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All Journal El Dinar Sains: Jurnal Manajemen dan Bisnis Journal of Accounting and Investment Jurnal Ilmiah Mahasiswa Ekonomi Manajemen Agregat: Jurnal Ekonomi dan Bisnis Bisma: Jurnal Bisnis dan Manajemen JURNAL MAKRO MANAJEMEN Jurnal Penelitian IPTEKS JURNAL MANAJEMEN DAN BISNIS INDONESIA Majalah Ilmiah Warta Dharmawangsa JIAI (Jurnal Ilmiah Akuntansi Indonesia) Reviu Akuntansi dan Bisnis Indonesia Jurnal Manajemen Bisnis BUDGETING : Journal of Business, Management and Accounting Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Pengabdian Nasional (JPN) Indonesia ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Jurnal Muhammadiyah Manajemen Bisnis (JMMB) Dynamic Management Journal Improvement: Jurnal Manajemen dan Bisnis Jurnal Ekonomi dan Bisnis GROWTH (JEBG) Jurnal Manajemen JKMP (Jurnal Kebijakan dan Manajemen Publik) Jurnal Comparative : Ekonomi Dan Bisnis Jurnal Mahasiswa Entrepreneur Jurnal Pengabdian Nasional (JPN) Indonesia Manajemen : Jurnal Ekonomi Ektasi : Jurnal Ekonomi, Akutansi dan Organisasi Ulil Albab Jurnal Pengabdian Masyarakat Manage International Journal of Education Management and Religion Jurnal Ilmiah Manajemen Dan Kewirausahaan Proceeding of International Conference on Social Science and Humanity Jurnal Simki Economic Jimma : Jurnal Ilmiah Manajemen Muhammadiyah Aceh Jurnal Sains Manajemen dan Bisnis Indonesia
Achmad Hasan Hafidzi
Universitas Muhammadiyah Jember
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Public Health Social Sciences Other

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THE INFLUENCE OF PERCEPTION OF EASY AND PERCEPTION OF BENEFIT ON INTENTION TO USE FINANCIAL TECHNOLOGY AS A TOOL OF PAYMENT AMONG STUDENTS IN THE CITY OF JEMBER Ferdiansyah, Moch Farhan; Hafidzi, Achmad Hasan; Umamy, Septy Holisa
Dynamic Management Journal Vol 8, No 1 (2024): January
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/dmj.v8i1.10051

Abstract

Technology will continue to evolve to meet all human needs, which always require faster mobility than what is seen today. Startup businesses are developing financial technology to meet the demand for a profitable and convenient payment system. The purpose of this study is to determine and explore how perceived benefits and convenience can influence students' intention to use financial technology as a payment method in Jember City. This study used a proportional random sampling process and a quantitative approach with a sample size of 400 students in Jember City. In this study, a questionnaire was used as a data collection tool. The survey was distributed offline and online using Google Forms links to measure the impact of each variable. A statistical program called SPSS 21 was used to conduct multiple linear regression analysis in this study. The findings show that the propensity to use financial technology as a payment method is influenced, both simultaneously and partially, by perceived benefits and convenience.
Pengaruh Literasi Keuangan, Pendapatan, Prilaku Keuangan dan Gaya Hidup terhadap Kesejahteraan ASN (Aparatur Sipil Negara) Dinas Pendidikan Dikabupaten Bondowoso Amelia Putri Maharani; Ni Nyoman Putu Martini; Achmad Hasan Hafidzi
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 1 (2026): Januari: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i1.5250

Abstract

In Bondowoso Regency, an interesting phenomenon was discovered regarding the financial condition of State Civil Apparatus (ASN) within the Education Office. Despite having a fixed monthly income, some ASN still face quite complex financial problems. This is caused by uncontrolled consumptive spending patterns, which create a gap between income and expenditure. This research contributes theoretically by enriching the literature on personal financial management and the financial behavior of civil servants. This study specifically aims to analyze the influence of several independent variables—namely, financial literacy, income, financial behavior, and lifestyle—on ASN welfare. The study employs a quantitative method with a saturated sampling technique. From a population of 88 ASN, all were used as research samples to provide more representative data. The analysis process used multiple linear regression with the help of SPSS software. Before conducting the regression analysis, several classical assumption tests were carried out, including the normality test, multicollinearity test, and heteroscedasticity test, to ensure that the statistical model was reliable and free from violations. Next, a t-test was applied to measure the magnitude of the influence of each independent variable on ASN welfare. The results of the study showed differences in the influence of each variable. Two variables were found to have a positive and significant effect on well-being: income and financial behavior. This indicates that better financial behavior and higher income of civil servants (ASN) increase their well-being. On the other hand, financial literacy and lifestyle variables showed a positive but insignificant effect on well-being. This means that although financial literacy and lifestyle contribute, their influence is not strong enough to improve ASN well-being. These findings indicate that income and the ability to manage personal finances play a dominant role in determining ASN well-being in Bondowoso Regency.  
Analysis Of The Lunar Cycle Effect: New Moon And Full Moon On The Price Pattern Of The Sri Kehati Index Over 5 Years (2019-2023) Muhammad Al Baihaqi; Maheni Ika Sari; Achmad Hasan Hafidzi
International Journal of Education Management and Religion Vol. 3 No. 1 (2026): January 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i1.1121

Abstract

This study investigates the effect of the lunar cycle specifically the new moon and full moon phases on stock price patterns within the SRI KEHATI Index over a five-year period (2019–2023). Financial astrology, which integrates finance, astronomy, and behavioral psychology, has long been debated for its potential influence on investor sentiment and market movements. Using a quantitative research approach, this study analyzes secondary data from 11 companies selected through purposive sampling, resulting in 8,046 total observations across lunar cycles. Abnormal returns were calculated using the market model, and differences in stock price behavior were examined through paired sample t-tests comparing three days before and three days after both the new moon and full moon events. The empirical findings show no significant difference in abnormal returns surrounding either lunar event. Specifically, price patterns before and after the new moon exhibit no observable changes, indicating trend continuity rather than reversal. Likewise, the full moon phase does not produce statistically significant price deviations, suggesting that investor behavior in the SRI KEHATI Index is not influenced by lunar phenomena. These results contrast with prior studies that reported mixed evidence regarding lunar effects on market performance, implying that the impact of astronomical cycles may be context-dependent and vary across indices, time periods, and investor characteristics. Overall, this study concludes that lunar cycles do not affect price patterns in the SRI KEHATI Index. The findings contribute to behavioral finance research by emphasizing the limited role of lunar-driven sentiment in Indonesian sustainable stock indices.
Pengaruh Digital Marketing, Brand Awareness dan Kepercayaan Terhadap Loyalitas Pelanggan Barenbliss: Studi Kasus Mahasiswa di Kabupaten Jember Dea Yuniar Firdaus; Achmad Hasan Hafidzi; Wahyu Eko Setianingsih
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1113

Abstract

Current technological developments make consumers carry out activities to buy goods through digital media, so that it can provide convenience for its users. Like currently, female students are a group that often shop online. In addition to making purchases with digital media, it can make it easier to do marketing such as promotions or find information. With the many skincare or make-up sellers currently using hazardous chemicals, with digital marketing we can find out more information before buying a product. So that we can become aware of the brand and trust the brand more. Barenbliss is a brand that is quite good at utilizing digital marketing. This study aims to investigate and analyze the influence of digital marketing, brand awareness, and the level of trust that has a major impact on Barenbliss customer loyalty. The type of research conducted is quantitative research with a population of female students in Jember Regency. In this study, the sample taken consisted of 400 respondents. The conclusion of this study shows that digital marketing, brand awareness, and trust have a significant influence on customer loyalty.
Pengaruh Financial Literacy, Financial Technology dan Lifestyle terhadap Perilaku Keuangan Juwita Nur Natasha; Achmad Hasan Hafidzi; Wahyu Eko Setianingsih
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1156

Abstract

Finance plays an important role in supporting company growth. Without good financial management, companies can face various obstacles that risk thwarting the achievement of business goals. This study is intended to explore and analyze the extent to which financial literacy, utilization of financial technology, and lifestyle patterns influence financial management behavior among students domiciled in Jember Regency. In its implementation, this study applies a quantitative method involving 400 respondents as a sample. Sample selection was carried out using the Non-Probability Sampling method with a purposive sampling approach. Data collection was obtained through the distribution of questionnaires. Data analysis techniques used include testing research instruments, classical assumption tests, multiple linear regression analysis, hypothesis testing, and calculating the coefficient of determination. Based on the results of the analysis, it is known that financial literacy, utilization of financial technology, and lifestyle have a significant effect on the financial behavior of students in Jember Regency.
Dampak Shopee Live, Online Customer Review, dan Video Content Marketing terhadap Keputusan Pembelian pada Aneka Jersey Risma Nur Ariyana Putri; Budi Santoso; Achmad Hasan Hafidzi
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1205

Abstract

The rapid development of technology in the current digital era has affected many areas of life. The rise of online markets has changed the way consumers shop, shifting from traditional face-to-face transactions to online purchases. This study aims to investigate and examine how Shopee Live, online customer feedback, and video content marketing influence consumer purchasing choices related to products offered by Aneka Jersey. With a sample of 170 participants, this study uses an associative quantitative method. Data collection was mostly done through questionnaires, the sampling technique was non-probability sampling with a purposeful sampling approach. In data analysis, this study used various stages, including instrument testing, classical assumption testing, conducting multiple linear regression analysis, conducting hypothesis testing, and calculating the coefficient of determination. The research findings show that Shopee Live, online customer reviews, and video content marketing positively and significantly influence purchasing choices related to Aneka Jersey products. The coefficient of determination (R²) shows that there is a contribution of 32.1% to the variables related to purchasing decisions.
Pengaruh Pengetahuan Kewirausahaan, Self Efficacy dan Dukungan Sosial terhadap Minat Berwirausaha pada Mahasiswa di Kabupaten Jember M. Mahfud Rizqy; Akhmad Suharto; Achmad Hasan Hafidzi
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1287

Abstract

This study aims to evaluate and analyze the influence of entrepreneurial knowledge, self-efficacy, and social support on entrepreneurial interest in students domiciled in Jember Regency. The approach used is quantitative descriptive with saturated sampling technique, involving 400 student respondents. To analyze the relationship between variables, this study uses multiple linear regression method to determine how much influence each independent variable has on the dependent variable. The results of the analysis show that all independent variables have a significant influence on entrepreneurial interest. Entrepreneurial knowledge has a significance value of 0.001 and a t count of 8.574, which is greater than the t table of 1.966. Self-efficacy also shows a significance of 0.001 with a t count of 10.208> t table. Likewise, social support has a significance value of 0.001 and a t count of 4.247> t table. These findings indicate that the three independent variables have a significant positive influence on increasing students' interest in entrepreneurship. This research is expected to provide important contributions in the development of entrepreneurship policies, especially in the academic environment of Jember Regency.
Pengaruh Food Quality dan Price Terhadap Keputusan Pembelian Ayam Geprek Pipo di Kecamatan Jenggawah Kabupaten Jember Ernawati Ernawati; Achmad Hasan Hafidzi; Jekti Rahayu
Jurnal Ilmiah Manajemen Muhammadiyah Aceh Vol. 15 No. 1 (2025): Edisi Januari - Juni 2025
Publisher : Universitas Muhammadiyah Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37598/jimma.v15i1.19

Abstract

Peningkatan kualitas produk merupakan salah satu strategi penting dalam bisnis kuliner yang dapat mempengaruhi keputusan pembelian konsumen. Ayam Geprek merupakan makanan khas Indonesia yang terbuat dari ayam dan tepung terigu, penyajiannya dengan sambal geprek dengan ciri khas sambal bawang, sambal matah dan sambal hijau. Ayam Geprek awalnya berasal dari kota Yogyakarta, namun saat ini menjadi hidangan populer yang ditemukan di seluruh kota di Indonesia, salah satunya kota Jember. Tujuan penelitian ini untuk mengetahui dan menganalisis pengaruh food quality dan price terhadap keputusan pembelian pada Ayam Geprek Pipo di Kecamatan Jenggawah Kabupaten Jember. Populasi yang digunakan yaitu seluruh konsumen dengan sampel sebanyak 70 responden, penelitian ini juga menggunakan teknik puposive sampling dan alat analisis menggunakan regresi linier berganda. Hasil penelitian membuktikan bahwa food quality dan price berpengaruh signifikan terhadap keputusan pembelian pada Ayam Geprek Pipo di Kecamatan Jenggawah Kabupaten Jember.
Pengaruh Literasi Keuangan Digital, Persepsi Kemudahan, dan Promosi Terhadap Keputusan Penggunaan E-Wallet Shopeepay Pada Mahasiswa Generasi Z di Kota Jember Revanda Lavelia Pasa; Retno Endah Supeni; Achmad Hasan Hafidzi
MAMEN: Jurnal Manajemen Vol. 5 No. 2 (2026): April 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/mamen.v5i2.8077

Abstract

This research examines how digital financial literacy, perceived ease of use, and promotional activities impact the decision-making of Generation Z students in Jember regarding the use of Shopeepay for cashless transactions. A quantitative approach was applied, gathering data through questionnaires from 170 respondents selected via purposive sampling. The primary data were processed using multiple linear regression analysis with SPSS version 25.The hypothesis testing results confirm that digital financial literacy (t-count = 3.870), perceived ease of use (t-count = 2.828), and promotion (t-count = 4.272) have a positive and significant effect on Shopeepay usage decisions, with promotion identified as the most influential factor. These findings suggest that while internal factors like digital financial knowledge and system convenience are important, external incentives such as promotions remain the main driver for e-wallet adoption. The novelty of this study is its focus on actual usage behavior rather than just intention, as well as the integration of literacy, ease of use, and promotion into a single research model specifically tailored to the Generation Z demographic in Jember
PENGARUH MODAL KERJA, PEMBERIAN KREDIT DAN MANAJEMEN RISIKO TERHADAP KINERJA KEUANGAN KOPERASI SIMPAN PINJAM DAUN EMAS NUSANTARA PERIODE TAHUN 2021-2024 Siti Rohma Tilla; Achmad Hasan Hafidzi; Nursaidah Nursaidah
Manajemen: Jurnal Ekonomi Vol. 7 No. 2 (2025): Manajemen : Jurnal Ekonomi (Special Issue)
Publisher : Fakultas Ekonomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/9cqv7n46

Abstract

Penelitian ini bertujuan menganalisis pengaruh modal kerja, pemberian kredit, dan manajemen risiko terhadap kinerja keuangan Koperasi Simpan Pinjam Karyawan Daun Emas Nusantara periode tahun 2021–2024. Data yang digunakan dalam bentuk bulanan. Penelitian ini menggunakan sampel jenuh/sampel total dengan jumlah 46 data. Pendekatan kuantitatif dengan data sekunder dianalisis menggunakan regresi linier berganda melalui SPSS, variabel independen: modal kerja yang di proksikan Working Capital Turnover (WCT), pemberian kredit diproksikan oleh Loan to Deposit Ratio (LDR), dan manajemen risiko yang diproksikan oleh Capital Adequacy Ratio (CAR); variabel dependen: kinerja keuangan diproksikan oleh Return on Assets (ROA). Hasil menunjukkan bahwa WCT berpengaruh positif dan signifikan terhadap ROA, yang menegaskan bahwa efisiensi pengelolaan modal kerja meningkatkan profitabilitas koperasi. Sebaliknya, LDR berpengaruh negatif dan signifikan terhadap ROA, menandakan penyaluran kredit agresif tanpa dukungan likuiditas dan manajemen modal kerja yang memadai menurunkan efektivitas aset. Sementara itu, CAR tidak berpengaruh signifikan terhadap ROA, menunjukkan bahwa praktik manajemen risiko formal belum berdampak pada profitabilitas. Temuan ini implikatif bagi pengurus koperasi untuk memperkuat pengelolaan modal kerja, menerapkan seleksi kredit yang hati-hati, dan meningkatkan implementasi manajemen risiko agar dampak positif terhadap kinerja keuangan koperasi dapat terjadi secara berkelanjutan
Co-Authors Achmad Taufik Adha, Risky Nur Adhila Dyah Nirmala Adrian Willy Prata Afroh, Ibna Kamilia Fiel Ahmad Izzuddin Ainun Ajizah Alarni, Khalifah Hikmah Ali Wafa Amaliya, Yeni Amelia Putri Maharani Andaru Setiawan Avicenna Anggraheni, Dyah Ajeng Anugrah, Sella Nanda Azhad, M. Naely Bayu Wijayantini, Bayu Berri, Mohammad Miftahul Budi Santoso Dea Yuniar Firdaus Della Vera Andiny Devi Hardianti Rukmana Dinda Puspa Sari Diwan Sakharia Dwi Budi Santoso Ega Afri Wulandari Ernawati Ernawati Fera Syah Putri Ferdiansyah, Moch Farhan Feti Fatimah Feti Fatimah Firdaus, Dea Yuniar Firli Adri Ridhotama Fitriya, Elok Halimi, Nafisah Ida Ayu Putu Sri Widnyani Indriani, Nisa Inneke Putri Widyani Ira Puspitadewi S Ira Puspitadewi Samsuryaningrum Izzudin, Ahmad Jekti Rahayu Juwita Nur Natasha Karnadi Khoiruzzaki, Kiky Kinanti, Laksita Arum Lailul Ilham Lia Rachmawati Lutfillah, Vina M. Mahfud Rizqy M. Naely Azhad Maheni Ika Sari Megayani, Nurhayati Melia Feralda Mochamad Tri Aditya Moh. Halim Muhammad Al Baihaqi Munawaroh, Mayda Madinatul Natasha, Juwita Nur Nesca Aurelia Ni Nyoman Putu Martini Nita Herlina Nita Herlina, Nita Norita Citra Yuliarti, Norita Citra Nursaidah Nursaidah Nursaidah Nursaidah, Nursaidah Nursaidah, Nursaidah Nurul Qomariah Paramahadani, Fauzi Pradista, Dyah Alfiani Pramesti, Cindy Pratiwi, Nandika Gema Priatmaja, Cantika Rahmadhantri Puspitadewi, Ira Putri, Ghinadya Canceriani Putri, Risma Nur Ariyana Rahayu, Jekti Rendy Mirwan Aspirandi Retno Endah Supeni Revanda Lavelia Pasa Risky Nur Adha Risma Nur Ariyana Putri Ritna Wahyu Satriyani Rizqy, M. Mahfud Safa Natasha Aurellya Salehuddin, Salehuddin Samsuryaningrum, Ira Puspitadewi Samsuryaningrum, Samsuryaningrum Sani, Muhammad Mahrus Satoto, Eko Budi Setianingsih, Wahyu Eko Siti Rohma Tilla Siti Rohma Tilla Suharto, Akhmad sulfiana, Icha Tatit Diansari Reskiputri Taufik Tiatit Diansari Reskiputri Tilla, Siti Rohma Trias Setyowati Trias Setyowati, Trias Ulfi Zahruna Umamy, Septy Holisa Uswatul Khasanah Vina Lutfillah Wahyu Eko Setianingsih Wardatun, Vita Wilaga, Brian Ady Winahyu, Pawestri Wulandari, Vina Yuliantika Yoga Fajar Saputra Yohanes Gunawan Wibowo Yusron Rozzaid Zulkarnaeni, Achmad Syahfrudin