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Journal : Leges Privatae

 1 
Credit Relaxation as an Instrument of Legal Protection for Debtors During the Covid-19 Pandemic Edison; Wijayati, Rr. Ani; Winanti Napitupulu, Diana Ria
Leges Privatae Vol. 2 No. 3 (2025): OCTOBER-JOY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/evxnws44

Abstract

This article is structured based on research conducted on the case of PT. Pasundan Jaya. The fundamental points used as the foundation or the main topic of this study involve examining the legal protection mechanisms for debtors unable to fulfil their obligations in the future, the obstacles faced in acquiring legal protection due to their incapacity, and the legal efforts made by debtors to address these obstacles, particularly during the Covid-19 pandemic. This research employs a qualitative methodology with a normative juridical approach guided by the perspectives of Soerjono Soekanto and Sri Mamudji. It is descriptive-analytical and empirical, involving observations and interviews with several sources. The research findings encompass restructuring or relaxation of credit involving changes in credit agreements such as interest rates, timeframes, or payments; The credit restructuring policy applies to banking and financing until March 2023 due to the Covid-19 pandemic; Presidential Decree No. 12 of 2020 acknowledges unforeseen events regulated by law, stating that defaulting due to Covid-19 is not a breach of contract; and The Covid-19 pandemic is deemed as force majeure, among other aspects
MEDIATION EFFECT OF NOTARY VERIFICATION DALAM PERJANJIAN WARISAN DIGITAL Henny Saida Flora; edison; Taqyuddin Kadir
Leges Privatae Vol. 2 No. 3 (2025): OCTOBER-JOY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/ttz7qh07

Abstract

The advancement of digital technology has transformed various aspects of human life, including the management of digital inheritance comprising assets such as cryptocurrencies, online accounts, and digital intellectual property rights. However, the transfer of digital inheritance often encounters both legal and technical obstacles, particularly in relation to authentication, identity verification, and disputes among heirs. This study aims to explore how notarial verification functions as a mediator in digital inheritance agreements, examining whether such verification can bridge conflicts or enhance legal certainty. The research adopts a normative juridical approach combined with comparative perspectives from religious (Islamic and Christian) and customary law systems to analyze mediation principles and the validity of notarial verification across different legal traditions. The findings reveal that notarial verification plays a significant mediating role by reducing potential disputes over digital inheritance, facilitating consensus among heirs, and reinforcing the certainty of digital inheritance execution— provided that verification procedures and standards are properly regulated. The discussion links these findings to emerging practices of digital notarization and mediation mechanisms in religious and customary law. In conclusion, notarial verification as a mediating instrument holds strategic potential in digital inheritance agreements, particularly when supported by adaptive regulations that accommodate the unique characteristics of digital assets. 
Co-Authors Abdullah Aman Damai Anak Agung Istri Sri Wiadnyani Andi Ihzar Batarauleng Aswiyanti Asri Bin Anuar, Arman Catur Hermanto Catur Hermanto david Dewi Sri Nurchaini dewi sri nurchaini, dewi sri Efanly Elwamendri Erdi Suroso fahrizal, Jun Febrianti, Eka Lia Fitri Kurnianingsih Hardini, Sandra Hasibuan, Wenny Triana Henny Saida Flora Irwan Irwan Kuswanta Futas Hidayat Laila Isra Liona Efrina S Lukman Maharida MT Napitupulu, Dompak OKPUTRA, DIAN DWI Oktariyani Dasril Pangestu, Amora Antonio Putri, Wiwi Hermy Qadar Hasani RACHMAT HENDAYANA Rahmaniar Ratnawaty Siata Rindiany Riri Oktari Ulma Riska - Rosa, Audrey Faiza Rr. Ani Wijayati, Rr. Ani Rudi Subiyakto, Rudi Saleh, Firman Salman, Nola Fibriyanti Bte Samsaifil Sary, Annisa Novita Setiawan, Ramadhani Simanjuntak, Herbin Simanjuntak, Radius Siregar, M. Rizqi Slamet Budi Yuwono Suharyon Sunia, Utari Tang, Steven Taqyuddin Kadir Trisnadewi, Eliza Whenjaya, Calvin Winanti Napitupulu, Diana Ria Yanuar Fitri Yesi, Reni Yulismi Yungmi Yusma Damayanti Zafa, M. Rudi Zakky Fathoni