Articles
Factors Influencing Public Interest in Choosing Sharia Insurance at PT. Asuransi Askrida Syariah Medan
Angelia Azira;
Isra Hayati
Jurnal Economic Resource Vol. 6 No. 2 (2023): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia
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DOI: 10.57178/jer.v6i2.674
The research was conducted at PT Asuransi Askrida Syariah Medan with the aim of finding out what factors influence public interest in choosing Sharia Insurance at PT Asuransi Askrida Syariah Medan. This study used quantitative methods; Data collection was carried out using primary data derived from the distribution of questionnaires. The results revealed that the product has a significant positive influence on the selection of Sharia Insurance interests. Price does not have a significant positive effect on the selection of Sharia Insurance Interests. While Promotion has a significant positive influence on the Selection of Sharia Insurance Interests. Products, prices, and promotions significantly affect the Selection of Sharia Insurance Interests.
Implementation of Islamic-Based Human Resource Management: An Analysis of Islamic Education Institutions in Thailand
M Fadhil Pangestu;
Isra Hayati
Al-Fikru: Jurnal Ilmiah Vol. 17 No. 2 (2023): Desember (2023)
Publisher : STAI Serdang Lubuk Pakam
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DOI: 10.51672/alfikru.v17i2.235
This research aims to analyze the implementation of human resource management at Darul Muhmin School Satun Thailand, focusing on its implementation, supporting and inhibiting factors. This school was chosen as the research location because it has implemented Islamic principles in the implementation of human resource management. The approach used in this research uses a qualitative analysis method based on phenomenological studies. The research informants were the principal and teachers. Data collection used observation, interview and documentation study techniques. The results showed that the implementation of human resource management at Darul Muhmin Satun Thailand school is based on Islamic principles, such as all teachers and employees are required to take part in Al-Quran learning every Thursday to improve their teaching skills, teaching training before the school year opens, and evaluations attended by all educators to reassess whether the program and all efforts have run properly or as expected. Supporting factors are that this institution has recruitment standards as well as training for the development of educators and regular evaluations so that the desired goals or results can be achieved. While the obstacles are facilities that do not meet international standards
Implementation of Strategic Management in Improving Educational Quality; an Analysis of a Thailand Islamic Educational Institution
Muhammad Ali Radja Fath;
Isra Hayati
Al-Fikru: Jurnal Ilmiah Vol. 17 No. 2 (2023): Desember (2023)
Publisher : STAI Serdang Lubuk Pakam
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DOI: 10.51672/alfikru.v17i2.238
The purpose of this study was to analyze the implementation of strategic management in the management of educational institutions at SD Darul Muhmin School Thailand. This research method uses a qualitative approach with descriptive research methods. The method of collecting information uses interviews, documentation and observation. The respondents in this study were the Principal and Management of the Darul Muhmin School Thailand Foundation. The results showed that the implementation of strategic management in the management of educational institutions at SD Darul Muhmin School Thailand was carried out well, this can be seen from the increasing number of students at SD Darul Muhmin School every year, then the creation of quality, superior, and morally good students in accordance with the vision and mission of SD Darul Muhmin School Thailand. Strategic management implemented at SD Darul Muhmin School Thailand is in the form of learner management, curriculum management, personal management, infrastructure management, and budget management. This research provides recommendations for improving the management of educational institutions, especially Islamic-based.
Determinants of Consumer Buying Interest
Ramadhani, Adellya Sagita;
Hayati, Isra
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 1 (2023)
Publisher : IAIN Langsa
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DOI: 10.32505/j-ebis.v8i1.6822
The objective of this study is to evaluate the influence of pricing, product quality, and innovation on consumer purchasing intention within the specific setting of the Syar'I Collection & Parfum Business in Riau. The major data utilised in this study is derived from questionnaire replies. The data were acquired through documentation approaches employing structured questionnaires. This study centres on individuals who engage with Syar'I Collection and Perfume Enterprises. The researchers employed incidental sampling methods to choose participants. The research findings indicate a significant impact of pricing on customer purchasing behaviour within the Syar'I Collection and Perfume industry. This suggests that the implementation of price reductions by Syar'I Collection and Parfum Business companies is likely to enhance consumer inclination towards product purchases. Furthermore, this study elucidates a robust correlation between the quality of products and the level of consumer purchasing interest within the Syar'I Collection and Perfume industry. The findings indicate a positive relationship between the enhancement of product quality by Syar'I Collection and Parfum Business companies and the growing inclination of consumers to make investments in these products. This study provides empirical evidence that highlights the significant influence of product innovation on customer purchasing behaviour within the Syar'I Collection and Perfume Business industry. This statement elucidates that the heightened focus on inventive product offerings by Syar'I Collection and Parfum enterprises has resulted in a surge in consumer enthusiasm in procuring these products.
PENERAPAN REAL TIME GROSS SETTLEMENT DALAM KEGIATAN USAHA NASABAH DI PT.BANK SUMUT SYARIAH CABANG MEDAN
Hayati, Isra;
Kijai, Raja David Indra
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA
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This study aims to determine the application of Real Time Gross Settlement (RTGS) in customer business activities on services provided by Sharia North Sumatra banks. This research approach uses a quantitative research approach that is based on the philosophy of positivity and the approach to the results of the population or sample. Based on the results of research that has been carried out regarding the Application of RTGS in the Services of Business Activities of customers at PT. Bank Sumut Syariah Branch Brigadier Katamso Medan shows the value of tcount 6.821 with degrees of freedom (dk) n - 1 = 30-1 = 29. Thus the decision-making criteria are: because of the magnitude of tcount 6.821> t table 2.045, and the sig value of RTGS (X) 0.00 <0.05, it can be concluded that the null hypothesis (Ho) is rejected and Ha is accepted, which means that partially the application of RTGS (X) has an effect on customer service activities (Y). Keywords: Real Time Gross Settlement, Customer Business Activities
PENGUATAN MANAJEMEN KEUANGAN SYARIAH BAGI UMKM DENGAN MENGGUNAKAN METODE DOOR TO DOOR DI DESA KOTASAN
Hayati, Isra
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 3 No 2 (2019): Vol 3 No 2 Desember 2019
Publisher : Fakultas Ekonomi dan Bisnis Islam
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DOI: 10.32505/ihtiyath.v3i2.1783
Pengeloaan manajemen keuangan syariah yang baik sangat diperlukan bagi UMKM dalam menjalankan usaha agar usaha yang dijalankan mampu memaksimalisasi nilai dan profit perusahaan, menciptakan kesejahteraan, menciptakan citra perusahaan dan tanggung jawab perusahaan. Kegiatan PKM KKN UMSU ini memberikan sosialisasi dan pelatihan penguatan pengelolaan manajemen keuangan syariah bagi UMKM di Desa Kotasan Kecamatan Galang Kabupaten Deli Serdang menggunakan metode Door to Door dengan cara mendatangi setiap usaha masing-masing UMKM yang ada di Desa Kotasan. Hasil kegiatan menunjukkan peningkatan pemahaman UMKM dalam pengelolaan manajemen keuangan syariah serta UMKM mampu membuat pencatatan transaksi keuangan dalam menjalankan usaha. Kata Kunci : Manajemen Keuangan Syariah, Door to Door, UMKM
PENERAPAN REAL TIME GROSS SETTLEMENT DALAM KEGIATAN USAHA NASABAH DI PT.BANK SUMUT SYARIAH CABANG MEDAN
Hayati, Isra;
Kijai, Raja David Indra
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA
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This study aims to determine the application of Real Time Gross Settlement (RTGS) in customer business activities on services provided by Sharia North Sumatra banks. This research approach uses a quantitative research approach that is based on the philosophy of positivity and the approach to the results of the population or sample. Based on the results of research that has been carried out regarding the Application of RTGS in the Services of Business Activities of customers at PT. Bank Sumut Syariah Branch Brigadier Katamso Medan shows the value of tcount 6.821 with degrees of freedom (dk) n - 1 = 30-1 = 29. Thus the decision-making criteria are: because of the magnitude of tcount 6.821> t table 2.045, and the sig value of RTGS (X) 0.00 <0.05, it can be concluded that the null hypothesis (Ho) is rejected and Ha is accepted, which means that partially the application of RTGS (X) has an effect on customer service activities (Y). Keywords: Real Time Gross Settlement, Customer Business Activities
THE ROLE OF E-COMMERCE IN BUSINESS DEVELOPMENT IN MSMEs IN THE EAST MEDAN REGION
Ananda, Runi;
Fitri, Ridatul;
Azwabi, Hariz Madani;
Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies
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This research aims to determine the role of e-commerce in business development in MSMEs in the East Medan region. The research approach used is a qualitative approach. The data sources used are through observation and interviews, descriptive data analysis techniques. Respondents in the research were conducted by conducting interviews with MSME owners in the East Medan District. The results of this research show that the role of e-commerce for MSMEs, it is able to increase MSME business income with ease of digital transactions, making it easier for consumers to make transactions, making it easier to market business products and being able to expand market access . Obstacles in implementing e-commerce on the security of personal information data of MSMEs.
APPLICATION OF ISLAMIC BUSINESS ETHICS IN RUNNING MICRO SMALL AND MEDIUM MSME ENTERPRISES
Putri, Naila;
Fany, Nicole Theo;
Basyir, Muhammad Fiqry;
Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies
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This research aims to determine the application of Islamic business ethics in running Micro, Small and Medium businesses in the Umi Zahra Clothing Store industry. The research approach used is a qualitative approach. The research method involves interviews with owners and employees of Micro, Macro and Medium Enterprises. Based on the results of implementing Islamic business ethics in running a business at the Umi Zahra Clothing Store, it starts with always prioritizing honesty, trustworthiness, prioritizing the quality of the product itself, strengthening customer relationships and making a positive contribution to the growth of UMKM and integrating the values of Islamic Ethics.
UMSU STUDENTS' PREFERENCE IN USING QRIS AS A DIGITAL PAYMENT TECHNOLOGY
Ramadhan, Rizky;
Wahyudi, Andre;
Frisca, Syifa;
Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies
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The purpose of this study is to determine the interest of University of Muhammadiyah North Sumatra (UMSU) students in using QRIS as a digital payment method in Indonesia. The approach used in this study uses a qualitative approach. The respondents in this study were students of the Sharia Business Management study program, Faculty of Islamic Religion, UMSU. This article explores qualitative approaches through interview methods in the context of research. Based on this research in orderĀ to improve the efficiency and security of digital payment transactions and also to facilitate transactions for students. Special emphasis is given to the excellence of interviews as a data collection tool that allows researchers to establish direct interaction with UMSU students of the Islamic business management study program. By discussing the advantages and challenges of using QRIS. The results of this study show that performance expectations and facilitating conditions have an influence on students' interest in using QRIS as a payment technology.