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                        ANALISIS PENERAPAN MANAJEMEN RISIKO PEMBIAYAAN PADA LEMBAGA PEMBIAYAAN SYARIAH 
                    
                    Syathir Sofyan                    
                     Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 2 (2017): BILANCIA 
                    
                    Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu 
                    
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                                DOI: 10.24239/blc.v11i2.310                            
                                            
                    
                        
                            
                            
                                
This research discusses financing risk management in sharia financing institutions. Financing risk is a risky risk and can lead to systemic risk one of which occurred the global financial crisis. Sharia financing institutions are identical with those risks, so that the application of proactive risk management should be done so as not to be affected. The purpose of this research is to know the risk management of financing at PT XYZ, which in this research is qualitative decriptive. Data analysis used is data reduction, data presentation, verification andconclusion. The results of this study indicate that the implementation of risk management of financing at PT XYZ is categorized not good enough. this means that to create financing risk management it is necessary to apply a reliable and consistent risk management system. Seeing the results of the research that during the period 2014 to 2016 has increased the value of NPF, which requires companies to act quickly to mitigate the value of NPF ratio
                            
                         
                     
                 
                
                            
                    
                        IMPLEMENTASI KHIYAR DALAM JUAL BELI ONLINE: STUDI KASUS KETIDAKSESUAIAN OBJEK PADA MARKETPLACE SHOPEE 
                    
                    Syathir Sofyan; 
Teti                    
                     Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 15 No. 2 (2021): BILANCIA 
                    
                    Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu 
                    
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                                DOI: 10.24239/blc.v15i2.821                            
                                            
                    
                        
                            
                            
                                
The purpose of the research is to find out how to implement the khiyar principle in online buying and selling, case studies of object inconsistencies in the Shopee marketplace and to find out the inhibiting factors for khiyar implementation in online buying and selling case studies of object mismatches. The type of research used in this study is a qualitative descriptive method. Data collection techniques consist of interviews and documentation. The data obtained will be analyzed in three steps, namely data reduction, data presentation, and drawing conclusions. The results of the study indicate that the implementation of khiyar in online buying and selling in cases of object mismatch in practice has implemented khiyar, although in terms of knowledge and literacy about khiyar both from Shopee, sellers, and buyers do not fully understand about khiyar. On the Shopee marketplace site, the khiyar practices applied are “khiyar aib”, “khiyar syarat”, and “khiyar ru’yah”. Khiyar aib is related to the right of complaint owned by the buyer when receiving a defective item. Khiyar syarat relate to the grace period given by the Shopee to the buyer to make a complaint. And for khiyar ru’yah it relates to the right of complaint owned by the buyer because he cannot see the goods ordered directly when the contract takes place.
                            
                         
                     
                 
                
                            
                    
                        Pengaruh Labelisasi Halal, Personal Selling dan Online Customer Review Terhadap Keputusan Pembelian (Studi Pada Follower Instagram Scarlett Whitening) 
                    
                    Fitrah Rahma Inayah; 
Idris Parakkasi; 
A Syathir Sofyan                    
                     Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023) 
                    
                    Publisher : Prodi Perbankan Syariah FAI UMT 
                    
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                                DOI: 10.31000/almaal.v4i2.6610                            
                                            
                    
                        
                            
                            
                                
This study aims to determine the effect of halal labeling, personal selling and online customer reviews on purchasing decisions for Instagram followers of Scarlett Whitening products. This study uses a quantitative analysis approach using multiple linear regression analysis techniques. Primary data was obtained through a questionnaire distributed to respondents, namely Scarlett Whitening's Instagram followers. The sample of this study amounted to 348 people. The results of this study indicate that there is no influence of halal labeling on purchasing decisions, while personal selling and online customer reviews have an influence on purchasing decisions for Scarlett Whitening products.
                            
                         
                     
                 
                
                            
                    
                        Analisis SWOT terhadap Strategi Pemasaran Syariah Pada WM Boutique di Kabupaten Gowa 
                    
                    Lisa Indryawati; 
Idris Parakkasi; 
A. Syathir Sofyan                    
                     LABATILA : Jurnal Ilmu Ekonomi Islam Vol 6 No 02 (2022) 
                    
                    Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen 
                    
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                                DOI: 10.33507/labatila.v6i02.1027                            
                                            
                    
                        
                            
                            
                                
Since a business cannot exist without competition, competition definitely plays an important role in any marketing campaign. No single business can be the sole winner in terms of sales and profits; instead, other businesses will compete for that success. As a result, this leads to a focus on competition in any marketing effort. The aims of this study were (1) to find out the form of the sharia marketing strategy carried out by WM boutique (2) to find out the SWOT analysis of the implementation of the sharia marketing strategy at WM boutique. This type of research uses qualitative and quantitative methods to obtain information. qualitative and quantitative information leads to better research results. This method allows researchers to use several research methods and collect data through inductive and deductive thinking. Collecting multiple data points also solves research problems using different data sources. Research results (1) WM's business continues to improve the quality of its products. Doing so proved impossible to ignore when competing with other industries for customers. In addition, promoting product location and availability helps attract new customers. Because the location is a strategic place, people automatically want to buy goods there. When looking at promotional strategies for online marketing promotions, the focus lies on WM Boutique's promotional strategies. (2) Through SWOT analysis, it is known that WM boutique currently has internal strengths as well as many external opportunities so that in order to continue to exist, WM boutique must be able to take advantage of opportunities and develop its strengths.
                            
                         
                     
                 
                
                            
                    
                        Understanding the Impact of Natural Disaster in Micro, Small, and Medium Enterprises in Halal Food Sector 
                    
                    Syaakir Sofyan; 
Sirajul Arifin; 
A. Syathir Sofyan; 
N. Syamsu; 
Abdurrahman Mansyur; 
Ahmad Fauz; 
Atep Hendang Waluya                    
                     Indonesian Journal of Islamic Literature and Muslim Society Vol. 6 No. 2 (2021): December 2021 
                    
                    Publisher : IAIN Surakarta 
                    
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                                DOI: 10.22515/islimus.v6i2.6219                            
                                            
                    
                        
                            
                            
                                
Studies on the impact of disasters on Micro, Small and Medium Enterprises (MSMEs) in the halal food sector are often ignored by researchers and academics, even though these studies are needed to mitigate the risks from natural disasters. This study explores the impact of disasters on MSMEs, especially those engaged in the halal food sector. The research methodology used was phenomenology, with the data source being MSME actors in the halal food sector who were affected by the disaster in Palu City. The results of this study provide a conceptual framework for disaster impacts, which include direct and indirect impacts on physical assets, human resources, raw materials, production, sales, and capital. The relationship between the impact of the disaster and economic actors in the halal food sector breaks the supply chain in impacted and non-impacted areas. Therefore, the aim of this research is to provide information for business actors in Palu city to redesign a safer and more controlled business concept in the event of a natural disaster in the future.
                            
                         
                     
                 
                
                            
                    
                        Analisis SWOT terhadap Strategi Pemasaran Syariah pada WM Boutique di Kabupaten Gowa 
                    
                    Lisa Indryawati Lisa; 
Idris Parakassi; 
A. Syathir Sofyan                    
                     Reslaj : Religion Education Social Laa Roiba Journal Vol 5 No 5 (2023): Reslaj: Religion Education Social Laa Roiba Journal 
                    
                    Publisher : LPPM Institut Nasional Laa Roiba Bogor 
                    
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                                DOI: 10.47467/reslaj.v5i5.2427                            
                                            
                    
                        
                            
                            
                                
The purpose of this research is to analyze the marketing strategy implemented by WM Boutique so that it can grow very rapidly at this time by using SWOT analysis. This study uses a combined research method. Mixed methods are meant to use qualitative and quantitative methods. Mixed methods research aims to answer research questions that cannot be answered by a qualitative or quantitative approach alone. This research focuses on the collection, analysis, and mixing of quantitative and qualitative data in one or a series of studies. The results of this study show how the sharia marketing strategy implemented by WM Boutique, namely improving product quality, strategic and convenient location and maximizing promotions and based on SWOT analysis it is known that WM Boutique is in quadrant I by implementing an aggressive strategy. Quadrant I is a very profitable situation, the company has opportunities and strengths so that it can take advantage of existing opportunities. The strategy that must be applied in this condition is to support an aggressive growth policy (growth oriented strategy), it is recommended to maximize the opportunities and strengths that exist.
                            
                         
                     
                 
                
                            
                    
                        Faktor-Faktor Yang Mempengaruhi Keputusan Belanja Busana Muslimah Secara Online Selama Pandemi Covid-19 di Kelurahan Caile Kabupaten Bulukumba 
                    
                    Nuraida Fitriah Bohari; 
Idris Parakkasi; 
Andi Syathir Sofyan                    
                     Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 8 No 1 (2023): Adz-Dzahab Volume 8 Nomor 1 Mei 2023 
                    
                    Publisher : IAI Muhammadiyah Sinjai 
                    
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                                DOI: 10.47435/adz-dzahab.v8i1.1020                            
                                            
                    
                        
                            
                            
                                
Penelitian ini bertujuan untuk mengetahui pengaruh produk, harga, psikologis, religiuisitas dan perceived covid risk terhadap keputusan belanja busana muslimah secara online selama pandemic Covid-19 di Kelurahan Caile Kabupaten Bulukumba. Metode yang digunakan adalah metode kuantitatif. Populasi yang digunakan dalam penelitian ini adalah konsumen muslim yang pernah melakukan belanja busana muslimah secara online selama pandemic Covid-19 khususnya konsumen wanita di Kelurahan Caile. Teknik yang digunakan adalah non probability sampling dengan metode purposive sampling. Pengumpulan data berupa penyebaran kuesioner pada 200 responden. Teknik analisis data yang digunakan adalah uji asumsi klasik, analisis regresi linear berganda, uji hipotesis dan koefisien determinasi. Hasil penelitian ini menunjukkan bahwa secara simultan factor produk, harga, psikologis, religiusitas dan perceived covid risk berpengaruh signifikan terhadap keputusan pembelian online. Secara parsial factor produk, psikologis dan perceived covid risk berpengaruh positif dan signifikan terhadap keputusan belanja busana muslimah secara online selama pandemic covid-19. Sedangkan variabel harga dan religiuistas tidak berpengaruh signifikan terhadap keputusan belanja busana muslimah secara online. nilai koefisien determinasi ialah sebesar 41.5% hasil ini mengindikasikan bahwa kemampuan menjelaskan variabel independen (produk, harga, psikologis, religiuistas dan perceived covid risk) terhadap variabel dependen (keputusan pembelian) sebesar 41.5%.
                            
                         
                     
                 
                
                            
                    
                        Kepuasan Konsumen Terhadap Pengalihan Pengembalian Donasi Perspektif Etika Bisnis Islam di Minimarket Indomaret 
                    
                    Dian Septiani; 
Nurfiah Anwar; 
A. Syathir Sofyan                    
                     Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 8 No 1 (2023): Adz-Dzahab Volume 8 Nomor 1 Mei 2023 
                    
                    Publisher : IAI Muhammadiyah Sinjai 
                    
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                                DOI: 10.47435/adz-dzahab.v8i1.1345                            
                                            
                    
                        
                            
                            
                                
Studi ini bertujuan untuk mengetahui kepuasan konsumen Indomaret Tanete terhadap pengembalian dana dalam bentuk donasi, serta untuk memeriksa kepatuhan Indomaret terhadap etika bisnis Islam dalam pengembalian uang dalam bentuk donasi. Metode campuran digunakan dalam penelitian ini, yang menggabungkan metode kualitatif dan kuantitatif dalam satu studi. Hasil penelitian menunjukkan bahwa customer yang tidak puas dengan pengembalian dana dalam bentuk donasi merasa bahwa tindakan Indomaret melanggar prinsip-prinsip syariat Islam karena tidak memberikan informasi yang memadai tentang tempat penyaluran donasi, hanya menganjurkan customer untuk mendonasikan dana tersebut. Karyawan Indomaret belum menerapkan sikap adil dan sikap jujur terhadap konsumennya karena tidak terdapat kejelasan dan tidak transparansi dalam pengalihan kembalian dalam bentuk donasi. Dalam hal penerapan sikap kebebasan konsumen memiliki hak atas menerima dan menolak transaksi dalam bentuk donasi di Indomaret. Begitupun dengan sikap tanggung jawab karyawan Indomaret belum menerapkan sikap bertanggungjawab karena tidak adanya bukti struk dan poster tentang penjelasan penyaluran dana donasi.
                            
                         
                     
                 
                
                            
                    
                        Consumer Choice Behavior in Partnership Systems (Teseng): Qualitative Analysis of Theory of Planned Behavior 
                    
                    Muslimin Kara; 
Ega Rusanti; 
A. Syathir Sofyan                    
                     Jurnal Minds: Manajemen Ide dan Inspirasi Vol 10 No 1 (2023): June 
                    
                    Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia 
                    
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                                DOI: 10.24252/minds.v10i1.36014                            
                                            
                    
                        
                            
                            
                                
The increase in research on local economic practices is not accompanied by theoretical analysis. This study explores people's behaviour in choosing partnership systems (Teseng) by analyzing the theory of planned behaviour. Therefore, this research implies that it is an instrument for measuring local economic practices from the perspective of the theory of planned behaviour. The methodology used was phenomenology with data from the Batukaropa village community, Bulukumba Regency, Indonesia. The results show that attitude toward a behaviour is indicated by a perspective of helping and strengthening kinship. Meanwhile, subjective norms consist of the perception that teseng is part of the social culture of society, and the practice of teseng reflects social status. Perceived behaviour control based on the practice of teseng is more flexible and effective than the procedures for applying venture capital in Islamic banking.
                            
                         
                     
                 
                
                            
                    
                        PEMANFAATAN TANAH WAKAF PRODUKTIF: PENDEKATAN PRAKTIS 
                    
                    Syaakir Sofyan; 
A. Syathir Sofyan                    
                     Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 1 (2023) 
                    
                    Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu 
                    
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                                DOI: 10.24239/tadayun.v4i1.94                            
                                            
                    
                        
                            
                            
                                
Productive waqf land management is one of the main concerns in an effort to increase the contribution of waqf in the community economy. This study aims to analyze the utilization of productive waqf land in the form of rice fields managed by the village imam together with the community and to learn how to maintain waqf assets in order to contribute to the community. The approach used is qualitative with a case study research type. The interview technique became the primary data source with a semi-structured technique. The results showed that waqf land in the form of rice fields is essentially intended for the village priest (akkinanrengenna imangnge) as a living so that the village priest has the right to utilize the waqf land. In its management, the Imam appoints cultivators as land managers on the basis of kinship and has expertise, but has economic limitations. Land management cooperation will be implemented if both parties have agreed on their respective rights and obligations as well as the distribution of the harvest. This research contributes to research on the theme of productive waqf, practically and theoretically it will be very important for stakeholders. Abstrak Pengelolaan tanah wakaf produktif menjadi salah satu perhatian utama dalam upaya meningkatkan kontribusi wakaf dalam perekonomian masyarakat. Kajian ini bertujuan untuk menganalisis pemanfaatan tanah wakaf produktif berupa sawah yang dikelola oleh imam desa bersama masyarakat dan mempelajari cara mempertahankan aset wakaf agar dapat berkontribusi kepada masyarakat. Pendekatan yang digunakan adalah kualitatif dengan jenis studi kasus. Teknik wawancara menjadi sumber data primer dengan teknik semiterstruktur. Hasil penelitian menunjukkan bahwa tanah wakaf berupa sawah hakikinya diperuntukkan untuk imam desa (akkinanrengenna imangnge) sebagai nafkah sehingga imam desa memiliki hak untuk memanfaatkan tanah wakaf tersebut. Dalam pengelolaannya, Imam menunjuk penggarap selaku pengelola lahan atas dasar kekerabatan serta memiliki keahlian, namun memiliki keterbatasan ekonomi. Kerjasama pengelolaan lahan akan telaksana bila kedua belah pihak telah sepakat akan hak dan kewajiban masing-masing serta pembagian hasil panen. Penelitian ini memberikan kontribusi untuk penelitian dengan tema wakaf produktif secara praktis dan teoritis akan sangat penting bagi para pemangku kepentingan