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Salsabilla, Salsabilla
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Pengaruh Kualitas Layanan dan Persepsi Kehalalan Terhadap Loyalitas Nasabah Bank Sumut Capem Syariah H.M Yamin Medan Salsabilla, Salsabilla; Lubis, Kartika Sari
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 4 (2026): November - January
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i4.3350

Abstract

Isu globalisasi perekonomian merupakan salah satu isu yang paling penting, bahkan menjadi ruh dalam globalisasi itu sendiri. Globalisasi perekonomian merupakan proses kegiatan pertukaran bisnis dan perdagangan suatu negara yang sistematis, dimana batasan ekonomi suatu negara menjadi bias, karena perekonomian satu negara dipengaruhi oleh perekonomian lainnya. Lingkungan bisnis yang semakin kompetitif, mempertahankan pelanggan menjadi kunci keberhasilan jangka panjang bagi setiap lembaga keuangan, termasuk perbankan syariah. Loyalitas pelanggan tidak hanya berkontribusi pada stabilitas pendapatan, tetapi juga mengurangi biaya akuisisi pelanggan baru dan meningkatkan reputasi bank melalui referensi positif. Penelitian ini bertujuan untuk mengetahui pengaruh kualitas layanan dan persepsi kehalalan terhadap loyalitas nasabah pada PT. bank SUMUT Capem Syariah H.M Yamin Medan. Jenis penelitian ini adalah kuantitatif. Sumber data diperoleh melalui penyebaran kuesioner. Populasi dalam penelitian ini adalah nasabah PT. bank SUMUT Capem Syariah H.M Yamin Medan. Dengan teknik sampel Accidental Sampling menggunakan rumus lemeshow diperoleh sampel sebanyak 150 responden. Teknik analisis yang digunakan adalah teknik analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa secara parsial kualitas layanan dan persepsi kehalalan berpengaruh terhadap loyalitas nasabah pada PT. bank SUMUT Capem Syariah H.M Yamin Medan. Selain itu secara simultan kualitas layanan dan persepsi kehalalan memberikan pengaruh sebesar 48,3% terhadap loyalitas nasabah sedangkan sisanya sebesar 51,7% dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian ini seperti promosi, persepsi risiko dan lain lain.
Konseling Krisis di Dunia Modern: Solusi Cepat dan Efektif untuk Menghadapi Stres Berat Anggraini, Syalwa; Fahrunnisa, Lia; Roza, Gustina; Salsabilla, Salsabilla; Cahyani, Dwi; Mardes, Siska; Indra, Dwi Rahmadani
Indonesian Research Journal on Education Vol. 5 No. 6 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i6.3810

Abstract

Stres ekstrem yang terjadi pada era modern menjadi persoalan yang semakin kompleks. Proses modernisasi, kemajuan digital, transformasi sosial yang pesat, serta tekanan ekonomi berkontribusi besar dalam meningkatnya jumlah dan tingkat keparahan krisis mental individu. Konseling krisis saat ini hadir sebagai pendekatan yang responsif dan terarah untuk meminimalkan dampak negatif yang ditimbulkan dari stres berat dan pengalaman traumatis. Penelitian ini menggunakan metode analisis data literature review dengan menelaah berbagai penelitian, buku, dan artikel ilmiah terbaru di Indonesia guna merumuskan kerangka konseptual, strategi pelaksaan, serta efektivitas konseling krisis dalam konteks masyarakat kontemporer. Hasil analisis menunjukkan bahwa konseling krisis yang dilakukan secara terencana, meliputi tahap evaluasi awal, intervensi singkat, dan tindak lanjut, memiliki potensi yang signifikan dalam mengurangi stres berat, meningkatkan penerimaan diri, dan membangun adaptasi positif bagi individu. Pembahasan ini menyoroti hubungan antara fenomena stres dengan faktor teknologi digital, dan pengembangan protokol respons krisis yang fleksibel sebagai langkah konkret menghadapi stres berat di era modern.
Kesulitan Pemahaman Positional Value Numerasi Siswa Fase A pada Sistem Bilangan Desimal Nur Habibah Rahmawati; Siti Robithoh; Salsabilla, Salsabilla; Khairul Anwar; Fatihul Ihsan Amry
Journal of Humanities, Social Sciences, and Education Vol. 1 No. 11 (2026): Edisi Januari 2026
Publisher : FKIP UNSULTRA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64690/jhuse.v1i11.576

Abstract

Low numeracy achievement among Phase A students in the decimal number system remains a serious problem in elementary mathematics learning, particularly regarding difficulties in understanding place value (positional value), marked by high misconceptions in reading, comparing, and performing basic operations on decimal numbers. This study aims to analyze the difficulties in understanding positional value numeracy among Phase A students in the decimal number system. The method used is descriptive literature review by examining 50 relevant scientific sources, including national and international journals, official reports from the Ministry of Education, Culture, Research, and Technology (Kemdikbudristek), and previous research findings on numeracy, decimal numbers, and elementary mathematics learning. The review results indicate that 65-75% of Phase A students experience systematic misconceptions in decimal place value concepts, particularly in the form of whole number bias, decimal comparison errors, and inaccuracies in basic addition and subtraction operations. These difficulties are influenced by the integration of cognitive factors such as whole number interference and overconfidence, social factors like low family numeracy literacy and post-pandemic learning loss impacts, as well as instructional factors involving minimal use of visual media and limited practice time. This study confirms that understanding decimal positional value in Phase A requires a diagnostic, contextual, and locally cultured learning approach through the utilization of manipulatives, ethnopedagogy, and formative assessment.
Developing English Foreign Language (EFL) Learners’ Speaking Skills through the Effectiveness of Community Language Learning (CLL) Wulandari, Afrianti; Salsabilla, Salsabilla
Journal Corner of Education, Linguistics, and Literature Vol. 5 No. 3 (2026): February
Publisher : CV. Tripe Konsultan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54012/jcell.v5i3.673

Abstract

This study aims to develop English Foreign Language (EFL) learners’ speaking skills through the effective implementation of Community Language Learning (CLL). Using a qualitative research approach, the study explored students’ experiences and perceptions of CLL in an EFL speaking classroom. Data were collected through interviews, classroom observations, and students’ reflective journals during several instructional sessions applying the CLL method. The collected data were analyzed thematically to identify key patterns related to students’ linguistic and affective development. The findings indicate that the use of Community Language Learning effectively enhanced students’ speaking skills and learning experiences. Six major themes emerged from the discussion: increased speaking confidence, reduced anxiety, peer support and collaboration, improvement in speaking fluency, learner autonomy, and the teacher’s role as a counselor. Students reported feeling more comfortable and motivated to speak English in a supportive and non-threatening classroom environment. The collaborative nature of CLL encouraged active participation and mutual assistance, while the teacher’s facilitative role helped students feel emotionally secure. As a result, learners demonstrated greater fluency, confidence, and responsibility for their own learning. In conclusion, the study suggests that Community Language Learning is an effective approach for developing EFL learners’ speaking skills, particularly in contexts where affective barriers such as anxiety and lack of confidence hinder oral communication. By addressing both emotional and linguistic aspects of learning, CLL offers a valuable alternative for enhancing speaking instruction in EFL classrooms.abstract is a concise and comprehensive summary of scientific articles.
Implementasi Pelatihan Kewirausahaan sebagai Upaya Menumbuhkan Jiwa Ekonomi Kreatif pada Siswa MTs Al- Ikhlas Perk. Membang MudaPerkebunan Membang Muda Atika, Nanda Nurul; Salsabilla, Salsabilla; Lubis, Syavina Nadhira; Akbar, Rohid; Sampurna, Ahmad
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 3 (2026): Bulan Februari
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i3.1045

Abstract

Pelatihan wirausaha adalah langkah strategis untuk mengembangkan semangat ekonomi kreatif dan kemandirian dalam diri generasi muda sejak mereka masih di bangku sekolah. Tujuan dari kegiatan ini adalah untuk memperluas wawasan, keterampilan, dan pola pikir kewirausahaan di kalangan pelajar MTs Al-Ikhlas Perkebunan Membang Muda. Metode yang diterapkan adalah pembelajaran partisipatif dengan pendekatan belajar sambil melakukan, di mana para siswa berperan aktif di setiap tahap aktivitas kewirausahaan. Tahapan yang terlibat mencakup perencanaan bisnis, pelaksaan pembuatan produk dan evaluasi. Pelatihan kewirausahaan diadakan selama dua hari dan diikuti oleh 40 siswa kelas IX, dengan bimbingan dari mahasiswa yang terlibat dalam Kuliah Kerja Nyata (KKN) dan guru-guru. Bimbingan diberikan secara mendalam untuk membantu siswa memahami berbagai konsep kewirausahaan, mengelola usaha, dan mengatasi tantangan yang muncul sepanjang proses. Hasil dari pelatihan ini menunjukkan peningkatan dalam tingkat antusiasme, kreativitas, dan pemahaman siswa terhadap konsep kewirausahaan dan ekonomi kreatif. Selain itu, kegiatan ini juga berdampak positif pada pengembangan karakter siswa, termasuk kemandirian,. pelatihan kewirausahaan yang berbasis praktik terbukti efektif dalam menumbuhkan semangat kewirausahaan dan ekonomi kreatif di kalangan siswa serta memiliki potensi untuk menjadi model pembelajaran kewirausahaan yang aplikatif dan relevan untuk diterapkan di sekolah.
KOMPLEKSITAS PROSES PENGAMBILAN KEPUTUSAN DALAM ORGANISASI: STUDI PADA UKKPK DI UNIVERSITAS NEGERI PADANG Iqra' Syahadatul Aisyah; Syamsir, Syamsir; Andini, Amalia; Salsabilla, Salsabilla; Ratu Gustia Fernanda; Septina Angraini; Widya Junita Putri; Yulianda Flora
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 Nomor 02, Juni 2026 Published
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.50585

Abstract

This study aims to analyze the complexity of the decision-making process within the Student Communication and Broadcasting Organization (UKKPK) at Universitas Negeri Padang. Decision making in student organizations is an important aspect because it is closely related to the implementation of work programs, organizational coordination, and the achievement of organizational goals. This study employed a qualitative descriptive approach. Data were collected through interviews, observations, and documentation involving the Head of UKKPK, members of the Daily Executive Board (DPH), and organizational members as informants. The results showed that the decision-making process in UKKPK was carried out systematically through DPH meetings, work program planning, committee formation, member discussions, and organizational general meetings. The decision-making process was participatory by involving administrators, members, and organizational alumni. However, several obstacles were still encountered, such as limited time, differences in members' schedules, and insufficient information that could affect the effectiveness of organizational decisions. To overcome these challenges, the organization conducted further discussions, utilized senior members' experiences, and implemented a voting mechanism when differences of opinion occurred within organizational forums. Decision making within UKKPK is not only oriented toward organizational rationality, but also emphasizes deliberation, group communication, and member participation in achieving organizational goals effectively and democratically.
Co-Authors Akbar, Rohid Amalia, Salsabila Andika, Gilang Pati Andini, Amalia Anggara, Fanny Anggraini, Debie Anggraini, Riri Anggraini, Syalwa Angraini, Riri Arsyadona Assakhawi, Ananda Zhafir Assifa, Julham Al Ikhwan Nur Aswita, Feliyana Atika, Nanda Nurul Batubara, Alfredo Bunga Najla Amelia Clarenci, Zurica Darnis, Rio Putra Dwi Cahyani Edy Rahman Syahputra, Edy Rahman Edytia, Muhammad Heru Arie Eko Budianto Elvina Elvina Fachry Abda El Rahman Fahrunnisa, Lia Fathullah, Muhammad Adib Fatihul Ihsan Amry Febrianti, Dina Fitri Hayati Fitri Lukiastuti Fitriani Pramita Gurning Guntoro, Eko Joko Hairiati, Hairiati Halimatussakdiyah Harahap, Sri Widya Hasan Basri Hutabarat, Krisdianti Indra, Dwi Rahmadani Iqra' Syahadatul Aisyah Kamilia Zulfa Taryono KHAIRUL ANWAR Khairunnisa Khairunnisa Laina Hilma Sari Laurentius Dominicus Gadi Djou Liaran, Rastika Dwiyanti Lubis, Fahrul Rozi lubis, kartika sari Lubis, Syavina Nadhira Maharani, Nurul Sandra Mahelda, Desi Mardes, Siska Marliyah, Marliyah Mega Novianti, Mega Mitayani Purwoko Mulyadi Mulyadi Nanda, Meutia Nani Yuniar Nasution, Muhammad Irwan Padli Nasution, Nia Afrilda Nasyiroh, Siti Hajar Nur Habibah Rahmawati Nurillah Jamil Achmawati Novel Nursahida, Rosda Nurul Falla, Aisya Oktariza, Rury Tiara Putri Windyana Kusumo Putri, Dian Yustika Putri, Gina Liwi Qanita, Zalfa Rahman, Fadlan Fadlul Rahmat, Ilham Noviari Rahmawati, Nurlaili Ratno, Suyit Ratu Gustia Fernanda Retnosary, Rieke Riri Jonuarti Rizkiya, Khairum Ronald Manalu Roza, Gustina Safira , Putri Safira Maulia Harahap, Shelly Safira, Putri Sajidan, Muhammad Naja Sampurna, Ahmad Septiani, Duwi Septina Angraini Setiawati, Aisyah Sianturi, Anggina Cucu Khetri Sibuea, Alya Az Zahra Sijabat, Melisa Pratiwi Siti Azizah Siti Hansyah Dewi Zai Siti Robithoh Sitorus, Lestari Siyam, Sania Rahmawati Laili Subakdi, Subakdi Suci Andara Sari Sunaryo Sunaryo SYAHRANI SYAHRANI Syamsir Syamsir Syazidah, Hanna Syentia, Likanopa Teguh Irawan Utami, Ratna Tri Wahidin, Firdaus Widya Junita Putri Wulandari, Afrianti Yakzhan, Ahrenza Yulianda Flora Yulinda Sari, Siska Yulis Indriyani Yumna, Afrian Andika Zahtira, Dhea Ayu