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Pendampingan Pengembangan UMKM melalui Implementasi Financial Technology Era Society 5.0: UMKM Development Assistance through the Implementation of the Financial Technology Era Society 5.0 Hamzah, A. Hadian Pratama; Kaligis, Jenny Nancy; Yahya, Sitti Rachmawati; Waoma, Samalua; Samosir, Hendrik ES; Alfiana, Alfiana; Nurhasanah, Nurhasanah
Amalee: Indonesian Journal of Community Research and Engagement Vol. 4 No. 2 (2023): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v4i2.2828

Abstract

UMKM plays an important role in the economy of a region or country. Financial technology is one of the important roles to change behavior and expectations and can increase the quality and number of UMKM actors. This dedication aims to provide understanding, improvement, and quality improvement for UMKM actors through improvements in terms of standard and good financial management. The method used in this community service is Community Based Research (CBR) using the Forum Group Discussion (FGD) approach. The results of the activity show that some UMKM actors still do not understand the importance of Financial Technology (FinTech) in the business world, especially in terms of financial management.
MOTIVASI KERJA SEBAGAI MODERASI KEPEMIMPINAN DAN GAJI TERHADAP KEPUASAN KERJA Kaligis, Jenny Nancy; Putrie, Rena Augia; Nersiwad, Nersiwad; Yeni, Afni; Munizu, Musran
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10762

Abstract

Abstrak Kepuasan kerja merupakan subjek yang sering diangkat dan dipelajari dalam lingkungan akademis. Kepuasan kerja mempengaruhi seberapa baik suatu proses bekerja dalam suatu organisasi. Penelitian ini bertujuan untuk mengetahui pengaruh kepemimpinan dan gaji terhadap kepuasan kerja dengan motivasi kerja sebagai moderasi. Analisis saat ini menggunakan pendekatan kuantitatif. Metodologi pengumpulan data yang digunakan melibatkan pengiriman kuesioner yang telah menerima sekitar 150 tanggapan responden. Dalam penelitian ini, partisipan yang paling umum adalah pekerja di kantor yang tersebar di Indonesia, dan metode analisisnya menggunakan software Smart PLS. Hasil penelitian ini menunjukkan bahwa kepemimpinan dan gaji berpengaruh terhadap kepuasan kerja. Namun motivasi kerja sebagai moderasi tidak mampu memoderasi kepemimpinan dan gaji bterhadap kepuasan kerja. Kata Kunci: Kepuasan Kerja, Kepemimpinan, Gaji, Motivasi Kerja
THE EXISTENCE OF TIKTOKSHOP FOR MSMEs (From Opportunities to Challenges) Kaligis, Jenny Nancy; Baderan, Umar Sako; Sumerli A, Chevy Herly; Mardiah, Ainil; Mahmudin, Tono
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11093

Abstract

Abstract The Tiktok Shop problem is getting hotter day by day. One side believes that Tiktok Shop can be a vehicle for MSMEs to expand their network and increase their market share. However, on the other hand, Tiktok Shop is actually considered a threat and challenge for MSMEs to develop their business because Tiktok Shop is different from other e-commerce, especially regarding the presence of foreign products, procedures that are not carried out well, and it is suspected that Tiktok also acts as a seller so that Tiktok Shop is too overpowered and has a big potential to kill MSME businesses. Moreover, MSMEs are the cornerstone of the Indonesian economy. Therefore, this research aims to analyze the existence of the Tiktok Shop for MSMEs, whether it is an opportunity or a threat. This research is qualitative research with a descriptive approach. This research uses secondary data obtained by researchers from scientific journals, books, credible websites and other reliable sources. The analysis technique in this research uses observation analysis techniques, data collection, data selection, data reduction, and drawing conclusions. The results of this research show that the existence of Tiktpk Shop for MSMEs is more of a threat than an opportunity. Keywords : Tiktok Shop, MSMEs, Challenges, Oportunity.
PENGARUH GAYA HIDUP, DOMPET DIGITAL DAN LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN PADA MAHASISWA FEB-UNIMA Lembong, Herningsih Sutri; Kaligis, Jenny Nancy; Allo, Patriella Taruk
Bisnis-Net Vol 8, No 2: DESEMBER 2025
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v8i2.6785

Abstract

This research aims to analyze the influence of lifestyle, digital wallets and financial literacy on the financial behavior of students at the Faculty of Economics and Business, Manado State University (FEB-UNIMA). The background of this study is based on the phenomenon of student financial behavior that tends to be consumptive, has difficulty saving, and does not understand the importance of long-term financial planning. This study uses a quantitative approach with a survey method by distributing questionnaires to active students majoring in Management and Accounting, class of 2021–2024 who use digital wallets and are recipients of KIP-Kuliah scholarships. The data analysis technique used is Partial Least Square (PLS) with the help of SmartPLS 4 software. The results of the study show that lifestyle, digital wallet, and financial literacy simultaneously have a significant effect on student financial behavior. Partially, the three variables also have a significant effect. Thus, this study emphasizes the importance of improving financial literacy as well as managing lifestyle and using digital wallets wisely to create healthy financial behavior in students.
Performance Determinants of Public-Sector Employees: The Effects of Education Level, Training, and Job Satisfaction on Employee Performance at the Public Works and Spatial Planning (PUPR) Department of North Sulawesi Province Paath, Deicy; Rawis, Joulanda A M; Sumual, Shelty D.M.; Kaligis, Jenny Nancy; Umbase, Ruth
International Journal of Information Technology and Education Vol. 4 No. 4 (2025): September 2025
Publisher : JR Education

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Employee performance is a strategic issue in public organizations because it directly affects the quality, timeliness, and accountability of public services. In regional government institutions, performance improvement is frequently linked to human resource development efforts especially improving educational qualifications, implementing relevant training, and maintaining job satisfaction. This study investigates the influence of education level, training, and job satisfaction on employee performance at the Public Works and Spatial Planning (PUPRD) Department of North Sulawesi Province. This research employed a quantitative correlational design. The population consisted of 145 employees, while the sample comprised 94 respondents selected through purposive sampling with a minimum tenure criterion of three years. Data were collected using a structured questionnaire and analyzed using descriptive statistics, classical assumption testing, and regression analysis with IBM SPSS. The results indicate that education level, training, and job satisfaction significantly affect employee performance both partially and simultaneously. The multiple regression model obtained was Y = 11.086 + 0.135X₁ + 0.137X₂ + 0.018X₃, where Y is employee performance, X₁ is education level, X₂ is training, and X₃ is job satisfaction. Partial tests showed significant effects for education level (t = 47.089, sig = 0.002), training (t = 50.328, sig = 0.000), and job satisfaction (t = 34.241, sig = 0.003). Simultaneously, the three predictors significantly influenced performance (F = 69.534; sig = 0.001), with Adjusted R² = 0.812, meaning 81.2% of the variance in employee performance was explained by the three variables. The findings suggest that public agencies seeking to strengthen performance should prioritize (1) structured educational development aligned with job demands, (2) equitable access to relevant training programs supported by evaluation, and (3) organizational policies that enhance job satisfaction through work environment improvements, fair compensation perceptions, supervisory support, and clear career pathways.
Pengaruh Penguasaan Teknologi, Keaktifan Berorganisasi dan Adaptabilitas Terhadap Kesiapan Kerja Mahasiswa FEB UNIMA Kamagi, Trivo; Kaligis, Jenny Nancy; Sampelan, Aural
Manajemen dan Kewirausahaan Vol. 7 No. 1 (2026): Manajemen dan Kewirausahaan
Publisher : Manajemen FEB Unima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53682/mk.v7i1.13354

Abstract

Penelitian ini dilaksanakan untuk menelaah sejauh mana penguasaan teknologi, partisipasi dalam organisasi, dan kemampuan adaptasi memengaruhi kesiapan kerja mahasiswa FEB UNIMA. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kuantitatif, dengan pengumpulan data melalui kuesioner yang disebarkan kepada mahasiswa aktif FEB UNIMA dengan total populasi sebesar 280 orang. Sebanyak 74 responden dianggap layak setelah serangkaian skrining yang bertujuan untuk menghilangkan bias dalam penelitian ini. Selanjutnya, data yang terkumpul dianalisis menggunakan uji validitas, uji reliabilitas, regresi linier berganda, uji t, dan uji F dengan bantuan perangkat lunak SPSS. Hasil penelitian menunjukkan bahwa secara bersama-sama (simultan), variabel penguasaan teknologi, keaktifan berorganisasi, dan adaptabilitas memiliki pengaruh positif dan signifikan terhadap kesiapan kerja mahasiswa. Namun, ketika dianalisis secara parsial, penguasaan teknologi tidak memberikan pengaruh yang signifikan terhadap kesiapan kerja, sementara keaktifan berorganisasi dan adaptabilitas terbukti memiliki pengaruh positif dan signifikan dalam meningkatkan kesiapan kerja mahasiswa FEB UNIMA. Dengan demikian, perlu dorongan bagi mahasiswa untuk bersikap proaktif dalam melibatkan diri dalam organisasi sebagai wadah untuk belajar dan mempersiapkan diri dalam dunia kerja yang penuh dinamika This study was conducted to explain the extent to which technological mastery, organizational participation, and adaptability affect the work readiness of FEB UNIMA students. The approach used in this study is a quantitative approach, with data collection through questionnaires distributed to active students of FEB UNIMA, with a total population of 280 people. A total of 74 respondents were considered eligible after a series of screenings aimed at eliminating bias in this study. Furthermore, the collected data were analyzed using validity and reliability tests, multiple linear regression, t-test, and F-test with the help of SPSS software. The results showed that together (simultaneously), the variables of mastery of technology, organizational activeness,and adaptability have a positive and significant influence on student work readiness. However, when analyzed partially, mastery of technology does not have a significant effect on work readiness, while organizational activeness and adaptability are proven to have a positive and significant influence on increasing the work readiness of FEB UNIMA students. Thus, it is necessary to encourage students to be proactive in involving themselves in organizations as a forum for learning and preparing themselves in a dynamic world of work