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Local Economic Practices in Developing Islamic Financial Products in Indonesia Andi Syathir Sofyan; Ayu Ruqayyah Yunus; Muslihati Muslihati; Nurfiah Anwar; Emily Nur Saidy
Al-Tijary AL-TIJARY VOL. 6, NO. 2, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.107 KB) | DOI: 10.21093/at.v6i2.2946

Abstract

The culture and geography of a country are the cause of low Islamic financial inclusion and the lack of public knowledge in the Southeast Asian region about the Arabic term on Islamic financial products. Therefore, this study aims to integrate local wisdom and Islamic financial inclusion and realize Islamic -based financial products based on local wisdom. This research is a qualitative descriptive study that is a literature review. The object of the discussion is sourced from research, articles, and reference books related to this topic. The research results are integrating culture with Islamic financial institutions through several efforts, first preaching the Islamic economy with a psychosufistic approach that manifests in the value of Tauhid, humanity, humility, local wisdom and self-transformation to people with low Islamic financial literacy. The second is to strive to create financial products by identifying traditional economic practices throughout Indonesia based on research analyzed by the ‘urf rule. This research has implications for information on the potential market share of Islamic finance in Indonesia and solutions to developing Islamic financial inclusion. The issue of strengthening the market share of Islamic finance in rural areas is still weak. This research study is the first to develop financial products based on local practices in Indonesia.
Islamic Rationality on the Influence of Global Consumerism Culture Ega Rusanti; Syarifuddin Syarifuddin; A. Syathir Sofyan; Muhammad Ridwan
Al-Tijary AL-TIJARY VOL. 7, NO. 1, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.573 KB) | DOI: 10.21093/at.v7i1.3053

Abstract

The culture of consumerism has expanded globally. Basically, this ideology is a derivative of investment capitalism which gives rise to a spirit of consumption to form "self-identity". As a result, consumerism causes new problems in the order of life, namely psychological and manipulative damage, the formation of new social constructs, as well as economic inequality and ecological damage. This study aims to examine the assumptions in Islamic rationality on the influence of consumerism. This research is a descriptive qualitative with systematic literature review (SLR) analysis tool to carry out studies, interpretations, extractions, and synthetic retrieval of previous studies. The results showed that the Islamic rationality described in the Al-Quran is able to answer the problems caused by consumerism that occur. The assumptions in Islamic consumption that are interpreted in the Qur'an are: Consuming halal and thayyib and avoiding haram consumption; consumption is balanced simply and in moderation; consuming by prioritizing priority needs and social consumption; conduct sustainable and responsible consumption.
Analisis Swot Terhadap Strategi Pemasaran Syariah Pada WM Boutique Di Kabupaten Gowa Lisa Indrywati; Idris Parakkasi; A. Syathir Sofyan
LABATILA: Jurnal Ilmu Ekonomi Islam Vol 6 No 02 (2022)
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/labatila.v6i01.989

Abstract

Business cannot exist without competition, definitely plays an important role in any marketing campaign. No single business can be the sole winner in terms of sales and profits; instead, other businesses will compete for that success. As a result, this leads to a focus on competition in any marketing effort. The aims of this study were (1) to find out the form of the sharia marketing strategy carried out by WM boutique (2) to find out the SWOT analysis of the implementation of the sharia marketing strategy at WM Boutique. This type of research uses qualitative and quantitative methods to obtain information. qualitative and quantitative information leads to better research results. This method allows researchers to use several research methods and collect data through inductive and deductive thinking. Collecting multiple data points also solves research problems using different data sources. Research results (1) WM's business continues to improve the quality of its products. Doing so proved impossible to ignore when competing with other industries for customers. In addition, promoting product location and availability helps attract new customers. Because the location is a strategic place, people automatically want to buy goods there. When looking at promotional strategies for online marketing promotions, the focus lies on WM Boutique's promotional strategies. (2) Through SWOT analysis, it is known that WM boutique currently has internal strengths as well as many external opportunities so that in order to continue to exist, WM boutique must be able to take advantage of opportunities and develop its strengths.
Hubungan total quality management dalam perspektif islam dan pengetahuan manajemen terhadap kinerja bisnis A. Syathir Sofyan; Nurmiati Nurmiati; Wahyudi Wahyudi
FORUM EKONOMI Vol 24, No 4 (2022): Oktober
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jfor.v24i4.11697

Abstract

Penelitian ini dilakukan untuk mengetahui hubungan total quality management dalam perspektif Islam dan pengetahuan manajemen terhadap kinerja bisnis: studi pada perusahaan Manufaktur di Kota Makassar. Penelitian ini merupakan penelitian lapangan dengan menggunakan pendekatan kuantitatif. Lokasi penelitian yang dilakukan di kota makassar, dimana objek penelitian ini adalah perusahaan Manufaktur. Skala pengukuran yang digunakan adalah skala Likert. Teknik penentuan sample berdasarkan faktor spontanitas. siapa saja yang secara tidak sengaja bertemu dan sesuai dengan karakteristik. Variabel penelitian ini adalah total quality management dalam perspektif Islam (X1), pengetahuan manajemen (X2) dan kinerja bisnis (Y). Hasil penelitian ini menemukan bahwa total quality management dalam perspektif Islam berpengaruh signifikan terhadap pengetahuan manajemen, dan kinerja bisnis. Selanjutnya, pengetahuan manajemen berpengaruh signifikan terhadap kinerja bisnis. Kemudian, total quality management dalam perspektif berpengaruh terhadap kinerja bisnis melalui pengetahuan manajemen.
KRITISASI BANK SYARIAH TERHADAP PEMBIAYAAN SEKTOR PERTANIAN DI SULAWESI SELATAN Syathir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 1 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i1.282

Abstract

The phenomenon of world's interest toward Islamic banking is not only concerned on fiqih muamalah but also on its economic potential as an alternative economic system that has been existed before but has not been able to provide welfare through the societies. South Sulawesi, for instance, as a province which has massive land for agriculture should be able to contribute greatly to inhabitants. Inattentions is the main constraint particularly of banking sector. Hence, to maximize that potency, Islamic banking have to make a strategic alliance to create a partnership with microfinance foundation like Baitul mal wa tamwil in order to get equal expansion, that is conducted by islamic banking, even for underdeveloped communities.
PERAN TANAH WAKAF PRODUKTIF SEBAGAI SUMBER EKONOMI DI KECAMATAN SINJAI SELATAN KABUPATEN SINJAI SULAWESI SELATAN Syathir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 2 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i2.295

Abstract

Endowment practice in Indonesia has been accepted by the societies (customary law) since the first time of Islam comes to Archipelago. It is designated by the establishment of mosques being built on waqf land. Subsequent to Indonesia's liberty, the government issued several regulations regarding waqf, such as Government Regulation No. 28 of 1977 concerning Perwakafan Tanah Milik (Endowment of freehold estate), PMA No. 1 of 1978 concerning Implementing Regulation Government Regulation No. 28 of 1977 concerning waqf lands, Islamic Law Compilation (KHI), and other regulations. Devining to the enahncement of waqf law, it is necessary to review the historical overview deeply to recognize the development of waqf in the Indonesia.
ANALISIS PENERAPAN MANAJEMEN RISIKO PEMBIAYAAN PADA LEMBAGA PEMBIAYAAN SYARIAH Syathir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 11 No. 2 (2017): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v11i2.310

Abstract

This research discusses financing risk management in sharia financing institutions. Financing risk is a risky risk and can lead to systemic risk one of which occurred the global financial crisis. Sharia financing institutions are identical with those risks, so that the application of proactive risk management should be done so as not to be affected. The purpose of this research is to know the risk management of financing at PT XYZ, which in this research is qualitative decriptive. Data analysis used is data reduction, data presentation, verification andconclusion. The results of this study indicate that the implementation of risk management of financing at PT XYZ is categorized not good enough. this means that to create financing risk management it is necessary to apply a reliable and consistent risk management system. Seeing the results of the research that during the period 2014 to 2016 has increased the value of NPF, which requires companies to act quickly to mitigate the value of NPF ratio
IMPLEMENTASI KHIYAR DALAM JUAL BELI ONLINE: STUDI KASUS KETIDAKSESUAIAN OBJEK PADA MARKETPLACE SHOPEE Syathir Sofyan; Teti
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 15 No. 2 (2021): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v15i2.821

Abstract

The purpose of the research is to find out how to implement the khiyar principle in online buying and selling, case studies of object inconsistencies in the Shopee marketplace and to find out the inhibiting factors for khiyar implementation in online buying and selling case studies of object mismatches. The type of research used in this study is a qualitative descriptive method. Data collection techniques consist of interviews and documentation. The data obtained will be analyzed in three steps, namely data reduction, data presentation, and drawing conclusions. The results of the study indicate that the implementation of khiyar in online buying and selling in cases of object mismatch in practice has implemented khiyar, although in terms of knowledge and literacy about khiyar both from Shopee, sellers, and buyers do not fully understand about khiyar. On the Shopee marketplace site, the khiyar practices applied are “khiyar aib”, “khiyar syarat”, and “khiyar ru’yah”. Khiyar aib is related to the right of complaint owned by the buyer when receiving a defective item. Khiyar syarat relate to the grace period given by the Shopee to the buyer to make a complaint. And for khiyar ru’yah it relates to the right of complaint owned by the buyer because he cannot see the goods ordered directly when the contract takes place.
Pengaruh Labelisasi Halal, Personal Selling dan Online Customer Review Terhadap Keputusan Pembelian (Studi Pada Follower Instagram Scarlett Whitening) Fitrah Rahma Inayah; Idris Parakkasi; A Syathir Sofyan
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.6610

Abstract

This study aims to determine the effect of halal labeling, personal selling and online customer reviews on purchasing decisions for Instagram followers of Scarlett Whitening products. This study uses a quantitative analysis approach using multiple linear regression analysis techniques. Primary data was obtained through a questionnaire distributed to respondents, namely Scarlett Whitening's Instagram followers. The sample of this study amounted to 348 people. The results of this study indicate that there is no influence of halal labeling on purchasing decisions, while personal selling and online customer reviews have an influence on purchasing decisions for Scarlett Whitening products.
Analisis SWOT terhadap Strategi Pemasaran Syariah Pada WM Boutique di Kabupaten Gowa Lisa Indryawati; Idris Parakkasi; A. Syathir Sofyan
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 6 No 02 (2022)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/labatila.v6i02.1027

Abstract

Since a business cannot exist without competition, competition definitely plays an important role in any marketing campaign. No single business can be the sole winner in terms of sales and profits; instead, other businesses will compete for that success. As a result, this leads to a focus on competition in any marketing effort. The aims of this study were (1) to find out the form of the sharia marketing strategy carried out by WM boutique (2) to find out the SWOT analysis of the implementation of the sharia marketing strategy at WM boutique. This type of research uses qualitative and quantitative methods to obtain information. qualitative and quantitative information leads to better research results. This method allows researchers to use several research methods and collect data through inductive and deductive thinking. Collecting multiple data points also solves research problems using different data sources. Research results (1) WM's business continues to improve the quality of its products. Doing so proved impossible to ignore when competing with other industries for customers. In addition, promoting product location and availability helps attract new customers. Because the location is a strategic place, people automatically want to buy goods there. When looking at promotional strategies for online marketing promotions, the focus lies on WM Boutique's promotional strategies. (2) Through SWOT analysis, it is known that WM boutique currently has internal strengths as well as many external opportunities so that in order to continue to exist, WM boutique must be able to take advantage of opportunities and develop its strengths.
Co-Authors A. Darussalam Tajang Abbas, Gita Andriaty Abdul jalil Abdul Rahman Abdul Wahid Mongkito Abdullah, Muhammad Wahyuddin Abdurrahman Mansyur Ahmad Fauz Ahmad Fauz Ahmad Mahdi Bunayya Ahmed, Ishfaq Aisya, Sitti Akmawanti, Andi Nur Akramunnas Akramunnas Akramunnas Akramunnas Al fadli Ramadhan Aldi Nyawai Amanda, Rini Andi Muhammad Ali Amiruddin, Andi Muhammad Ali Andi Reski Aprianti Andi Zulfikar Darussalam Andini putri J Anisa Lusiana Anwar, Nurfiah Aprilia, Hismayanti Arsyad, Ummy Aisyah Asad, Ahmad asma muthmainnah Astriani Astuti Syam Atep Hendang Waluya Ayu Puspita Ayu Ruqayyah Yunus Ayu Ruqayyah Yunus Ayu Ruqayyah Yunus Bahrul Ulum Rusydi Bunayya, Ahmad Mahdi Damaiyanti, Parhana Darasia, Darasia Dedy Irwansyah Devita Ayu Fildayanti Dian Septiani Ega Rusanti Ega Rusanti Emily Nur Saidy Fadila, Anisa Fathurrahman Faturrahman Fitrah Rahma Inayah Hastuti Hidayatullah, Agung Idris Parakassi Idris Parakkasi Idris Parakkasi Iftitah, Iftitah Ismawati Ismawati Jafar, Akhmad Katman, Muhammad Nasri Lisa Indryawati Lisa Indryawati Lisa Lisa Indrywati Lisda, Lisda Muh. Nasri Katman Muh. Syahidin Muhammad Nasri Katman Muhammad Ridwan Muhammad Ridwan Mursidah, Rifqah Muslihati Muslihati Muslihati Muslimin Kara Nasri Katman, Muhammad Noval Noval Noval Noval Noval Noval Nur Ahmad Ihsan Nur Rahmah Nuraida Fitriah Bohari Nurfitriani Nurfitriani Nurfitriani Nurfitriani, Nurfitriani Nuriatullah Nuriatullah Nurmiati Nurmiati Nurmiati Nursyamsu Nursyamsu Nursyamsu, Nursyamsu Nurul Islamiyah Parakkasi, Idris Patika Sari, Wiwi Marlina Pratama, Putra Agung Putra, Trisno Wardy Putri Salsabila Syukri Putri, Nurandini Rafika Rahmadani Rahman Ambo Masse Rahmawati Muin Rayhan Wahyudi Rifqah Mursidah riska, riskayanti.m Rusanti, Ega Rustan, Cecep Sahib, Nurafifah Saidy, Emily Nur Salmah Said Salmah Said Salmah Said, Salmah Sirajuddin Sirajuddin Sirajuddin Sirajul Arifin Siti Hairunnisa Siti Rahmadani Muchsi Sitti Aisya Sofyan, Syaakir Sofyan, Syarifuddin Solly Aryza Sri Herianingrum Sudirman Sudirman Syaakir Sofyan Syamsu, N. Syamsu, Nur Syarifuddin Syarifuddin Syarifuddin Syarifuddin Syarifuddin Taufik Hidayat Teti Trimulato Trimulato Trino Wardy Putra Trisno Wardi Putra Trisno Wardy Putra Trisno Wardy Putra WAHYUDI Wahyudi Wahyudi Yuli Handayani, Eka Yunus, Ayu Ruqayyah