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All Journal JURNAL ILMIAH MANAJEMEN & BISNIS Intiqad: Jurnal Agama dan Pendidikan Islam EDUTECH: Jurnal Ilmu Pendidikan dan Ilmu Sosial Quantitative Economics Journal Al Ishlah Jurnal Pendidikan Al Tijarah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) JMM (Jurnal Masyarakat Mandiri) Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat CARADDE: Jurnal Pengabdian Kepada Masyarakat NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JURNAL PENDIDIKAN TAMBUSAI JUPE : Jurnal Pendidikan Mandala Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurnal Pendidikan dan Konseling Jurnal Informatika Ekonomi Bisnis Community Engagement and Emergence Journal (CEEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Hikmah Ihtiyath : Jurnal Manajemen Keuangan Syariah Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Community Empowerment Al-Ulum: Jurnal Pendidikan Islam Al-Sharf: Jurnal Ekonomi Islam Al-Fikru: Jurnal Ilmiah Proceeding International Seminar of Islamic Studies Akuntansi'45 Al-Ulum: Jurnal Pendidikan Islam International Journal of Islamic and Social Sciences (ISOS) Mabsya: Jurnal Manajemen Bisnis Syariah Economic Reviews Journal MASALIQ: Jurnal Pendidikan dan Sains Jurnal Ekonomi Islam Jurnal Informatika Ekonomi Bisnis International Journal of Economic, Technology and Social Sciences (Injects) Ekonom : Jurnal Ekonomi dan Bisnis IIJSE International Conference on Islamic Economic Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Krigan: Journal of Management and Sharia Business ZONA: Jurnal Pengabdian Masyarakat JER Journal of Ekonomics, Finance, and Management Studies
Isra Hayati
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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THE IMPACT OF ISLAMIC FINTECH ON THE SUSTAINABLE ECONOMY: CASE STUDY AND IMPLICATIONS Amalia, Alfi; Afandi, Ahmad; Hayati, Isra; Lubis, Andrew Satria
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Broad and sustainable financial inclusion has become the main goal in efforts to improve the welfare of society in the Muslim world. This article explains how Sharia Fintech has overcome some traditional barriers in access to financial services, such as geographical distance, limited financial infrastructure, and obstacles to compliance with sharia principles. This study also evaluates the positive impact of Sharia Fintech in increasing financial inclusion, reducing economic inequality, and supporting economic growth in countries with a majority Muslim population. The results of this research provide a better understanding of the potential of Sharia Fintech in creating a more inclusive and sustainable financial system in the Muslim world, and illustrate how technology can be a powerful tool to achieve these goals.
THE ROLE OF THE USE OF DIGITAL E-WALLET FINANCIAL TRANSACTION PAYMENTS FOR UMKM IN THE EAST MEDAN REGION Adha, Wahyuni; Annisa Salwa, Alya; Azhara siregar, Putriyani; Sabila Hawani, Yasmine; Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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This research aims to determine the role of using e-wallets in digital financial payment transactions for MSMEs, as well as the obstacles experienced by MSMEs in using e-wallets as a means of payment in digital financial transactions. This research uses qualitative methods by conducting a survey of MSME owners who use e-wallet in the East Medan District area. The research results show that the use of e-wallets for MSMEs has increased payment accessibility, expanded the market, and increased operational efficiency. Some examples of e-wallets used by MSMEs are OVO, dana, sakuku, and linkAja. Thus, the use of e-wallets has an important role in strengthening the MSME ecosystem, providing greater growth opportunities, and empowering MSMEs to compete in a global market that is increasingly connected digitally. However, there are also several obstacles in using e-wallets in MSME financial payment transactions, such as system errors which result in delays in payment transactions. It is hoped that the results of this research can contribute to MSMEs in using e-wallets as a digital financial payment transaction tool.
THE EFFECT OF ZAKAT MANAGEMENT ACCOUNTABILITY ON MUZAKKI'S INTEREST IN DHUAFA WASPADA WALLETS IN NORTH SUMATRA PROVINCE Hayati, Isra; Pratiwi, Indah
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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This study aims to empirically examine the effect of zakat management accountability on muzakki's interest in Dompet Dhuafa Waspada, North Sumatra Province. This study used a quantitative method, in which this research used a questionnaire as a data collection tool which was distributed directly to Muzakki Dompet Dhuafa Waspada Medan, and data analysis techniques used SPSS. The variable used in this study is the independent variable (accountability) while the dependent variable (muzakki's interest). The results of this study indicate that there is an influence between the accountability variable (X2) on muzakki's interest (Y) which is indicated by the tcount value which is greater than the ttable, namely the t count value of 4.484 t table 1.987 so it can be concluded that the Accountability variable (X2) has a positive effect on interest in muzakki (Y). This also means that the accountability provided by Dompet Dhuafa Waspada to muzakki is maximized. 
FACTORS INFLUENCING STUDENT’S INTEREST IN INVESTING IN SHARIA STOCK IN THE SHARIA BUSINESS MANAGEMENT STUDY PROGRAM Shiddiqi, Syehnaz Sahin; Rahma, Sabila; Prananda, Yoga; Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Research purposes This For know influencing factors interest student in invest sharia shares. Approach research used use approach quantitative. Samples used amount three twenty people representing students all over population. Research data collection done with use distributed questionnaires with Quota sampling technique. In analyzing research data use data analysis with steps as following data quality test , assumption test classic , multiple linear regression test and testing hypothesis . With use tool help form SPSS Statistics application as data processing. Research result shows that the calculated F value is 7.946 and the F table is 3.23, which shows that the calculated F F table uses a significant value of 0.002 0.05. So in the simultaneous test (f test) it can be seen that risk and understanding have a significant and influential effect on student interest in investing in Sharia shares.
THE EFFECTIVENESS OF IMPLEMENTING ISLAMIC LEADERSHIP IN BMT CIVIL SOCIETY OF NORTH SUMATRA Basyar, Hibban; Mella, Sinta Misda; Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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This research aims to determine the effectiveness of the application of Islamic leadership in the Civil Society BMT of North Sumatra. This research was carried out using qualitative research consisting of interviews, observation and documentation. The results of this research show that the Islamic leadership of North Sumatra Civil Society BMT (MASDA SUMUT) is one of the sharia financial services cooperatives that plays a role in increasing community economic empowerment. Islamic leadership BMT Civil Society of North Sumatra (MASDA SUMUT) uses a type or model of leadership in which this leadership provides freedom in completing tasks or work, provides confidence in the work of its employees, provides freedom of opinion, provides opportunities to provide suggestions for a decision. Leadership in Islam does not only explain that a leader must carry out his leadership with the rules that a leader must have. Islam means that leaders who carry out their leadership must also be accompanied by love in guiding and controlling the people. It can be concluded that the application of Islamic leadership has provided positive results in several aspects such as Economic Empowerment, Transparency and Accountability, and improving the quality of human resources.
THE ROLE OF HALAL LABELIZATION AND BRAND IMAGE IN OPTIMIZATION OF SALES AT HISANA FRIED CHICKEN BRANCH ALFALAH RAYA MEDAN EAST Aurel, Vira; Mariska, Septiara Dwi; Harahap, Fikri Rizalsyah; Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract: This research aims to determine the role of halal labeling and brand image in optimizing sales of Hisana fried chicken at the Alfalah Raya branch in East Medan. The research approach used is a qualitative approach and the data sources used are data sources through observation and interviews. The data analysis technique used is descriptive data analysis. In this research, the interviewee was the owner of Hisana Fried Chicken. The research results show that the role of halal labeling and brand image is quite important in optimizing sales. Halal labeling aims to increase consumer confidence and expand the market for halal products. The role of a unique and recognizable brand image can increase brand visibility, attract customers and differentiate it from other products, which ultimately leads to increased sales.Keywords: (halal labeling, brand image and sales optimizaton)
ANALYSIS OF THE ROLE OF THE USE OF DANA APPLICATIONS IN COFFEE SHOP CORNER OF ANGKRINGAN, EAST MEDAN DISTRICT Zulfikar, Muhammad Rofi; Afif, M. Naufal; Aushaf Assegaf, M. Naufal; Hayati, Isra
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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This study aims to examine the role of using the Dana application as a means of payment in UMKMs Angular Angkringan in East Medan, North Sumatra. The approach used in this study uses a Qualitative Approach. Data collection was carried out by interviewing business owners, namely the owner and 2 staff. Based on the results of the study, it is known that this business problem is that the level of use of the Dana application in the UMKM business is in the high-level category. Business people also make it easier for business owners because of time efficiency. Meanwhile, consumers get benefits in the form of promos offered by business owners and the Dana application. This is certainly very beneficial for business people in doing all transaction matters.
THE ROLE OF ACCOUNTING RECORDS IN HALAL MICRO SMALL AND MEDIUM ENTERPRISES (MSMEs) ( Case Study of Halal MSMEs in Medan Denai District ) Hayati, Isra; Olivia, Hastuti; Afandi, Ahmad; Amalia, Alfi
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Research purposes This For know role recording accounting for Halal Micro , Small and Medium Enterprises (MSMEs) at Halal MSMEs, Medan Denai District . Approach research used _ use approach qualitative . Deep data collection techniques study This use results observation and interviews . Respondent in study This consists from Owner MSME businesses Halal Medan Denai District which consists of from types of Culinary MSMEs. Research result show that recording accounting for Halal MSMEs has very important role . Role recording accountancy for MSMEs have role as monitoring finance , Decision making , compliance tax , access financing , monitoring debts and receivables , planning finance , monitoring efficiency operations and internal control . 
Analisis Akuntabilitas Laporan Keuangan Zakat, Infaq Dan Shadaqah Pada Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatera Utara Luthfi Alamsyah; Isra Hayati
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.10831

Abstract

Penelitian ini bertujuan untuk menganalisis Akuntabilitas Laporan Keuangan Zakat, Infaq dan Shadaqah Pada Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatera Utara. Dalam penelitian ini, peneliti memilih jenis penelitian dengan menggunakan pendekatan kualitatif dengan metode deskriptif. Hasil penelitian ini menunjukkan bahwa sistem laporan keuangan pada Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatera Utara menggunakan SIMBA (Sistem Informasi Manajemen Zakat). Laporan keuangan zakat, infaq, dan shadaqah oleh Badan Amil Zakat Nasional (BAZNAS) Provinsi Sumatera Utara mengikuti PSAK 109 atau yang terbaru PSAK 409 sebagai standar akuntansi. Mereka memberikan informasi dan melakukan pengungkapan kepada publik, serta bertanggungjawab secara moral kepada Allah SWT dan praktis kepada masyarakat. Ini sebagai bentuk menjaga kepercayaan amanah, dengan laporan yang rutin disampaikan pada jadwal bulanan, triwulanan, semesteran, dan tahunan.
Inovasi Manajemen Sumber Daya Manusia Berbasis Prinsip Islami: Analisis pada Lembaga Pendidikan Islam di Thailand Fadhillah, Rini; Hayati, Isra
Hikmah Vol. 20 No. 2 (2023): Juli-Desember 2023
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v20i2.324

Abstract

Human resources are one of the most important aspects of managing an educational institution. Western theory demands innovations that are sometimes incompatible with Islamic nature. In this regard, this study aims to analyze human resource management innovations based on Islamic principles at Sangkhom Islam Wittaya School Thailand. This research uses case study-based qualitative research methods. Data collection techniques used observation, interviews and documentation studies. The research informants consisted of principals, educators and education personnel. The results found that human resource management is carried out inclusively by applying Islamic principles, namely regardless of background, identity, and treated fairly, valued, and have equal opportunities in terms of recruitment, development, promotion, and performance appraisal. The school's preference for Islamic ideology and the enhancement of Islamic knowledge are taken into consideration in the placement of human resources. Human resource performance is assessed from a sense of responsibility to carry out the mandate, the profession, and a sense of moral responsibility. The main obstacles in managing human resources are finance and developing the quality of teachers. The results of this study are recommended for Islamic educational institutions that strive to develop the quality of educators and education personnel.
Co-Authors Abu Yazid Raisal Adha, Wahyuni Afif, M. Naufal Ahmad Afandi Ahmad Affandi Akmal Shah Alfi Amalia Alfi Amalia Amelia Rizky Amsari, Syahrul Ananda, Runi Andrew Satria Lubis Angelia Azira Anisyah Afifah Annisa Salwa, Alya Arwin Juli Rakhmadi Arwin Juli Rakhmadi Arwin Juli Rakhmadi Butar-Butar, Arwin Juli Asmuni Astri Astri Astri Astri, Astri Aurel, Vira Aushaf Assegaf, M. Naufal Ayna Azzahra Azhara siregar, Putriyani Azwabi, Hariz Madani Badawi, Afif Basyar, Hibban Basyir, Muhammad Fiqry Budhi Oktavia Budi Harianto, Budi Capakia, Suraya Chossy Wiratama Cut Ernita Julistia Dea Adilla Elsa Dedek Hardianti Saragih Dessy Ariani Hasibuan Dian Novianti Sitompul Efrina Sipayung Ellisa Fitri Tanjung Erlangga Sidiq Fachrul Rozi Lubis Fachrur Razy Aksana Fadhillah, Rini Faisal Rahman Dongoran Fany, Nicole Theo Fath, Muhammad Ali Radja Ferry Rian Maulana Fia Novita Fitra Sulistina Wati Fitri, Ridatul Fizia Marsa, Thirtiwi Frisca, Syifa Hafizhah, Aqilah Hamdani, Lukman Hamdi Mnl, Al Hilal Hamdi, Syaibatul Hani Nursafwa Hara, Siti Syah Harahap, Fikri Rizalsyah Hariyadi Putraga Hasrian Rudi Setiawan Hastuti Olivia Hendrawan, Yoni Hidayat, Muhammad Indah Pratiwi Indah Pratiwi Iqbal Rusli Juita Rahmadani Manik Julia Rafika Karlina, Betalia Kijai, Raja David Indra Luh Putu Ratna Sundari Lukman Hamdani Luthfi Alamsyah M Fadhil Pangestu M Fauzi Hasibuan Maharani, Annisa Maida Sari, Vivi Mariska, Septiara Dwi Melia Rizky Mella, Sinta Misda MMSI Irfan ,S. Kom Muhammad Ali Radja Fath Muhammad Arifin Lubis Muhammad Arifin Lubis Muhammad Hidayat Muhammad Rizky Ramadhan Muliza Muliza, Muliza Mutiah Khaira Sihotang Najiyullah Subhani Lubis Norazlina Nur Natasha Putri, Hartika Nurhakiki Nurul Zahriani Jf Nurul Zahrianti Jf Pangestu, M Fadhil Prananda, Yoga Putri, Naila Rahma, Sabila Rahmayati Rahmayati Rahmayati Rahmayati Rahmayati, Rahmayati Raja David Indra Kijai Ramadhani, Adellya Sagita Ridatul Fitri Riska Amelia Rizky Ramadhan, Rizky Rizky, Melia Ruzky, Uun Dwi Sabila Hawani, Yasmine Saherawati Br Sipayung Saidatul Mardiyah Saparuddin Siregar saparuddin siregar siregar Sapitra Andani Sarah Sitompul Sari, Afnila Sarwo Edi, Sarwo Setti Werian Dani, Giya Sharzia Adewirza Shiddiqi, Syehnaz Sahin Sihotang, Mutiah Khaira Silvi Rahmayani Hasibuan Silvia Febrianti Simanjuntak, Irma Damayanti SITI FATIMAH Siti Mujiatun Suci Fitria Sumardi Efendi Susilawati Susilawati Syahrani Devi Syahrani Devi Syahrul Amsari Syahrul Amsari Syahrul Amsari Syahrul Amsari Syamsir Syamsir Tanjung, Najwa Amanda Thufail, Muhammad Daffa Titis Budi Prihatin Ulya, Iffatul Uswah Hasanah Uswah Hasanah Uun Dwi Ruzky Wahyudi, Andre Werry Darta Taifur Widia Astuty Wira Anggara Hadi Jamak Wira Handika Yuli Yuli Yanti Siregar Zailani Zailani Zailani Zailani Zailani Zailani Zailani Zulfikar, Muhammad Rofi