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KEDUDUKAN DAN HAK KREDITUR DALAM PROSES PKPU PASCA PUTUSAN PENGADILAN Hanafie, Nurharsya Khaer; Firmansyah, Firmansyah; Akmasari, Nanda Mayada; Fortuna, Dewi
SUPREMASI: Jurnal Pemikiran, Penelitian Ilmu-ilmu Sosial, Hukum dan Pengajarannya Volume 19, Nomor 2 (Oktober 2024)
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/supremasi.v19i2.66451

Postponement of Debt Payment Obligations (PKPU) is a legal mechanism that allows debtors to restructure based on approval from creditors. based on the Bankruptcy Law and PKPU, provides legal protection to creditors during the debt restructuring process. This article examines in depth the position and rights of creditors during the PKPU process and after the court decision. The research method uses a normative juridical approach to provide descriptive descriptions based on legal literature, statutory regulations and related court decisions. The research method used is a normative juridical approach with descriptive analysis of legal literature, legislation, and related court decisions. The research findings show that creditors have significant rights in the PKPU process, including the right to file a PKPU petition, the right to vote in creditor meetings, and the right to receive payments according to the agreed-upon settlement plan. Additionally, creditors have the right to demand the implementation of the settlement plan or receive a portion of the proceeds from the liquidation of the debtor's assets in the event of bankruptcy. However, the exercise of these rights often faces various challenges, such as delays in court proceedings, lack of transparency in the execution of the settlement plan, and legal uncertainties that may disadvantage creditors. The research concludes that although creditors' rights are clearly outlined in the law, practical implementation still shows gaps between theory and practice. Efforts are needed to enhance the efficiency of court processes and transparency in the execution of settlement plans to ensure optimal protection for creditors. Recommendations include improving the capacity of human resources in judicial institutions, implementing information technology to expedite administrative processes, and increasing oversight of settlement plan implementation. This article aims to contribute to the understanding and handling of issues related to the position and rights of creditors in the PKPU process, and serve as a reference for legal practitioners, academics, and stakeholders in the field of bankruptcy law and PKPU in Indonesia.

Factors Affecting Students’ Readiness in Studying English for Specific Purposes Fitriani; Jefri, Riny; Amin, Fatimah Hidayahni; Luhriyani, Seny; Hanafie, Nurharsya Khaer
Celebes Journal of Language Studies Vol. 4, No. 2 December 2024
Publisher : Har Press Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51629/cjls.v4i2.203

This study aimed to identify and describe factors affecting the students’ readiness in studying English for Specific Purposes at the Business English Communication Program. This study used a descriptive qualitative method. The informants in this study were four students at the Business English Communication Program who were selected purposively. This study used interview questions to collect the data. Based on the research results, there are three factors affecting the students’ learning readiness, namely physical conditions (including a healthy diet and regular exercise), learning motivation (career development and the importance of feeling comfortable and confident are the biggest motivations for students in participating in ESP learning), and learning materials (searching for additional information and sources, as well as applying learning materials in real-life contexts in each student's field). It can be concluded that physical and mental health, a high motivation to learn, and active seeking for additional resources are required to apply in learning courses of English for Specific Purposes.

The Civil Aspects of Bullying Cases Against Children in Educational Institutions Hanafie, Nurharsya Khaer; Herman, Herman; Gani, Andika Wahyudi; Firmansyah, Firmansyah
International Journal on Advanced Science, Education, and Religion Vol 7 No 3 (2024): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v7i3.689

This article reviews the civil aspects of bullying cases against children in educational institutions. This study shows that bullying behavior still exists today, ironically not only by adults but also by children at the elementary school level. For example, Mangkura V Elementary School (SD)where students often bully other students, this happens because of internal and external factors which then become the background for bullying. The type of this study is descriptive analytical, the instruments in the study are interviews and literature reviews and data sources come from stakeholder interviews and critical reading of related literature. The results of the study are that bullying behavior often occurs in Mangkura V Elementary School, with different patterns of both individuals and groups, so it is hoped that the settlement mechanism will prioritize civil aspects, in addition to being able to carry out recovery with compensation, it is also expected to provide a deterrent effect on perpetrators of bullying.

The Civil Aspects of Bullying Cases Against Children in Educational Institutions Hanafie, Nurharsya Khaer; Herman, Herman; Gani, Andika Wahyudi; Firmansyah, Firmansyah
International Journal on Advanced Science, Education, and Religion Vol 7 No 3 (2024): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v7i3.689

This article reviews the civil aspects of bullying cases against children in educational institutions. This study shows that bullying behavior still exists today, ironically not only by adults but also by children at the elementary school level. For example, Mangkura V Elementary School (SD)where students often bully other students, this happens because of internal and external factors which then become the background for bullying. The type of this study is descriptive analytical, the instruments in the study are interviews and literature reviews and data sources come from stakeholder interviews and critical reading of related literature. The results of the study are that bullying behavior often occurs in Mangkura V Elementary School, with different patterns of both individuals and groups, so it is hoped that the settlement mechanism will prioritize civil aspects, in addition to being able to carry out recovery with compensation, it is also expected to provide a deterrent effect on perpetrators of bullying.

The Civil Aspects of Bullying Cases Against Children in Educational Institutions Hanafie, Nurharsya Khaer; Herman, Herman; Gani, Andika Wahyudi; Firmansyah, Firmansyah
International Journal on Advanced Science, Education, and Religion Vol 7 No 3 (2024): IJoASER (International Journal on Advanced Science, Education)
Publisher : Sekolah Tinggi Agama Islam Al-Furqan, Makassar - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33648/ijoaser.v7i3.689

This article reviews the civil aspects of bullying cases against children in educational institutions. This study shows that bullying behavior still exists today, ironically not only by adults but also by children at the elementary school level. For example, Mangkura V Elementary School (SD)where students often bully other students, this happens because of internal and external factors which then become the background for bullying. The type of this study is descriptive analytical, the instruments in the study are interviews and literature reviews and data sources come from stakeholder interviews and critical reading of related literature. The results of the study are that bullying behavior often occurs in Mangkura V Elementary School, with different patterns of both individuals and groups, so it is hoped that the settlement mechanism will prioritize civil aspects, in addition to being able to carry out recovery with compensation, it is also expected to provide a deterrent effect on perpetrators of bullying.

IMPLEMENTASI NILAI BELA NEGARA MELALUI UNIT KEGIATAN MAHASISWA(UKM) RESIMEN MAHASISWA(MENWA) WOLTER MONGISIDI SATUAN 702 UNIVERSITAS NEGERI MAKASSAR Suyitno, Imam; Hanafie, Nurharsya Khaer; Nur Indah, Andi
Jurnal Tomalebbi Volume 12, Nomor 1 (Maret 2025)
Publisher : Jurusan Pendidikan Pancasila dan Kewarganegaraan (PPKn)

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Implementation of National Defense Values in the Student Activity Unit (UKM) of the Wolter Mongisidi Student Regiment (MENWA) Unit 702, Makassar State University. Thesis. Pancasila and Citizenship Education Study Program. PPKn and Business Law Department, Faculty of Social Sciences and Law. Makassar State University. Supervised by Imam Suyitno and Nurharsya Khaer Hanafie. The purpose of this study was to determine 1) the implementation of national defense values in the student activity unit of the Wolter Mongisidi Student Regiment Unit 702, Makassar State University in terms of To find out how the aspects of the Implementation of national defense values are in terms of: A. Love for the homeland; a) Willing to Sacrifice a) Soul and Body Proud as Indonesians. B. Awareness of Nation and State; a) Participate in general elections b) Think, behave and do the best for the nation and state. C. Belief in Pancasila as the nation's ideology; a) Understand the values in Pancasila b) Practice the values of Pancasila in everyday life. D. Have the initial ability to defend the country; a) Like to exercise b) Always maintain their health. 2) Inhibiting factors for the implementation of national defense values in the student activity unit of the Wolter Mongisidi Student Regiment Unit 702, Makassar State University 1) The implementation of national defense values in the student activity unit of the Wolter Mongisidi Student Regiment Unit 702, Makassar State University consists of 4 indicators, namely: A. Love for the homeland; a) Willing to Sacrifice b) Soul and Body Proud to be Indonesian. B. Awareness of Nation and State; a) Participate in general elections b) Think, behave and do the best for the nation and state. C. Belief in Pancasila as the nation's ideology; a) Understand the values in Pancasila b) Practice the values of Pancasila in everyday life. D. Having initial national defense skills; a) Likes to exercise b) Always maintains his health 2) The inhibiting factor in implementing national defense values in the student activity unit of the Wolter Mongisidi Student Regiment Unit 702, Makassar State University is that time constraints greatly affect the effectiveness of training and the achievement of program goals in Menwa, considering the importance of balance between academic responsibilities and organizational activities. For this reason, more flexible and efficient time management is needed so that training programs can run more optimally without sacrificing quality and achieving organizational goals.

From Directives to Dialogic Voice: Mapping Upward–Downward Communication and Its Barriers in an Indonesian Automotive Marketing Division Amin, Fatimah Hidayahni; Mulfi, Muhammad Naufal Putra Audy; Sunusi, Seny Luhriyani; Hanafie, Nurharsya Khaer; Sakkir, Geminastiti
ELT Worldwide: Journal of English Language Teaching Vol 12, No 1: April
Publisher : Pascasarjana Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/eltww.v12i1.73745

This study analyzed upward and downward communication between employers and employees at PT Bosowa Berlian Motor Makassar. It focused on the phrases and barriers affecting the effective communication. This study employed qualitative research, gathering data through observations with audio recordings and interviews. The subjects were the employers and employees in PT. Bosowa Berlian Motor who were selected purposively considering their availability in the office. The findings reveal that the phrases in terms of the language functions differ in upward and downward communication. For upward communication typically involved suggestions, performance reports, and problem disclosures, while downward communication contained instructions, feedback, and socialization. Key communication barriers were perceptual, emotional, and language obstacles, which were found to hinder message clarity and efficiency. Enhancing openness and consistency of feedback was suggested as a way to improve organizational communication.

Application of the Principle of Good Faith as an Effort to Protect the Law Against Borrowers in Online Lending Practices Hanafie, Nurharsya Khaer; Firmansyah, Firmansyah
Shautuna: Jurnal Ilmiah Mahasiswa Perbandingan Mazhab VOLUME 6 ISSUE 2, MAY 2025
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/shautuna.v6i2.57621

This study aims to examine the application of the principle of good faith in contractual agreements and to analyze the legal protection afforded to borrowers in online loan transactions under this principle. The core issue addressed is how the principle of good faith is operationalized in digital loan agreements and its implications for borrower protection. Employing a qualitative approach with a descriptive-analytical method, the research investigates legal instruments and practices governing online lending platforms in Indonesia. The findings reveal that the principle of good faith plays a pivotal role in ensuring fairness, transparency, and accountability in online credit transactions. This principle serves as a normative foundation for safeguarding borrowers’ rights, particularly within the framework of the Indonesian Civil Code, Law No. 11/2008 on Electronic Information and Transactions, and Financial Services Authority Regulation No. 6/POJK.07/2022. The study highlights the necessity of reinforcing good faith as a legal instrument to mitigate asymmetrical power relations and promote legal certainty in digital financial services. These findings imply the need for stronger regulatory enforcement and borrower education to foster equitable financial inclusion in the digital era.

PROSES PENYELESAIAN SENGKETA KONTRAK KREDIT PEMILIKAN RUMAH (KPR) ANTARA USER DENGAN PT. BANK TABUNGAN NEGARA (PERSERO) TBK Yuniarsih, Isma; Hanafie, Nurharsya Khaer; Agus, Andi Aco
SUPREMASI: Jurnal Pemikiran, Penelitian Ilmu-ilmu Sosial, Hukum dan Pengajarannya Volume 20, Nomor 1 (April 2025)
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/supremasi.v20i1.70317

Penelitian ini bertujuan untuk mengetahui 1) Faktor-faktor yang menyebabkan terjadinya krisis Kredit Kemilikan Rumah (KPR) pada PT. Bank Tabungan Negara (Persero) Tbk. Cabang Makassar. 2) Proses yang dilakukan oleh pihak bank untuk menyelesaikan penyelesaian kontrak Kredit Pemilikan Rumah (KPR). Untuk mencapai tujuan tersebut maka peneliti menggunakan jenis penelitian empiris dengan pendekatan peraturan-undangan dan kasus. Teknik pengumpulan data pada penelitian ini adalah observasi, studi pustaka, wawancara dan dokumentasi. Analisis data yang digunakan peneliti yaitu, reduksi data, penyajian data, dan verifikasi data.Hasil penelitian menunjukkan bahwa: 1) Faktor penyebab terjadinya kegagalan Kredit Kemilikan Rumah (KPR) pada PT. Bank Tabungan Negara (Persero) Tbk. Cabang Makassar terbagi atas dua faktor yaitu faktor internal meliputi: penurunan kemampuan finansial pengguna , kurangnya pemahaman pengguna terhadap alur kontrak dan karakter pengguna yang tidak berniat membayar. Sedangkan faktor eksternal meliputi: perumahan yang belum terselesaikan oleh pengembang dan pengguna tertimpa musibah/bencana alam. 2) Proses yang dilakukan oleh pihak bank untuk menyelesaikan penyelesaian kontrak KPR dilakukan melalui dua jalur yaitu jalur non litigasi dan jalur litigasi.

PERLINDUNGAN HUKUM TERHADAP ISTRI YANG DINIKAHI SECARA SIRI (Studi pada Kecamatan Minasatene, Kabupaten Pangkep) Ramadani, Citra; Mustaring, Mustaring; Hanafie, Nurharsya Khaer
Ash-Shahabah : Jurnal Pendidikan dan Studi Islam Vol. 11 No. 2 (2025): Ash-Shahabah: Jurnal Pendidikan dan Studi Islam
Publisher : Fakultas Agama Islam Universitas Islam Makassar (UIM)

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Penelitian ini membahas tentang bentuk dan efektivitas perlindungan hukum terhadap istri yang dinikahi secara siri, dengan fokus studi kasus di Kecamatan Minasatene, Kabupaten Pangkep. Pernikahan siri adalah pernikahan yang dilakukan secara sah menurut agama tetapi tidak dicatatkan secara resmi di Kantor Urusan Agama (KUA), sehingga tidak memiliki kekuatan hukum administratif. Kondisi ini menyebabkan istri dalam pernikahan siri berada dalam posisi yang rentan, terutama dalam memperoleh hak-haknya seperti nafkah, warisan, pengakuan anak, dan perlindungan dari kekerasan rumah tangga. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus. Data dikumpulkan melalui wawancara mendalam dengan Kepala KUA, Staf KUA, Tokoh agama, dan Istri yang berada dalam pernikahan siri. Hasil penelitian menunjukkan bahwa perlindungan hukum terhadap istri siri masih sangat terbatas. Kendala utama berasal dari tidak adanya akta nikah, kurangnya pengetahuan hukum masyarakat, serta belum maksimalnya peran lembaga formal dan tokoh agama dalam mendorong pencatatan nikah dan sosialisasi terkait isbat nikah. Meskipun terdapat upaya-upaya seperti pengajuan sidang isbat nikah, proses tersebut belum sepenuhnya dimanfaatkan oleh masyarakat. Oleh karena itu, diperlukan sosialisasi hukum yang massif terkait pentingnya pencatatan pernikahan dan terkait isbat nikah, sosialisasi pemberdayaan perempuan agar sebagai istri dapat lebih memahami hak-haknya, serta kolaborasi antara pemerintah, tokoh agama, dan lembaga hukum untuk memberikan perlindungan yang lebih menyeluruh.

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