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All Journal El Dinar Al-Ulum Jurnal Ekonomi dan Bisnis Islam Al-Wijdan : Journal of Islamic Education Studies Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam AKRUAL: Jurnal Akuntansi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Dinamisia: Jurnal Pengabdian Kepada Masyarakat Pendas : Jurnah Ilmiah Pendidikan Dasar Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Journal of Economics, Business, and Government Challenges Revenue: Jurnal Manajemen Bisnis Islam Ihsan: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PROFICIO: Jurnal Pengabdian Masyarakat MOVE: Journal of Community Service and Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Perbanas Journal of Islamic Economics and Business Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Emerging Research and Review Socius: Social Sciences Research Journal JSE: Jurnal Sharia Economica International Conference on Islamic Economic Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Ekonomi Keuangan Syariah dan Akuntansi Pajak Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah

Rachma Indrarini

Universitas Negeri Surabaya

Author-ID : 2441016

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Penerapan Group Investigation Pada Matakuliah Ekonomi Mikro Islam Dalam Meningkatkan Aktivitas Dan Hasil Belajar Mahasiswa Indrarini, Rachma
AL-WIJDÃN Journal of Islamic Education Studies Vol. 2 No. 1 (2017): Juni 2017
Publisher : Faculty of Islamic Sciences, Raden Rahmat Islamic University Malang

Microeconomics theory of Islam is one of the basic college courses for Islamic economics programs in every university. Because of microeconomic theory of Islam is a basic course, it needs more understanding. Most of the methods used lecturing where the lecturer explains only existing theory, while the students are not allowed to discuss and develop their ideas to solve their problems. In ideal conditions, students should be active in seeking information, can solve problems related to topics using knowledge gained, and be able to work together. So this research will discuss the application of the group investigation on the subject of the microeconomic theory of Islam. The method used is PTK (Penelitian Tindakan Kelas) with two cycles. The results of this research are used group investigation on the subject of microeconomics theory of Islam can increase the activity and learning outcomes. Keywords: Group investigation, PTK, Microeconomics theory of Islam

Halal Label and Product Quality: Case Study Wardah Cosmetic Product Purchase Decision Ulfia, Lily; Maghfiroh, Mamluatul; Indrarini, Rachma
Li Falah: Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): December 2021
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v6i2.1919

The development of the Indonesian cosmetic industry is relatively rapid because cosmetic products have become a primary need in Indonesia which the population is predominantly Muslim. This development caused competitive competition between cosmetics brands in Indonesia. Because of this competition, Wardah cosmetics is considering the halal label in its products and the quality of the products to increase consumer purchasing decisions. This research uses quantitative, associative methods to investigate the relationship between halal brands and product quality with the purchasing decision of Wardah cosmetics, especially in Surabaya. The number of samples used is 100 Muslim respondents who used Wardah cosmetics products in Surabaya. The data analysis technique used is multiple correlation coefficient analysis using SPSS version 25. The study results showed that halal labeling and product quality simultaneously had a significant and robust relationship with the purchasing decision of Wardah cosmetic products. While partially, the halal labels and product quality had a moderate and meaningful relationship with the purchase decision of Wardah cosmetics products.

EDUKASI DAN PENDAMPINGAN SERTIFIKASI HALAL BAGI UMKM DI DESA NGADIPURO BLITAR Sri Abidah Suryaningsih; Sari Edi Cahyaningrum; Nurhayati; Rachma Indrarini; Muhammad Amar; Nabil Nazhif Fikri Ahmad
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 1 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v7i1.5720

Kegiatan Edukasi dan Pendampingan Sertifikasi Halal bagi UMKM di Desa Ngadipuro, Kabupaten Blitar bertujuan meningkatkan pemahaman dan kesadaran pelaku usaha terhadap pentingnya sertifikasi halal dalam mendukung daya saing produk lokal. Kegiatan ini dilatarbelakangi oleh rendahnya literasi halal di kalangan UMKM meskipun mayoritas masyarakat Desa Ngadipuro beragama Islam. Metode pelaksanaan terdiri atas tiga tahap, yaitu persiapan, pelaksanaan, dan evaluasi. Pendekatan community-based learning digunakan untuk mendorong partisipasi aktif peserta melalui praktik langsung dan simulasi pendaftaran sertifikasi halal. Hasil evaluasi menunjukkan adanya peningkatan rata-rata pemahaman peserta sebesar 40% antara hasil pre-test dan post-test. Peserta mampu memahami konsep, prosedur, serta manfaat sertifikasi halal terhadap keberlanjutan usaha. Program ini berkontribusi terhadap peningkatan literasi halal, penguatan ekonomi berbasis syariah, serta mendukung implementasi Undang-Undang Nomor 33 Tahun 2014 tentang Jaminan Produk Halal di tingkat desa.

PENURUNAN ANGKA STUNTING MELALUI PEMANFAATAN OLAHAN IKAN LELE YANG MURAH DAN BERGIZI SERTA PENGELOLAAN KEUANGAN KELUARGA DI KABUPATEN MOJOKERTO Indrarini, Rachma; Mauren Gita Miranti; Nanda Fadhilah Witris Salamy
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 1 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v7i1.5969

Stunting merupakan permasalahan serius di Kabupaten Mojokerto yang berdampak pada kualitas sumber daya manusia di masa depan. Salah satu penyebab utamanya adalah rendahnya asupan gizi anak akibat keterbatasan ekonomi dan kurangnya literasi gizi keluarga. Program Pengabdian Kepada Masyarakat (PKM) ini bertujuan menurunkan angka stunting melalui pemanfaatan ikan lele sebagai sumber pangan bergizi dan murah, serta peningkatan literasi pengelolaan keuangan keluarga. Kegiatan dilakukan secara kolaboratif bersama BAZNAS Kabupaten Mojokerto melalui tahapan observasi, desain edukasi, pelatihan pengolahan ikan lele, workshop kesehatan, serta pelatihan manajemen keuangan keluarga. Evaluasi dilakukan dengan pretest–posttest literasi keuangan dan pemantauan status gizi anak. Hasil menunjukkan adanya peningkatan signifikan pengetahuan ibu terkait pengelolaan keuangan serta peningkatan berat badan anak setelah dua minggu intervensi konsumsi olahan ikan lele, meskipun tinggi badan belum menunjukkan perubahan berarti. Program ini menegaskan pentingnya integrasi edukasi gizi dengan literasi keuangan sebagai strategi praktis untuk menekan angka stunting dan meningkatkan kesejahteraan masyarakat.

Pengaruh Etika Bisnis Islam Terhadap Kepuasan Pelanggan (Studi Kasus UKM Holden Martabak Terang Bulan) Jannah, Fitria Hikmatul; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p186-194

This research aims to analyze the influence of Islamic business ethics on customer satisfaction at SME Holden Martabak Terang Bulan. Islamic business ethics include the principles of honesty, justice, responsibility and concern for customers. This research uses quantitative methods with a descriptive approach. Data was collected by distributing questionnaires to SME Holden Martabak Terang Bulan customers. The data analysis technique uses simple linear regression to determine the influence of Islamic business ethics on customer satisfaction. The research results show that Islamic business ethics have a positive and significant effect on customer satisfaction. This can be seen from indicators of honesty in sales, fair product quality, responsible service, and concern for customer needs. Customer satisfaction increases along with the implementation of Islamic business ethics principles. This research provides important implications for SMEs to always apply Islamic business ethics in operational activities in order to be able to maintain customer loyalty.

SHARIA BANK FINANCING IN IMPROVING THE WELFARE OF MSMEs: BASED ON MAQASHID SHARIA Indrarini, Rachma
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

The growing workforce population in Indonesia has led to an increase in job seekers. However, the ratio between the workforce and available jobs shows that the workforce is larger, resulting in unemployment. When an individual is unemployed, they cannot fully meet their needs, which leads to a decline in welfare. One way to tackle the problem of unemployment is to encourage people to become entrepreneurs and provide financing to MSMEs (Micro, Small and Medium Enterprises). It is hoped that with financing, MSMEs can improve their welfare. This research is a descriptive qualitative study that examines BPRS Financing in Improving the Welfare of MSMEs with the welfare indicator being maqashid sharia (Religion, Soul, Mind, Progeny, and Wealth). The results of this study show an increase in the welfare of MSME customers after receiving financing from BPRS. Keywords: Financing, MSMEs, Sharia objectives

KONTRIBUSI DANA WAKAF TERHADAP KESEJAHTERAAN UMKM BINAAN KSPPS MANDIRI SEJAHTERA Cantika Agustia; Rachma Indrarini; Sri Abidah Suryaningsih; A'rasy Fahrullah
JSE: Jurnal Sharia Economica Vol. 5 No. 2 (2026): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/wwdya464

MSMEs (Micro, Small and Medium Enterprises) are one of the main economic sectors that contribute greatly to economic development in Indonesia. In its development, every MSME needs funding for the development of its business. Financial institutions play an important role in helping funding for MSMEs. One of the financial institutions that assists MSMEs in achieving their funding is the Sharia microfinance institution, namely Baitul Maal Wat Tamwil. One of the functions of BMT as a social institution is that BMT has a program that combines economic and social functions by empowering waqf funds for MSMEs. This study uses a descriptive qualitative research method that functions to determine the role of the waqf fund empowerment program for the welfare of MSMEs fostered by KSPPS BMT Mandiri Sejahtera East Java. Based on the results of the research carried out, it was found that the waqf fund empowerment program carried out by KSPPS BMT Mandiri Sejahtera plays a role as a capital provider and has a positive role in helping fostered MSMEs achieve prosperity based on sharia maqashid indicators.

The Effect of Sharia Compliance on Customer Loyalty Through Customer Satisfaction as a Mediating Variable at Bank Syariah Indonesia in Surabaya City Rahmatika, Febrina; Nurafini, Fira; Ridlwan, Achmad Ajib; Indrarini, Rachma
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 9 (2026): April 2026
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Bank Syariah Indonesia (BSI) is the largest Islamic financial institution in Indonesia, which still faces issues related to customer doubts regarding sharia compliance, particularly in terms of contract transparency, product conformity, and consistency in implementing sharia principles. Additionally, customer satisfaction is not yet optimal, especially in service quality and digital services, which impacts the relatively weak level of customer loyalty. This study aims to analyze the effect of sharia compliance on customer satisfaction and customer loyalty, as well as the role of customer satisfaction as a mediating variable among BSI customers in Surabaya City. This study employs a quantitative method using purposive sampling with 130 respondents. Data analysis was conducted using Partial Least Square – Structural Equation Model (PLS-SEM). The results indicate that sharia compliance has a positive and significant effect on customer satisfaction and customer loyalty. Customer satisfaction also has a positive and significant effect on customer loyalty and is able to mediate the relationship between sharia compliance and customer loyalty.

PENINGKATAN LITERASI KEUANGAN SYARIAH DIGITAL IBU RUMAH TANGGA KECAMATAN WIYUNG SURABAYA Indrarini, Rachma; A'rasy Fahrullah; Ach. Yasin; Irfan Ramis; Ramdani
Jurnal Pengabdian Masyarakat FKIP UTP Vol 7 No 2 (2026): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : PROFICIO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/.v7i2.6443

Program pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan syariah digital pada ibu rumah tangga di Kecamatan Wiyung, Surabaya. Di era digital, kemampuan memahami dan memanfaatkan layanan keuangan berbasis teknologi yang sesuai dengan prinsip syariah menjadi hal yang penting dalam pengelolaan keuangan keluarga. Namun, masih banyak ibu rumah tangga yang memiliki keterbatasan dalam memahami layanan keuangan digital serta konsep keuangan syariah seperti riba, gharar, dan maisir. Program ini menggunakan pendekatan terstruktur yang meliputi analisis kebutuhan, penyusunan materi, pelaksanaan kegiatan sosialisasi, serta evaluasi melalui pre-test dan post-test. Kegiatan dilaksanakan secara offline dengan melibatkan 40 peserta, yang terdiri dari ibu rumah tangga di Kecamatan Wiyung. Materi yang disampaikan mencakup prinsip dasar keuangan syariah serta penggunaan aplikasi keuangan digital berbasis syariah. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta sebesar 52% antara nilai pre-test dan post-test. Hal ini menunjukkan bahwa pelatihan yang diberikan efektif dalam meningkatkan literasi keuangan digital dan pemahaman prinsip syariah. Selain itu, peserta menunjukkan antusiasme dan tingkat kepuasan yang tinggi terhadap kegiatan yang dilaksanakan. Dengan demikian, program ini berhasil meningkatkan literasi keuangan dan kemampuan digital ibu rumah tangga, serta berkontribusi pada pengelolaan keuangan keluarga yang lebih baik dan penguatan inklusi keuangan syariah di masyarakat.

Determinants of Islamic Consumption Behavior: A Study of Gen Z in Surabaya Sania Ardiana; Rachma Indrarini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 3 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i3.10227

Technological and internet developments in the economic field have had an impact on buying and selling activities. Currently, consumption activities can be carried out anywhere in real time through live streaming. The purpose of this study is to analyze the influence of live streaming, lifestyle, religiosity, and income on the consumption behavior of Generation Z Muslims in the city of Surabaya. The research method used is quantitative with primary data sources obtained through the distribution of online questionnaires. Sampling was conducted using purposive sampling with 241 respondents. Data analysis techniques used structural equation modeling-partial least squares (SEM-PLS) on SmartPLS 4.1 software. The data analysis model used an outer model, inner model, model fit evaluation, and hypothesis testing. The results showed that there was a significant positive influence of live streaming, religiosity, and income on Islamic consumption behavior, while lifestyle did not have a significant positive influence on Islamic consumption behavior. This indicates that the rise of live streaming shopping does not cause Generation Z to shop solely based on desire and that they continue to practice Islamic consumption behavior.

Co-Authors Abiba, Riska Widya Abil Yositya Indah Mauliza Ach. Yasin Achmad, Fadelia Ahmad Ajib Ridlwan Ahmad Junaidi Akhlis Fatikhul Islam Al Mashuum, Hisyaam Musyaffa Albrian Fiky Prakoso Alfarisy, Fathor Rozy Amrullah, Habib Andi Fahrudin Andini, Annisa Putri Andriani Samsuri Anggraini, Yuanita Nur Annisa Zulfa Rahmatullaila Khalda Arethusa, Zana Chobhita Arifah, Ika Dyah Candra Asmoro, Akbar Ariza Atica Qurrotun Aini Ayu Larasati A’rasy Fahrullah Bagas Abiyyu Farrasdianto Binti Zakaria, Zalina Bistiana, Mila Cahyono, Aralda Febrian Cantika Agustia Cantika Agustia Clarashinta Canggih Daffa Eka Septianda Dayanti, Riski Desita Pidie Finistyasa Dhefita Sari Dian Puspita Rahmawati Difa Azzahrowani, Ilma Diva Carrisa Putri Efendi, Taufik Kukuh Ela Inayatul Lutfiyah Endriyanto, Rizal Fadillah, Hikmatul Nur Fahrullah, Fajirin, Fauzan Bahamarianto Farichatul Muthi'ah Farichatul Muthi'ah Farichatul Muthi’ah Fata Habibullah Febriana, Vivi Cendrik Fikriyah, Khusnul Fira Nurafini Firmanda, Muhammad Esza Maulana Fitria Hikmatul Jannah Fitriah Dwi Susilowati Galuh Ratulangi Hanifah Saputri, Safhira Evani Hendry Cahyono Irfan Ramis Jannah, Fitria Hikmatul Javantara, Alfado Chievo Junaedi Dwi Mulyanto Kamilatus Salsabila Kulsum, Umu Ladi Watjuba Perdini Lily Ulfia LUCKY RACHMAWATI Lutfiyatul Rosidah Maghfiroh, Mamluatul Mamluatul Maghfiroh Mauren Gita Mauren Gita Miranti Meisyaroh Catur Wulandari Merlyana Dwinda Yanthi Mia Karunia Putri Mira Puspitasari Moch. Khoirul Anwar Muhammad Amar Muhammad Burhanudin Muhammad Dzulfahmi Mubarok Munir, Maryam Bte Badrul Nabil Nazhif Fikri Ahmad Nanda Fadhilah Witris Salamy Novi Trisnawati Novia Jumatur Novy Aulia Safitri Nunik Dwi Kusumawati Nur Ainiyah Nur Syam Nurafini, Fira Nurarista, Erina Ayu Nurhayati Nurillah, Shinta Lintang Nurul Hanifa Nurul Hanifah Prakasa, Novan Adi Puji Lestari Puji Lestari Puspitasari, Siska Dwi Putri, Diva Carrisa Putri, Seftia Talenta Raden Achmad Fuad Rahmatika, Febrina Rahmawati, Zeni Ramdani Revonnarta, Ervanda Ridlwan, Achmad Ajib Ridlwan, Ajib Rif'atun Ni'mahSyafila Rijal, Muhammad Qomarul Rizaldi Firmansyah Raden Rizky Dwi Salsabilla Machmudi Robbani, Abdullah Azzam Rohmah Sabiq Room Fitrianto, Achmad Rosadi, Danang Sania Ardiana Sari Edi Cahyaningrum Sari, Eka Septia Shinta Lintang Sholihah, Farah Aunti Siti Nur Aini Sitti Fatimah Khairunnisaa Sofiana, Nana Sri Abidah Suryaningsih Sri Herianingrum Sulistyo Wiky Aprianto Taufik Kukuh Efendi Taufiqur Rohman Titin Aprilia Tony Seno Aji Ulfia, Lily Warni, Fortuna Septiyaning Westermann, Alena Winarsih Winarsih Winarsih Winarsih Wulan sari, Asri Yan Putra Timur Yatun Ilmiyah, Chil Zamitah Tahiyyah Afif Zhella Annisa Zhella Annisa Annisa zulfa, indana

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