latifiani Disemadi, Hari Sutra Duhita Driyah Suprapti Ekarini, Fitria Endang Pratiwi Erisandi Arditama Fadilah, Galang Fadilla Elza Aida Putri Fatika Sari, Chika Febriani, Diyah Anggun Ferra Tiara Maharani Fiorentina, Prita Galih Prapdipto Wisnujati Hanum, Holy Latifah Hanuma, Holy Latifah Hari Sutra Disemadi Harry Nugroho, Harry Harumsari Puspa Wardhani Harumsari Puspa Wardhani Hazlina Shaik Md Noor Alam Hediyati Maharani, Balqis Hikal Fikri, Muhammad Adymas iin Farlina, iin Indriyani, Widia Indung Wijayanto Iqbal Kend Pratama Irawaty Irawaty Irawaty Irawaty Irawaty Iskandar, Ranu Kamal, Ubaidilah Khoirudin Fathoni, Khoirudin Khomariyah, Maulida Nurul Komariyah, Maulida Nurul Lestari, Endriyani Lestari, Lilis Eka Lubna Firdausa Hasna Made Virma Permana Maharani, Ferra Tiara Moh. Aris Munandar, Moh. Aris Monica Sari, Anis Muchammad Shidqon Prabowo Muchammad Shidqon Prabowo Munawaroha, Eem Norhaini Binti Nion Novi Setyasto Novia Wahyu Wardani Novita, Yustina Dhian Nur Fitri Sukrina Nur Hidayat Nurul Anggaretno, Setyaning Wida Nurul Fibrianti Paramita Prananingtyas Paramita Prananingtyas Prasaja, Regina Celiadi Prasetyo, Kresna Adi Prayogo, Bagus Edi Pudji Parjono PUJI LESTARI Puspa Wardhani, Harumsari Putri Khoirin Nashiroh Radha Evi Nur Rizki Rahayu Fery Anitasari Ramli, Asmarani Rasdi Rasdi Rasdi, Rasdi Ratih Damayanti Rini Fidiyani Rini Fidiyani Rusyiana, Rusyiana Salsabilla, Selfira Salwa, Adinda Maura Saman, Mohamad Sang Ayu Putu Rahayu Selfira Salsabilla Sherley Ika Christanti Shidqon Prabowo, Muchammad Sijbat, Sondang Sinta, Dewi Sony Zulfikasari Sugiyono, Tri Suhadi Suhadi Tri Andari Dahlan Ubaidillah Kamal Umi Rokhayatun Wardani, Novia Wahyu Wardhani, Harumsari Puspa Waspiah - Wedhatami, Bayangsari Yogi Swaraswati Yohanes Primadiyono, Yohanes