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All Journal El Dinar Al-Ulum Jurnal Ekonomi dan Bisnis Islam Al-Wijdan : Journal of Islamic Education Studies Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Economics, Business, and Government Challenges Revenue: Jurnal Manajemen Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PROFICIO: Jurnal Pengabdian Masyarakat MOVE: Journal of Community Service and Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Perbanas Journal of Islamic Economics and Business Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Emerging Research and Review Socius: Social Sciences Research Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies
Rachma Indrarini
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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PENGARUH PENGGUNAAN SHOPEEPAYLATER, SOSIAL MEDIA DAN GAYA HIDUP HEDONIS TERHADAP PERILAKU KONSUMTIF (ISRAF) MAHASISWA MUSLIM SURABAYA Novia Jumatur; Rachma Indrarini
Iqtishaduna: Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Vol 7 No 1 (2025): Oktober
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtishaduna.v7i1.60385

Abstract

Abstrak Tujuan dari penelitian ini adalah untuk menganalisis pengaruh Penggunaan ShopeePayLater, Sosial Media, dan Gaya Hidup Hedonis terhadap perilaku konsumtif (israf) mahasiswa Muslim di Surabaya. Istilah israf digunakan dalam penelitian ini sebagai pendekatan Islam terhadap perilaku konsumtif yang berlebihan dan melampaui batas kewajaran menurut syariat. Penelitian ini menggunakan metode kuantitatif dengan data primer yang diperoleh melalui penyebaran kuesioner. Teknik pengambilan sampel yang digunakan adalah purposive sampling dengan jumlah responden sebanyak 120 mahasiswa Muslim. Analisis data dilakukan dengan menggunakan uji regresi linier berganda. Hasil penelitian menunjukkan bahwa terdapat pengaruh yang signifikan dari Penggunaan ShopeePayLater, Sosial Media, dan Gaya Hidup Hedonis terhadap perilaku konsumtif (israf) mahasiswa Muslim di Surabaya. Hasil penelitian ini menunjukkan bahwa perilaku konsumtif mahasiswa tidak hanya dipengaruhi oleh faktor ekonomi dan sosial, tetapi juga memiliki relevansi penting dalam perspektif etika Islam, khususnya terkait larangan israf dalam Al-Qur’an. Kata Kunci: Gaya Hidup Hedonis, Israf, Perilaku Konsumtif, ShopeePaylater, Sosial Media.   Abstract The purpose of this study is to analyze the influence of ShopeePayLater usage, social media, and a hedonistic lifestyle on the consumptive behavior (israf) of Muslim students in Surabaya. The term israf is used in this research as an Islamic perspective on excessive consumption that goes beyond reasonable limits according to sharia. This study employs a quantitative method with primary data collected through questionnaires. The sampling technique used is purposive sampling, with a total of 120 Muslim student respondents. Data analysis was carried out using multiple linear regression tests. The results show that ShopeePayLater usage, social media, and a hedonistic lifestyle have a significant influence on the consumptive behavior (israf) of Muslim students in Surabaya. These findings indicate that students' consumptive behavior is not only influenced by economic and social factors but also has important relevance from the perspective of Islamic ethics, particularly regarding the prohibition of israf in the Qur'an. Keywords: Consumptive Behavior, Hedonistic Lifestyle, Israf, ShopeePaylater, Social Media.
Halal Certification for MSMEs: what Drives the Interest of MSMES in Indonesia and Malaysia? Suryaningsih, Sri Abidah; Indrarini, Rachma; Nurafini, Fira; Munir, Maryam Bte Badrul; Binti Zakaria, Zalina; Nurillah, Shinta Lintang
Al-Ulum Vol. 24 No. 1 (2024): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/au.v24i1.5320

Abstract

This study explores the factors influencing interest in halal certification, focusing on certification fees, government involvement, and the certification process, particularly for halal MSMEs (Micro, Small, and Medium Enterprises). A survey of 65 respondents from businesses in Indonesia and Malaysia was analyzed using Smart PLS 3.0, a tool for Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that certification fees (p-value = 0.226) and government involvement (p-value = 0.966) do not significantly affect interest, while the certification process (p-value = 0.009) has a significant impact. These findings suggest that simplifying the certification procedure could increase participation, especially for MSMEs facing challenges related to cost and understanding the process. The study’s practical implication is that certification bodies should prioritize simplifying the process to encourage more MSMEs to pursue halal certification. This research provides valuable insights for academic research, industry practices, and MSME empowerment.
Pengaruh Etika Kerja Islami dan Kualitas Pelayanan Pedagang terhadap Kepuasan Pelanggan di Pasar PON Jombang Difa Azzahrowani, Ilma; Rachma Indrarini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1016

Abstract

The market is a certain place for the meeting of people who carry out trading activities (buying and selling) of goods and services. Jombang is an area that has the nickname as "Santri City", which in accordance with the expectations of the nickname is the creation of the behavior of a good trader and away from bad deeds and will affect satisfaction. However, not all traders in the market reflect this, there are several influencing factors, namely Islamic work ethics and service quality. The application of good work ethics in Islam is very important, because in it will create muamalah activities that are maslahah. Thus, this study aims to analyze the effect of Islamic work ethics and the quality of merchant services on customer satisfaction in the Pon Jombang market. The research method used is descriptive quantitative research with multiple linear regression analysis with SPSS 25 analysis tools. The sample used was 100 respondents through a questionnaire with predetermined criteria. The results of the study state that there is an influence of Islamic work ethics and service quality on customer satisfaction. This research is expected to be able to bring benefits to readers in order to add insight and traders are able to apply Islamic law in buying and selling activities.
Penerapan Group Investigation Pada Matakuliah Ekonomi Mikro Islam Dalam Meningkatkan Aktivitas Dan Hasil Belajar Mahasiswa Indrarini, Rachma
AL-WIJDÃN Journal of Islamic Education Studies Vol. 2 No. 1 (2017): Juni 2017
Publisher : Faculty of Islamic Sciences, Raden Rahmat Islamic University Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1302.061 KB) | DOI: 10.58788/alwijdn.v2i1.46

Abstract

Microeconomics theory of Islam is one of the basic college courses for Islamic economics programs in every university. Because of microeconomic theory of Islam is a basic course, it needs more understanding. Most of the methods used lecturing where the lecturer explains only existing theory, while the students are not allowed to discuss and develop their ideas to solve their problems. In ideal conditions, students should be active in seeking information, can solve problems related to topics using knowledge gained, and be able to work together. So this research will discuss the application of the group investigation on the subject of the microeconomic theory of Islam. The method used is PTK (Penelitian Tindakan Kelas) with two cycles. The results of this research are used group investigation on the subject of microeconomics theory of Islam can increase the activity and learning outcomes. Keywords: Group investigation, PTK, Microeconomics theory of Islam
Halal Label and Product Quality: Case Study Wardah Cosmetic Product Purchase Decision Ulfia, Lily; Maghfiroh, Mamluatul; Indrarini, Rachma
Li Falah: Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): December 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i2.1919

Abstract

The development of the Indonesian cosmetic industry is relatively rapid because cosmetic products have become a primary need in Indonesia which the population is predominantly Muslim. This development caused competitive competition between cosmetics brands in Indonesia. Because of this competition, Wardah cosmetics is considering the halal label in its products and the quality of the products to increase consumer purchasing decisions. This research uses quantitative, associative methods to investigate the relationship between halal brands and product quality with the purchasing decision of Wardah cosmetics, especially in Surabaya. The number of samples used is 100 Muslim respondents who used Wardah cosmetics products in Surabaya. The data analysis technique used is multiple correlation coefficient analysis using SPSS version 25. The study results showed that halal labeling and product quality simultaneously had a significant and robust relationship with the purchasing decision of Wardah cosmetic products. While partially, the halal labels and product quality had a moderate and meaningful relationship with the purchase decision of Wardah cosmetics products.
Analisis Strategi Pemasaran Syariah Berbasis Maqashid Syariah Pada Penjualan Produk Pakaian Muslimah di Branded Moslemwear Aini, Atica Qurrotun; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p65-75

Abstract

This study aims to analyze the marketing strategy sharia based on maqashid sharia in the sale of Muslim clothing products at Branded Moslemwear. The study used a qualitative approach with a case study method, where data was collected through interviews, observations, and documentation, then analyzed using NVivo software. The results showed that Branded Moslemwear implemented a marketing strategy based on the 4P marketing mix (Product, Price, Place, Promotion) which was adjusted to the principles of maqashid sharia, namely maintaining religion (hifzh al-din), soul (hifzh al-nafs), wealth (hifzh al-mal), reason (hifzh al-aql), and descendants (hifzh al-nasl). The product strategy is focused on halal, comfortable, and sharia-compliant Muslim clothing. Prices are set fairly by paying attention to quality and providing discounts. Distribution is carried out through physical stores, online platforms, and resellers to expand market reach. Promotion is carried out transparently through social media and marketplaces, with education about the importance of dressing in accordance with sharia. The implementation of maqashid sharia in marketing not only increases business profits but also creates blessings and welfare for customers.
HOW RELIGIOSITY, KNOWLEDGE, AND CHARACTERISTICS OF MUZAKKI AFFECT ZAKAT COMPLIANCE Yasin, Ach; Indrarini, Rachma; Suryaningsih, Sri Abidah
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 1 (2022): JANUARY-JUNE 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i1.31147

Abstract

Several things affect the achievement of targets, such as internal and external factors of the zakat management organization. The level of compliance with paying zakat is one of the external factors that can affect the receipt of zakat. So, this research will examine indicators that affect the level of compliance to pay zakat in Indonesia, using religiosity, knowledge, and characteristics of muzakki. The approach in this research is a quantitative approach with probit regression. This research collects 200 respondents as samples from Muslim-majority areas, such as East Java, Yogyakarta, Central Java, and South Sulawesi. It is hoped that this research will find indicators that can influence the level of muzakki compliance in paying zakat. The probit regression results, of all the variables used, there are two significant variables, namely religiosity and knowledge. Meanwhile, demographic variables such as age, income, education, marital status, and gender are insignificant because some people who pay zakat are not based on whether they have reached nishab. They always set aside 2.5% of their income for zakat after payday. The statement reinforces other evidence that people who pay zakat in Indonesia are more driven by factors of faith and trust. Theoretically, this study offers a new research model to explain muzakki compliance in paying zakat. Empirically, this research contributes to zakat managers' focus programs on increasing religiosity and knowledge of muzakki.
Pengaruh Promosi, Kualitas Pelayanan, dan Prosedur Pembiayaan terhadap Minat UMKM Blitar dalam Memilih Kredit Usaha Rakyat (KUR) Syariah Pegadaian Rohmah Sabiq; Rachma Indrarini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.8736

Abstract

This study aims to analyze the influence of promotion, service quality, and financing procedures on the interest of MSMEs in Blitar in choosing Pegadaian’s Sharia People Business Credit (KUR). This research employs a quantitative method with a questionnaire as the data collection instrument. The sampling technique used is purposive sampling, involving 100 MSMEs in Blitar that meet the criteria. Data were analyzed using SEM-PLS version 4. The result show that promotion, service quality, and financing procedures have a positive and significant effect on the interest of MSMEs in Blitar in choosing Pegadaian’s Sharia KUR. Attractive promotions, quality service, and simple and fast procedures are the main strategies for increasing interest. Therefore, Pegadaian needs to optimize these strategies to enhance interest and expand MSMEs’ accessibility to sharia based financing.
EDUKASI DAN PENDAMPINGAN SERTIFIKASI HALAL BAGI UMKM DI DESA NGADIPURO BLITAR Sri Abidah Suryaningsih; Sari Edi Cahyaningrum; Nurhayati; Rachma Indrarini; Muhammad Amar; Nabil Nazhif Fikri Ahmad
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 1 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v7i1.5720

Abstract

Kegiatan Edukasi dan Pendampingan Sertifikasi Halal bagi UMKM di Desa Ngadipuro, Kabupaten Blitar bertujuan meningkatkan pemahaman dan kesadaran pelaku usaha terhadap pentingnya sertifikasi halal dalam mendukung daya saing produk lokal. Kegiatan ini dilatarbelakangi oleh rendahnya literasi halal di kalangan UMKM meskipun mayoritas masyarakat Desa Ngadipuro beragama Islam. Metode pelaksanaan terdiri atas tiga tahap, yaitu persiapan, pelaksanaan, dan evaluasi. Pendekatan community-based learning digunakan untuk mendorong partisipasi aktif peserta melalui praktik langsung dan simulasi pendaftaran sertifikasi halal. Hasil evaluasi menunjukkan adanya peningkatan rata-rata pemahaman peserta sebesar 40% antara hasil pre-test dan post-test. Peserta mampu memahami konsep, prosedur, serta manfaat sertifikasi halal terhadap keberlanjutan usaha. Program ini berkontribusi terhadap peningkatan literasi halal, penguatan ekonomi berbasis syariah, serta mendukung implementasi Undang-Undang Nomor 33 Tahun 2014 tentang Jaminan Produk Halal di tingkat desa.
PENURUNAN ANGKA STUNTING MELALUI PEMANFAATAN OLAHAN IKAN LELE YANG MURAH DAN BERGIZI SERTA PENGELOLAAN KEUANGAN KELUARGA DI KABUPATEN MOJOKERTO Indrarini, Rachma; Mauren Gita Miranti; Nanda Fadhilah Witris Salamy
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 1 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v7i1.5969

Abstract

Stunting merupakan permasalahan serius di Kabupaten Mojokerto yang berdampak pada kualitas sumber daya manusia di masa depan. Salah satu penyebab utamanya adalah rendahnya asupan gizi anak akibat keterbatasan ekonomi dan kurangnya literasi gizi keluarga. Program Pengabdian Kepada Masyarakat (PKM) ini bertujuan menurunkan angka stunting melalui pemanfaatan ikan lele sebagai sumber pangan bergizi dan murah, serta peningkatan literasi pengelolaan keuangan keluarga. Kegiatan dilakukan secara kolaboratif bersama BAZNAS Kabupaten Mojokerto melalui tahapan observasi, desain edukasi, pelatihan pengolahan ikan lele, workshop kesehatan, serta pelatihan manajemen keuangan keluarga. Evaluasi dilakukan dengan pretest–posttest literasi keuangan dan pemantauan status gizi anak. Hasil menunjukkan adanya peningkatan signifikan pengetahuan ibu terkait pengelolaan keuangan serta peningkatan berat badan anak setelah dua minggu intervensi konsumsi olahan ikan lele, meskipun tinggi badan belum menunjukkan perubahan berarti. Program ini menegaskan pentingnya integrasi edukasi gizi dengan literasi keuangan sebagai strategi praktis untuk menekan angka stunting dan meningkatkan kesejahteraan masyarakat.
Co-Authors Abiba, Riska Widya Abil Yositya Indah Mauliza Ach. Yasin Achmad, Fadelia Afif, Zamitah Tahiyyah Ahmad Ajib Ridlwan Aini, Atica Qurrotun Akhlis Fatikhul Islam Albrian Fiky Prakoso Alfarisy, Fathor Rozy Amrullah, Habib Andi Fahrudin Andini, Annisa Putri Andriani Samsuri Anggraini, Yuanita Nur Annisa, Zhella Annisa Aprilia, Titin Arethusa, Zana Chobhita Arifah, Ika Dyah Candra Asmoro, Akbar Ariza Ayu Larasati Bagas Abiyyu Farrasdianto Binti Zakaria, Zalina Bistiana, Mila Cahyono, Aralda Febrian Cantika Agustia Clarashinta Canggih Daffa Eka Septianda Dayanti, Riski Desita Pidie Finistyasa Dhefita Sari Difa Azzahrowani, Ilma Diva Carrisa Putri Efendi, Taufik Kukuh Endriyanto, Rizal Fadillah, Hikmatul Nur Fahrullah, Fajirin, Fauzan Bahamarianto Farichatul Muthi'ah Farichatul Muthi'ah Farichatul Muthi’ah Fata Habibullah Febriana, Vivi Cendrik Fira Nurafini Firmanda, Muhammad Esza Maulana Fitria Hikmatul Jannah Fitriah Dwi Susilowati Galuh Ratulangi Hanifah Saputri, Safhira Evani Hendry Cahyono Jannah, Fitria Hikmatul Javantara, Alfado Chievo Junaedi Dwi Mulyanto Kamilatus Salsabila Khusnul Fikriyah Kulsum, Umu Kusumawati, Nunik Dwi Ladi Watjuba Perdini Lily Ulfia LUCKY RACHMAWATI Lutfiyatul Rosidah Maghfiroh, Mamluatul Mamluatul Maghfiroh Mauren Gita Mauren Gita Miranti Meisyaroh Catur Wulandari Merlyana Dwinda Yanthi Mia Karunia Putri Mira Puspitasari Mira Puspitasari Moch. Khoirul Anwar Mubarok, Muhammad Dzulfahmi Muhammad Amar Muhammad Burhanudin Munir, Maryam Bte Badrul Nabil Nazhif Fikri Ahmad Nanda Fadhilah Witris Salamy Novi Trisnawati Novia Jumatur Novy Aulia Safitri Nur Ainiyah Nur Syam Nurafini, Fira Nurarista, Erina Ayu Nurhayati Nurillah, Shinta Lintang Nurul Hanifa Nurul Hanifah Prakasa, Novan Adi Puji Lestari Puji Lestari Puspitasari, Siska Dwi Putri, Diva Carrisa Putri, Seftia Talenta Raden Achmad Fuad Rahmawati, Zeni Ratulangi, Galuh Revonnarta, Ervanda Ridlwan, Ajib Rijal, Muhammad Qomarul Rizaldi Firmansyah Raden Rizky Dwi Salsabilla Machmudi Robbani, Abdullah Azzam Rohmah Sabiq Rohmah Sabiq Room Fitrianto, Achmad Rosadi, Danang Salsabila, Kamilatus Sania Ardiana Sari Edi Cahyaningrum Sari, Eka Septia Shinta Lintang Sholihah, Farah Aunti Siti Nur Aini Sitti Fatimah Khairunnisaa Sofiana, Nana Sri Abidah Suryaningsih Sri Herianingrum Sulistyo Wiky Aprianto Taufiqur Rohman Tony Seno Aji Ulfia, Lily Warni, Fortuna Septiyaning Westermann, Alena Winarsih Winarsih Winarsih Winarsih Wulan sari, Asri Yan Putra Timur yasin, ach . Yatun Ilmiyah, Chil Zhella Annisa zulfa, indana