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Switching Behavior of Banks' Customers: Does It Exist? Utami, Rizky; Arif, Hermita; Habbe, Abdul Hamid; Abdullah, Faisal
Hasanuddin Economics and Business Review VOLUME 7 NUMBER 3, 2024
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v7i3.5260

Abstract

Ideally, Indonesia with the largest Muslim population in the world is able to optimize its potential to become the prominent global player in Islamic finance industry. Unexpectedly, Indonesia is ranked at 9th position of global Islamic banking market. Despite the strong support from both government and society, it is ironic that the market share of Islamic bank in Indonesia has just reached 7.09% in 2022, far below its conventional counterpart, in its three decades of age. Employing descriptive quantitative approach, this study examines the presence of switching behavior of society in Indonesia by addressing why the impact of switching behavior has small impact on the market share improvement in the context of Indonesia. A total of 128 respondents were filling the questionnaire based on purposive random sampling fulfilling the criteria of being customer of both Islamic and conventional bank as well as currently working. 
Projection of Climate Extreme Indices Based on Representative Concentration Pathways (RCP) in Aceh Province Subiyantoro, Fitrohim; Abdullah, Faisal; Ismail, Nazli; Gede Arya Putra, I Dewa; Grefyolin Simbolon, Theresia
Jurnal Ilmu Fisika Vol 17 No 1 (2025): March 2025
Publisher : Jurusan Fisika FMIPA Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jif.17.1.1-8.2025

Abstract

Representative Concentration Pathways (RCP) scenarios are based on assumptions about the future development of radiative forcing. There are 4 RCP scenarios, but only 2 RCP scenarios are used in this study, RCP 4.5 and RCP 8.5. The aims are to identify characteristics and percentage changes in extreme climate indices in the future. CMIP5 model data such as CCSM4, IPSL-CM5A-LR, IPSL-CM5A-MR, IPSL-CM5B-LR and NorESM1-M were used. The model data was downscaled using a statistical method, and bias correction was based on observational data from five BMKG stations in Aceh Province for the historical period (2001-2005). Subsequently, the observation data and bias-corrected model data for extreme climate events were identified based on the Expert Team on Climate Change Detection and Indices (ETCCDI). The extreme climate indices utilized in this study are consecutive rainy days (CWD), consecutive dry days (CDD), total annual rainfall (Prcptot), monthly maximum temperature (TXx), and monthly minimum temperature (TNn). The results show that the CDD, Prcptot, TXx and TNn climate indices tend to increase in 2021 – 2100 periods. Meanwhile, the CWD decreased. Based on the historical period, all extreme climate indices increased significantly in 2021 - 2100 except TXx, which decreased in 2021 – 2040.
Peran Muhammadiyah dalam Pengembangan Kewirausahaan di Kota Tangerang Meisari, Yola Dyfa; Abdullah, Faisal
Masterpiece: Journal of Islamic Studies and Social Sciences Vol. 3 No. 2 (2025): Masterpiece: Journal of Islamic Studies and Social Sciences
Publisher : Penerbit Minhaj Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62083/j4gcy248

Abstract

This research highlights Muhammadiyah's strategic role in developing entrepreneurship in Tangerang City, which is a center of economic potential with more than 11,000 MSMEs. As a social and religious organization, Muhammadiyah is committed to increasing the economic capacity of the community through various programs such as the Muhammadiyah Trade Center and business training. The emphasis on Islamic values ​​in business activities is also a characteristic, where justice and social responsibility are prioritized. Despite challenges such as limited economic education and access to capital, digitalization efforts offer solutions to these difficulties. Overall, Muhammadiyah has the potential to become the main driver of economic progress and community empowerment in Indonesia.   Abstrak Penelitian ini menyoroti peran strategis Muhammadiyah dalam pengembangan kewirausahaan di Kota Tangerang, yang merupakan pusat potensi ekonomi dengan lebih dari 11.000 UMKM. Sebagai organisasi sosial dan keagamaan, Muhammadiyah berkomitmen untuk meningkatkan kapasitas ekonomi masyarakat melalui berbagai program seperti Muhammadiyah Trade Center dan pelatihan bisnis. Penekanan pada nilai-nilai Islam dalam kegiatan usaha juga menjadi ciri khas, di mana keadilan dan tanggung jawab sosial diutamakan. Meskipun menghadapi tantangan seperti keterbatasan pendidikan ekonomi dan akses modal, upaya digitalisasi menawarkan solusi untuk kesulitan ini. Secara keseluruhan, Muhammadiyah berpotensi menjadi penggerak utama kemajuan ekonomi dan pemberdayaan masyarakat di Indonesia.
Enhancing Elementary School Students' Soft Skills Through the Parent Teaching Program: Leveraging Local Resources for Optimization Irawan, M. Ferry; Noptario, Noptario; Abdullah, Faisal; Imtihana, Aida; Nurlaila, Nurlaila; Putri, Nadya Syafira
Journal of Integrated Elementary Education Vol. 4 No. 2 (2024): September 2024
Publisher : Universitas Islam Negeri Walisongo Semarang in collaboration with PD PGMI Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jieed.v4i2.21387

Abstract

This study employed an explanatory sequential design to investigate the implementation of the parent teaching program and its impact at an elementary school in Yogyakarta, Indonesia. It was conducted in two stages: distributing and analyzing questionnaires to 76 students in the first stage and interviewing teachers and parents in the second stage. Data analysis employed basic statistics for quantitative analysis and thematic analysis for qualitative aspects. The results indicate that the parent teaching program at this school commences with the program's planning stage, during which teachers directly involve parents in meetings. The program is implemented after final exams or a week before the school holidays. It has a positive impact on the development of students' soft skills. Following the program's implementation, students demonstrated increased teamwork, communication, and creativity activities. Additionally, the program boosted students' self-confidence and critical thinking skills, which could benefit them in the future. It can be concluded that this program represents an innovative approach to enhancing students' soft skills by making use of local resources.
Characterization of a geothermal system in the shallow structure of Seulawah volcano, Indonesia, using transient electromagnetic methods Marwan, Marwan; Yanis, Muhammad; Abdullah, Faisal; Adhari, Muhammad Ridha; Nugraha, Gartika; Paembonan, Andri Yadi; Idroes, Rinaldi; Yusuf, Muhammad; Dharma, Dian Budi; Muzakir, Muzakir; Saputra, Deni; Ghani, Azman Abdul
International Journal of Renewable Energy Development Vol 14, No 3 (2025): May 2025
Publisher : Center of Biomass & Renewable Energy (CBIORE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61435/ijred.2025.60766

Abstract

Seulawah volcano, located in Sumatra, Indonesia, is renowned for its geothermal potential, a crucial source of cleaner energy for Indonesia’s future growth and security. Available studies of Seulawah volcano primarily focus on its general geological, geochemical, and regional characteristics, with limited research on its shallow subsurface conditions. This study aimed to fill this research gap and enhance our understanding of the geothermal system of Seulawah volcano. There are two objectives of this study: (1) to conduct a transient electromagnetic (TEM) survey across the study area and (2) to better visualize and characterize the shallow subsurface conditions of the geothermal system of Seulawah volcano. The TEM method, which employed 60 stations (with distances between stations ranging from 0.5 to 1 km) and intersected several geothermal manifestations as well as local and regional faults, was used to achieve the objectives of this study. The Occam algorithm was applied for 1D inversion of TEM data, which was then validated using magnetotelluric data. The results of this study indicate that the geothermal system of Seulawah volcano has the potential to generate up to 230 Mwe of electrical energy. Moreover, the shallow depth (<200m) of Seulawah volcano is dominated by a resistive zone, which is interpreted to be related to the basaltic rocks of the Lamteuba Formation. The reservoir layer is located at depths of 200–500 m, exhibiting moderate resistivity values of >10 Ωm. At a depth of 500 m, a conductive layer with resistivity values <10 Ωm was observed, interpreted as a clay cap where fluids from the reservoir layer accumulate. Validation with magnetotelluric data shows results consistent with the TEM data, confirming that the findings of this study are reliable. These findings contribute to a deeper understanding of the geothermal system of Seulawah volcano and are expected to support the development of greener, renewable energy sources for Indonesia.
Pelatihan Pengumpulan dan Pengolahan Data Ukur Bagi Siswa-Siswa Sekolah Dasar Swasta Sukma Bangsa Lhokseumawe Kaifan, Andrian; Gani, Fauzi A.; Munardy, Munardy; Abdullah, Faisal; Miswar, Khairul; Ruhana, Ruhana; Riyadhsyah, Riyadhsyah
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 3 (2025): Abdira, Juli
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i3.664

Abstract

This community service activity aims to provide basic training to students of Sukma Bangsa Lhokseumawe Private Elementary School in collecting and processing measurement data using simple and semi-digital tools, namely tape measures, automatic waterpass, and sound level meters. This training is intended to foster students' initial understanding of the concepts of measuring length, elevation, and environmental noise levels, as well as introducing simple statistical methods such as mode, median, and mean. The implementation methods include delivering materials, demonstrating tool usage, hands-on practice, and processing and interpreting measurement data. The results show that students are able to understand the functions of measuring instruments and process data using basic statistical methods. This activity has proven effective in enhancing science literacy and numeracy among elementary school students.
Inventory and compatibility of marine cadastre in the marine conservation area zoning (case study: Pulau Weh Nature Tourism Park) Zariansyah, Zariansyah; Sugianto, Sugianto; Rusdi, Muhammad; Irham, Muhammad; Abdullah, Faisal
Depik Jurnal Ilmu Ilmu Perairan, Pesisir, dan Perikanan Vol 13, No 1 (2024): APRIL 2024
Publisher : Faculty of Marine and Fisheries, Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.13170/depik.13.1.36713

Abstract

This quantitative research presents the classification of marine cadastres in the marine conservation area of Pulau Weh Nature Tourism Park. The marine cadastre classes were analyzed for their alignment with the marine management classes/blocks in the Pulau Weh Nature Tourism Park using an alignment logical matrix and overlay analysis. The field inventory results identified 7 marine cadastre classes in the marine conservation area of Pulau Weh Nature Tourism Park. The alignment classification of marine cadastre classes with the marine management classes/blocks in Pulau Weh Nature Tourism Park indicates that the aligned class covers an area of 476.26 hectares (9.07% of 5,247 hectares), the non-aligned class covers 441.08 hectares (8.41% of 5,247 hectares), and the transition class covers 4,329.75 hectares (82.52% of 5,247 hectares).Keywords:Marine CadastreCompatibilityAlignment logical matrixOverlay analysisNature Tourism Park
Kajian Biaya Operasional Kendaraan dan Nilai Waktu Perjalanan Sepeda Motor pada Jalan Medan-Banda Aceh Kota Lhokseumawe Fitri, Gustina; Ismail, Ismail; Abdullah, Faisal
Jurnal Teknologi Vol 25, No 1 (2025): April 2025
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/teknologi.v25i1.6670

Abstract

Medan-Banda Aceh Road is a road that connects Lhokseumawe city with other cities, Aceh province with North Sumatra, Lhokeumawe city with various strategic centers such as roads in and out of housing, offices, hospitals, gas stations, UNIKI campus, STIES campus, Akper campus, campus Akbid, STAIN campus, PNL campus and so on. So at certain times there are often traffic jams due to side obstacles which result in large Vehicle Operation Costs (BOK) and hampered travel time. This research aims to analyze vehicle operating costs and the value of travel time for private vehicles on these roads, so that a comparison of the benefits of vehicle operating costs and travel time value can be found. The method used to analyze vehicle operating costs is the Pacific Consultant International (PCI) method and Travel Time Value uses the Running Speed Approach method. From the calculation results, the total average vehicle operating costs for Medan-Banda Aceh Road during peak hours, namely for private cars at post 1, is IDR. 5,946 / kend and post 2, namely Rp. 5,975 / kend. The value of post 1 travel time is IDR. 73,321/hour, and in post 2 it is IDR. 76,851/hour, but side obstacles must be regulated so that traffic jams do not occur which will affect the amount of vehicle operating costs and the value of travel time.
PELATIHAN PEMBUATAN SILASE UNTUK PAKAN SAPI BERBAHAN BAKU BATANG PISANG, RUMPUT ALANG-ALANG, DEDAK PADI DENGAN PROBIOTIK EM4 PETERNAKAN DI DESA MESJID PUNTEUET KECAMATAN BLANG MANGAT KOTA LHOKSEUMAWE Zaini, Halim; Yunus, M.; A, Bakhtiar; Syafruddin, Syafruddin; Abdullah, Faisal; Nahar, Nahar; Pardi, Pardi
Jurnal Vokasi Vol 8, No 1 (2024): Maret
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/vokasi.v8i1.5033

Abstract

Indonesia sebagai negara tropis memiliki potensi sumber daya alam yang beragam dan melimpah termasuk di  Aceh diantaranya mempunyai potensi dalam bidang pertanian dan peternakan. Pada bidang peternakan permasalahan atau kendala yang dihadapi oleh peternak  adalah tingkat ketersediaan pakan  yang terbatas , keamanan ternak, kehilangan ternak yang disebabkan akibat pengelolaan ternak dengan system lepas. Selain itu ternak sistem lepas, ternak berkeliaran kemana-mana yang sangat mengganggu kenyamanan seperti kecelakaan dijalan raya. Alternatif solusi permasalahan tersebut atas kesepakatan bersama diupayakan pengelolaan ternak dengan system kandang, penyediaan pakan berupa silase yang dapat bertahan dalam waktu yang lama. Pelaksanaan PKM menggunakan berbagai metode diantaranya metode presentasi, praktek langsung melibatkan semua peserta dan proses pembuatan  silase berbahan baku batang pisang, rumput, dedak  padi serta EM4 peternakan  sebagai probiotik. Pelaksanaan PKM desa binaan tenta ng pembuatan pakan silase untuk sapi berlangsung lancar yang dihadiri 5 orang peserta, 5 orang pembantu pelaksana dan 5 orang pelaksana. Dampak positif kegiatan ini adalah dengan ketersedian pakan yang berupa silale  dapat mengubah pola pengelolaan ternak dari pola sistem lepas ke pola sistem kandang  yang lebih efektif, efesien baik ditinjau dari segi aspek produksi, aspek manajemen, aspek lingkungan.
Inventory and compatibility of marine cadastre in the marine conservation area zoning (case study: Pulau Weh Nature Tourism Park) Zariansyah, Zariansyah; Sugianto, Sugianto; Rusdi, Muhammad; Irham, Muhammad; Abdullah, Faisal
Depik Jurnal Ilmu Ilmu Perairan, Pesisir, dan Perikanan Vol 13, No 1 (2024): APRIL 2024
Publisher : Faculty of Marine and Fisheries, Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.13170/depik.13.1.36713

Abstract

This quantitative research presents the classification of marine cadastres in the marine conservation area of Pulau Weh Nature Tourism Park. The marine cadastre classes were analyzed for their alignment with the marine management classes/blocks in the Pulau Weh Nature Tourism Park using an alignment logical matrix and overlay analysis. The field inventory results identified 7 marine cadastre classes in the marine conservation area of Pulau Weh Nature Tourism Park. The alignment classification of marine cadastre classes with the marine management classes/blocks in Pulau Weh Nature Tourism Park indicates that the aligned class covers an area of 476.26 hectares (9.07% of 5,247 hectares), the non-aligned class covers 441.08 hectares (8.41% of 5,247 hectares), and the transition class covers 4,329.75 hectares (82.52% of 5,247 hectares).Keywords:Marine CadastreCompatibilityAlignment logical matrixOverlay analysisNature Tourism Park
Co-Authors A, Bakhtiar Abdul Hamid Habbe, Abdul Hamid Abrar Muslim Ade Tinofa, Nelva Aida Imtihana, Aida Amelia, Marysha Aminuyati Andri Yadi Paembonan Andrian Kaifan Anis Anshari Mas'ud Anwar Deli Asmaul Husna Asyqari, Amir Deli, Anwar Deni Saputra Dharma, Dian Budi Edy Miswar Edy Miswar, Edy Evi Yufita Fandana, Lisa Fanshury, Mohammed Agiel Poetra Farokh, Ida Maziyyatul Firman syah, Firman Fitri, Gustina Gani, Fauzi A. Gede Arya Putra, I Dewa Ghani, Azman Abdul Ghufron Hamzah Grefyolin Simbolon, Theresia Habibi, Roni Halim Zaini, Halim Herlambang, Saifuddin Hermita Arif Hesti Meilina Hosaini, Hosaini Ida Ayu Putu Sri Widnyani Indahsari, Fitriana N. Insyafrijal Insyafrijal Irawan, M. Ferry Irham Irham Iskandar Iskandar Ismail Ismail Juwanda, Juwanda Kamisnuddin, Kamisnuddin Khoirotun Nisa, Ani Kinar sih Kurniati Kurniati Lubis, Putri Handayani M. Yunus Marwan Marwan Meisari, Yola Dyfa Miftahul Jannah Miswar, Khairul Moebaraq, T Ridzky Mohamad Faqihudin Musyafa Muhammad Irham Muhammad Irham Muhammad Nasir Muhammad Riandi Muhammad Riandi, Muhammad Muhammad Ridha Adhari, Muhammad Ridha Muhammad Rusdi Muhammad Rusdi Muhammad Yanis Muhammad Yusuf Muhammad, Mediaty Muhibbuddin Muhibbuddin Munardy, Munardy Muslim*, Abrar Muzakir Nahar, Nahar Nazli Ismail Nazri bin Nordin, Ts. Saiful Nisa, Ani Khoirotun Nopita Sari Noptario Noptario, Noptario Nugraha, Gartika Pardi Pardi, Pardi Prayoga, Doni Putri, Nadya Syafira Qalbi, Harisa Bilhaqqi Rahman, Supandi Rajibussalim Rajibussalim Raupu, Mutiara Rifqi Syahputra Rinaldi Idroes Riyadhsyah, Riyadhsyah Ruhana, Ruhana Sabani, Tria Asri Nur Sahabi, Ansar Saiful Saiful Siregar, Anne Novia Duana Subiyantoro, Fitrohim Sugianto Sugianto Suhendrayatna Suhendrayatna Sukmawati, Siti Supardin Supardin, Supardin Syafrial Fachri Pane, Syafrial Fachri Syafruddin Syafruddin Syaifuddin Syaifuddin Syaifuddin, Muh. Syarif Syarif Teuku Maimun Tika, Aulia Saufayuk Tinofa, Nelva Ade Utami, Rizky Yunus, Yuhanis Yusniyanti, Erna Zariansyah, Zariansyah Zulfalina, Zulfalina