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All Journal Jurnal Ekonomi Syariah Teori dan Terapan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Ekonomi Islam EKONOMIS : Journal of Economics and Business Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Syi'ar Iqtishadi JURNAL VISIONIDA JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Journal of Islamic Monetary Economics and Finance SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Ideas: Jurnal Pendidikan, Sosial dan Budaya Tasharruf: Journal Economics and Business of Islam International Journal of Zakat (IJAZ) Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Ministrate: Jurnal Birokrasi dan Pemerintahan Daerah Jurnal Ekonomi dan Bisnis Terapan Jurnal Riset Ilmu Ekonomi Komitmen : Jurnal Ilmiah Manajemen Al Khidma: Jurnal Pengabdian Masyarakat Salam (Islamic Economics Journal) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Journal of Educational and Cultural Studies Research Horizon Equilibrium: Jurnal Ekonomi Syariah Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Islamic Economics and Finance Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Ekonomi dan Pembangunan Indonesia Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Jurnal Inovasi Ekonomi Syariah dan Akuntansi Aksi Kita: Jurnal Pengabdian Kepada Masyarakat JEIZA: Jurnal Ekonomi Islam Az-Zain Journal of New Trends in Sciences Jurnal Pengabdian Masyarakat (Z-COVIS) Referensi Islamika: Jurnal Studi Islam
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Analisis Faktor-faktor Yang Mempengaruhi Minat Menggunakan Bank Digital Syariah pada Generasi Z: Studi Kasus di Kota Bogor Cupian Cupian; Ugi Valentino; Sarah Annisa Noven
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 2 (2022): JIEI : Vol. 8, No. 2, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5299

Abstract

Islamic digital banks is an innovation in the Islamic banking industry. The three things of Islamic digital banks are interesting to study. First, increase the competitiveness with the emergence of Islamic digital banks. Second, the rapid development of technology trigger digital banks as an adaptation to the new era. Third, rapid adaptation makes digital banks a new trend in the banking industry that triggers new findings. This study aimed to determine the factors influencing the intention to use Islamic digital banks. Understanding the intention to use an Islamic digital bank is very useful in forming an ideal Islamic digital bank. It is expected to be a finding to increase the competitiveness and adaptation of Islamic banks. This study used 100 Generation Z samples located in Bogor city. The method used is a descriptive quantitative method with SEM-PLS analysis which is a multivariate analysis. Therefore, the results in this study have a significant effect on the perceived credibility and social influence variables. In contrast, the perceived ease of use and usefulness variables have no significant impact on the intention of use’s variables.
Determinan Minat Wisatawan Muslim Dalam Berkunjung Ke Negara Non-Muslim (Studi Kasus: Masyarakat Muslim Jawa Barat) Cupian Cupian; Syifa Rizkia Nurfitriani; Muhammad Fajri; Sarah Annisa Noven
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7795

Abstract

This study aims to find out the factors that influence the intention of West Java Muslim tourists in visiting non-Muslim countries. The method used in this study is quantitative descriptive method, with a research sample of 400 West Java Muslim communities without a certain age restriction taken using purposive sampling techniques. The data was collected through questionnaires and analyzed using partial least square – structural equation modeling (PLS-SEM) method and processed using SmartPLS 3.3.3 application. The results of this study showed that the level of religiosity of respondents indirectly through the perception of Islamic values and the perception of halal risk has a significant influence on the intention of Muslim tourists in visiting non-Muslim countries. However, the perception of halal value and risk cannot directly affect the intention of Muslim tourists significantly. While the experience does not have a significant influence on intentions, and attitudes is a variable that has the most influence on the intentions of Muslim tourists.
Pengaruh Sertfikasi Halal, Kesadaran Halal dan Bahan Makanan Terhadap Minat Beli Produk Makanan Halal (Studi Kasus Masyarakat Muslim di Kota Banjar) Cupian Cupian; Kintan Meilasari; Sarah Annisa Noven
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7847

Abstract

This exploration means to know the impacts of halal confirmation, halal mindfulness and food fixings in keen on purchasing halal food items in Islamic communitys in Banjar city. the lord of exploration useng in this examination is the quantitative investigation. Dat in this investigation utilizing essential information assortment methods of examination and polls. The example in this examination is 314 respondens. Sampel assortment strategies in this examination utilizing non probality testing. Investigation of this examination utilizing different straight regresion tests. Based on partial data analysis, there is a positive and significant impact on halal certification,halal awarenenss and food ingredients in interested in buying halal food products in Islamic communitys in Banjar city. The result of this study indicate the R2 value of 0.773 or 77,3%. The meaning of these coefficient’s effects will affect halal certification, halal awareness and food ingredients against the buying interenst variable is 77,3%. While the other 22,7% influenced by other variables.
Pengaruh Lifestyle, Islamic Branding Dan E-Service Quality Terhadap Keputusan Pembelian Online Produk Fashion Muslim Melalui Media Sosial Instagram (Studi Pada Masyarakat Muslim Provinsi Jawa Barat) Cupian Cupian; Luthfiah Khairunisa; Sarah Annisa Noven
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7850

Abstract

The purpose of this research is to analyze the influence of lifestyle, Islamic branding and e-service quality on purchasing decisions of online products fashion Muslim through social media Instagram on Muslim residents of West Java province. There are several variables used, namely lifestyle, Islamic branding and e-service quality. This research uses a quantitative research type. The information used in this research uses primary data and secondary data. Primary data was obtained from questionnaire information online that was collected and filled out by respondents, on the other hand, secondary information in this research was obtained through literature research from several dailies, the Ministry of Industry and the Ministry of Religion. The Muslim community of West Java Province who recognize products fashion Muslim and who are interested in buying products fashion Muslimas many as 384 respondents were used as respondents in this research. Collecting information using non-probability sampling method with purposive sampling method. This research uses a descriptive quantitative approach. Information analysis used binary logistic regression analysis. The results of the research show that Lifestyle, Islamic branding, E-service Quality have a positive and significant influence on Purchase Decisions for Online Products Fashion Muslim through Instagram Social Media. 
Peran Baznas Kota Padang Panjang Terhadap Pengurangan Peminjaman Pedagang Kepada Rentenir Cupian Cupian; Mardiyah Hanif; Joval Ifghaniyafi Farras
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8189

Abstract

Many traders prefer to borrow from loan sharks rather than safer banking institutions for reasons of convenience and speed. The loan sharks apply high interest which includes riba. One of the efforts to avoid the practice of loan sharks is with productive zakat funds from BAZNAS as business funds. This research aims to to see the influence of the role of BAZNAS in Padang Panjang City including service quality, distribution of zakat, empowerment of mustahik and socialization - education on reducing merchant lending to loan sharks.This research uses a descriptive method with a quantitative approach. The sample is 70 respondents who are traders who receive BAZNAS zakat funds and have also borrowed from loan sharks. The analytical method used is binary logistic regression analysis. From the results of the logistic regression, it was found that the quality of service was significant in reducing the lending of traders to loan sharks, while the distribution of zakat, empowerment of mustahik and socialization - education were not significant in reducing the lending of traders to loan sharks
Pengaruh Corporate Governance Terhadap Green Banking Disclosure Index Di Perbankan Syariah Periode 2016-2019 Studi Kasus : Bank Mandiri Syariah, Bank Bni Syariah, Bank Bca Syariah, Bank Bri Syariah, Bank Mega Syariah Dan Bank Muamalat Cupian Cupian; Fakhri Afif Mulyana; Sarah Annisa Noven
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8932

Abstract

Many parties have expressed concern about environmental sustainability in recent years, both on a national and international scale. Governments, regulators, companies and also people around the world understand the importance of being aware of environmental issues. As a business actor, the banking sector is a sector that has an implicit impact on the environment. The banking sector is one of the main sectors that provides financing for many industries and companies. Therefore, it is the responsibility of the banking sector to ensure that stakeholders who receive bank financing, in carrying out their business activities, do not have a negative or even damaging impact on the environment. In addition, the role of good corporate governance is critical to the performance of green banking itself. This study aims to see the effect of corporate governance on the disclosure of green banking in Islamic banking in Indonesia for the 2016-2019 period. The data used are secondary data by collecting information from bank annual reports and bank sustainability annual reports. Analysis method used common effect model. The results show that the number of boards, sharia superviory boards simultaneously give a significant influence on the GDBI.
Analisis Pengaruh Ekspor Halal, Foreign Direct Investment, Trade Openness, Nilai Tukar, Dan Pertumbuhan Populasi Terhadap Produk Domestik Bruto Riil Asean Cupian, Cupian; Noven, Sarah Annisa; Smitasari, Daneswara
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15188

Abstract

This study aims to determine the effect of halal exports, foreign direct investment (FDI), trade opennes, exchange rates and population growth on real gross domestic product in ASEAN countries from 2010 to 2021. Using panel data regression from ASEAN countries; Indonesia, Malaysia, Singapore, Thailand, Brunei Darussalam, Vietnam, Cambodia, Laos, Philippines and Myanmar. The study shows that the halal food export variable to OIC countries has a significant positive effect on real GDP in ASEAN countries, the foreign direct investment (FDI) variable has an insignificant positive effect on real GDP in ASEAN countries, the other variable such as the trade openness, the population variable has a significant positive effect on real GDP in ASEAN countries, menawhile the exchange rate variable has a significant negative effect on real GDP in ASEAN real gross domestic product 2010-2021.
Formulasi Strategi Pemasaran Produk Keagenan Perbankan Syariah (Studi Kasus Bank Syariah Indonesia Regional Jakarta) Cupian, Cupian; Noven, Sarah Annisa; Safina, Safa Nur
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 02 (2025): JIEI : Vol. 11, No. 02, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sejak resmi diluncurkan di wilayah regional Jakarta pada tahun 2022, produk keagenan Bank Syariah Indonesia yang bernama BSI Smart telah menunjukkan pertumbuhan yang baik dalam jumlah agen. Meskipun demikian, kenyataannya jumlah agen yang telah tersebar masih jauh lebih sedikit dibandingkan dengan produk keagenan bank konvensional. Penelitian ini bertujuan untuk merumuskan strategi pemasaran bagi BSI Smart Bank Syariah Indonesia Regional Jakarta. Penelitian ini menggunakan pendekatan kualitatif dan kuantitatif dengan metode analisis matriks IFE, EFE, IE, SWOT, dan QSPM. Sumber data dalam penelitian ini berasal dari data primer dan sekunder. Metode pengambilan sampel menggunakan teknik purposive sampling, di mana responden yang dipilih terdiri dari pihak Bank Syariah Indonesia, Agen BSI Smart, dan Dosen. Hasil analisis matriks IE menunjukkan bahwa BSI Smart berada pada kuadran 1, yang berarti produk BSI Smart berada dalam posisi pertumbuhan dan perlu dikembangkan. Sementara itu, melalui matriks SWOT, penelitian ini menghasilkan enam strategi alternatif yang kemudian diprioritaskan menggunakan analisis QSPM.
Perbandingan Efektivitas Transmisi Moneter Kredit Perbankan Konvensional dan Syariah di Indonesia serta Hubungannya dengan Pergerakan Suku Bunga Cupian, Cupian; Ahmadsyah, Ibnu; Noven, Sarah Annisa
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Monetary transmission is aimed to stabilize prices and to increase output in the long run. This study compares the effectiveness of transmission of conventional and Islamic banking loans in Indonesia to the consumer price index (CPI) and industrial production index (IPI), to find out which transmission is more effective and the direction of its influence, and to see the role of credit interest rates or its equivalent to the amount of credit or financing as the most important variable in transmission, to test the authenticity of Islamic banks in relation to interest rates. Secondary data used is sourced from Bank Indonesia, Federal Reserve Economic Data, OJK, BPS, and BIS, by using the quantitative Vector Error Correction Model (VECM) method with the period of January 2009 – December 2017. The results of the study show that the transmission of conventional bank credit is more effective in influencing the monetary end target. Meanwhile, Islamic banks are actually more responsive than conventional banks towards increasing interest rates or their equivalent in the decision to grant financing, so it can be concluded that Islamic banking faces a higher risk of fluctuations in interest rates.
Determinants of Zakat, Infaq, and Sadaqah Collection: Study in BAZNAS West Java Firdausi, Naila; Cupian, Cupian
International Journal of Zakat Vol 11 No 1 (2026): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v11i1.585

Abstract

PurposeThis study examines the determinants of zakat, infaq, and sadaqah (ZIS) collection at BAZNAS West Java Province by analysing internal operational factors and external macroeconomic conditions. Design/Methodology/ApproachA quantitative time series approach is employed using quarterly data from Q1 2017 to Q3 2024. The Autoregressive Distributed Lag (ARDL) model is applied to estimate short-term and long-term relationships between ZIS collection and human resource expenses, zakat socialization expenses, exchange rate, and Gross Regional Domestic Product (GRDP). FindingsThe results reveal that in the short term, human resource expenses, exchange rate, and GRDP have a positive and significant effect on ZIS collection, while zakat socialization expenses are insignificant. In the long term, none of the variables show a statistically significant effect on ZIS collection. Research limitations/implicationsThe study is limited to a single provincial zakat institution with a relatively small number of observations. Future research may expand institutional coverage and incorporate governance, transparency, and behavioural variables. Practical implicationsZakat institutions should prioritize strengthening human resources and partnership-based fundraising strategies to enhance short-term collection performance. Social implicationsImproved ZIS collection supports the role of zakat institutions in poverty alleviation and social welfare. Originality/valueThis study contributes by providing dynamic empirical evidence on ZIS collection determinants at the provincial level using the ARDL approach.
Co-Authors Adhi Prapaskah Hartadi afifah, najla Ahmad Luqman Hakim Ahmad Luqman Hakim, Ahmad Luqman Ahmadsyah, Ibnu Aida Zuraida Alfiah Hasanah Alwan Azis Mustafa Amar, Siti Chaerani Djen Amelia Hayati Amelia, Putri Anindya, Anindya Annisa Noven, Sarah Apriliadi, Ardi Apriyadi, Pidi Ardi Apriliadi Arie Febriansyah Asep Mulyana Budi Harsanto Citra Sukmadilaga Danisya Kayla Putri Mayari Delisa, Tisa Dian Masyita Donny Hardiawan Donny Hardiawan Dwita Apriani Effendy, Ramadhansyah Rayyan Esa Kurnia Fadhilah Nur Afifa Fadilla, Fadilla Fakhri Afif Mulyana Farid Fauzy Akbar Fathi, Auliya Febriandani, Deny Febriansyah, Arie Ferdiansyah, Nizar Firdausi, Naila Fitriani, Silmi Hardiawan, Donny Hibrizi, Emil Intan Faujiah Joval Ifghaniyafi Farras Jovan Baihaqi Irwan Putra Kadar Nurjaman Kamila Maraya Harish Kintan Meilasari Kurniawan Saefullah Kurniawan, Fakhry Hafiyyan Laili, Vanny Luthfiah Khairunisa Maman Setiawan Mardiyah Hanif Meilasari, Kintan Meitry Adinda Melita, Virka Meylani, Raisha Alya Meylani Moch. Ihsan Maulana Sa'ban Muasia, Rien Muhammad Fadhlur Rohman Muhammad Fajri Muhammad Fajri Muhammad Fathan Izzuddin Muhammad Zaky Muntashir, Abdul Hakim Nabela Hapsari Nabiila, Tanya Naila Firdausi Naja, Abdul Hakam Nastiti, Hasna Mumtaz Natia Nurfaza Naufal Fiqri Akmal Nisrina Athira Nasution Noven, Sarah Annisa Noven, Sarah Annisa Novriani, Rifka Nugraha, Ilham Nurul Rahmah Kusuma Nurun Najmi Prinary, Verina Araminda Putri, Safira Aryanti Qodrina, Najla Rahadatul, Rahadatul Rahmah Rahmah Rahmah, Nadya Aulia Ramadhani, Muhammad Rizky Ramadhansyah Rayyan Effendy Rani Surya Resiana Rania Dahayu Ratnamaya Rayyan, Ramadhansyah Resiana, Rani Surya Rianti Sukma Dewi Rina Indiastuti Rita Komaladewi Rohma, Naili Safina, Safa Nur Salsabila, Zahrah Sania Rizki Maharani Sarah Annisa Noven Sarah Annisa Noven Sarah Annisa Noven SarasiSarasi, Vita Siti Chaerani Djen Amar Smitasari, Daneswara Somadi Sunarmo Sunarmo Sutrisno, Debbie Syifa Rizkia Nurfitriani Syifa, Anisa Tarissa Chairina Mirsal Ugi Valentino Veisya Afra Nurprayasha Verina Araminda Prinary Vika Anjani Wa Ode Zusnita Muizu Wulanda, Wulanda Yapanto, Azriel Mohamad Yudi Ahmad Faisal Yudistira Yudistira Yulinda Putri Prativi Yulistyne Kusumaningrum