Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : MUQTASID

A Comparative Analysis of Resilience of Islamic and Conventional Banks in Indonesia Ulina, Sri; Majid, M. Shabri Abd.
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2020): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v11i2.88-103

Abstract

The presence of the 2008 Global Financial Crisis (GFC) has adversely impacted both conventional and Islamic banking performances. This study aims to empirically compare the financial performances between Islamic banks and conventional banks during the pre- and post-2008 GFC periods. It also attempts to compare the financial performance of each Islamic and conventional bank between the pre- and post-2008 GFC periods. Three state-owned banks from each conventional and Islamic banking category were selected as the study sample using the purposive sampling technique. Based on the independent sample t-test, the study found a significant difference between the Islamic and conventional banking performances during the pre- and post-2008 GFC periods. Meanwhile, based on the paired t-test, the decline in Islamic banking performance from the pre-2008 GFC to the post-2008 GFC periods was significantly smaller than their conventional banking counterparts. These findings show the Islamic banks' superiority over their conventional banking counterparts due to fair and just practices based on Islamic tenets. Due to theirreliance in facing the episodes of crises, the Islamic banks deserve a strong support by government by enhancing prudent Islamic banking regulation. The Islamic banks should strive to operate fully based on the shari'ah principles and prudent banking management.
Co-Authors - Afrizal A Sakir, A Sakir A. Sakir, A. Abd Karim, Mohd Rahimie bin Agustina, Maulidar Amir, Fakhrurrazi Amri Amri Andri Soemitra Anggara, Windu Azhar, Thifal Bakri Abdul Karim Batubara, Zulfa Khairina Benazir ., Benazir Bismi Khalidin Chudriana Putri, Rafika Cut Windaswari, Cut Darwanis Darwanis Desy Ratnasari Dewi, Annisa Keumala Dinda, Lidyana Dwita Sakuntala Eka Octavian Pranata Erwin SP, M. Fadhil, Rahmat Faisal Faisal Fitrah Khairi Fredinan Yulianda Fuadi Fuadi Garini, Fitri Ardiya Gea, Dalmaisyah Ghazali Syamni Halim, Hendra Hartomi Maulana Idris, Sofyan Indra Yadi Putra Ismail Ismail Ismail Isnaini Harahap Kesuma, T. Meldi Khairullah, Aulia Kresna Riady, Dwi Kusmilawaty, Kusmilawaty Lada, Suddin Lubis, Fahdi Saidi Maira, Hayatun Marliyah, Marliyah Mazwan, Rasmuna Mohd. Azmi Omar Muazzinah Muazzinah Muhammad Arfan Muhammad Haris Riyaldi, Muhammad Haris Muhammad Umar Maya, Putra Muharman Lubis Mulyadi Adam, Mulyadi Mulyadi, Aka Murkhana, Murkhana Mutia, Ratna Nasir, M. Fadhil Naziruddin Abdullah Ni Made Purnami Nizam, Ahmad Nurlina, Eka Okri Handoko, Dodi Putri Bintusy Syathi, Putri Bintusy Raja Masbar Rasyimah Rasyimah Ridmailis, Ridmailis Ridwan Nurdin Riha Dedi Priantana Rita Handayani, Rita Riyaldi, M. Haris Ronald Rulindo Rosylin Mohd. Yusof Said Musnadi Sakir, A Salina Hj. Kassim Samsul Ariffin Abdul Karim Sari, Meutia Dwi Novita Sartiyah Sartiyah, Sartiyah Sasra, Said Fachrizal Sentosa, Dewi Suryani Shawab, Nabil Silvia, Vivi Siregar, Hilyati Inayah Siregar, M. Ridha Sitepu, Novi Indriyani Suriani Suriani Syahrizal, Teuku Muhammad Taufiq Carnegie Dawood Thahira, Zia ulina, sri Umuri, Khairil Venny Fraya Hartin Nst Wardhani, Izza Al Ula Zakiyah Kusuma Yani, Rina Novi Yusrizal Yusrizal Zaida Rizqi Zainul, Zaida Rizqi Zulfa Zulfa Zulhanizar, Said Zulkifli Zulkifli