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PENGARUH PEMBIAYAAN IJARAH DAN MURABAHAH TERHADAP PROFITABILITAS PADA BANK BRI SYARIAH DI OTORITAS JASA KEUANGAN (OJK) Baso Akib; Riska Riska
Jurnal Akuntansi dan Keuangan Syariah (Jurnal Akunsyah) Vol 2, No 1 (2022): Vol. 2 No. 1 Juni 2022
Publisher : Program Studi Akuntansi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/akunsyah.v2i1.3061

Abstract

This study aims to (1) describe the effect of Ijarah financing on profitability at BRI Syariah Banks registered with the Financial Services Authority (OJK), (2) to describe the effect of Murabahah financing on profitability at BRI Syariah Banks registered with the Financial Services Authority (OJK), (3) To describe Ijarah and Murabahah financing on profitability at BRI Syariah Banks registered with the Financial Services Authority (OJK).Type of research in this research is descriptive quantitative. The data used is secondary data with data collection techniques using observation and documentation. Multiple linear regression analysis method. The population in this study is all financial reports at BRI Syariah Banks registered with the Financial Services Authority (OJK) for the 2016-2020 period, the sample used in this study was 60 samples, the data analysis technique used IBM SPSS 21. The results show that partially (1) partially Ijarah financing has a significant effect on profitability at BRI Syariah Banks registered with the Financial Services Authority (OJK) (2) partially Murabahah financing has a significant effect on profitability at BRI Syariah Banks registered with the Financial Services Authority. Finance (OJK (3) Simultaneously Ijarah and Murabahah financing have a significant effect on profitability at BRI Syariah Banks registered with the Financial Services Authority (OJK). The implications of research results regarding Ijarah and Murabahah financing variables which are suspected to have a significant relationship with profitability (ROA) simultaneously or together and have a major influence on the profitability (ROA) of BRI Syariah Bank..  
Peran Budaya Literasi dalam Meningkatkan Minat Baca Siswa Di Sekolah Dasar Riska Riska; Muhammad Syukur
Harmoni: Jurnal Ilmu Komunikasi dan Sosial Vol. 1 No. 2 (2023): Juni : Harmoni : Jurnal Ilmu Komunikasi dan Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/harmoni-widyakarya.v1i2.435

Abstract

Literacy is the capacity to comprehend, gain access to, and effectively utilise information through speaking, writing, and reading activities. It is indisputable that there are encouraging and discouraging aspects throughout the implementation of the School Literacy Movement in order to improve kids' interest in reading, particularly in elementary schools. This study aimed to investigate the role of literacy activities, educational hurdles, and initiatives to boost reading motivation in elementary school students. This study is qualitative in nature. Principals of schools, as well as pupils and instructors at Inpresi Kadundungan Elementary School, participated in the study. ways for gathering data through observation, writing, and interviewing. Based on the study's findings, it can be concluded that literacy-related activities help kids become more interested in reading and help teachers and administrators work to remove obstacles to literacy-related activities.
Bantuan Stimulan Perumahan Swadaya (BSPS) di Desa Pancar Jelobok Kecamatan Pintu Rime Gayo Kabupaten Bener Meriah: Masalah dan Solusi Bantuan Rumah Tidak Layak Huni (RTLH) Bagi Masyarakat Berpenghasilan Rendah (MBR) Seri Mughni Sulubara; Riska Riska; Yeni Irma Normawati
Cakrawala: Jurnal Pengabdian Masyarakat Global Vol. 3 No. 2 (2024): Cakrawala: Jurnal Pengabdian Masyarakat Global
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/cakrawala.v3i2.2456

Abstract

Self-help Housing Stimulant Assistance (BSPS) is government assistance for low-income communities to encourage and increase self-help in improving the quality of houses and new construction of houses along with infrastructure, facilities, and public utilities. The problem in this research is that the people of Pancar Jelobok Village still only rely on BSPS program funds. It turns out that these funds are not enough for the construction or repair of their houses. So that the community actually has to try hard to find additional costs to increase costs outside of BSPS funding assistance in the form of self-help money, building materials and self-help labor sources. The purpose of this research is to find out the solution so that the BSPS program can be realized effectively, efficiently and sustainably in Pancar Jelobok Village.
Tantangan dan Peluang Otoritas Jasa Keuangan dalam Era Digitalisasi Layanan Keuangan Riska Riska; Seri Mughni Sulubara
JURNAL RISET MANAJEMEN (JURMA) Vol 2 No 4 (2024): December : Jurnal Riset Manajemen
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jurma.v2i4.2712

Abstract

The Financial Services Authority (OJK), which has a position as a state institution, was formed based on Law Number 21 of 2011. OJK functions to organize an integrated system of regulation and supervision of all activities in the financial services sector, both in the banking sector, capital markets, and non-bank financial services sectors such as insurance, pension funds, financing institutions, and other financial services institutions (Sulubara, 2023). The Constitutional System of Indonesia (UUD 1945) emphasizes that the Indonesian government system is based on law. In facing challenges and opportunities must be resolved legally. The theoretical studies related to this research are using the theory of legal protection (Musyafah, 2019). This research uses a normative juridical method with the aim of analyzing the role of functions attached to the Financial Services Authority (OJK) in accordance with the legislation as the basis for its formation. The challenges faced by the Financial Services Authority in the era of digitalization of financial services are data security and cyber threats, adaptive regulations, digital divide, digital literacy and dependence on third parties. Meanwhile, the opportunities presented by the digitalization of financial services are financial inclusion, product and service innovation, ecosystem collaboration and digital asset development.
Komprehensif Penafsiran dan Implementasi Guide to Indonesian Constitutional System Based on UUD 1945 Bagi Generasi Z Seri Mughni Sulubara; Riska Riska; Yeni Irma Normawati
Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Vol. 3 No. 4 (2024): Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri
Publisher : Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/sejahtera.v3i4.2623

Abstract

The 1945 Constitution as the national constitution is the highest source of law that serves as a benchmark and guideline for other legal regulations. The 1945 Constitution as a written constitution has the highest authority in the Indonesian government system. Amendments to the 1945 Constitution occurred 4 (four) times, where the first change occurred in 1999, 2000, then 2001 and finally 2002. This research uses normative juridical research and library research (literature) which focuses on libraries to obtain data without conducting research in the field. Generation Z tends to be more interested in practical and visual things, so understanding the 1945 Constitution requires a flexible and adaptive strategy by using interactive and multimedia e-learning platforms such as animated videos, infographics, and educational applications to explain the articles of the 1945 Constitution. Integrating the 1945 Constitution in everyday life for generation Z can be done through various approaches that are relevant to their characteristics and needs in several effective ways. So that generation Z is able to understand and integrate the 1945 Constitution into their daily lives, making it a guideline in interacting and contributing to society.
Efektifitas Pengawasan Mutu Pada Proses Produksi Pengalengan Ikan Lemuru (Sardinella Lemuru sp) di PT.Sarana Tani Pratama Bali Riska Riska; Akmal Abdullah; Ilham Ilham
Manfish: Jurnal Ilmiah Perikanan dan Peternakan Vol. 2 No. 2 (2024): September: Manfish: Jurnal Ilmiah Perikanan dan Peternakan
Publisher : Asosiasi Riset Ilmu Tanaman Dan Hewani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/manfish.v2i2.38

Abstract

The principle of fish processing basically aims to protect fish from damage and decay. With the processing process, the activity of spoilage bacteria can be inhibited or stopped. One method that is often used is canning. The data collection methods used are observation, question and answer, and literature. The purpose of this writing is to know or describe how the effectiveness of the quality control process of canning sardines at PT Sarana Tani Pratama. The writing of this thesis is prepared based on the results of activities that have been carried out at PT Sarana Tani Pratama. The type of research conducted is descriptive qualitative research, which is intended to describe or collect data and information about the process of quality control of the production process of canning lemuru fish (sardinella lemuru sp) at PT Sarana Tani Pratama. The results of this study indicate that quality control carried out at PT Sarana Tani Pratama starts from the receipt of raw materials to the final product. The level of effectiveness of quality control carried out by PT Sarana Tani is considered to have run effectively and according to operational standards that have been set and supervised by the Quality Control (QC) team where they are tasked with controlling during the production process. Supervision is carried out in order to ensure the quality and quality of the product to be consumed and distributed in accordance with the standards that have been set.
Seminar Membangun Dasar Kreatif Sejak Dini Elva M. Sumirat; Sri Yulita Sa'ban; Nurhasana J. Monomo; Riyanti Latama; Riska Riska; Nur Andini Jois; Agiska Katili
Karya Nyata : Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2025): Juni : Karya Nyata : Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karyanyata.v2i2.1464

Abstract

Creativity in early childhood is a crucial foundation for children’s cognitive and social development. This article examines how various play activities can serve as effective media to build creativity in early childhood. The research method used a quasi-experimental design with a pretest-posttest control group involving children aged 4–6 years in early childhood education settings. The results show that constructive play, role-playing, and outdoor play activities significantly enhance children’s creative abilities. Furthermore, the role of the environment and adult support positively influences creativity development. These findings highlight the importance of providing meaningful play activities and a conducive environment to maximize children’s creative potential from an early age. Practical implications for educators and parents are also discussed as efforts to improve the quality of early childhood education.
Pelatihan Basic Life Support (BLS) Pada Siswa Madrasah Aliyah Swasta (MAS) Kaidipang Boroko Timur Kecamatan Kaidipang Kabupaten Bolaang Mongondow Utara Faradilla Miftah Suranata; Riska Riska; Intan Safina; Safita Gay; Rosida Tidore; Delia Umalekhoa; Monalisa Mokodompit
Solusi Bersama : Jurnal Pengabdian dan Kesejahteraan Masyarakat Vol. 1 No. 2 (2024): Mei : Solusi Bersama : Jurnal Pengabdian dan Kesejahteraan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/solusibersama.v1i2.164

Abstract

Number one killer in the world is a sudden cardiac arrest. It's one of those depressive conditions that can happen anywhere, anytime, and to anyone. The number of deaths from cardiovascular disease in Indonesia is 14.4%. One of the measures that can prevent deaths is by performing Basic Life Support (BLS) which is the initial treatment of a person who has a cardiac arrest and breathing arrest. So it is necessary to provide basic life support (BLS) training to civilians to prevent deaths. The purpose of this community dedication is to improve the knowledge and skills of students of MAS Kaidipang district of North Bolaang Mongondow. The activities of public dedication are conducted in the form of training by providing material and demonstration of basic life support (BLS) steps. The results of this training are achieved improvement of knowledge and skill in students of MAS Kaidipang.
Realisasi Peningkatan Kesejahteraan Masyarakat Melalui Implementasi Program Bantuan Stimulan Perumahan Swadaya (BSPS) dalam Mengurangi Kuantitas dan Kualitas Rumah Tidak Layak Huni (RTLH) Seri Mughni Sulubara; T. Saiful Basri; Zulfa Zainuddin; Riska Riska
Solusi Bersama : Jurnal Pengabdian dan Kesejahteraan Masyarakat Vol. 2 No. 2 (2025): Mei: Solusi Bersama : Jurnal Pengabdian dan Kesejahteraan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/solusibersama.v2i2.1356

Abstract

The Self-Help Housing Stimulant Assistance Program (BSPS) emerged as a response to the housing and settlement problems faced by the Indonesian people, especially related to the low quality of life due to slums (Sitompul, 2022). This program aims to provide livable houses for low-income people (MBR) through stimulant government assistance (Seri Mughni Sulubara, 2024). The research method used is a qualitative descriptive research method. This method aims to make descriptions of data systematically, factually, and accurately about existing facts. Descriptive research that is carried out continuously on the object of research is called a continuous descriptive method. The results of activities or findings from the implementation of the Self-Help Housing Stimulant Assistance Program (BSPS) in reducing the quantity and quality of Uninhabitable Homes (RTLH) show that this program has a positive impact on the beneficiary community. The BSPS program succeeded in improving the quality of the beneficiaries' houses. Houses that were built or renovated have a solid structure, adequate area, and a livable level of safety (Seri Mughni Sulubara, Amrizal Amrizal, et al., 2024). By making home improvements, BSPS contributes to reducing the number of uninhabitable houses and creating a more decent environment (B & Sadriah, 2020).
Fenomena Jual Beli Online dari Tinjauan Herbert Marcuse : Studi Kasus Mahasiswa Pendidikan Sosiologi Unismuh Makassar Sri Wahyuni; Reski Aulia. r; Marlia Herman; Riska Riska
GURUKU : Jurnal Pendidikan dan Sosial Humaniora Vol. 3 No. 4 (2025): GURUKU : Jurnal Pendidikan dan Sosial Humaniora
Publisher : Politeknik Kampar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59061/guruku.v3i4.1231

Abstract

This study examines the phenomenon of online buying and selling among students in the Sociology Education study program through a qualitative approach. The research aims to explore how Herbert Marcuse’s theory and the concept of alienation can be applied to understand students’ engagement with online shopping platforms. Data were collected through in-depth interviews and analyzed using content analysis to identify patterns of behavior, perception, and meaning related to online commercial activities. The findings reveal that online buying and selling are not merely economic practices but also social and psychological phenomena that shape students’ interactions, identities, and lifestyles. The study highlights how students experience both empowerment and alienation through digital consumerism—where convenience and self-expression coexist with dependency and loss of authenticity. Furthermore, the results indicate that online platforms have become spaces for social interaction and self-construction, yet they may also reinforce consumerist tendencies that distance individuals from genuine social relations. These insights contribute to a deeper understanding of how technological engagement intersects with classical sociological concepts, particularly alienation, within contemporary student life. The research also offers implications for sociology education, emphasizing the importance of critical awareness regarding technology’s role in shaping social experiences.