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All Journal IQTISHADIA Jurnal Minds: Manajemen Ide dan Inspirasi JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi Indonesian Journal of Islamic Literature and Muslim Society BILANCIA Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) Madinah: Jurnal Studi Islam Islamika: Jurnal Keislaman dan Ilmu Pendidikan Al Maal: Journal of Islamic Economics and Banking RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Bertuah : Jurnal Syariah dan Ekonomi Islam TASAMUH: Jurnal Studi Islam Jurnal Ar-Ribh Share: Jurnal Ekonomi dan Keuangan Islam Labatila: Jurnal Ilmu Ekonomi Islam Journal Islamic Economics Ad Diwan Tadayun: Jurnal Hukum Ekonomi Syariah Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Best Journal of Administration and Management Investama : Jurnal Ekonomi dan Bisnis Asian Journal of Islamic Studies and Da'wah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam At Tawazun Jurnal ekonomi Islam An-Nisbah: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Indonesian Journal of Islamic Literature and Muslim Society Journal of Ekonomics, Finance, and Management Studies Bilancia : Jurnal Studi Ilmu Syariah dan Hukum Study of Scientific and Behavioral Management (SSBM)

Sofyan, Syathir

Universitas Islam Negeri Alauddin Makassar

Author-ID : 2835858

Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Analysis Concept of a Mosque-Based Community Economic Empowerment Strategy at the Islamic Center Dato Tiro Bulukumba Ega Rusanti; A Syathir Sofyan; Syarifuddin Syarifuddin
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 1 (2021)
Publisher : Universitas Alma Ata

The purpose of this research is to find out and analyze the concept of mosque- based economic empowerment at Dato Tiro Islamic Center in Bulukumba Regency which has been and should be carried out. The research conducted is a qualitative study with field research (field studies) in the deepening of the reference as a source of primary and secondary data, while in the collection of data used methods of observation, interviews and documentation. The results of the study show that the concept of empowerment that is being applied today such as the use of a multipurpose floor as a market area every Friday is effective enough for the community and the prosperity of the mosque. It's just that there are many other potential possessed by the mosque that can be developed in an effort to empower the Ummah, establishing BMT as a form of financial assistance to the community in building a business. So that the mosque is able to carry out its function not only as a means of worship but also has a role in building the economy of the Ummah.

Mashlaha in Financing Risk Measurement in Sharia Financing Institutions Salmah Said; A. Syathir Sofyan; Andi Muhammad Ali Amiruddin
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.4992

The crisis of confidence in the credit rating agency forced Islamic financing institutions to apply risk measurement methods independently and renewed the study of credit risk measurement. Moreover, this research also discusses mashlaha (public interest) in measuring financing risk. This research uses a mixed method approach, combining quantitative methods to measure risk by utilizing CreditRisk+, and qualitative methods in analyzing mashlaha in these measurements. This study revealed that CreditRisk+ is able to measure financing risk accurately. This study also found that there is mashlaha as part of maqashid al-sharia in risk measurement, namely 1) Tahdzib al-Fard, that makes a financial institution capable of independently measuring the risk of its own financing; 2) Iqamah al-Adl, independent measurement will create information justice by comparing measurement results both internally and externally. 3) Mashlaha itself, with internal risk measurement, will reduce systemic risk. The implications of this study is the use of mashlaha in analyzing financing risk provides more stringent prudential in the measurement of financing risk.

Maqasid Zakat dalam Mengentaskan Kemiskinan Trisno Wardi Putra; Andi Syathir Sofyan; Abdul Wahid Mongkito
TASAMUH: Jurnal Studi Islam Vol 12 No 2 (2020): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/tasamuh.v12i2.253

Abstract: The focus of this research is discuss the role of zakat to alleviating poverty in zakat management organization of the Makassar City Amil Zakat Agency. This study uses qualitative research methods and is descriptive in nature, because it intends to describe clearly and in detail the phenomena that are the main problem without making hypotheses or statistical calculations. The results of the research show that the programs carried out by the National Amil Zakat Agency in Makasssar City in alleviating poverty are already very good, but there are still some obstacles faced, especially in terms of collecting zakat funds, so the distribution of zakat funds for mustahik welfare is still limited. Keywords : Zakat, Poverty and BAZNAS Abstrak : Fokus penelitian ini adalah membahas tentang peran zakat dalam mengentaskan kemiskinan pada organisasi pengelolaan zakat Badan Amil Zakat Nasional Kota Makassar. Penelitian ini menggunakan metode penelitian kualitatif dan bersifat deskriptif, karena bermaksud menggambarkan secara jelas dan rinci fenomena yang menjadi pokok permasalahan tanpa melakukan hipotesis atau perhitungan secara statistik. Hasil penelitian menunjukkan program-program yang dilakukan Badan Amil Zakat Nasional Kota Makasssar dalam mengentaskan kemiskinan sudah sangat baik, namun masih ada beberapa kendala yang dihadapi terutama dari segi penghimpunan dana zakat sehingga pendistribusian dana zakat untuk kesejahteraan mustahik masih bersifat terbatas. Kata Kunci : Zakat, Kemiskinan dan BAZNAS

FINANCING RISK MEASUREMENT WITH MAQASHID AL-SHARIA QUALITATIVE RISK A. Syathir Sofyan; Salmah Said; Muhammad Wahyuddin Abdullah
Share: Jurnal Ekonomi dan Keuangan Islam Vol 8, No 1 (2019)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Measurement of financing risk has been dominated by quantitative methods, which insufficiently pay attention to the detailed causes of default risk. So far, the concept of mafsadah in maqashid al-sharia has never been applied in risk management. Thus, the aim of this study is to measure the risk of financing with the qualitative risk assessment method based on maqashid al-sharia by proposing the use of the mafsadah matrix. This research applies qualitative method equipped with a phenomenological approach as observed in Islamic financial institutions in Makassar. Data collection was carried out by observation and interviews with the branch heads, credit analysts, and staff of the Islamic financial institutions. Data analysis and interpretation technique are in line with Miles and Huberman analysis with three stages, namely data reduction, data presentation, and data verification. This study found that there were seventeen risk events with the level of mafsadah tahsiniyyat as many as four events, mafsadah hajiyyyat as many as four events, and mafsadah dharuriyyat as many as nine events. In addition, this research reveals that customers, indeed, fail to pay due to their bad characters and moral hazards (mafsadah dharuriyyat) resulting in liquidity problems in Islamic financial institutions. This is due to the misappropriation of credit committee approval and unresponsive handling of bad financing (mafsadah dharuriyyat) resulting in delays in Islamic financial institutions to further process financing proposals (mafsadah dharuriyyat).==============================================================================================Pengukuran Risiko Pembiayaan dengan Maqashid al-Syariah Qualitative Risk. Pengukuran risiko pembiayaan telah didominasi metode kuantitiatif yang kurang memerhatikan penyebab terjadinya default risk secara detail. Selama ini, konsep mafsadah dalam maqashid al-syariah belum pernah diaplikasikan dalam aspek manajemen risiko. Maka, tujuan penelitian ini adalah untuk mengukur risiko pembiayaan dengan metode qualitative risk assessment yang berbasis maqashid al-syariah dengan menggunakan matriks mafsadah. Penelitian ini adalah penelitian kualitatif dengan pendekatan fenomenologi pada lembaga pembiayaan syariah di Makassar. Pengumpulan data dilakukan dengan observasi dan wawancara terhadap kepala cabang, credit analyst, dan staf karyawan lembaga pembiayaan syariah. Teknik analisis dan interpretasi data menggunakan analisis Miles dan Huberman dengan tiga tahapan, yaitu reduksi data, penyajian data, dan verifikasi data. Penelitian ini menemukan terdapat tujuh belas peristiwa risiko dengan tingkatan mafsadah tahsiniyat sebanyak empat peristiwa, mafsadah hajiyat sebanyak empat peristiwa, dan mafsadah dharuriyat sebanyak sembilan peristiwa. Selain itu, penelitian ini mengungkap bahwa peristiwa nasabah gagal bayar karena karakter buruk dan moral hazard (mafsadah dharuriyat) mengakibatkan masalah likuiditas pada lembaga pembiayaan syariah. Hal ini disebabkan kekeliruan persetujuan pembiayaan oleh credit committee dan penanganan yang tidak responsif atas pembiayaan macet (mafsadah dharuriyat) berakibat keterlambatan lembaga pembiayaan syariah memeroses pengajuan pembiayaan (mafsadah dharuriyat).

Local Economic Practices in Developing Islamic Financial Products in Indonesia Andi Syathir Sofyan; Ayu Ruqayyah Yunus; Muslihati Muslihati; Nurfiah Anwar; Emily Nur Saidy
Al-Tijary AL-TIJARY VOL. 6, NO. 2, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

The culture and geography of a country are the cause of low Islamic financial inclusion and the lack of public knowledge in the Southeast Asian region about the Arabic term on Islamic financial products. Therefore, this study aims to integrate local wisdom and Islamic financial inclusion and realize Islamic -based financial products based on local wisdom. This research is a qualitative descriptive study that is a literature review. The object of the discussion is sourced from research, articles, and reference books related to this topic. The research results are integrating culture with Islamic financial institutions through several efforts, first preaching the Islamic economy with a psychosufistic approach that manifests in the value of Tauhid, humanity, humility, local wisdom and self-transformation to people with low Islamic financial literacy. The second is to strive to create financial products by identifying traditional economic practices throughout Indonesia based on research analyzed by the ‘urf rule. This research has implications for information on the potential market share of Islamic finance in Indonesia and solutions to developing Islamic financial inclusion. The issue of strengthening the market share of Islamic finance in rural areas is still weak. This research study is the first to develop financial products based on local practices in Indonesia.

Islamic Rationality on the Influence of Global Consumerism Culture Ega Rusanti; Syarifuddin Syarifuddin; A. Syathir Sofyan; Muhammad Ridwan
Al-Tijary AL-TIJARY VOL. 7, NO. 1, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

The culture of consumerism has expanded globally. Basically, this ideology is a derivative of investment capitalism which gives rise to a spirit of consumption to form "self-identity". As a result, consumerism causes new problems in the order of life, namely psychological and manipulative damage, the formation of new social constructs, as well as economic inequality and ecological damage. This study aims to examine the assumptions in Islamic rationality on the influence of consumerism. This research is a descriptive qualitative with systematic literature review (SLR) analysis tool to carry out studies, interpretations, extractions, and synthetic retrieval of previous studies. The results showed that the Islamic rationality described in the Al-Quran is able to answer the problems caused by consumerism that occur. The assumptions in Islamic consumption that are interpreted in the Qur'an are: Consuming halal and thayyib and avoiding haram consumption; consumption is balanced simply and in moderation; consuming by prioritizing priority needs and social consumption; conduct sustainable and responsible consumption.

Analisis Swot Terhadap Strategi Pemasaran Syariah Pada WM Boutique Di Kabupaten Gowa Lisa Indrywati; Idris Parakkasi; A. Syathir Sofyan
LABATILA: Jurnal Ilmu Ekonomi Islam Vol 6 No 02 (2022)
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/labatila.v6i01.989

Business cannot exist without competition, definitely plays an important role in any marketing campaign. No single business can be the sole winner in terms of sales and profits; instead, other businesses will compete for that success. As a result, this leads to a focus on competition in any marketing effort. The aims of this study were (1) to find out the form of the sharia marketing strategy carried out by WM boutique (2) to find out the SWOT analysis of the implementation of the sharia marketing strategy at WM Boutique. This type of research uses qualitative and quantitative methods to obtain information. qualitative and quantitative information leads to better research results. This method allows researchers to use several research methods and collect data through inductive and deductive thinking. Collecting multiple data points also solves research problems using different data sources. Research results (1) WM's business continues to improve the quality of its products. Doing so proved impossible to ignore when competing with other industries for customers. In addition, promoting product location and availability helps attract new customers. Because the location is a strategic place, people automatically want to buy goods there. When looking at promotional strategies for online marketing promotions, the focus lies on WM Boutique's promotional strategies. (2) Through SWOT analysis, it is known that WM boutique currently has internal strengths as well as many external opportunities so that in order to continue to exist, WM boutique must be able to take advantage of opportunities and develop its strengths.

Hubungan total quality management dalam perspektif islam dan pengetahuan manajemen terhadap kinerja bisnis A. Syathir Sofyan; Nurmiati Nurmiati; Wahyudi Wahyudi
FORUM EKONOMI Vol 24, No 4 (2022): Oktober
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jfor.v24i4.11697

Penelitian ini dilakukan untuk mengetahui hubungan total quality management dalam perspektif Islam dan pengetahuan manajemen terhadap kinerja bisnis: studi pada perusahaan Manufaktur di Kota Makassar. Penelitian ini merupakan penelitian lapangan dengan menggunakan pendekatan kuantitatif. Lokasi penelitian yang dilakukan di kota makassar, dimana objek penelitian ini adalah perusahaan Manufaktur. Skala pengukuran yang digunakan adalah skala Likert. Teknik penentuan sample berdasarkan faktor spontanitas. siapa saja yang secara tidak sengaja bertemu dan sesuai dengan karakteristik. Variabel penelitian ini adalah total quality management dalam perspektif Islam (X1), pengetahuan manajemen (X2) dan kinerja bisnis (Y). Hasil penelitian ini menemukan bahwa total quality management dalam perspektif Islam berpengaruh signifikan terhadap pengetahuan manajemen, dan kinerja bisnis. Selanjutnya, pengetahuan manajemen berpengaruh signifikan terhadap kinerja bisnis. Kemudian, total quality management dalam perspektif berpengaruh terhadap kinerja bisnis melalui pengetahuan manajemen.

KRITISASI BANK SYARIAH TERHADAP PEMBIAYAAN SEKTOR PERTANIAN DI SULAWESI SELATAN Syathir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 1 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i1.282

The phenomenon of world's interest toward Islamic banking is not only concerned on fiqih muamalah but also on its economic potential as an alternative economic system that has been existed before but has not been able to provide welfare through the societies. South Sulawesi, for instance, as a province which has massive land for agriculture should be able to contribute greatly to inhabitants. Inattentions is the main constraint particularly of banking sector. Hence, to maximize that potency, Islamic banking have to make a strategic alliance to create a partnership with microfinance foundation like Baitul mal wa tamwil in order to get equal expansion, that is conducted by islamic banking, even for underdeveloped communities.

PERAN TANAH WAKAF PRODUKTIF SEBAGAI SUMBER EKONOMI DI KECAMATAN SINJAI SELATAN KABUPATEN SINJAI SULAWESI SELATAN Syathir Sofyan
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 10 No. 2 (2016): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v10i2.295

Endowment practice in Indonesia has been accepted by the societies (customary law) since the first time of Islam comes to Archipelago. It is designated by the establishment of mosques being built on waqf land. Subsequent to Indonesia's liberty, the government issued several regulations regarding waqf, such as Government Regulation No. 28 of 1977 concerning Perwakafan Tanah Milik (Endowment of freehold estate), PMA No. 1 of 1978 concerning Implementing Regulation Government Regulation No. 28 of 1977 concerning waqf lands, Islamic Law Compilation (KHI), and other regulations. Devining to the enahncement of waqf law, it is necessary to review the historical overview deeply to recognize the development of waqf in the Indonesia.

Co-Authors A. Darussalam Tajang Abbas, Gita Andriaty Abdul jalil Abdul Rahman Abdul Wahid Mongkito Abdullah, Muhammad Wahyuddin Abdurrahman Mansyur Ahmad Asad Ahmad Fauz Ahmad Mahdi Bunayya Ahmad Mahdi Bunayya Ahmed, Ishfaq Aisya, Sitti Akramunnas Akramunnas Akramunnas Akramunnas Aldi Nyawai Amanda, Rini Andi Muhammad Ali Amiruddin Andi Muhammad Ali Amiruddin Andi Muhammad Ali Amiruddin, Andi Muhammad Ali Andi Reski Aprianti Andi Zulfikar Darussalam Andini putri J Anisa Lusiana Anwar, Nurfiah Astriani Astuti Syam Atep Hendang Waluya Ayu Puspita Ayu Ruqayyah Yunus Ayu Ruqayyah Yunus Ayu Ruqayyah Yunus Bahrul Ulum Rusydi Bunayya, Ahmad Mahdi Cecep Rustan Darasia, Darasia Devita Ayu Fildayanti Dian Septiani Ega Rusanti Ega Rusanti Ega Rusanti Emily Nur Saidy Fadila, Anisa Fathurrahman Faturrahman Fitrah Rahma Inayah Hidayatullah, Agung Idris Parakassi Idris Parakkasi Idris Parakkasi Iftitah, Iftitah Jafar, Akhmad Katman, Muhammad Nasri Lisa Indryawati Lisa Indryawati Lisa Lisa Indrywati Lisda, Lisda Muh. Nasri Katman Muh. Syahidin Muhammad Nasri Katman Muhammad Ridwan Muhammad Ridwan Mursidah, Rifqah Muslihati Muslihati Muslihati Muslimin Kara N. Syamsu Nasri Katman, Muhammad Noval Noval Noval Noval Nur Ahmad Ihsan Nur Rahmah Nuraida Fitriah Bohari Nurfitriani Nurfitriani Nurfitriani Nurfitriani, Nurfitriani Nuriatullah Nuriatullah Nurmiati Nurmiati Nurmiati Nursyamsu Nursyamsu Nursyamsu, Nursyamsu Nurul Islamiyah Parakkasi, Idris Pratama, Putra Agung Putra, Trisno Wardy Putri Salsabila Syukri Rahman Ambo Masse Rahmawati Muin Rifqah Mursidah riska, riskayanti.m Rusanti, Ega Sahib, Nurafifah Saidy, Emily Nur Salmah Said Salmah Said Salmah Said Salmah Said, Salmah Sirajuddin Sirajuddin Sirajul Arifin Siti Hairunnisa Siti Rahmadani Muchsi Sitti Aisya Sofyan, Syaakir Solly Aryza Syaakir Sofyan Syaakir Sofyan Syamsu, Nur Syarifuddin Syarifuddin Syarifuddin Syarifuddin Syarifuddin Taufik Hidayat Teti Trimulato Trimulato Trino Wardy Putra Trisno Wardi Putra Trisno Wardy Putra Trisno Wardy Putra WAHYUDI Wahyudi Wahyudi Yuli Handayani, Eka Yunus, Ayu Ruqayyah

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