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Study of Economic Potential and Economic Development Strategies in Bone Bolango Regency Nilasari, Iva; Prawira, Bagus Yudha; Busnetty, Ida
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 6 No. 6 (2025): Jurnal Ekonomi Manajemen Sistem Informasi (Juli - Agustus 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v6i6.5760

Abstract

This research seeks to ascertain the economic potential of Bone Bolango Regency and provide an appropriate development plan for economic advancement. This research utilizes the Gross Regional Domestic Product (GRDP) of Bone Bolango Regency and Gorontalo Province from 2019 to 2023, using the analyses of Location Quotient (LQ), Dynamic Location Quotient (DLQ), and Shift Share. This study's findings suggest that Bone Bolango Regency has a viable economic sector for development, characterized as a base sector with promising potential and a superior competitive advantage, namely in the Mining and Quarrying sector, as well as the Construction sector. The method used to enhance economic growth in Bone Bolango Regency involves industrial development that emphasizes key industries with promise.
Religious Role in Moderating Muzakki’s Decision to Issue Zakat Busnetty, Ida; Faisal, Yusuf
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4720

Abstract

Purpose: This study aims to test and analyze the influence of Maqashid Shariah, Altruism, Income, Education with Religiosity as a moderating variableDesign/methodology: The method used in this study is a quantitative method. The population in this study is individuals who pay zakat through Baznas. Accidental sampling technique. The sample in this study amounted to 423 respondents. The data collection method uses a survey method, namely the author distributes the questionnaire directly to the respondents. The data analysis technique in this study uses SEM PLS.  Findings: The results of this study found that there was a positive and significant influence of maqashid shariah on the decision of muzakki to issue zakat. Likewise, there is a positive and significant influence of altruism on the decision of muzakki to issue zakat. For income, there is a positive influence of income on the decision of muzakki to issue zakat, and there is a positive and significant influence of education on the decision of muzakki to issue zakat. As for moderating, namely religiosity, it strengthens the influence of maqashid shariah on the decision of muzakki to issue zakat. Religiosity weakens the influence of altruism on the decision of muzakki to issue zakat. Religiosity weakens the influence of income on the decision of muzakki to issue zakat. And religiosity strengthens the influence of education on the decision of muzakki to issue zakat Practical implications: The implications of this policy are expected to overcome the realization of zakat which is not directly proportional to the targeted zakat potential. The implementation and management of zakat in Indonesia has been stipulated in the Law of the Republic of Indonesia Number 23 of 2011, the government is also expected to develop social welfare programs such as the distribution of zakat funds for education, health and social assistance empowerment programs for people in need so that the muzaki will see the positive impact of the zakat issued which is expected to increase the decision of the muzaki to pay zakatOrisinalitas: This research enriches previous research regarding muzakki's decision to issue zakat such as altruism, income, education with the addition of religion. This research connects variables that people rarely examine, namely the existence of sharia maqashid which is viewed from the 5 dimensions of Hifdz Al Aql (protecting reason) with 4 indicators, Hifz An Nasl (protecting offspring) with 4 indicators, Hifz Al Mal (protecting wealth) with 7 indicators , Hift Ad Din (guarding religion) with 4 indicators, and Hift Nafs (guarding the soul) with 5 indicators. 
Integrating Product Innovation and Sustainable Packaging to Enhance Competitiveness of Dodol SMEs Kurniawan, Wawan; Harahap, Elfira Febriani; Busnetty, Ida; Pangestu, Rama; Cristina, Meily
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 5, No 5 (2025): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v5i5.2100

Abstract

Dodol Betawi, a traditional Indonesian confection, faces limited competitiveness due to its high sugar content, lack of product diversification, and reliance on plastic packaging. These challenges reduce consumer appeal, restrict entry into modern retail channels, and hinder export readiness. This study reports a participatory community service program with UMKM D’Tungku in Bojonggede, West Java, aimed at developing a replicable model that integrates product innovation, appropriate technology, and sustainable packaging. Five low-sugar dodol variants enriched with local botanicals—pumpkin, pineapple, pandan leaves, hibiscus, and butterfly pea—were formulated to provide functional benefits such as dietary fiber, antioxidants, and potential anti-diabetic properties. Alongside product reformulation, eco-friendly packaging prototypes were introduced using bamboo, natural leaves, and linen pouches to replace single-use plastics. A preliminary sensory evaluation involving SME workers indicated strong acceptance for color, taste, and aroma, though texture improvements remain necessary. Packaging innovations were well-received for their aesthetics and sustainability, despite higher production costs compared to plastic alternatives. Furthermore, appropriate technology in the form of mixing and rolling machines improved efficiency and ensured consistent product size, reducing processing time from four hours to one and a half hours. Initial export activities through the Indonesian diaspora in Japan confirmed international interest in Dodol Betawi, while underscoring the importance of sustainable packaging to meet environmentally conscious consumer expectations. The findings highlight that integrating nutritional innovation, technology adoption, and eco-friendly design provides a holistic and scalable strategy for enhancing SME competitiveness, preserving cultural food heritage, and strengthening readiness for global markets.ABSTRAKDodol Betawi sebagai pangan tradisional Indonesia menghadapi keterbatasan daya saing akibat tingginya kandungan gula, minimnya diversifikasi produk, serta ketergantungan pada kemasan plastik. Tantangan ini menurunkan daya tarik konsumen, membatasi akses ke saluran ritel modern, dan menghambat kesiapan ekspor. Penelitian ini melaporkan program pengabdian masyarakat partisipatif bersama UMKM D’Tungku di Bojonggede, Jawa Barat, yang bertujuan mengembangkan model replikasi melalui integrasi inovasi produk, teknologi tepat guna, dan kemasan berkelanjutan. Lima varian dodol rendah gula diperkaya bahan botani lokal labu kuning, nanas, daun pandan, kembang sepatu, dan bunga telang diformulasikan untuk memberikan manfaat fungsional seperti serat pangan, antioksidan, dan potensi antidiabetes. Sejalan dengan reformulasi produk, prototipe kemasan ramah lingkungan diperkenalkan menggunakan bambu, daun alami, dan pouch linen sebagai pengganti plastik sekali pakai. Evaluasi sensoris awal yang melibatkan pekerja UMKM menunjukkan penerimaan positif terhadap warna, rasa, dan aroma, meskipun tekstur masih memerlukan perbaikan. Inovasi kemasan diterima baik dari aspek estetika dan keberlanjutan, meski menghadapi tantangan biaya lebih tinggi dibanding plastik. Selain itu, penerapan teknologi tepat guna berupa mesin pengaduk dan pelinting meningkatkan efisiensi dan konsistensi ukuran produk, serta memangkas waktu produksi dari empat jam menjadi satu setengah jam. Upaya ekspor awal melalui diaspora Indonesia di Jepang membuktikan adanya minat pasar internasional, sekaligus menegaskan pentingnya kemasan berkelanjutan untuk memenuhi ekspektasi konsumen yang peduli lingkungan. Temuan ini menegaskan bahwa integrasi inovasi gizi, adopsi teknologi, dan desain ramah lingkungan merupakan strategi holistik dan terukur untuk meningkatkan daya saing UMKM, melestarikan warisan kuliner, dan memperkuat kesiapan memasuki pasar global.
Alternative solution to achieve abnormal returns on the Indonesian Stock Exchange Triadji, Iwan; Busnetty, Ida; Sihombing, Pardomuan
International Journal of Financial, Accounting, and Management Vol. 6 No. 3 (2024): December
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ijfam.v6i3.2000

Abstract

Purpose: Investors continuously achieve abnormal returns (ARs) by adopting advanced strategies. Therefore, this study aimed to compare the performance of the IDX Value30 and IDX Growth30 indices, which represent value and growth investment strategies in Indonesia. Method: The comparison in this study was conducted using return- and risk-adjusted variables represented by Information Ratios and Jensen’s alpha. Based on this approach, Mann-Whitney and independent sample t-tests were performed using the SPSS program. Results: Both the IDX Value30 and IDX Growth30 indices show positive abnormal returns. However, a comparison of returns, Information Ratios, and Jensen's alpha showed no significant differences between the IDX Value30 and IDX Growth30. Limitations: The secondary data of IDX Value30 and IDX Growth30 indices were limited to the period from January 30, 2014, to September 30, 2022.   Contribution: IDX Value30 and IDX Growth30 could serve as references for investors and Investment Managers in executing value- and growth-investing strategies to outperform IHSG. Furthermore, Investment Managers could use these indices as benchmarks for issuing index funds or ETFs. Novelty: This study uniquely compares the performance of value and growth investing using the IDX Value30 and IDX Growth30 indices, a comparison that has not been previously conducted.
Empowering Communities Based on Local Wisdom by Transforming Seashell Waste into Valuable Art: Pemberdayaan Masyarakat Berbasis Kearifan Lokal dengan Mengubah Limbah Kerang menjadi Karya Seni Bernilai Effendi, Harris; Nurhaida, Dida; Busnetty, Ida; Octaviani, Dian; Sumiyarti, Sumiyarti; Iskandar, Layla Nurina Kartika
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 4 (2024): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v8i4.20387

Abstract

This community service activity was conducted in Sidamukti Village, Pandeglang Regency, Banten Province. Known for its coastal area, Sidamukti Village is home to a predominantly fishing community. The fishermen harvest various seafood, including clams, a type of seashell commonly used for its edible meat. While the fish is sold and the clam meat is consumed, the shells are often discarded as non-biodegradable waste that pollutes the environment. To address this issue, the PKM team from Universitas Trisakti explored an alternative approach by transforming seashell waste into valuable art. These activities employed the ABCD (Asset-Based Community Development) method, involving four key steps: 1) Observation; 2) Planning; 3) Implementation; and 4) Evaluation. The outcomes included the creation of handcrafted items such as necklaces, brooches, curtains, and lamps. As a result, the village community, particularly women, has become more empowered, and potentially generating additional income to support their families and enhance the local economy.
Collaborative Waste Management Initiatives with Local Communities in Sidamukti Village, Pandeglang, Banten Nurhaida, Dida; Binartha, Ciptadhi Tri Oka; Effendi, Harris; Busnetty, Ida; Ischak, Mohammad; Maulani, Mustamina; Kurniawan, Wawan
Jurnal Pengabdian kepada Masyarakat (Indonesian Journal of Community Engagement) Vol 11, No 4 (2025): December
Publisher : Direktorat Pengabdian kepada Masyarakat Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/jpkm.98510

Abstract

Global waste generation continues to intensify environmental pollution and contribute to climate change, with municipal solid waste projected to increase substantially by 2050. In Indonesia, rapid urbanization has resulted in approximately eight million tons of waste produced daily in major cities, highlighting the urgent need for improved waste management systems and greater public awareness. In Banten Province – particularly in Sidamukti Village, a coastal area in Pandeglang Regency – these challenges are further exacerbated by insufficient waste management practices. To address these issues, Universitas Trisakti implemented a Community Service Program (PKM) in Sidamukti Village aimed at strengthening waste management practices and increasing community knowledge of health and hygiene. Program activities included health and hygiene (PHBS) awareness sessions, shell-craft training, eco-enzyme production, composting, and the establishment of a waste bank. The methods employed consisted of workshops, hands-on training, and community engagement activities. A paired-sample t-test was used to assess the effectiveness of the interventions. The results showed significant improvements in PHBS practices as well as in participants’ skills in crafting, eco-enzyme production, composting, and waste bank management. These findings demonstrate the effectiveness of the PKM initiative in enhancing community-based waste management and promoting environmentally responsible practices.
PERFORMANCE ANALYSIS OF VALUE AND GROWTH INVESTING IN THE INDONESIA STOCK EXCHANGE Pardomuan; Busnetty, Ida; Triadji, Iwan
Media Riset Akuntansi, Auditing & Informasi Vol. 25 No. 2 (2025): September
Publisher : LEMBAGA PENERBIT FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS TRISAKTI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/mraai.v25i2.19539

Abstract

Value dan growth investing sangat sering diperbandingkan. Penelitian ini bertujuan untuk menganalisa secara mendalam perbedaan kinerja dari indeks IDX Value30 dan IDX Growthh30 yang mewakili value dan growth investing di Indonesia. Membandingkan kinerja sharpe ratio dan model APT untuk menentukan pengaruh dari faktor-faktor seperti stock selection, market timing, inflasi, kurs IDR/USD, dan  yield obligasi pemerintah 5 tahun. Perbedaaan rata-rata sharpe ratio diuji menggunakan independence sampe t-test. Model APT dianalisa dengan GARCH(1,1). Data dari IDX Value30 dan IDX Growth30 dalam penelitian ini dibatasi antara 30 Januari 2014 sampai dengan 30 September 2022. Kebaruannya adalah sebuah penelitian komprehensif yang membandingkan kinerja dari value dan growth investing menggunakan sampel IDX Value30 dan IDX Growth30 yang belum pernah dilakukan sebelumnya. Penelitian ini menyimpulkan bahwa sharpe ratio dari IDX value30 dan IDX Growth30 semuanya adalah positif, tetapi tidak berbeda secara signifikan. Baik IDX Value30 dan IDX Growth30 tidak memiliki kemampuan stock selection dan market timing. Kurs IDR/USD memiliki efek negatif yang signifikan dan 5-year Government Bond Yield memiliki efek positif yang signifikan pada IDX value30. Tidak ada faktor-faktor makroekonomi yang memiliki efek yang signifikan terhadap IDX Growth30. Secara umum IDX Value30 lebih unggul dibanding IDX Growth30, namun keduanya dapat digunakan sebagai referensi oleh investor dan Manajer Investasi.
Pengaruh Faktor Internal Dan Eksternal Terhadap Profitabilitas Perusahaan: Studi Kasus Pada PT Asuransi Askrida Syariah Sukaesih, Sukaesih; Busnetty, Ida
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 2 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i2.10271

Abstract

Penelitian ini menginvestigasi anomali kinerja keuangan pada PT Asuransi Askrida Syariah, yang mencatatkan peningkatan profitabilitas signifikan di tengah lonjakan beban klaim pasca-pandemi dan spin-off. Tujuan utama studi ini adalah menganalisis determinan profitabilitas (Return on Assets/ROA) melalui faktor internal (Beban Klaim, Pendapatan Ujrah, Biaya Operasional, Hasil Investasi, Zakat) dan faktor eksternal (PDB). Kebaruan penelitian terletak pada integrasi variabel Zakat sebagai dimensi religiusitas dalam model profitabilitas serta penggunaan data terkini pada periode volatilitas ekonomi (2019-2024). Menggunakan metode kuantitatif dengan data sekunder time series triwulanan dan analisis regresi linier berganda, hasil penelitian menunjukkan bahwa seluruh variabel secara simultan berpengaruh signifikan terhadap profitabilitas. Secara parsial, PDB memiliki pengaruh positif paling dominan, mengindikasikan karakteristik bisnis yang pro-cyclical dan market-driven. Temuan empiris lainnya menunjukkan bahwa Biaya Operasional berpengaruh positif signifikan, yang mengonfirmasi adanya fenomena Productive Spending. Sebaliknya, Beban Klaim, Pendapatan Ujrah, Hasil Investasi, dan Zakat tidak berpengaruh signifikan. Temuan ini mengimplikasikan efektivitas manajemen risiko underwriting dalam memitigasi gejolak klaim, serta menegaskan posisi Zakat sebagai instrumen kepatuhan syariah (compliance) yang tidak mendistorsi kinerja profitabilitas operasional.
Analisa Komparatif Portofolio Investasi Syariah Terhadap ROA Asuransi Syariah Di Indonesia Dengan Ukuran Perusahaan Sebagai Variabel Moderasi Chairawaty, Chairawaty; Busnetty, Ida
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 2 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i2.10276

Abstract

Penelitian ini bertujuan untuk menganalisis efektivitas alokasi portofolio investasi syariah terhadap profitabilitas (Return on Assets/ROA) perusahaan asuransi syariah di Indonesia, serta menguji peran ukuran perusahaan sebagai variabel moderasi. Instrumen yang dianalisis meliputi Surat Berharga Syariah Negara (SBSN), Sukuk Korporasi, Deposito Syariah, dan Reksadana Syariah. Penelitian menggunakan data sekunder dari 14 perusahaan asuransi syariah yang terdaftar di OJK periode 2019-2023, mencakup fase pra-pandemi, pandemi COVID-19, hingga pemulihan ekonomi. Melalui pendekatan kuantitatif dengan teknik analisis Regresi Data Panel (Fixed Effect Model) dan Moderated Regression Analysis (MRA), hasil penelitian menunjukkan bahwa secara parsial, hanya return Deposito Syariah yang berpengaruh positif signifikan terhadap ROA, yang mengindikasikan karakteristik defensif instrumen ini dalam menjaga stabilitas laba. Sebaliknya, return SBSN dan Sukuk Korporasi berpengaruh negatif signifikan, sedangkan Reksadana Syariah tidak berpengaruh signifikan. Temuan penting dari uji moderasi membuktikan bahwa ukuran perusahaan memperkuat pengaruh return instrumen berbasis obligasi (SBSN dan Sukuk) terhadap ROA, namun memperlemah pengaruh return Deposito dan Reksadana. Hal ini mengimplikasikan bahwa perusahaan berskala besar memiliki keunggulan kapabilitas manajemen risiko dalam mengelola instrumen kompleks, sementara efektivitas instrumen likuid seperti deposito cenderung berkurang seiring membesarnya skala perusahaan
PERAN KEPERCAYAAN SEBAGAI VARIABEL MEDIASI DALAM HUBUNGAN ANTARA PERSEPSI KEMUDAHAN PENGGUNAAN, PERSEPSI KEGUNAAN, DAN PARTISIPASI WAKAF TUNAI DIGITAL PADA PENGGUNA BSI MOBILE Ali, Rizki Umar; Busnetty, Ida
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22619

Abstract

Penelitian ini bertujuan menganalisis peran kepercayaan sebagai variabel mediasi dalam hubungan antara persepsi kemudahan penggunaan, persepsi kegunaan, dan partisipasi wakaf tunai digital pada pengguna BSI Mobile. Menggunakan metode Structural Equation Modeling–Partial Least Squares (SEM-PLS), penelitian ini melibatkan 150 responden yang aktif menggunakan fitur Wakaf Hasanah pada aplikasi BSI Mobile. Hasil menunjukkan bahwa persepsi kegunaan berpengaruh signifikan dalam meningkatkan kepercayaan pengguna, sedangkan persepsi kemudahan tidak berpengaruh signifikan. Kepercayaan juga terbukti berpengaruh kuat terhadap partisipasi wakaf digital dan memediasi sebagian pengaruh persepsi kegunaan. Temuan ini menegaskan bahwa pengguna berwakaf digital bukan hanya karena kemudahan aplikasi, melainkan karena manfaat yang dirasakan serta keyakinan terhadap keamanan, transparansi, dan kredibilitas lembaga. Penelitian ini memberikan kontribusi pada literatur filantropi digital Islam serta menawarkan rekomendasi praktis bagi optimalisasi platform wakaf digital di Indonesia. Kata kunci: wakaf digital, kepercayaan, persepsi kegunaan, persepsi kemudahan, BSI Mobile.