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Membangun Kesadaran Investasi Sukuk: Tantangan Digital Bagi Generasi Z Anggita Della Lestari; Faiqoh, Elok; Dede Nurohman
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 4 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i4.27286

Abstract

Abstrak Investasi sukuk sebagai instrumen keuangan syariah memiliki potensi besar dalam mendukung pembangunan ekonomi berkelanjutan dan inklusi keuangan di Indonesia. Namun, partisipasi Generasi Z dalam investasi sukuk masih terbatas akibat rendahnya literasi keuangan syariah, persepsi risiko, serta kurangnya pemahaman mendalam mengenai produk tersebut. Generasi Z yang merupakan digital-native menunjukkan preferensi terhadap pendekatan edukasi yang interaktif, visual, dan sesuai karakteristik digital mereka. Penelitian ini mengkaji tantangan dan peluang dalam membangun kesadaran investasi sukuk di kalangan Generasi Z melalui strategi digital inovatif, seperti kampanye media sosial, gamifikasi, kolaborasi dengan influencer syariah, dan integrasi materi keuangan syariah dalam pendidikan formal. Pendekatan holistik yang melibatkan pemerintah, lembaga keuangan, regulator, dan institusi pendidikan menjadi kunci dalam menciptakan ekosistem yang mendukung literasi dan partisipasi investasi sukuk secara berkelanjutan. Hasil kajian ini diharapkan dapat memberikan kontribusi dalam pengembangan strategi edukasi yang efektif untuk meningkatkan inklusi keuangan syariah dan memperkuat ekonomi nasional melalui partisipasi aktif Generasi Z. Kata kunci: Investasi Sukuk, Literasi Keuangan Syariah, Edukasi Digital, Generasi
Pendampingan Penerapan Akuntansi Syariah pada Pelaku Usaha Mikro Rohmah, Siti Lailatur; Jatmiko, Dadang Heru; Faiqoh, Elok; Pratama, Yoga Ari; Asiyah, Binti Nur
Jumat Ekonomi: Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Agustus
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasekon.v6i2.5984

Abstract

MSMEs (Micro, Small, and Medium Enterprises) play a role as one of the main drivers of the Indonesian economy, including in Tulungagung Regency, East Java. Based on the latest data, there are around 139,386 MSMEs in Tulungagung, but only a small number have financial report recording in an orderly manner and in accordance with sharia principles. In fact, good financial records not only help business actors in separating business and personal finances, but also make it easier to calculate profits, as well as business zakat obligations if they have met the nisab. This study aims to describe the implementation of community service activities in the form of sharia accounting assistance to business actors in Kedungwaru District, Tulungagung. The method used is a participatory method with an observation, interview, and direct mentoring approach. The team consisted of four students who conducted a needs assessment, evaluated the conditions of initial financial records, provided simple training related to cash, assets, liabilities, and capital recording, and introduced the basic principles of sharia accounting, including business zakat obligations. The results of the activity showed that the business actors who were accompanied were able to understand the importance of simple financial records, began to separate business and personal finances, and were interested in learning more about the calculation of business zakat. In addition, there has been an increase in the awareness of business actors regarding the value of blessings in sharia-compliant financial management. In conclusion, this mentoring activity has succeeded in improving the understanding and basic skills of business actors related to sharia-based financial recording. In the future, similar activities need to be carried out on an ongoing basis with a more in-depth scope of material, including the use of sharia-based digital recording applications.
Penguatan Birrul Walidain & Fiqh Wanita terhadap siswa TPQ dan Madrasah Diniyah Nurul Ulum di Desa Karangroto Zulaikhah, Siti Thomas; Hariyanto, Ropik; Raharja, Mediana Emilia; Erinda, Adysa; Noorrahman, Handy Triya; Isaroh, Nila Latifatul; Ardiansyah, Ferdi; Faiqoh, Elok; Prissanty, Anne Aninditha; Putra, Alexander Vito Dharma
Community Empowerment Journal Vol. 3 No. 3 (2025)
Publisher : CV. Yudhistt Fateeh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61251/cej.v3i3.273

Abstract

Tujuan dari dilaksanakannya program kerja pengabdian masyarakat ini adalah meningkatkan pemahaman yang lebih mendalam tentang birrul walidain dan fiqh wanita kepada masyarakat Karangroto sehingga mereka terutama kalangan anak-anak maupun remaja dapat menjadi umat Islam yang senantiasa bertakwa dan berakhlak mulia. Metode pelaksanaan program ini adalah dengan melakukan pendampingan TPQ (Taman Pendidikan Quran) dan Madrasah Diniyah, bimbingan belajar untuk anak-anak tingkat SD (Sekolah Dasar), serta penyuluhan mengenai Fiqh Wanita yang dilaksanakan di Desa Karangroto. Kegiatan pendampingan TPQ dan Madrasah Diniyah dilaksanakan di TPQ dan Madrasah Diniyah Nurul Ulum, kemudian kegiatan penyuluhan fiqh wanita juga dilaksanakan di TPQ dan Madrasah Diniyah Nurul Ulum yang dihadiri oleh para siswa dari berbagai kelas di TPQ dan Madrasah Diniyah Nurul Ulum Desa Karangroto. Strategi pendampingan yang digunakan yaitu penyampaian materi yang menarik, atraktif dan menyenangkan. The purpose of this community service work program is to increase a deeper understanding of birrul walidain and women's fiqh to the Karangroto community so that they, especially children and teenagers, can become Muslims who are always pious and have noble morals. The method of implementing this program is by providing mentoring to TPQ (Quran Education Park) and Madrasah Diniyah, tutoring for elementary school children, and counseling on Women's Fiqh carried out in Karangroto Village. TPQ and Madrasah Diniyah mentoring activities were carried out at TPQ and Madrasah Diniyah Nurul Ulum, then women's fiqh counseling activities were also carried out at TPQ and Madrasah Diniyah Nurul Ulum which were attended by students from various classes at TPQ and Madrasah Diniyah Nurul Ulum Karangroto Village. The mentoring strategy used was delivering interesting, attractive and fun material.
Pengaruh Penggunaan Model Pembelajaran Problem Based Learning terhadap Capaian Numerasi Materi Matematika Siswa Kelas 1 SD Wahyudi, Pamungkas Tri; Murniati, Ngurah Ayu Nyoman; Faiqoh, Elok; Listyarini, Ikha
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian kuantitatif pada peserta didik kelas IB SDN Siwalan berlatar belakang kemampuan peserta didik dalam menghitung masih rendah dan metode yang digunakan masih menggunakan metode ceramah. Tujuan dari penelitian ini untuk mengetahui pengaruh model pembelajaran PBL (Problem Based Learning) terhadap hasil belajar numerasi materi matematika kelas 1 SD. Penelitian ini menggunakan metode Pre-Experimental Design dengan model desain One-Group Pretest-Posttest Design. Populasi penelitian ini adalah kelas IB SDN Siwalan yang berjumlah 27 siswa. Penelitian ini menggunakan instrument pretest dan postest. Hasil belajar siswa sebelum menggunakan model pembelajaran PBL nilai rata-rata 56,3 dan setelah menggunakan model pembelajaran PBL nilai rata-rata menjadi 75,2. Hasil uji t menunjukkan model pembelajaran PBL mempunyai nilai signifikan < 0,005. Model pembelajaran PBL (Problem Based Learning) dapat disimpulkan bahwa model pembelajaran PBL berpengaruh terhadap hasil belajar siswa sebelum dan sesudah penerapan.
DNA Barcoding of Cardinalfish (Apogonidae) in Gilimanuk Bay, Bali, Indonesia Putra, I Nyoman Giri Putra; Indrawan, Gede Surya; Faiqoh, Elok
Jurnal Ilmiah Perikanan dan Kelautan Vol. 16 No. 1 (2024): JURNAL ILMIAH PERIKANAN DAN KELAUTAN
Publisher : Faculty of Fisheries and Marine Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jipk.vi.43336

Abstract

Abstract The Apogonidae is estimated to consist of nearly 300 fish species, most of which inhabit coral reef areas. The lack of distinctive body markings and overlapping species distribution makes species assignment challenging. Therefore, this study aimed to delineate species and establish barcoding reference databases of Apogonidae in Gilimanuk Bay (Bali, Indonesia) using the Cytochrome Oxidase I (COI) gene of the mitochondrial DNA. A total of 22 fish tissue samples were extracted with 10% Chelex solution. BLAST analysis was performed and genetic differentiation between species was calculated. The phylogenetic tree was constructed using the Maximum Likelihood method and tree visualization was generated using iTOL V5. The morphology and genetic identification results based on the mitochondrial COI gene revealed eight species of seven genera, and one species was new to GenBank online database. This study was the first-ever addition of COI sequence for Ostorhinchus hartzfeldii into the GenBank database. The average K2P genetic distance within species and K2P distance between genera within the family were 0.60% and 19.10%, respectively. The mean genetic distance between genera within the family was 31.8-fold higher than the mean genetic distance within species. The phylogenetic tree showed that each sample resided in a distinct cluster, which indicates that DNA barcoding is a reliable and effective approach for species delimitation in Apogonidae fishes. Highlight Research Eight species of cardinalfish in Gilimanuk Bay were delineated using the barcoding method. This study provides the first nucleotide sequence for Ostorhinchus hartzfeldii in GenBank online database. The phylogenetic tree showed that each sample resided in a distinct cluster, indicating that the barcoding method efficiently differentiated at the species level. The mean genetic distance between genera within the family was 31.8-fold higher than the mean genetic distance within species.
PENGGUNAAN MEDIA GAMBAR SIMBOL-SIMBOL PANCASILA UNTUK MENINGKATKAN HASIL BELAJAR PPKn PESERTA DIDIK KELAS 1 DI SDN SIWALAN Lutfinisa, Nur Aini; Suyoto, Suyoto; Faiqoh, Elok; Listyarini, lkha
PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran) Vol 7, No 4 (2024): PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran) Publish
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/ptk.v7i4.646-652

Abstract

A good learning process is a driving factor for success in education. In the learning process students are required to be active so that learning is effective and interactive, but basically teachers are still focused on worksheet books and do not involve students and teachers do not use learning media, so that student learning outcomes are less than optimal. This research aims to determine the influence of media images of Pancasila symbols in improving PPKn learning outcomes for students at SDN Siwalan. This research uses a quantitative Pre-Experimental Design approach with the One Group Pretest Posttest type. The sample used was 27 grade 1 students at Siwalan Elementary School. The results of research that have been tested for normality in the pretest and posttest are normally distributed. Judging from the pretest results, the SPSS output has a value of 0.093 α (0.05), which means the data is normally distributed. From the SPSS output posttest results in the sig column. which has a value of 0.090 α (0.05) which means the data is normal. From the results of the paired sample t test, sig results were obtained. (2-tailed) 0.000. If sign. (2-tailed) 0.000 α (0.05) then Ha is accepted which means that there is an influence of the media of pictures of Pancasila symbols in improving the PPKn learning outcomes of class 1 students at SDN Siwalan and in the Normalized Gain test based on what has been done it is calculated using SPSS 26, the integration results are high.
The Influence of Mathematical Creative Thinking Ability on Students' Self-Regulated Learning Through a Scientific Approach Mubarika, Melinda Putri; Faiqoh, Elok; Susilawati, Susilawati; Raharjo, Totok Dwi; Yaniawati, Poppy
Kreano, Jurnal Matematika Kreatif-Inovatif Vol 13, No 1 (2022): Kreano, Jurnal Matematika Kreatif-Inovatif
Publisher : Mathematics Dept, Math. and Science Faculty, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/kreano.v13i1.35233

Abstract

The purpose of this study was to improve the ability of creative thinking, to see the picture of self-regulated learning, and to analyze the effect of creative thinking ability on self-regulated learning through the implementation of the Scientific approach. This research method is a mixed method of insertion type. The research instrument used was a creative thinking ability test, observation, self-regulated learning scale, and interviews. The population in this study were students in a private high school in Bandung with a sample of 2 classes. The increase in creative thinking skills was analyzed by normalized gain scores, the description of self-regulated learning was analyzed by Post Hoc Tests, while the effect of creative thinking skills on self-regulated learning was used regression analysis. The results showed that the increase in the creative thinking ability of students who received the Scientific approach was better than the students who received conventional learning, there was no difference in the self-regulated learning of students who received learning using the Scientific approach and conventional models, and there was no difference the effect of creative thinking ability on self-regulated learning in learning with scientific approaches, and conventional ones.Tujuan penelitian ini adalah untuk meningkatkan kemampuan berfikir kreatif, melihat gambaran kemandirian belajar, dan menganalisis pengaruh kemampuan berfikir kreatif terhadap kemandirian belajar melalui implementasi pendekatan scientific. Penelitian ini menggunakan metode campuran tipe penyisipan. Instrumen penelitian yang digunakan adalah tes kemampuan berpikir kreatif, observasi, skala kemandirian belajar, dan wawancara. Populasi dalam penelitian ini adalah peserta didik di salah satu SMA swasta Bandung dengan sampel sebanyak 2 kelas. Peningkatan kemampuan berpikir kreatif dianalisis dengan skor gain ternormalisasi, gambaran kemandirian belajar dianalisis dengan Tes Post Hoc, sedangkan pengaruh kemampuan berpikir kreatif terhadap kemandirian belajar digunakan analisis regresi. Hasil penelitian menunjukkan bahwa peningkatan kemampuan berfikir kreatif peserta didik yang memperoleh pendekatan Scientific lebih baik daripada peserta didik yang memperoleh pembelajaran konvensional, tidak terdapat perbedaan kemandirian belajar peserta didik yang memperoleh pembelajaran dengan pendekatan Scientific maupun konvensional, serta tidak terdapat pengaruh kemampuan berfikir kreatif terhadap kemandirian belajar pada pembelajaran dengan pendekatan Scientific, maupun konvensional.
Co-Authors A. A. Md. Ananda Putra Suardana Abd. Rahman As-syakur Agustina, Siti Rodliyah Eka Aji Wahyu Anggoro Ali Mashar Allamah, Labibah Alvina Rahmayanti Amalia, Dwi Risky Anak Agung Istri Candra Kirana Andri Octapianus Purba Andrianus Sembiring Andrianus Sembiring Anggita Della Lestari Anisa Setyawati Ariandini, Yovita Aulia Dharma Nusa Pangestu Ayu, Inna Puspa Beginer Subhan Binti Nur Asiyah Budi Santoso Carolina Asrin Cornelia Coraima Lazaren Dede Nurohman Denisa, Ayu Dewa Ayu Wedha Astiti Dwi Budi Wiyanto Dwi Budi Wiyanto Enex Yuniarti Ningsih Erinda, Adysa Febriyanto Arifin ferdi ardiansyah, ferdi Frida Purwanti Gede Surya Indrawan Hanifa Miranda I.H. Putri Hardianti Hardianti, Hardianti Hariyanto, Ropik Henny Hayati Heru Wicaksono I Dewa Nym. Nurweda P., I Gede Budi Astrawan I Gede Budi Astrawan I Gede Hendrawan I Gusti Ayu Dian Indraswari I Gusti Ayu Ricca Mahatma Putri I Gusti Bagus Sila Dharma I Gusti Bagus Sila Dharma I Gusti Ngurah Agung Dhananjaya I Gusti Ngurah Putra Dirgayusa I Kadek Dedy Antara Putra I Ketut Budiarta I Ketut Dedi Ariawan I Ketut Suada I Made Raditya Putra I Putu Irpan Aditanaya I Putu Sugiana I Putu Sugiana I Wayan Arthana I Wayan Eka Dharmawan I Wayan Eka Dharmawan I Wayan Gede Astawa Karang I Wayan Juliantara Putra IDA AYU ASTARINI Ida Bagus Indra Danendra Ikha Listyarini Indana Hilyatun Nafisah Indri Astutik Isaroh, Nila Latifatul Istri Pradnyandari Dewi, I Gusti Ayu Jatmiko, Dadang Heru Kadek Weda Ari Bhawana Kadek Yudiastuti Komang Indah Vitri Lestari Listyarini, lkha Lucia Hendrati, Lucia Luh Putu Puspita Dewanti Lutfinisa, Nur Aini Made Ayu Pratiwi Maulidia, Nur Fariha Mohammad Mukhlis Kamal Mubarika, Melinda Putri Muhammad Danie Al Malik Munawir Munawir Munawir Mushab Al Umairi Ngurah Ayu Nyoman Murniati Ni Luh Astria Yusmalinda Ni Luh Gede Widya Bintang Gustavina Ni Made Dewi Damayanti Ni Putu Ayu Aryanti Ni Putu Eva Damayanti Ni Wayan Loviasari Noorrahman, Handy Triya Nugroho, Agung Pande Ditha Prasatia Pratama, Yoga Ari Prissanty, Anne Aninditha Putra, Alexander Vito Dharma Putra, I Nyoman Giri Putra, I Nyoman Giri Putra Putu Dian Pertiwi Putu Eva Setiawati Putu Satya Pratama Raharja, Mediana Emilia Raharjo, Totok Dwi Ranny R. Yuneni Ratih Permitha Syury Rizky Ramadhan Rohmah, Siti Lailatur Samantha Julia Blandina Lumban Tobing Sansabhilla, Faradiva Septi Novita Sari Siti Rudiyanti Siti Thomas Zulaikhah Susilawati, Susilawati Suyoto Suyoto Syam, Ferawaty Umar, Nugrah Juniar Vita Paramita Wahyudi, Pamungkas Tri Widiastuti Widiastuti Widya Rizky Pratiwi, Widya Rizky Wiratama, I Gusti Ngurah Made Yaniawati, Poppy Yaqin, Achmad Haqqul Yuliana Fitri Syamsuni Yuliastri, Windriyani Yuniarti K. Pumpun Yuspita, Ni Luh Eta