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RISIKO KEUANGAN PADA PENGGUNA PAYLATER Salsabilla, Salsabilla; Arsyadona
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 10 No. 3 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v10i3.6968

Abstract

Pengguna layanan paylater sering menghadapi berbagai risiko keuangan yang dapat memengaruhi keadaan keuangan mereka. Meskipun paylater memungkinkan pembelian tanpa pembayaran langsung, ketidakpahaman tentang syarat dan ketentuan serta bunga yang terkait dengan layanan ini dapat menyebabkan akumulasi utang yang besar. Banyak pengguna terjebak dalam siklus utang, di mana mereka mengambil lebih banyak pinjaman untuk membayar pinjaman yang lebih lama. Berbagai penelitian literatur yang relevan akan digunakan untuk membahas risiko keuangan yang dihadapi oleh pengguna layanan paylater. Kami akan menemukan pola perilaku konsumen, faktor yang memengaruhi keputusan penggunaan paylater, dan konsekuensi finansial. Kami akan melakukan ini dengan melakukan penelitian menyeluruh terhadap laporan industri dan akademis. Kami juga akan membahas perspektif psikologis yang memengaruhi keputusan belanja dan bagaimana edukasi keuangan membantu mengurangi risiko.
MEMBANGUN KESADARAN HUKUM DIGITAL BERBASIS UU ITE BAGI PELAJAR DI SMKN 41 JAKARTA Suci Andara Sari; Salsabilla, Salsabilla; Kamilia Zulfa Taryono; Putri Windyana Kusumo; Subakdi, Subakdi; Mulyadi, Mulyadi; Hasan Basri; Ronald Manalu
Kreativitas Pada Pengabdian Masyarakat (Krepa) Vol. 3 No. 6 (2024): Kreativitas Pada Pengabdian Masyarakat (Krepa)
Publisher : CV SWA Anugerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8765/krepa.v3i6.7074

Abstract

Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik (UU ITE) merupakan sebuah produk hukum yang diciptakan sebagai langkah strategis pemerintah dalam mengatur pemanfaatan teknologi informasi dan transaksi elektronik di Indonesia. UU ITE hadir di tengah-tengah kehidupan masyarakat sebagai upaya memberikan kepastian hukum serta melindungi hak-hak pengguna teknologi digital. Seiring dengan berkembang pesatnya Ilmu Pengetahuan dan Teknologi (IPTEK), pemahaman terhadap UU ITE kini menjadi sangat krusial di berbagai sektor kehidupan, termasuk sektor pendidikan. Dimana kini siswa memerlukan pemahaman yang kuat mengenai hak dan kewajiban mereka di dunia digital serta konsekuensi hukum dari penggunaan teknologi. Adapun tujuan utama diadakannya kegiatan ini adalah untuk membangun kesadaran hukum digital di kalangan pelajar melalui edukasi berbasis UU ITE. Dengan ini, diharapkan siswa dapat memahami pentingnya menjaga keamanan digital, melindungi data pribadi, serta mengetahui cara mencegah kejahatan siber. Melalui pendekatan partisipatif, siswa diberikan wawasan terkait batasan kebebasan berekspresi, kewajiban menjaga etika digital, serta langkah strategis melindungi privasi dan data pribadi di internet. Dengan adanya program ini, diharapkan pemahaman siswa terkait UU ITE dapat terintegrasi dengan baik dalam kehidupan sehari-hari, sehingga menjadi bekal untuk berinteraksi secara aman dan bertanggung jawab di dunia digital.
Analysis of the Characteristics of Diarrhea Patients at Bojong 1 Health Center in the First Quarter of 2024 Indriyani, Yulis; Irawan, Teguh; Nurul Falla, Aisya; Salsabilla, Salsabilla; Amalia, Salsabila; Siyam, Sania Rahmawati Laili; Sajidan, Muhammad Naja; Yakzhan, Ahrenza
PROMOTOR Vol. 7 No. 6 (2024): DESEMBER
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/pro.v7i6.877

Abstract

Diarrhea is a disease of changes in the shape and consistency of stool, as well as an increase in the frequency of bowel movements from 1 time a day to 3 or more times a day. According to the Central Java Province Diarrhea Program Data (2021) Diarrhea cases in Central Java Province in 2021 in the category of all ages served in health facilities were 279,484 cases. In the under-five category, there were 83,665 or 23.4% of the estimated under-five diarrhea in health facilities. Pekalongan Regency is in the top 10 of the highest number of cases in 2021 as much as 40%. The purpose of this study was to determine the characteristics of diarrhea patients in the first quarter of 2024 at the Bojong 1 Health Center including gender, occupation, age, and BMI. This study used a descriptive research design with secondary data and analysis of the spss version 21 application using a total sampling of 201 diarrhea patients at the Bojong 1 Health Center. The results of the study found that women were more infected with diarrhea 123 people (61.2%) than men 78 people (38%), the most patient jobs were found to be unemployed 132 people (65. 7%), while the least as a trader was 6 people (3.0%), the most infected age was the infant and toddler group <5 years as many as 99 children (49.3%) and the least elderly age >60 years as many as 7 people (3.5%), the most BMI category in severe thin <17.0 as many as 101 people (50.2%), the least category of mild fat 25.1-27.1 as many as 6 people (3.0%). In conclusion, women were more infected with diarrhea than men, with a status of not working. The age range that is mostly infected in the toddler category, the majority of IMT patients with diarrhea are in the severe thin category.
THE RELATIONSHIP BETWEEN ENVIRONMENTAL SANITATION AND THE INCIDENCE OF DIARRHEA IN TODDLERS IN HAMLET III RUGEMUK VILLAGE, LABU BEACH, DELI SERDANG Nanda, Meutia; Safira, Putri; Salsabilla, Salsabilla; Sibuea, Alya Az Zahra; Anggraini, Riri
HEARTY Vol 12 No 4 (2024): DESEMBER
Publisher : Fakultas Ilmu Kesehatan, Universitas Ibn Khaldun, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/hearty.v12i4.16806

Abstract

Environmental sanitation is an important factor in the prevention of diseases, including diarrhea in toddlers. Hamlet III of Rugemuk Village in Deli Serdang has sanitation challenges that can affect public health. The purpose of the study was to determine the relationship between environmental sanitation and the incidence of diarrhea in toddlers in Hamlet III Rugemuk Village, Labu Beach, Deli Serdang. This study is a quantitative study with a cross sectional design, the population of this study is all mothers who have toddlers as many as 107 people. The sampling technique uses simple random sampling with representatives of mothers who have 51 toddlers . This study was analyzed by univariate and bivariate analysis using the chi-square test. The instrument used was a questionnaire. The results of the study found that there was no statistically significant relationship between the type of clean water facilities and the incidence of diarrhea (p-value = 1.103), there was a statistically significant relationship between the condition of family toilet facilities and the incidence of diarrhea (p-value = 0.047), there was a relationship between the condition of eligible waste disposal facilities and the incidence of diarrhea (p-value = 0.006), there was a relationship between the condition of wastewater disposal facilities and incidence of diarrhea (p-value = 0.001). Thus, it can be concluded that family latrines, garbage disposal facilities, and wastewater disposal facilities have a significant relationship with the incidence of diarrhea, while the relationship with clean water facilities is not statistically significant. In an effort to improve environmental sanitation, it is important for the surrounding community to improve family latrines, manage qualified waste and wastewater and carry out effective counseling.
PENERAPAN METODE TALAQQI DALAM MENGENALKAN HURUF HIJAIYAH DI TADIKA TINTA KHALIFAH SUNGAI KARANGAN, MALAYSIA Salsabilla, Salsabilla
PENDIDIKAN SAINS DAN TEKNOLOGI Vol 11 No 4 (2024)
Publisher : STKIP PGRI Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/edusaintek.v11i4.1456

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana penerapan metode talaqqi dalam mengenalkan huruf hijaiyah di Sungai Karang Malaysia. Metodologi ini meliputi tiga hal yaitu metode, jenis, tehnik pengumpulan data, tehnik analisis data, tehnik perjanjian keabsahan data,Penelitian ini menggunakan metode kualitatif dan deskriptif. Tehnik pengumpulan data dalam penelitian ini mengunakan tehnik wawancara, observasi,dan dokumentasi, tehnik analisis data ini menggunakan tehnik miles and huberman , tehnik penjaminan keabsahan data menggunakan tehnik triangulasi. Hasil penelitian menunjukan bahwa Tadika Tinta Khalifah berhasil menerapkan pembelajaran Iqro’ dengan menggunakan metode talaqqi yang baik dan benar. Dengan belajar menggunakan metode talaqqi anak usia dini lebih cepat memahami huruf hijaiyah dengan mudah.
ANALYSIS OF THE ROLE OF RUGEMUK MANDIRI VILLAGE-OWNED ENTERPRISES (BUMDES) IN THE PROVISION OF CLEAN WATER IN RUGEMUK VILLAGE, LABU BEACH, DELI SERDANG Safira, Putri; Nanda, Meutia; Elvina, Elvina; Salsabilla, Salsabilla; Anggraini, Riri
HEARTY Vol 13 No 1 (2025): FEBRUARI
Publisher : Fakultas Ilmu Kesehatan, Universitas Ibn Khaldun, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/hearty.v13i1.17096

Abstract

The provision of clean water in Indonesia's coastal areas is a serious challenge considering the limited water resources that are vulnerable to seawater pollution and intrusion. Rugemuk Village, on Labu Beach, Deli Serdang, is one of the coastal areas that faces the problem of access to clean water. In this context, Rugemuk Mandiri Village-Owned Enterprises (BUMDes) was established in 2017 to manage the supply of clean water effectively and sustainably. The purpose of this research is to analyze the role of Rugemuk Mandiri Village-Owned Enterprises (BUMDes) in providing clean water in Rugemuk Village, Labu Beach, Deli Serdang. This study uses a qualitative descriptive approach with interview techniques for the four main groups of respondents, namely the director of BUMDes, village heads, hamlet heads, and the community of Rugemuk Village with a total of 6 respondents. This study shows that BUMDes Rugemuk Mandiri has succeeded in providing clean water for the people of Rugemuk Village. BUMDes manages the distribution of clean water through a piping system by utilizing four drilled wells spread across four hamlets, affordable tariff management, and a meter-based payment system. There are still challenges related to clean water supply services from some communities, as well as the need to expand the reach of clean water services to housing that has not been connected to the clean water supply program. It is hoped that BUMDes will further improve water quality monitoring and expand the reach of clean water services by developing infrastructure. To increase the role of BUMDes in the provision of clean water, it is necessary to increase in routine water quality monitoring, encourage active community participation and expand the reach of clean water services.
PERAN LEMBAGA KEUANGAN MIKRO DALAM MENINGKATKAN AKSES PEMBIAYAAN USAHA KECIL DI KOTA MEDAN Maharani, Nurul Sandra; Harahap, Sri Widya; Salsabilla, Salsabilla; Yumna, Afrian Andika; Hayati, Fitri
Jurnal Bina Bangsa Ekonomika Vol. 18 No. 1 (2025): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v18i1.853

Abstract

Microfinance Institutions (MFIs) have a strategic role in improving access to finance for small businesses in Medan City, Indonesia. This study aims to analyze the contribution of MFIs in providing more inclusive and flexible financing solutions for small businesses that are often marginalized from the formal banking system. Methods This study uses a qualitative approach with a literature study to analyze the role of microfinance institutions in improving access to financing for small businesses in Medan City. The results show that MFIs not only offer convenience in the loan application process, but also provide essential training and mentoring to improve the capacity and competitiveness of small businesses. MFIs contribute significantly to local economic growth, challenges such as lack of community understanding of MFI products and limited resources still need to be addressed. This study recommends the need for support from the government and other stakeholders to strengthen the role of MFIs in supporting small businesses. With the right strategy, MFIs can continue to contribute to community economic empowerment and create positive social impact.
Family Support in Perineal Wound Care for Postpartum Mothers in Lampung Salsabilla, Salsabilla; Oktariza, Rury Tiara; Purwoko, Mitayani
Indonesian Journal of Medical Anthropology Vol. 6 No. 1 (2025): Indonesian Journal of Medical Anthropology
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/ijma.v6i1.19270

Abstract

Cases of perineal wounds in postpartum mothers are still frequently encountered in Indonesia. One of the factors that can influence the healing of perineal wounds is the role of the family in the care of perineal wounds. This study aims to determine the role of the family in perineal wound care for postpartum mothers. The type of this research is qualitative with a phenomenological approach. Data were obtained through in-depth interviews with 5 informants who are family members (husbands) of postpartum mothers with perineal wounds in the working area of Puskesmas Rama Indra, Lampung. The data were triangulated with a midwife from Puskesmas Rama Indra, Lampung. The results of this study found that the types of family support for postpartum mothers with perineal wounds included instrumental, emotional, informational, and esteem support. Work schedules and local customs become obstacles in assisting the postpartum mother's care. It was found that there is a phenomenon of insufficient family involvement in the early mobilization of postpartum mothers and local customs that hinder perineal wound care. Conclusion, the role of the family still needs to be improved in terms of assisting early mobilization of postpartum mothers with perineal wounds.
THE EFFECT OF AUDIOVISUAL MEDIA ON STUDENTS' KNOWLEDGE OF PREVENTION AND CONTROL OF DENGUE VECTORS AT SDN 105312 SAWIT REJO Nanda, Meutia; Safira, Putri; Anggraini, Riri; Elvina, Elvina; Salsabilla, Salsabilla; Putri, Dian Yustika
HEARTY Vol 13 No 2 (2025): APRIL
Publisher : Fakultas Ilmu Kesehatan, Universitas Ibn Khaldun, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/hearty.v13i2.18807

Abstract

Dengue fever is still a significant public health problem in Indonesia. DHF prevention efforts require the active role of the community, especially elementary school students. One effective way to increase knowledge about DHF is by using audiovisual media. This study aims to determine the effect of audiovisual media on students' knowledge about dengue vector prevention and control at SDN 105312 Sawit Rejo. The research method used was an experimental design “One-Group Pretest-Posttest Design” with a sample of 50 students in grades IV and VI selected using total sampling technique. Data were collected through questionnaires and analyzed using the Wilcoxon Signed Rank Test non-parametric test. The results showed a significant increase, namely before the intervention, most students were in the category of poor knowledge (50%) and after the intervention, almost all students (98%) were in the category of good knowledge. The Wilcoxon test results resulted in a p-value of 0.000 (p<0.05), which indicates a significant effect of audiovisual media on increasing students' knowledge about the prevention and control of dengue vectors.
PENGARUH PEMBERIAN TEPUNG MAGGOT (BLACK SOLDIER FLY) TERHADAP PERFORMA KALKUN PERIODE GROWER-2 Amizar, Robi; Budianto, Eko; Darnis, Rio Putra; Andika, Gilang Pati; Putri, Gina Liwi; Rahmat, Ilham Noviari; Rahman, Fadlan Fadlul; Febrianti, Dina; Novianti, Mega; Salsabilla, Salsabilla; Guntoro, Eko Joko
STOCK Peternakan Vol 7, No 1 (2025): Stock Peternakan
Publisher : Universitas Muara Bungo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36355/sptr.v7i1.1730

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh pemberian ransum dengan penambahan tepung maggot terhadap performa kalkun periode grower-2. Penelitian ini menggunakan 8 ekor kalkun umur 8 minggu dengan bobot badan 456,65±106,20 (CV= 23,26%) selama empat minggu pemeliharaan. Penelitian ini dilakukan dengan metode eksperimen dengan uji statistik Independent Sample T-test. Perlakuan terdiri dari P1 (Ransum tanpa penggunaan tepung maggot) dan P2 (ransum dengan 15% tepung maggot). Peubah yang diamati adalah performa kalkun yaitu konsumsi ransum, bobot badan, pertambahan bobot badan, konversi ransum, dan konsumsi air minum. Penelitian menunjukkan hasil bahwa perlakuan berpengaruh nyata (P0.05) terhadap konsumsi ransum, namun berpengaruh tidak nyata (P0.05) terhadap bobot badan, pertambahan bobot badan, konversi ransum dan konsumsi air minum pada kalkun periode grower-2. Performa kalkun yang diberikan 15% tepung maggot ke dalam ransum yaitu konsumsi ransum 1754,55g, bobot badan 2388,75g, pertambahan bobot badan 304,83g, konversi ransum 5,76, dan konsumsi air minum 676,25ml. Berdasarkan hasil penelitian dapat disimpulkan bahwa pemberian ransum dengan penambahan tepung maggot 15 % dapat mempengaruhi konsumsi ransum dan mempertahankan performa dengan mengurangi penggunaan ransum komersil dalam ransum pada kalkun periode grower-2.
Co-Authors Amalia, Salsabila Andika, Gilang Pati Anggara, Fanny Anggraini, Debie Anggraini, Riri Angraini, Riri Arsyadona Assakhawi, Ananda Zhafir Assifa, Julham Al Ikhwan Nur Aswita, Feliyana Batubara, Alfredo Bunga Najla Amelia Christiano, Gerald Clarenci, Zurica Darnis, Rio Putra Edytia, Muhammad Heru Arie Eko Budianto Eksa Rusdiyana, Eksa Elvina Elvina Fathullah, Muhammad Adib Fauziah, Widad Nur Febrianti, Dina Fitri Hayati Fitri Lukiastuti Guntoro, Eko Joko Hairiati, Hairiati Halimatussakdiyah Harahap, Sri Widya Hasan Basri Hutabarat, Krisdianti Indriyani, Yulis Kamilia Zulfa Taryono Khairunnisa Khairunnisa Laina Hilma Sari Laurentius Dominicus Gadi Djou Liaran, Rastika Dwiyanti Maharani, Nurul Sandra Mahelda, Desi Marliyah, Marliyah Mega Novianti, Mega Mitayani Purwoko, Mitayani Muhammad Azhari Mulyadi Mulyadi Nanda, Meutia Nani Yuniar Nasution, Lathief Ilhamy Nasution, Muhammad Irwan Padli Nasution, Nia Afrilda Nasyiroh, Siti Hajar Nurillah Jamil Achmawati Novel Nursahida, Rosda Nurul Falla, Aisya Nurul Jannah Oktariza, Rury Tiara Pramita Gurning, Fitriani Putri Windyana Kusumo Putri, Dian Yustika Putri, Gina Liwi Qanita, Zalfa Rahman, Fadlan Fadlul Rahmat, Ilham Noviari Rahmawati, Mei Maulida Rahmawati, Nurlaili Ratno, Suyit Retnosary, Rieke Riri Jonuarti Rizkiya, Khairum Ronald Manalu Safira , Putri Safira Maulia Harahap, Shelly Safira, Putri Sajidan, Muhammad Naja Segoro, Mahesa Ardhaseno Septiani, Duwi Setiawati, Aisyah Sianturi, Anggina Cucu Khetri Sibuea, Alya Az Zahra Sijabat, Melisa Pratiwi Siti Azizah Siti Hansyah Dewi Zai Sitorus, Lestari Siyam, Sania Rahmawati Laili Subakdi, Subakdi Suci Andara Sari Sunaryo Sunaryo SYAHRANI SYAHRANI Syazidah, Hanna Syentia, Likanopa Teguh Irawan Utami, Ratna Tri Wahidin, Firdaus Yakzhan, Ahrenza Yulinda Sari, Siska Yumna, Afrian Andika Zahtira, Dhea Ayu