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All Journal Analisis: Jurnal Studi Keislaman Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam NISBAH: JURNAL PERBANKAN SYARIAH ILTIZAM Journal of Sharia Economic Research FIDUSIA : JURNAL KEUANGAN DAN PERBANKAN Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JESI (Jurnal Ekonomi Syariah Indonesia) At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurnal Mantik Economic Education and Entrepreneurship Journal El-Usrah: Jurnal Hukum Keluarga Jurnal Ilmiah Edunomika (JIE) Al-Muqayyad Revenue: Jurnal Manajemen Bisnis Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal Disrupsi Bisnis Jurnal Ilmu Ekonomi dan Bisnis Islam Jurnal Terapan Manajemen dan Bisnis Al-Mashrof: Islamic Banking and Finance Indonesian Journal of Islamic Economics and Business Al-Mu'awanah Bulletin of Community Engagement Jurnal Ad-Dariyah Golden Ratio of Finance Management Salam (Islamic Economics Journal) Cakrawala: Jurnal Studi Islam International Business and Accounting Research Journal Mutanaqishah: Journal of Islamic Banking Indonesian Journal of Islamic Economics and Finance KENDALI: Economics and Social Humanities Bukhori: Kajian Ekonomi dan Keuangan Islam Economica: Journal of Economic and Economic Education Jurnal Penelitian dan Pengabdian Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah JCAIP: Journal of Contemporary Applied Islamic Philanthropy Jurnal Rekognisi Ekonomi Islam (JREI) JUEBIR: Journal of Economics and Business Research Jurnal Ekonomi, Manajemen, Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Matrik: Jurnal Manajemen, Strategi Bisnis, Dan Kewirausahaan
Gustika Nurmalia
Universitas Islam Negeri Raden Intan Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Financial Management Practices of Mosques in Indonesia: Is Self-Control Important for Moderation? Habibi, Ahmad; Syarif, Ahmad Hazas; Normasyhuri, Khavid; Nurmalia, Gustika
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 2 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v15i2.34865

Abstract

Abstract. This study aims to optimize the allocation of financial resources for religious institutions in Indonesia, focusing on Lampung Province context. The quantitative methods with Smart PLS fi.0 examine the relationship between financial knowledge, financial attitudes, and the influence of self-control on financial management. This aims to determine whether self-control can improve or hinder financial management. 500 respondents were selected randomly. Those who are involved as administrators of religious organizations in mosques in Lampung. Data was collected using a Google form and using a Likert Scale. Research findings show a positive relationship between financial knowledge, financial attitudes, and financial management. Self-control can improve the relationship between financial knowledge and financial attitudes towards the financial management of religious institutions. Furthermore, self-control can improve the relationship between financial knowledge and financial attitudes in the financial administration of religious institutions. Abstrak. Penelitian ini bertujuan untuk mengoptimalkan alokasi sumber daya keuangan bagi lembaga keagamaan di Indonesia, dengan fokus pada konteks Provinsi Lampung. Metode kuantitatif dengan Smart PLS fi.0 digunakan untuk menguji hubungan pengetahuan keuangan, sikap keuangan, dan pengaruh pengendalian diri terhadap pengelolaan keuangan. Hal ini bertujuan untuk mengetahui apakah pengendalian diri dapat meningkatkan atau menghambat pengelolaan keuangan. 500 responden dipilih secara acak. Responden adalah orang yang terlibat sebagai pengurus organisasi keagamaan di masjid-masjid di Lampung. Data dikumpulkan dengan menggunakan Google form dan menggunakan Skala Likert. Temuan penelitian menunjukkan adanya hubungan positif antara pengetahuan keuangan,sikap keuangan, dan pengelolaan keuangan. Pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan terhadap pengelolaan keuangan lembaga keagamaan. Selanjutnya pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan dalam pengelolaan keuangan lembaga keagamaan.
The Impact of Third-Party Funds, Capital Adequacy, and Operational Costs on Financing Distribution Awang Ulianti; Gustika Nurmalia
Mutanaqishah: Journal of Islamic Banking Vol. 5 No. 2 (2025): July - December
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/mutanaqishah.v5i2.2857

Abstract

Purpose – This study aims to determine the impact of third-party funds, Capital Adequacy Ratio, and operating expenses on operating income (BOPO) in the distribution of financing at PT. BPRS Mitra Agro Usaha Bandar Lampung during the period 2014-2024. Methodology – The approach used in this study is quantitative, employing a multiple linear regression analysis method with the EViews 10 program. The data analyzed are secondary data derived from the bank's annual financial statements in the last eleven years. Findings – The results showed that the variable deposits have a positive and significant impact on the distribution of financing. On the other hand, CAR showed a negative and significant impact on the distribution of financing. Meanwhile, BOPO has a positive and significant influence on the distribution of financing. Simultaneously, DPK, CAR, and BOPO have a significant influence on the distribution of financing at PT. BPRS Mitra Agro Usaha Bandar Lampung. Implications – The results of this study are expected to serve as the basis for management considerations at PT. BPRS Mitra Agro Usaha Bandar Lampung is optimizing the collection of deposits and operational efficiency to improve the distribution of financing. In addition, these findings can also serve as a reference for regulators in formulating policies that support the stability and sustainable growth of Shariah rural banks. Originality – This study demonstrates originality in assessing the simultaneous influence of DPK, CAR, and BOPO on the distribution of financing at BPRS, a topic that is still rarely explored specifically in the context of PT. BPRS Mitra Agro Usaha Bandar Lampung.
Customer Expectations And Service Recovery As Determinants Of Loyalty: The Mediating Role Of Customer Satisfaction In Tiktok Shop By Tokopedia Nurrohmah, Nurul; Hanif, Hanif; Nurmalia, Gustika
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 11, No 2 (2025): DESEMBER 2025
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v11i2.17337

Abstract

This study examines how Customer Expectation and Service Recovery affect Customer Loyalty, with Customer Satisfaction as a mediator, among TikTok Shop by Tokopedia users from an Islamic business perspective. Due to increasing e-commerce competition in Indonesia, businesses must meet expectations and recover services effectively. Using a quantitative approach, questionnaires were distributed to 96 Generation Z respondents in Bandar Lampung, and data were analyzed via SEM-PLS. Results showed Customer Expectation significantly impacts Customer Satisfaction but not directly Customer Loyalty. Service Recovery positively affects both Satisfaction and Loyalty. Satisfaction mediates between Expectation and Recovery's effect on Loyalty. Findings highlight the importance of transparency, quick recovery, and fair complaint handling to boost satisfaction and loyalty. From an Islamic view, this aligns with justice, honesty, and responsibility, aiming for long-term benefits beyond profit.
Transformasi Digital UMKM Desa Kedaung: Strategi Penguatan Ekonomi Masyarakat Ridwansyah; Nurmalia, Gustika; Mutiasari Nur Wulan; M Ammar Firas Wafiq
Al-Mu'awanah: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/2e6jya79

Abstract

The rapid growth of the digital economy presents significant opportunities for strengthening the economic resilience of rural communities; however, many rural micro, small, and medium enterprises (MSMEs) continue to face constraints in digital literacy and technology utilization. This community service program aimed to enhance the digital capacity of MSME actors in Kedaung Village through structured training and intensive mentoring on digital literacy, online marketing, and digital payment systems. The program employed a Participatory Action Research (PAR) approach involving 30 MSME participants and was implemented through stages of needs assessment, training, mentoring, and evaluation. The results demonstrated a substantial improvement in participants’ digital literacy, with average scores increasing from 48% in the pre-test to 82% in the post-test. Furthermore, 67.5% of participants successfully established online marketplace accounts, 87.5% actively utilized social media for product promotion, and 50% adopted QRIS as a digital payment method. These findings indicate that practice-based training combined with continuous mentoring effectively accelerates digital adoption among rural MSMEs. The program contributes to the development of a sustainable digital village model by strengthening MSME competitiveness, expanding market access, and supporting inclusive rural economic growth. Keywords: digital literacy; rural community empowerment; MSMEs; digital economy; QRIS
Pengaruh Pendidikan Keuangan di Keluarga, Financial Literacy dan Financial Self Efficacy terhadap Financial Management Behavior pada Mahasiswa Kota Bandar Lampung: Perspektif Manajemen Syariah Solehah, Azmi Fadhilatus; Bahrudin, Moh.; Nurmalia, Gustika
Jurnal Disrupsi Bisnis Vol. 8 No. 6 (2025): Jurnal Disrupsi Bisnis
Publisher : Prodi Manajemen, Fakultas Ekonomi, Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/drb.v8i6.55009

Abstract

Penelitian ini bertujuan adalah untuk menganalisis pengaruh antara pendidikan keuangan di keluarga, financial literaci dan financial self-efficacy terhadap financial management behavior pada mahasiswa kota Bandar Lampung dalam perspektif manajemen syariah. Penelitian ini menggunakan pendekatan mix method dengan design concurent embeded. Metode pengambilan sampel menggunakan teknik purposive sampling sempel dihitung menggunakan rumus lemeshow sebanyak 97 sampel. Data dianalisis menggunakan aplikasi SMART PLS4. Hasil penelitian menunjukkan pendidikan keuangan di keluarga berpengaruh positif dan signifikan terhadap financial management behavior pada mahasiswa di Kota Bandar Lampung, financial literacy berpengaruh positif dan signifikan terhadap financial management behavior  pada mahasiswa di Kota Bandar Lampung. Sedangkan, financial self-efficacy tidak berpengaruh signifikan terhadap financial management behavior. Namun, secara simultan ketiga variabel independen tersebut tetap berpengaruh signifikan dengan kontribusi sebesar 61,5% terhadap variabel financial management behavior. Penelitian ini menegaskan bahwa pendidikan keuangan di keluarga dan literasi keuangan lebih efektif berperan dalam pengelolaan keuangan sehari-hari dibandingkan dengan hanya keyakinan individu itu sendiri terhadap kemampuannya dalam mengelola keuangan sebab tidak secara otomatis menentukan perilaku pengelolaan keuangan yang baik. Serta dilihat dari perspektif manajemen syariah disimpulkan bahwa pendidikan keuangan di keluarga, financial literacy dan financial self-efficacy memiliki peran signifikan dalam membentuk financial management behavior, hal ini sesuai dengan akuntabilitas dan tanggung jawab atas amanah harta sehingga mendukung pengelolaan keuangan yang sesuai prinsip halal, beretika dan berkelanjutan.
Tourism Transition and Green Economy: Inspire or Prevent People's Income in The Covid-19 Shock? Normasyhuri, Khavid; Noviarita, Heni; Kurniawan, Muhammad; Nurmalia, Gustika
MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Vol. 17 No. 2 (2023)
Publisher : Faculty of Economics and Business Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MATRIK:JMBK.2023.v17.i02.p03

Abstract

The COVID-19 pandemic, which resulted in the destruction of all existing regulatory systems, faced many obstacles, especially in the field of tourism, including tourism villages. The Green Economy concept is expected to be a way out and a bridge between people's income growth, social justice and environmental friendliness. This research was conducted with the aim of analyzing the green economy transition in tourism, especially tourist villages, whether it is able to provide inspiration or actually prevent an increase in people's income in conditions of the COVID-19 shock. This study develops a model to see the relationship between green economy and people's income. Quantitative in this study used SmartPLS 3.0 in analyzing data obtained from 600 respondents through the observation stage and a list of questions given. The research was carried out in tourist villages in West Java and Lampung Provinces carried out in the context of COVID-19. This study found thatthe transition of a tourist village with the concept of green economy has a strong influence in increasing the income of rural tourism communities in conditions of the COVID-19 shock. This is because, tourist villages with the concept of green economy are able to create a special attraction for tourists the design of a tourist village is carried out in accordance with the surrounding natural conditions and the habits of life of the people so that the tourist village is eyed by many foreign tourists as well as local tourists and when tourists come, of course there will be an economic turnover in the village and implications for the local community economically, socio-culturally and the surrounding environment.
PENGARUH GROWTH OPPORTUNITY, PROFITABILITAS, DAN LEVERAGE TERHADAP CASH HOLDING PADA BANK UMUM SYARIAH YANG TERDAFTAR DI OJK PERIODE 2018-2022 Rahmadani, Widia; Bahrudin, Moh; Nurmalia, Gustika
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.23875

Abstract

Fokus utama studi ini adalah menganalisis hubungan antara Growth opportunity, Profitabilitas, dan Leverage dalam mempengaruhi Cash Holding pada Bank Umum Syariah yang terdaftar di OJK selama kurun waktu 2018-2022. Studi ini menggunakan metodologi kuantitatif, dengan data penelitian diperoleh dari annual reports masing-masing bank dengan teknik purposive sampling, yang menghasikan enam bank sebagai sampel.  Analisis data dilakukan menggunakan pendekatan regresi data panel, di mana Random Effect Model (REM) dipilih sebagai model estimasi terbaik. Secara parsial, hanya Growth Opportunity berpengaruh signifikan terhadap Cash Holding, sementara Profitabilitas dan Leverage menunjukkan tidak berpengaruh signifikan. Secara simultan, membuktikan bahwa ketiga variabel tersebut berpengaruh signifikan terhadap Cash Holding. Hasil ini memperkuat relevansi trade-off theory dan pecking order theory dalam manajemen likuiditas perbankan syariah.
Pengaruh Investasi, Tingkat Angkatan Kerja, dan Human Capital Investment Terhadap Pertumbuhan Ekonomi Area Pulau Sumatera Perspektif Ekonomi Islam: Analisis Data Panel Tahun 2015-2023 Apita Sari; Heni Noviarita; Gustika Nurmalia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.7429

Abstract

This study aims to analyze the influence of Investment Variables, Labor Force Level, and Human Capital Investment on Economic Growth. With this research, it is hoped that many parties will realize the importance of economic growth in a region and the factors that affect it, so that we can increase economic growth in our respective regions to reduce the gap between regions. This study uses a quantitative research method with analysis of panel data obtained from official publications, such as the Central Statistics Agency and related agencies to measure the magnitude of the influence of the above variables or not. The results of this study show that the Investment Variable has a positive and significant effect on the Economic Growth Variable (GDP). The Labor Force Level (TAK) variable does not have a significant effect on the Economic Growth Variable (GDP). The Human Capital Investment (HCI) variable has a positive and significant effect on the Economic Growth Variable (GDP). Then based on the F-Statistic value of 71,209 with a Prob value (f-Statistic) of 0.000 (<0.05), it can be concluded that the Independent Variable (X) has a significant simultaneous (concurrent) effect on the Dependent Variable (Y)
Determinan Kualitas Laba pada Perbankan Syariah: Pengaruh Struktur Modal dan Likuiditas Periode 2021–2024 Gustika Nurmalia; Bagas Herdi Prasetio; Muhamad Iqbal; Endang Marlina
Ad-Dariyah: Jurnal Dialektika, Sosial dan Budaya Vol 7 No 1 (2026): Dialektika, Sosial dan Budaya (Januari-Juni 2026)
Publisher : STAI DDI Kota Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of Debt to Equity Ratio (DER) and Financing to Deposit Ratio (FDR) on Quality of Earnings (QoE) in Islamic banking. The study employs a quantitative approach using secondary data analyzed through panel data regression with the assistance of EViews software. The results indicate that, partially, DER has a negative but insignificant effect on Quality of Earnings (QoE), with a probability value of 0.2320 (>0.05) and a coefficient of -0.005391. Meanwhile, FDR has a positive and significant effect on Quality of Earnings (QoE), with a probability value of 0.0226 (<0.05) and a coefficient of 0.054601. Simultaneously, DER and FDR have a significant effect on Quality of Earnings (QoE), as indicated by the Prob. F-statistic value of 0.005474 (<0.05). The Adjusted R-squared value of 0.262013 indicates that DER and FDR are able to explain 26.2013% of the variation in Quality of Earnings (QoE), while the remaining 73.7987% is explained by other factors outside the research model. Based on these findings, it can be concluded that only Financing to Deposit Ratio (FDR) has a significant effect on Quality of Earnings (QoE), whereas Debt to Equity Ratio (DER) does not have a significant effect. Penelitian ini bertujuan untuk menganalisis pengaruh Debt to Equity Ratio (DER) dan Financing to Deposit Ratio (FDR) terhadap Quality of Earnings (QoE) pada perbankan syariah. Penelitian menggunakan pendekatan kuantitatif dengan data sekunder yang dianalisis menggunakan regresi data panel melalui aplikasi EViews. Hasil penelitian menunjukkan bahwa secara parsial DER berpengaruh negatif namun tidak signifikan terhadap Quality of Earnings (QoE) dengan nilai probabilitas sebesar 0,2320 (>0,05) dan koefisien sebesar -0,005391. Sementara itu, FDR berpengaruh positif dan signifikan terhadap Quality of Earnings (QoE) dengan nilai probabilitas sebesar 0,0226 (<0,05) dan koefisien sebesar 0,054601. Secara simultan, DER dan FDR berpengaruh signifikan terhadap Quality of Earnings (QoE), yang ditunjukkan oleh nilai Prob. F-statistic sebesar 0,005474 (<0,05). Nilai Adjusted R-squared sebesar 0,262013 menunjukkan bahwa DER dan FDR mampu menjelaskan variasi Quality of Earnings (QoE) sebesar 26,2013%, sedangkan sisanya sebesar 73,7987% dijelaskan oleh faktor lain di luar model penelitian. Berdasarkan hasil penelitian dapat disimpulkan bahwa hanya Financing to Deposit Ratio (FDR) yang terbukti berpengaruh signifikan terhadap Quality of Earnings (QoE), sedangkan Debt to Equity Ratio (DER) tidak memiliki pengaruh yang signifikan.
Pengaruh BOPO, FDR, dan NPF terhadap Kinerja Keuangan Unit Usaha Syariah di Indonesia Periode 2020-2024 Fella Aprilia Herlambang; Gustika Nurmalia
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10831

Abstract

This study is motivated by the dynamics of the national economy affected by the COVID-19 pandemic and the subsequent economic recovery, which have influenced the performance of the banking sector, including Sharia Business Units (SBUs) in Indonesia. This research aims to analyze the effect of Operating Expenses to Operating Income (BOPO), Financing to Deposit Ratio (FDR), and Non-Performing Financing (NPF) on the financial performance of Sharia Business Units, measured by Return on Assets (ROA), in Indonesian national private banks during the period 2020–2024. The relationship between independent and dependent variables is explained using signaling theory. This study employs a quantitative approach using secondary data obtained from the financial reports of Sharia Business Units. Data analysis techniques include descriptive statistics, classical assumption tests, and panel data regression with 20 quarterly observations. The results show that BOPO has a negative and significant effect on ROA, FDR has a positive and significant effect on ROA, while NPF has a negative but insignificant effect on ROA. Simultaneously, BOPO, FDR, and NPF have a significant effect on the financial performance of Sharia Business Units. These findings indicate that operational efficiency and effective financing distribution play a crucial role in improving the financial performance of SBUs.
Co-Authors A, Novia A. Kumedi Ja’far A. Zuliansyah Afrizandi Afrizandi Agus Kurniawan Agus Kurniawan Ahmad Habibi ahmad habibi Ahmad Habibi Ahmad Hazas Syarif Ahmad, Syukron Aina Nur Ajizah, Syifa Akbar, Tulus Rizkon Andita, Maulian Andriansyah Bastian Anggareni, Erike Anggrayani, Viki Anggun Okta Fitri Any Eliza Apita Sari Arisca, Nurmalita Asriani Asriani Asriani Asriani, Asriani Assya Octafany Astarika, Dela aulia, zahara Awang Ulianti Ayasar, Prayogi Putra Azizah, Novi Nur Bagas Herdi Prasetio Bahrudin, Moh Bahrudin, Moh. Bittaqwa, Bry Bima Cahya Bulan Safitri Dalimunthe, Nindytia Puspitasari Dedi Satriawan Dewi Tradena Dimas Pratomo Dini Anggraini, Dini Endang Marlina Erike Anggraeni Farhana, Nur Laila Fella Aprilia Herlambang Femei Purnamasari Galuh Ramadhan H, Clarissa Novianti Handayani, Ani Hanif Hanif Heni Noviarita Herfina, Inne Dwi Heri, Mad Irfansyah, Nanda Iva Faizah Juwita, Safna Khavid Normasyhuri Kori Saumanisa M Ammar Firas Wafiq Mardhiyah Hayati Marfilia, Alda Mariska, Uut Maulian Andita Mega Fatimah Rosana Moh. Bahrudin Muhamad Iqbal Muhammad Iqbal Fasa Muhammad Kurniawan Mutiasari Nur Wulan Mutiasari Nur Wulan Nabilli Rahman Normasyhuri, Khavid Novia A Nur'aini, Aninda Nurrohmah, Nurul Nurul Husna octafany, assya Putri Dwi Alfiani Putri Monica Sari Putri, Aprila Sari Ardini Rahmadani, Widia Ramadhan, Andika Dian Ramadhani, Mutiara Repika Reza Amanda Bahtiari Reza, Aditya Okta Ridwansyah Ridwansyah Ridwansyah Risma Wati Ruslan Abdul Ghofur Sabina Ayu Gosye Nova Sari, Defya Sari, Putri Wulan Setya Ayu Nastiti Solehah, Azmi Fadhilatus Suhendar, S. Susanto, Is Syarif, Hazas Syukron Ahmad Tedi Rusman Tri Novita Sari, Tri Novita Ujang Hanief Musthofa Wahyu Iryana Wahyu Iryana Wulan Nurhidayah Wulan, Mutiarasari Nur Wulan, Mutiasari Nur Yudhistira Ardana Yudhistira Ardana, Yudhistira Zathu Restie Utamie Zuliansyah, A