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Sri Puji Lestari
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Analisis Implementasi Penanganan Pembiayaan Mudhorobah Bermasalah di KSPPS BMT Bina Ummat Sejahtera Cabang Mijen Kudus Riyadi, Fuad; Lestari, Sri Puji
BISNIS Vol 5, No 2 (2017): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v5i2.3018

Abstract

Mudharabah is a special kind of partnership between two parties, where one partner providers the capital executed (shahibul mal) and the other supplying the labor and skill as agent or manager (mudharib), for investing in a pre-determined activity, which grants each party a share of the earnings as determined at the time of the investment. On this Implementation while the risk in financing mudharabah, especially on this the financing application, high relatively, among other side streaming, negligence and misconduct willful, concealment of profits by customers when customers are not honest. The amount of financing risk is shown in the ratio of non-performing finance. The high of non-performing finance indicates the large number of borrowers who can’t repay their finance in accordance with the initial agreement that has been agreed between the bank and the customer, so financing becomes problematic. Funding problems can be caused by the bank itself, the customers or external parties. KSPPS BMT Bina Ummat Sejahtera Mijen Kudus has been anticipating the event of a dispute banking, especially in the provision of financing problems. On this theory of completion financing problems, be done with several measures including the rescue action by intensive bill, rescheduling, re-requirements and realignment. Rescue actions made by bank on this condition that the customer is still considered to have good faith to settle the payment.
Co-Authors ., Tukidi Agung Wibowo Ahmal, Vicko Javier Alahsyari, Muhammad Fauzi Amah, Elbert Samuel Landu Andalan Tri Ratnawati Anggita Husada Annisa, Ishma Ardina, Yenli Arifah, Ismi Nur Artati, Noor Endah Atik, Yansen Azzam, Muhammad Abdullah Bakti, Aji Setiya Cindy Phasalita Widayatma Claudia, Devky Adelita Dewi Khurun Aini Dewi, Tyas Soemarah Koernia Djuwartini Dwi Indah Iswanti Dwi Pepri Rahmawati, Dwi Pepri Eugenia Mardanugraha febriyanti febriyanti Feby Musti Ariska Fery Agusman Motuho Mendrofa Fredy Hermanto, Fredy Fuad Riyadi, Fuad Hafiz, Muhammad Shareza Handayani, Sri Harini, Nyang Vania Ayuningtyas Harjono Harjono Hasyim Hasyim Heri Prasetyo Hidayatullah, Bayu Honorata Ratnawati DP Ilmiasari, Yeyen Irdawati, I Janti Soegiastuti Joko Riyanto Khamimah Khamimah Khamimah Lestari, Sofi Sri Indah Masfia, Irma Maya Sari Muchayatin, Muchayatin Muhammad Rivai Murtadha, Rafly Hayata Musprihadi, Ribut Mustikaningrum Hidayati Nufus, Zakiatun Nurchayati Nurchayati Nurkhasanah, Yayuk Pebri Olivia, Dhea Parju, Parju Prihatin Tiyanto Putra, Ungki Prabowo Putri, Dhyta melliany Putro, Ungki Prabowo Radiman, Radiman Ratnawati , Andalan Tri Rika Rizky Hidayat, Rizky Royhanaty, Isy Sari, Yuni Elmita Selma Khoirunnisa Nirmala Setyobudi Setyobudi Siregar, Qahfi Romula Siti Aminah SITI AMINAH Son haji, Son Soraya, Lulu Sri Fitri Wahyuni Sulistyani Sulistyani Supartono - Supratiningrum Supratiningrum Syafitri, Normalita Teguh Supriyadi Widia Astuty Yusneni Afrita Nasution ZIKRINAWATI, KHAIRANI