Claim Missing Document
Check
Articles

Found 33 Documents
Search

PERAN KEPERCAYAAN SEBAGAI VARIABEL MEDIASI DALAM HUBUNGAN ANTARA PERSEPSI KEMUDAHAN PENGGUNAAN, PERSEPSI KEGUNAAN, DAN PARTISIPASI WAKAF TUNAI DIGITAL PADA PENGGUNA BSI MOBILE Ali, Rizki Umar; Busnetty, Ida
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22619

Abstract

Penelitian ini bertujuan menganalisis peran kepercayaan sebagai variabel mediasi dalam hubungan antara persepsi kemudahan penggunaan, persepsi kegunaan, dan partisipasi wakaf tunai digital pada pengguna BSI Mobile. Menggunakan metode Structural Equation Modeling–Partial Least Squares (SEM-PLS), penelitian ini melibatkan 150 responden yang aktif menggunakan fitur Wakaf Hasanah pada aplikasi BSI Mobile. Hasil menunjukkan bahwa persepsi kegunaan berpengaruh signifikan dalam meningkatkan kepercayaan pengguna, sedangkan persepsi kemudahan tidak berpengaruh signifikan. Kepercayaan juga terbukti berpengaruh kuat terhadap partisipasi wakaf digital dan memediasi sebagian pengaruh persepsi kegunaan. Temuan ini menegaskan bahwa pengguna berwakaf digital bukan hanya karena kemudahan aplikasi, melainkan karena manfaat yang dirasakan serta keyakinan terhadap keamanan, transparansi, dan kredibilitas lembaga. Penelitian ini memberikan kontribusi pada literatur filantropi digital Islam serta menawarkan rekomendasi praktis bagi optimalisasi platform wakaf digital di Indonesia. Kata kunci: wakaf digital, kepercayaan, persepsi kegunaan, persepsi kemudahan, BSI Mobile.
Assessing Investment Decisions and Stock Performance Using Neurolinguistic Programming in the Indonesian Capital Market Mohammad Khan, Rizad Almaliq; Busnetty, Ida; Sumiyarti, Sumiyarti
Eduvest - Journal of Universal Studies Vol. 5 No. 12 (2025): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v5i12.52011

Abstract

This study investigates the influence of Neuro-Linguistic Programming (NLP) techniques on investment decisions and stock performance in the Indonesian capital market. It highlights psychological factors in investor behavior, particularly cognitive biases leading to irrational decisions. NLP application enables better emotional management, enhanced decision-making, and improved outcomes. The quantitative study used surveys and interviews with 150 retail investors from Indonesian stock communities, trading groups, and certification institutes, selected via purposive sampling (maximum two years' experience). Partial least squares structural equation modeling (PLS-SEM) tested relationships between NLP, decisions, and performance. Findings show NLP significantly impacts both (, on decisions; , on performance). Investment decisions also influence performance (, ) and partially mediate the NLP-performance link (, ). This contributes to behavioral finance by integrating NLP into investment psychology. Practically, financial institutions should offer NLP training to help novice retail investors—who dominate the market—manage emotions, reduce biases, and boost portfolio performance.
PKM Kelompok UMKM Dodol Al-Barokah Dalam Inovasi Produk Pitadol Dan Eco Friendly Packaging Berbasis Limbah Pengrajin Bambu Di Bojonggede Bogor Wawan Kurniawan; Ida Busnetty; Nur Aini; Ratna Yulika Go
Jurnal Pengabdian kepada Masyarakat Indonesia (JPKMI) Vol. 3 No. 2 (2023): Agustus: Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jpkmi.v3i2.2115

Abstract

PKM Dodol Al-Barokah MSME Group in Product Innovation Pitadol and Eco Friendly Packaging Based on Bamboo Craftsmen's Waste in Bojonggede Bogor is an effort to improve the welfare of dodol makers which have existed since 1970. Partner problems are 1) they don't have new products (innovations). So far, only 4 flavors of dodol have been produced, 2) they still use plastic packaging. Plastic packaging materials besides damaging the environment also damage health, 3) partners experience difficulties in terms of capital. The solutions offered are 1) training on making a new dodol product called pitadol. Pitadol stands for banana, taro and dodol. Bananas and taro thrive in the Bojonggede area, 2) training on making packaging from bamboo craftsmen's waste (eco friendly packaging). Bamboo craftsmen in the Bojonggede Bogor area are more than 50 bamboo craftsmen. 3) Implementation of the perelek system, this system is a mutual cooperation system by collecting small change (coins) every Monday and Thursday collected from 25 group members. The funds from the perelek system will be given assistance to members who experience difficulties in terms of capital to buy production raw materials. The method is carried out by counseling, training and mentoring at each step of the activity. The activity was carried out with 4 students in the framework of MBKM activities. Students will receive recognition of 6 credits. The main performance indicators are IKU 2 and 5, while for lecturers IKU 5. The contribution of this service is the creation of a new product called Pitadol, the creation of environmentally friendly packaging products and the implementation of a perelek system which is an independent system in obtaining funds for group member capital.