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All Journal JURNAL ILMIAH MANAJEMEN & BISNIS Intiqad: Jurnal Agama dan Pendidikan Islam EDUTECH: Jurnal Ilmu Pendidikan dan Ilmu Sosial Quantitative Economics Journal AL ISHLAH Jurnal Pendidikan Al Tijarah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah MODELING: Jurnal Program Studi PGMI J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) JMM (Jurnal Masyarakat Mandiri) Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JURNAL PENDIDIKAN TAMBUSAI JUPE : Jurnal Pendidikan Mandala Iqtishoduna: Jurnal Ekonomi Islam AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Pendidikan dan Konseling Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Hikmah Ihtiyath : Jurnal Manajemen Keuangan Syariah Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Community Empowerment Al-Ulum: Jurnal Pendidikan Islam Al-Sharf: Jurnal Ekonomi Islam Al-Fikru: Jurnal Ilmiah Proceeding International Seminar of Islamic Studies Akuntansi'45 Al-Ulum: Jurnal Pendidikan Islam International Journal of Islamic and Social Sciences (ISOS) Mabsya: Jurnal Manajemen Bisnis Syariah Economic Reviews Journal Jurnal Ekonomi Islam Jurnal Informatika Ekonomi Bisnis International Journal of Economic, Technology and Social Sciences (Injects) Ekonom : Jurnal Ekonomi dan Bisnis IIJSE Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Krigan: Journal of Management and Sharia Business JER Journal of Ekonomics, Finance, and Management Studies
Isra Hayati
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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Production Process Analysis Based on Halal Assurance System Fachrur Razy Aksana; Isra Hayati
Al-Fikru: Jurnal Ilmiah Vol. 17 No. 1 (2023): Juni (2023)
Publisher : STAI Serdang Lubuk Pakam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51672/alfikru.v17i1.174

Abstract

Companies located in Muslim-majority areas do implement a halal guarantee system in their production process, because otherwise it will certainly affect public trust. In this regard, this study aims to analyze the application of the halal assurance system in the production process and the company's compliance with halal standards. This research was conducted at PT Keloria Moringa Jaya Medan. This study used qualitative research methods. Collecting data with observation techniques, interviews, and documentation studies. The data collection focuses on the production process of PT Keloria Moringa Jaya Medan. The results of the study show that the materials used in the production process already have a halal label or are halal certified. PT Keloria Moringa Jaya Medan also has halal certification from BPJPH which is valid for international and national levels. Special steps are taken to ensure product halalness, namely the cleanliness and health of employees, as well as the use of gloves and hand sanitizers in the production process. They implemented a policy of using halal raw materials and made an agreement in the form of a banner that was posted on the front page of PT Keloria Moringa Jaya Medan. There is also a halal supervisor in charge of production quality control.
PENGARUH SOSIALISASI DAN EDUKASI TERHADAP MINAT MAHASISWA MELAKUKAN INVESTASI DI PASAR MODAL SYARIAH Chossy Wiratama; Isra Hayati
Ekonom : Jurnal Ekonomi dan Bisnis Vol 3 No 2 (2023): Ekonom: Jurnal Ekonomi dan Bisnis
Publisher : Yana Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58432/ekonom.v3i2.731

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh sosialisasi edukasi terhadap minat mahasiswa melakukan investasi di pasar modal syariah studi kasus Galeri Investasi Syariah FAI UMSU. Jumlah sampel dalam penelitian ini berjumlah 71 orang. Pendekatan penelitian yang digunakan dalam penelitian ini mengunakan pendekatan kuantitatif. Hasil penelitian menunjukkan bahwa sosialisasi investasi pasar modal syariah memiliki pengaruh terhadap minat mahasiswa hal ini ditunjukkan dengan hasil uji t hitng sebesar 4,481 lebih besar dari t tabel 1,993 dan siginifikasinya sebesar 0,000 lebih kecil dari signifikasi 0,05. Hal ini menunjukkan bahwa sosialisasi berpengaruh terhadap minat mahasiswa, edukasi berpengaruh juga terhadap minat mahaswa dalam melakukan investasi di pasar modal syariah GIS FAI UMSU. Hal ini ditunjukkan dengan nilai t hitung sebesar 5,467 lebih besar dari t tabel 1,993 dan signifikasinya sebesar 0,000 lebih kecil dari signifikasi 0,05. Sosialisasi dan edukasi pasar modal syariah memiliki pengaruh terhadap minat mahasiswa melakukan investasi di pasar modal syariah hal ini ditunjjukkan dari hasil nilai uji f hitung sebesar 40,756 lebih besar dari f tabel 3,13 dan signifikasinya sebesar 0,000 lebih kecil dari signifikasi 0,05. Sosialisasi dan edukasi mempengaruhi minat mahasiswa 54,5% dilihat dari hasil uji r square menunjukkan 0,545 atau 0,545 X 100 = 54,5% mempengaruhi minat mahasiswa melakukan investasi di pasar modal syariah. ABSTRACT This study aims to determine the effect of educational socialization on student interest in investing in the Islamic capital market, a case study of the Sharia Investment Gallery of FAI UMSU. The number of samples in this study amounted to 71 people. The research approach used in this study uses a quantitative approach. The results showed that the socialization of Islamic capital market investment has an influence on student interest, this is indicated by the results of the t-test of 4.481, which is greater than the t-table of 1.993 and the significance of 0.000 is less than the significance of 0.05. This shows that socialization has an effect on student interest, education also affects student interest in investing in the Islamic capital market GIS FAI UMSU. This is indicated by the t-count value of 5.467 which is greater than the t-table of 1.993 and the significance of 0.000 is smaller than the 0.05 significance. Socialization and education of the Islamic capital market have an influence on student interest in investing in the Islamic capital market, this is shown from the results of the calculated f test value of 40.756 which is greater than f table 3.13 and the significance of 0.000 is less than the significance of 0.05. Socialization and education affect student interest 54.5% seen from the results of the r-square test showing 0.545 or 0.545 X 100 = 54.5% affecting student interest in investing in the Islamic capital market.
Penerapan Islamic Social Reporting (ISR) Di PT. BPRS Amanah Bangsa Kc. Kisaran Sapitra Andani; Isra Hayati
Al-Sharf: Jurnal Ekonomi Islam Vol 3, No 3 (2022)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v3i3.445

Abstract

This study aims to determine the transparency in the application of Islamic Social Reporting (ISR) at PT. BPRS Amanah Bangsa Kc. range. The research approach used in this study uses a qualitative approach. Respondents in this study 5 people consisting of company directors and employees. Data collection techniques using interviews. The method used in this research is qualitative method. The results show that the company composes and discloses the Islamic Social Reporting (ISR) every year in accordance with the Islamic Social Reporting index at the Amanah Bangsa BPRS is indeed very good in accordance with the regulations of the Financial Services Authority. Almost all items used as references in this study were disclosed by BPRS Amanah Bangsa Kc Kisaran. BPRS Amanah Bangsa Kc Kisaran revealed 6 themes including: Funding and Investment, Products and Services, Employees, Society, Environment, Corporate Governance.
Model of Sharia Bank Profitability Determination Factors by Measuring Internal and Externals Variables Mutiah Khaira Sihotang; Uswah Hasanah; Isra Hayati
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1949

Abstract

This study examines the influence of internal and external factors on profitability as proxied by Return on Assets (ROA), a study on Islamic Commercial Banks for the 2016-2020 period. In the theory of profitability, there are 2 factors that affect bank profitability, namely internal factors and external factors. Internal factors in this study are BOPO (Operating Expenses to Operating Income), Non-Performing Financing (NPF), Financial to Deposit Ratio (FDR) and external factors in this study are inflation and the money supply. Profitability is one of the most important factors in a company, including Islamic financial institutions, in this case Islamic banks, so that every company must pay attention to the company's profitability ratios. Islamic banks are financial institutions that just started to emerge in the late 90s and have a very high level of competition with conventional banks. For this reason, this study aims to look at the financial performance of Islamic banks in Indonesia through the level of profitability they have had for the last 5 years. The sample selection in this study used purposive sampling method. The sample in this study is the monthly financial statements of Islamic commercial banks in Indonesia in 2016-2020. The data in this study will be processed using SPSS software with multiple regression. The results of this study state that inflation as an external factor does not have a significant effect on the profitability of Islamic Commercial Banks as measured by the Return on Assets (ROA) ratio with a significance level of 0.628 and the money supply has a significant effect on ROA. While the BOPO, NPF and FDR variables as internal factors have a significant effect on ROA.
Management Model of Cash Waqf for University Isra Hayati; Mutiah Khaira Sihotang; Lukman Hamdani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economic: July, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.2356

Abstract

Currently, many campuses have implemented operational fund management through waqf, including the Al-Azhar Egypt campus, Unida Gontor, UII Yogyakarta, and Darunnajah waqf. However, on the other hand, there are still many aspects of management as well as data and management that have not been digitized and published in general. so that this becomes a problem of waqf accountability itself. The purpose of this study is to clearly know the pattern of cash waqf management at the Unida Gontor and MUI campuses and be able to implement this model on all campuses. The methodology of this research is descriptive qualitative with an ANP analysis tool. The results show there are 3 problems in this cash waqf model. Among other things, the HR factor with a rather agreement value of 2%, universities with a rather agreement value of 12% and the operational value of rather agreement at 1%, and the strategy, namely the synergy between BWI and universities, using local wisdom and being used as waqf as a lifestyle with the rather agreement value by 16%.
Pengaruh Kepuasan Kerja dan Komitmen Organisasi terhadap Organizational Citizenship Behavior (OCB) pada Baitulmaal Muamalat Medan Astri Astri; Isra Hayati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 5 No. 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v5i6.153

Abstract

The research was conducted at Baitulmaal Muamalat with the aim of knowing the effect of job satisfaction and organizational commitment on Organizational Citizenship Behavior (OCB) carried out by Baitulmaal Muamalat employees. This study uses quantitative methods and data collection is carried out using primary data derived from questionnaires. Research results reveal that job satisfaction has a positive influence on Organizational Citizenship Behavior (OCB) behavior. It is shown from the results of the t test where t count > t table (2,114 > 2.026) and a significance value of 0.041 <0.05. Organizational commitment variable also has a positive influence on Organizational citizenship behavior (OCB) where t count > t table (2,621 > 2.026) and a significance value of 0.013 <0.05. The results of the F test obtained that the variables of job satisfaction and joint organizational commitment significantly influence Organizational Citizenship Behavior (OCB) towards Baitulmaal Muamalat Medan where the Sig value is 0.008 <0.05. R2 test results R2 number of 0.232. This shows that 23.2% interest in Organizational Citizenship Behavior (OCB) is influenced by job satisfaction and organizational commitment
Empowering Medan MSMEs through digital marketing training Ahmad Afandi; Muhammad Arifin Lubis; Isra Hayati
Community Empowerment Vol 8 No 12 (2023)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.10708

Abstract

This article examines the implementation of community service programs aimed at improving the digital marketing capabilities of Micro, Small and Medium Enterprises (MSMEs) in Medan City. Focusing on collaboration with Lazismu Kota Medan, this study uses a three-stage approach: partner problem identification, training implementation and evaluation. Through meetings and surveys, the service team determines the training needs of MSMEs, which cover important aspects of digital marketing. The training was held at the Muhammadiyah Da'wah Building with interactive lecture methods, Kahoot application-based quizzes, and group discussions. Evaluation of the effectiveness of the training was carried out through pre-test and post-test, resulting in a significant increase in participants' digital marketing understanding. These results show that digital marketing training is effective in increasing the ability and confidence of MSMEs in digital marketing, providing important implications for the development of MSMEs and the local economy of Medan City.
Pengaruh Keamanan Layanan terhadap Keputusan Penggunaan QRIS Bank Syariah Bagi Mahasiswa Fakultas Agama Islam UMSU Melia Rizky; Isra Hayati; Uun Dwi Ruzky
Krigan: Journal of Management and Sharia Business Vol 1, No 1 (2023): Juni 2023
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v1i1.6522

Abstract

This study aims to determine the effect of service security on the decision to use QRIS of Islamic Banks in UMSU Islamic Faculty students. The formulation of the problem in this study is that there are still Islamic Banking Study Program students who do not know or use QRIS as a payment transaction. The method used in this study was a questionnaire with a Likert scale and data processing using SPSS calculations with a total of 68 respondents. Based on the results of data processing, it shows that service security has a significant effect on the decision to use with significant calculations, it is known that the significance value is 0.000 <0.05 and the t-count value is 3.743 > t-table 1.997, so it can be concluded that Ho is rejected and Ha is accepted. The results using the Determination Test (R2) show that the Adjust R Square coefficient of determination is 0.788 or 78,8%, which means that the decision variable for transactions using QRIS Islamic Banks (Y) is influenced by service security (X) with the remainder being influenced by other variables not contained in the this research.Penelitian ini bertujuan untuk mengetahui pengaruh service security terhadap keputusan penggunaan QRIS Bank Syariah pada mahasiswa Fakultas Islam UMSU. Rumusan masalah dalam penelitian ini adalah masih adanya mahasiswa Prodi Perbankan Syariah yang belum mengetahui atau menggunakan QRIS sebagai transaksi pembayaran. Metode yang digunakan dalam penelitian ini adalah kuesioner dengan skala Likert dan pengolahan data menggunakan perhitungan SPSS dengan jumlah responden sebanyak 68 orang. Berdasarkan hasil pengolahan data menunjukkan bahwa keamanan layanan berpengaruh signifikan terhadap keputusan penggunaan dengan perhitungan signifikan diketahui nilai signifikansi 0,000 < 0,05 dan nilai t hitung 3,743 > t tabel 1,997 , sehingga dapat disimpulkan bahwa Ho ditolak dan Ha diterima. Hasil dengan menggunakan Uji Determinasi (R2) menunjukkan koefisien determinasi Adjust R Square sebesar 0,788 atau 78,8%, yang berarti bahwa variabel keputusan bertransaksi menggunakan QRIS Bank Syariah (Y) dipengaruhi oleh keamanan layanan (X) dengan sisanya dipengaruhi oleh variabel lain yang tidak terdapat dalam penelitian ini.
Pengaruh Penggunaan Pembayaran Digital Terhadap Minat Mahasiswa Menggunakan Quick Response Code Indonesian Standard (QRIS) Pada Program Studi Manajemen Bisnis Syariah UMSU Dea Adilla Elsa; Isra Hayati
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i3.9274

Abstract

The aim of this research is to evaluate the impact of using digital payments on student interest in using the Indonesian Standard Quick Response Code (QRIS) in the UMSU Sharia Business Management Study Program. This research method carries a quantitative approach with the main data obtained through the use of questionnaires, where the sample size reached 78 respondents. Data analysis was carried out using SPSS version 26 software, with the application of the (t) test technique and simple linear regression analysis. The results of the partial test (t) show that the payment usage variable has a significant influence on the student interest variable in using QRIS. With a tcount value of 9.964 > ttable of 1.992, it can be concluded that the Use variable (X) has an effect on the Interest variable (Y). In addition, based on the R2 test results, it was concluded that the impact of the independent variable (Use) on the dependent variable (Interest) reached 56.6%. Keywords: Digital, Interest and QRIS
Pengaruh Penggunaan Layanan Financial Technology Terhadap Keberlangsungan Usaha Pelaku UMKM: Studi Kasus UMKM Kecamatan Medan Marelan Sharzia Adewirza; Isra Hayati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.2711

Abstract

This research aims to determine the influence of the use of financial technology services on the business sustainability of MSMEs (Case Study of MSMEs in Medan Marelan District) both partially and simultaneously. This research approach is associative. The sample in this research was 30 Micro, Small and Medium Enterprises (MSMEs) in Medan Marelan District that use Financial Technology in the form of QRIS (Quick Response Code Indonesian Standard). QRIS (Quick Response Code Indonesian Standard) is available on the Dana, OVO, Shopee Pay, GoPay, mobile banking and other applications. Data collection techniques in research use observation, documentation and questionnaire techniques. The data analysis technique in this research uses a Simple Linear Analysis Test, Hypothesis Test (t Test). The research results show that partially the financial technology variable has a significant effect on the sustainability of Medan Marelan District MSMEs, as indicated by the t-test results being greater than t table (14,214>2,048) with a significant number of 0.01<0.05. The magnitude of the influence of 87.8% is shown through the R-Square calculation. Shows that the use of Financial Technology Services affects the sustainability of MSMEs by 87.8%.
Co-Authors Abu Yazid Raisal Adha, Wahyuni Afif, M. Naufal Ahmad Afandi Ahmad Affandi Akmal Shah Alfi Amalia Amelia Rizky Ananda, Runi Andrew Satria Lubis Angelia Azira Anisyah Afifah Annisa Salwa, Alya Arwin Juli Rakhmadi Arwin Juli Rakhmadi Asmuni Astri Astri Astri Astri Aurel, Vira Aushaf Assegaf, M. Naufal Ayna Azzahra Azhara siregar, Putriyani Azwabi, Hariz Madani Basyar, Hibban Basyir, Muhammad Fiqry Budi Prihatin, Titis Chossy Wiratama Cut Ernita Julistia Dea Adilla Elsa Dedek Hardianti Saragih Dessy Ariani Hasibuan Devi, Syahrani Dian Novianti Sitompul Efrina Sipayung Ellisa Fitri Tanjung Erlangga Sidiq Fachrul Rozi Lubis Fachrur Razy Aksana Fadhillah, Rini Faisal Rahman Dongoran Fany, Nicole Theo Ferry Rian Maulana Fia Novita Fitra Sulistina Wati Fitri, Ridatul Fizia Marsa, Thirtiwi Frisca, Syifa Hamdi Mnl, Al Hilal Hani Nursafwa Harahap, Fikri Rizalsyah Hariyadi Putraga Hasrian Rudi Setiawan Hastuti Olivia Indah Pratiwi Indah Pratiwi Irfan Juita Rahmadani Manik Julia Rafika Karlina, Betalia Kijai, Raja David Indra Luh Putu Ratna Sundari Lukman Hamdani Luthfi Alamsyah M Fadhil Pangestu M Fauzi Hasibuan Maharani, Annisa Maida Sari, Vivi Mariska, Septiara Dwi Melia Rizky Mella, Sinta Misda Muhammad Ali Radja Fath Muhammad Arifin Lubis Muhammad Hidayat Muhammad Hidayat Muhammad Rizky Ramadhan Mutiah Khaira Sihotang Najiyullah Subhani Lubis Nur Natasha Putri, Hartika Nurhakiki Nurul Zahriani Jf Nurul Zahrianti Jf Prananda, Yoga Putri, Naila Rahma, Sabila Raja David Indra Kijai Ramadhani, Adellya Sagita Ridatul Fitri Riska Amelia Rizky Ramadhan, Rizky Rizky, Melia Runi Ananda Ruzky, Uun Dwi Sabila Hawani, Yasmine Saherawati Br Sipayung Saidatul Mardiyah Saparuddin Siregar saparuddin siregar siregar Sapitra Andani Sarah Sitompul Sari, Afnila Sarwo Edi Setti Werian Dani, Giya Sharzia Adewirza Shiddiqi, Syehnaz Sahin Sihotang, Mutiah Khaira Silvi Rahmayani Hasibuan Silvia Febrianti SITI FATIMAH Suci Fitria Susilawati Susilawati Syahrani Devi Syahrul Amsari Syahrul Amsari Syahrul Amsari Syamsir Syamsir Thufail, Muhammad Daffa Ulya, Iffatul Uswah Hasanah Uswah Hasanah Uun Dwi Ruzky Wahyudi, Andre Werry Darta Taifur Widia Astuty Wira Anggara Hadi Jamak Wira Handika Yuli Yuli Yanti Siregar Zailani Zailani Zailani Zailani Zulfikar, Muhammad Rofi