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All Journal JURNAL TADRIS STAIN PAMEKASAN JMPM: Jurnal Matematika dan Pendidikan Matematika al-Uqud : Journal of Islamic Economics Unisda Journal of Mathematics and Computer Science (UJMC) Jurnal Studi Guru dan Pembelajaran Journal of Islam and Science International Journal of Economics Development Research (IJEDR) Community Development Journal: Jurnal Pengabdian Masyarakat El-Qist : Journal of Islamic Economics and Business (JIEB) Jurnal Sistem Informasi dan Sistem Komputer JOURNAL OF COMMUNITY ENGAGEMENT AND EMPOWERMENT PAEDAGOGY : Jurnal Ilmu Pendidikan dan Psikologi Curtina Tadris: Jurnal Pendidikan Islam Jurnal Teknik Sipil Macca The Es Economics and Entrepreneurship International Journal of Islamic Education (IJIE) JENGGALA: Jurnal Riset Pengembangan dan Pelayanan Kesehatan JR : Jurnal Responsive Teknik Informatika Indonesian Journal of Islamic Law (IJIL) Journal of Islamic economics Perspectives (JIEP) Jurnal Ilmiah Kesehatan Mandira Cendikia Jurnal Responsive Teknik Informatika International Journal of Islamic Business and Economics (IJIBEC) Menulis: Jurnal Penelitian Nusantara
Ahmad Afif
Sekolah Tinggi Agama Islam Negeri Pamekasan
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MODEL PENGEMBANGAN PENDIDIKAN ISLAM BERBASIS MULTIKULTURAL Afif, Ahmad
TADRIS: Jurnal Pendidikan Islam Vol 7 No 1 (2012)
Publisher : State Islamic Institute of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (99.44 KB) | DOI: 10.19105/tjpi.v7i1.375

Abstract

Tulisan ini akan mendeskripsikan diskursus pendidikan multikultural, yang oleh beberapa tokoh dipandang sebagai sebuah konsep yang paling cocok untuk diterapkankan di Indonesia. Pasalnya, konsep ini mencerminkan konsep umum dari bangsa Indonesia yang beragam. Di sisi lain, ada ketidaksepahaman bagi sebagian masyarakat Indonesia, yang mayoritas muslim, untuk melaksanakan pendidikan multikultural karena dianggap tidak berasal dari ajaran Islam. Artikel ini berupaya mendeskripsikan sebuah model pengembangan pendidikan multikultural yang didasarkan pada landasan Islam-teologis, dengan menggunakan penelitian pustaka dari sumber sumber primer maupun sekunder.
Tadrīj Method in Hajj Fund Management by Badan Pengelola Keuangan Haji (BPKH) in Indonesia: A Study of Islamic Economic Law Muslim, Moch. Bukhori; Khan, M. Dawud Arif; Saepullah, Saepullah; Hendarsa, Agung Sri; Afif, Ahmad
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 16 No. 1 (2026): April (on-going)
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2026.16.1.139-161

Abstract

Background: The governance of Hajj funds in Indonesia, administered by the Badan Pengelola Keuangan Haji (BPKH), represents a complex intersection between Islamic legal norms and modern financial management. Although formally regulated under Law No. 34/2014 and reinforced by Majelis Ulama Indonesia (MUI) Fatwa No. 09/Ijtima' Ulama/VIII/2024, practical challenges remain in ensuring that investment decisions and governance mechanisms consistently reflect Sharia principles. This tension highlights the need for an adaptive approach that reconciles normative compliance with institutional and market realities. Objective: This study aims to examine how the Tadrīj approach can be operationalized in Hajj fund management as a strategic framework to strengthen Sharia compliance while maintaining financial performance and institutional stability. Method: The research employs a qualitative descriptive design, using institutional data from BPKH financial management reports and relevant regulatory documents. Data are analyzed through a normative-empirical approach, integrating legal interpretation with contextual evaluation of governance practices. Findings: The study finds that the application of Tadrīj enables a phased and adaptive integration of Maqāṣid al-Sharīʿah into Hajj fund governance. This gradual approach reduces potential conflicts between strict legal compliance and investment efficiency, while reinforcing transparency and accountability as core institutional pillars. In addition, continuous engagement with Sharia scholars and periodic policy evaluation are essential in ensuring that governance practices remain aligned with Islamic legal and ethical standards. Conclusion: Implementing a Tadrīj-based framework enables BPKH to navigate the dynamic demands of modern financial management without compromising Sharia principles. This approach not only safeguards pilgrims' interests but also strengthens public trust in the institution. Implication: This study contributes to the development of Islamic economic governance by positioning Tadrīj as a practical and scalable model for institutional reform in Sharia-based public fund management. Practically, it offers policy-relevant insights for regulators and Islamic financial institutions seeking to balance legal compliance, financial sustainability, and stakeholder trust in complex economic environments.
Co-Authors Abidin, Pebrianti Ade Wirman Syafei Adityo Nugroho, Adityo Agung Sri Hendarsa, Agung Sri Ahmad Rodoni Ariadhita, Bagus Yuli Asyari Hasan, Asyari Aulia Rahma Azhari, Mohammad Hasan Badri, Husnul Basma Rosandi Prakosa Bulgis Dian Mustofani Dianti Ias Oktaviasari Dianti Ias Oktaviasari, Dianti Ias Dwi Ayu Lestari Euis Amalia Fitroh Amaluddin Hadi, Abd Karim Hariyani Hariyani, Hariyani Ismail, Wahyuni Jefri Rahmad Mulia Katamsi, Etom Khan, M. Dawud Arif Manurung, Kiki Hariani Masruroh, Nikmatul Massara, Asma Mohamad Anis Fahmi Mufraini, M. Arief Muhammad Khalifah Mustami Mulia, Jefri Rahmad Muslim, Moch. Bukhori Mustofani, Dian Mustofani, Dian Purnadi, Purnadi Ramadani, Desi Ratna Frenty Nurkhalim Riskawati Riskawati, Riskawati Rosita Ali Nasiroh S, Ihzanul Fiqri Ananda Sabbahatun, Sri Saepullah Saprin Saprin, Saprin Sholeh, Muhammad Choirus Siti Hamidah Binti Marwan SITI RACHMAWATI Syafei, Ade Wirman Titi Dewi Warninda Ulfiani Rahman Urbaningrum, Nafa