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Do Word of Mouth and Religiosity Affect the Interest of MSME Actors in Sharia P2P Lending? Syihabudin Syihabudin; Najmudin Najmudin; Ma'zumi Ma'zumi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 4 (2023): May 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i4.3393

Abstract

This study aims to determine (1). The influence of religiosity on the interest of MSME actors in Sharia peer to peer lending, (2). The influence of word of mouth on the interest of MSME actors in Sharia peer to peer lending, and (3). The influence of religiosity and word of mouth on the interest of MSME players in Sharia peer to peer lending. The object of this research is the SMEs in Banten province. The research method used is quantitative. Data collection techniques using a questionnaire in the form of a series or collection of questions that are arranged systematically in a list of questions, then sent to the respondent to be filled out. Questionnaires were distributed to 99 MSME actors in Banten Province. Data were analyzed using multiple linear regression methods through SPSS software version 23. The results of this study indicate that (1). Religiosity has a positive and significant effect on the interest of MSME actors in Sharia peer to peer lending. (2). Word of mouth has a negative and insignificant effect on the interest of MSME actors in sharia peer to peer lending, and (4). Word of mouth and religiosity have a positive and significant effect on the interest of MSME players in sharia peer to peer lending. The total contribution of the influence of religiosity, and Word of mouth on the interest in making loans at P2P Lending Syariah is 39.6 percent, while the rest is influenced by other variables not examined in this study.
An An Intention to Visit Sharia Tourism in Banten; An Effect of Halal Knowledge and Awareness Abdul Aziz; Najmudin Najmudin
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 4 (2023): May 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i4.3404

Abstract

This study aims to determine (1). The influence of halal knowledge on the intention of tourists to visit Sharia tourist objects in Banten. (2). The influence of halal awareness on the intention of tourists to visit sharia tourism objects in Banten, and (3). The influence of halal knowledge and awareness on the intention of tourists to visit Sharia tourism objects in Banten. The object of this research is tourists who have visited Sharia tourism objects in Banten. The number of samples in this study was set at 120 respondents. The research method used is quantitative. Data collection techniques using a questionnaire. Data were analyzed using multiple linear regression methods through SPSS software version 23. The results of this study indicate that (1). Halal knowledge has a significant positive effect on the intention of tourists to visit Sharia tourist objects in Banten. (2). Halal awareness has a positive and significant effect on the intention of tourists to visit sharia tourism objects in Banten, and (3). Knowledge and awareness of halal have a positive and significant effect on the intention of tourists to visit Sharia tourism objects in Banten. The total contribution of the influence of halal knowledge and awareness on the intention to visit sharia tourism in Banten is 48.3 percent, while the rest is influenced by other variables not examined in this study. Knowledge and awareness of halal have a positive and significant effect on the intention of tourists to visit Sharia tourism objects in Banten. The total contribution of the influence of halal knowledge and awareness on the intention to visit sharia tourism in Banten is 48.3 percent, while the rest is influenced by other variables not examined in this study. Knowledge and awareness of halal have a positive and significant effect on the intention of tourists to visit Sharia tourism objects in Banten. The total contribution of the influence of halal knowledge and awareness on the intention to visit sharia tourism in Banten is 48.3 percent, while the rest is influenced by other variables not examined in this study.
Buku Daras Pendidikan Karakter di Pondok Pesantren Daarul Falah Carenang Banten Abdul Aziz; Najmudin Najmudin
Jurnal Pendidikan Karakter JAWARA (Jujur, Adil, Wibawa, Amanah, Religius, Akuntabel) Vol 9, No 1 (2023)
Publisher : L

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Abstract

Peradaban unggul dimulai dengan pembentukan karakter generasi yang unggul. Orientasi utama diutusnya Nabi Muhammad ke muka bumi adalah untuk melakukan revolusi karakter manusia, khususnya bangsa Arab. Ini pula yang disabdakan Nabi  Muhamad Saw.  Karena itu, disadari atau tidak, karakter yang baik dan unggul akan berdampak kepada kebaikan segalanya di alam semesta ini. Membumikan pendidikan karakter untuk generasi muda amat penting, untuk mewujudkan peradaban yang baik di masa depan, Agar terlahir di nanti generasi yang memiliki moralitas yang tinggi, berbudi pekerti, dan berakhalakul karimah. Pendidikan karakter berorientasi untuk menanamkan nilai-nilai positif terhadap generasi bangsa dan menjauhkan mereka dari prilaku-prilaku buruk dalam kehidupan mereka di masa yang akan datang. Karena pribadi yang baik akan membawa kemaslahatan dalam bidang apapun, baik politik, hukum, tatanan ekonomi dan lainnya.
Budaya Sekolah dan Efektivitasnya Terhadap Karakter Religius Peserta Didik Najmudin Najmudin; Syihabudin Syihabudin; Ma'zumi Ma'zumi; Jakaria Jakaria; Faisal Amri
Jurnal Pendidikan Karakter JAWARA (Jujur, Adil, Wibawa, Amanah, Religius, Akuntabel) Vol 9, No 1 (2023)
Publisher : L

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh budaya sekolah terhadap karakter religious peserta didik. Objek penelitian ini adalah peserta didik SMA Swasta Pondok Pesantren Modern Assa’adah Cikeusal Serang Banten. Jumlah sampel sebesar 100 orang peserta didik SMAS Pondok Pesantren Modern Assa’adah, yang diambil berdasarkan teori sampling Ferdinand. Metode penelitian yang digunakan adalah metode kuantitatif-deskriptif. Metode pengumpulan data menggunakan angket. Data diolah dengan menggunakan software SPSS versi 23. Analisis data menggunakan metode regresi linear sederhana. Hasil penelitian ini menunjukan bahwa budaya sekolah berpengaruh positif dan signifikan terhadap pembentukan karakter religious peserta didik di Pondok Pesantren Modern Assa’adah. Pengaruh yang diberikan variabel budaya sekolah terhadap karakter religious peserta didik sebesar 32,6 %, sedangkan sisanya dipengaruhi faktor lain yang tidak diteliti dalam penelitian ini.
Analisis Faktor Yang Memengaruhi Intensi Menggunakan Fintech Syariah: Studi Empiris Generasi Milenial Tangerang Raya Elif Pardiansyah; Najmudin Najmudin; Ahmad Fatoni
Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam Vol. 11 No. 1 (2023): Al Iqtishod: Jurnal Pemikiran dan Penelitian Ekonomi Islam
Publisher : Prodi Ekonomi Syariah STAI Al-Azhar Menganti Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37812/aliqtishod.v11i1.603

Abstract

Indonesia has experienced a significant increase in internet penetration over the past decade. The implications of increasing internet penetration have an impact on business patterns in various industrial lines. Financial technology (fintech) is proof of the implementation of a financial system by delivering more efficient financial services. Fintech has an important role in financial intermediation and helps the daily lives of almost all people in the world. Fintech has changed the way consumers conduct financial transactions. This study aims to find out what factors underlie behavioral intentions to use sharia fintech in the millennial generation in Tangerang Raya. This study uses the technology acceptance model (TAM) and accommodates a new variable, namely religiosity. The sampling technique used purposive sampling so that a total sample of 237 respondents was obtained online using the Google form. This study was analyzed using multiple linear regression using SPSS 22 software. The results of this study indicate that the intention to use the millennial generation of sharia fintech in Tangerang Raya is influenced by the perceived usefulness factor with a P-value of 0.00 <0.05, and the Islamic religiosity variable with a P-value of 0.00 <0.05. Meanwhile, perceived ease of use does not have a significant effect on the intention to use fintech at the sig 5% level with a p-value of 0.197 > 0.05.
The Effect of Islamic Character Education Factors on Green Entrepreneurial Behavior; A Case of State University Students in Banten Province Ma&#039;zumi Ma&#039;zumi; Syihabudin Syihabudin; Najmudin Najmudin
Edukasi Islami : Jurnal Pendidikan Islam Vol 12, No 04 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i04.4410

Abstract

This study aims to analyze the influence of Islamic Education factors on green entrepreneurial behavior, namely (1) the effect of social awareness on green entrepreneurial behavior, (2) the effect of cooperation on green entrepreneurial behavior, (3) the influence of innovation and creativity on green entrepreneurial behavior, (4) ) the influence of leadership on green entrepreneurial behavior, (5) the influence of work ethics on green entrepreneurial behavior. The population of this study were students of State Universities in Banten Province who had taken Islamic Religious Education Courses, with a sample of 232 students, which was obtained by multiplying the entire number of indicators as many as 29 with the number 8 referring to Ferdinand's opinion, The method used in this study is a descriptive quantitative data collected through a questionnaire and processed using Smart PLS software version 3.2.9. The results of this study indicate that (1) social awareness has a positive and significant effect on green entrepreneurial behavior, (2) cooperation has no positive and insignificant effect on green entrepreneurial behavior, (3) innovation and creativity have no positive and insignificant effect on green entrepreneurial behavior, (4) Leadership has no positive and significant effect on green entrepreneurial behavior, and (5) Work ethics has a positive and significant effect on green entrepreneurial behavior.
The Effect of Islamic Character Education Factors on Green Entrepreneurial Behavior; A Case of State University Students in Banten Province Ma'zumi Ma'zumi; Syihabudin Syihabudin; Najmudin Najmudin
Edukasi Islami: Jurnal Pendidikan Islam Vol. 12 No. 04 (2023): Edukasi Islami: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v12i04.4410

Abstract

This study aims to analyze the influence of Islamic Education factors on green entrepreneurial behavior, namely (1) the effect of social awareness on green entrepreneurial behavior, (2) the effect of cooperation on green entrepreneurial behavior, (3) the influence of innovation and creativity on green entrepreneurial behavior, (4) ) the influence of leadership on green entrepreneurial behavior, (5) the influence of work ethics on green entrepreneurial behavior. The population of this study were students of State Universities in Banten Province who had taken Islamic Religious Education Courses, with a sample of 232 students, which was obtained by multiplying the entire number of indicators as many as 29 with the number 8 referring to Ferdinand's opinion, The method used in this study is a descriptive quantitative data collected through a questionnaire and processed using Smart PLS software version 3.2.9. The results of this study indicate that (1) social awareness has a positive and significant effect on green entrepreneurial behavior, (2) cooperation has no positive and insignificant effect on green entrepreneurial behavior, (3) innovation and creativity have no positive and insignificant effect on green entrepreneurial behavior, (4) Leadership has no positive and significant effect on green entrepreneurial behavior, and (5) Work ethics has a positive and significant effect on green entrepreneurial behavior.
Behavioral Interest in Purchasing Halal Products: Exploring an Extended Theory of Planned Behavior Effect Najmudin; Ahyakudin
Journal of Islamic Economics and Finance Studies Vol 5 No 1 (2024): JIEFeS, June 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v5i1.7627

Abstract

Indonesia has a large Muslim population reaching 209.1 million people or around 13.1 percent of the world's Muslim population, with the millennial generation as the largest generation, reaching 34 percent of Indonesia's population, in terms of buying behavior, the millennial generation is the subject of this study, they have a wishy-washy buying behavior, more likely to see the brand than see the halal label, so that sales of products not labeled halal are higher than products labeled halal. This study aims to determine the effect of attitude, perceived controlled behavior, subjective norms, and trust on the purchase intention behavior of halal products. The method used in this research is quantitative, with a population of millennial people in Banten Province who have consumed halal products, with a sample of 170 respondents, and the data collection technique using a questionnaire. The data was processed using Smart PLS 3.2.9 software and analyzed using the structural equation modeling (SEM) method with a partial least square (PLS) approach. The results of this study indicate that attitude and perceived controlled behavior have a significant positive effect on the purchase intention behavior of halal products, while subjective norms and trust have no effect on the purchase intention behavior of halal products.  The implication of this research is that the marketing strategy for halal products must focus on increasing positive attitudes and perceived controlled behavior of consumers. Efforts to build strong brands and facilitate access to halal products are more important than relying on subjective norms and trust. Marketing policies and campaigns should emphasize personal benefits and ease of obtaining halal products to increase purchase intention among consumers.
A Decision To Pay Zakat On Zakat Management Organizations: Factors Of E-Promotion And E-Service Quality Najmudin, Najmudin; Syihabudin, Syihabudin; Ma'zumi, Ma'zumi; Suja'i, Suja'i; Maelani, Puspita; Aziz, Abdul
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 2 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i2.23058

Abstract

This study aims to determine 1. The effect of e-promotion on the decision to pay zakat in zakat management organizations, 2. The effect of e-service quality on the decision to pay zakat in zakat management organizations, And 3. The effect of e-promotion and e-service quality on the decision to pay zakat in zakat management organizations. The object of this research is the Muzakki who have paid zakat to zakat management organizations both LAZ and BAZNAS, Banten Province, with 96 respondents. The research method used is quantitative. Methods of data collection using a questionnaire. Data were analyzed using a multiple linear regression test. The results of this study indicate that (1). E-Promotion significantly and positively effects decision to pay zakat in zakat management organizations. 2. E-Service quality significantly and positively effects decision to pay zakat in zakat management organizations, And 3. E-Promotion and E-Service Quality simultaneously have a positive and significant effect on the decision to pay zakat in zakat management organizations. The total contribution effect of e-promotion and e-service quality to the decision to pay zakat is 21 percent, while the remaining 79 percent is effected by other factors not examined in this study.
Pengetahuan dan Kesadaran Zakat; Implikasinya Terhadap Minat Karyawan Usaha Menengah Besar (UMB) untuk Membayar Zakat Pada BAZNAS Najmudin, Najmudin; Ahyakudin, Ahyakudin; Pardiansyah, Elif; Sujai, Sujai; Maelani, Puspita; Sari, Rasidah Novita
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 7, No 1 (2023)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v7i1.20114

Abstract

This study aims to determine (1). The effect of zakat knowledge on interest in paying zakat at BAZNAS. (2. Effect of zakat awareness on interest in paying zakat at BAZNAS. And (3). Effect of knowledge and understanding of zakat on interest in paying zakat at BAZNAS. The object of this research is employees of Large and Medium Enterprises (UMB) in Banten Province. The research method used is a quantitative-descriptive method. The data collection method uses a questionnaire. The data is processed using SPSS software version 23. The data analysis uses multiple linear regression methods. The results of this study indicate that (1) Zakat knowledge has a significant positive effect on the intention to pay zakat at BAZNAS. (2 Awareness of zakat on interest in paying zakat at BAZNAS. And (3). Knowledge and awareness of zakat simultaneously significantly positively affect interest in paying zakat on BAZNAS. Interest in paying zakat at BAZNAS Banten Province is influenced by the knowledge and understanding of zakat employees by 48.3 percent. In comparison, the remaining 51.7 percent is influenced by other variables not examined in this study.