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Enhancing employee financial capability via super-apps: A case study in Semarang Suyati, Sri; Nurchayati, Nurchayati; Soegiastuti, Janti
Annals of Human Resource Management Research Vol. 5 No. 4 (2025): December
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v5i4.3301

Abstract

Purpose: Digital transformation has driven the development of technology-based financial services, including super-apps that integrate various services in one platform. This study aims to analyze the effect of super-apps usage and digital literacy on people's financial behavior, with financial inclusion as a mediating variable. Research Methodology: This study uses a quantitative approach with the Partial Least Squares–Structural Equation Modeling (PLS-SEM) analysis technique. Respondents were 194 people from Semarang City who were active users of super-apps services. Results: The results of the study show that the use of super-apps and digital literacy have a positive effect on financial behavior, both directly and indirectly through financial inclusion. Digital literacy is proven to have the strongest influence on financial inclusion, which then significantly mediates the relationship between digital literacy and financial behavior. Meanwhile, the indirect effect of super-apps usage on financial behavior through financial inclusion is relatively small. Conclusions: These findings emphasize the importance of increasing digital literacy to encourage broader financial inclusion and wiser financial behavior. Limitations: This study is limited to a sample of 194 respondents in Semarang, so the findings cannot be widely generalized. The use of self-report questionnaires may introduce bias. The variables examined are still limited, and the cross-sectional design cannot explain causal relationships. In addition, the study does not differentiate types of super-apps and does not consider structural factors such as income and digital infrastructure. Contribution: May consider adding variables such as trust in fintech, personal financial efficacy, or digital security risks.
Strategi Pengembangan Usahatani Bawang Merah Di Kabupaten Lampung Utara Lestari, Sri Puji; Hidayat, Rizky; Sari, Yuni Elmita; Bakti, Aji Setiya; Handayani, Sri
Jurnal Ekonomi Pertanian dan Agribisnis Vol. 9 No. 4 (2025)
Publisher : Department of Agricultural Social Economics, Faculty of Agriculture, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

Abstract

Shallots are a newly grown commodity by farmers in North Lampung Regency, necessitating a study on the Shallot Farming Development Strategy in this region. This research seeks to identify the internal and external elements affecting the advancement of shallot cultivation in North Lampung Regency and to devise a strategy for its development. The respondents were determined using a census, comprising 24 farms. This research employs a survey methodology, utilising analytical tools such as IFAS, EFAS, and SWOT. This research identifies internal characteristics, with strengths including (1) the preservation of shallot harvests; (2) the land's proximity to the residence; (3) the applicability of an intercropping system; and (4) the potential for seed recultivation. The deficiencies are (1) the absence of granary or warehouse facilities for the storage of harvested crops; (2) the necessity for appropriate water and fertiliser. Identify external factors: the opportunity presented by (1) the limited production of shallots in North Lampung Regency; (2) governmental support for facilities and infrastructure; and (3) the active involvement of agricultural extension workers in promoting shallot growing. The challenges include (1) pest and disease infestations affecting shallot plants and (2) the presence of comparable items from external regions. The strategy for advancing shallot cultivation in Abung Jayo Village employs the SO strategy, which includes: (1) optimising land utilisation by acquiring information on shallot cultivation techniques from extension agents, (2) preserving harvests through the diversification of processed shallot products, and (3) enhancing communication among farmers, government, and traders to establish a local shallot market.
Peningkatan Motivasi Petani melalui Penyuluhan Partisipatif Pemanfaatan Limbah Daun Kopi sebagai Teh Alami Lestari, Sri Puji; Sawitri, Budi; Farid, Abdul
Jurnal Pengembangan Penyuluhan Pertanian Vol. 22 No. 2 (2025): Desember
Publisher : UPPM Politeknik Pembangunan Pertanian Yogyakarta Magelang (Polbangtan Yoma)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36626/jppp.v22i2.1439

Abstract

Desa Kalipucang memiliki potensi besar dalam pemanfaatan limbah daun kopi, namun belum dimanfaatkan optimal akibat rendahnya motivasi petani. Penelitian ini bertujuan meningkatkan motivasi petani melalui penyuluhan partisipatif menggunakan metode Penelitian Tindakan Kelas (PTK) dua siklus pada dua kelompok tani, Arabusta III (30 orang) dan Tunas Mekar Sari Sejahtera (21 orang). Penyuluhan dilakukan melalui demonstrasi cara dan praktik langsung dengan media PowerPoint dan leaflet. Analisis deskriptif kuantitatif dan uji-t digunakan untuk menilai peningkatan motivasi. Hasil menunjukkan adanya peningkatan motivasi pada kedua kelompok, namun dengan capaian berbeda: Arabusta III hanya mencapai 58,5% (di bawah standar 75%), sedangkan Tunas Mekar Sari Sejahtera mencapai 81,3% (melampaui standar). Uji-t mengonfirmasi perbedaan signifikan (p<0,05) antarkelompok. Temuan ini menunjukkan bahwa efektivitas penyuluhan sangat dipengaruhi oleh partisipasi dan kekompakan kelembagaan. Penelitian merekomendasikan pelatihan berkelanjutan, penyusunan SOP pengolahan teh daun kopi, serta penguatan kelembagaan untuk Mendukung Keberlanjutan Inovasi.
Co-Authors ., Tukidi Agung Wibowo Agus Setiawan Ahmal, Vicko Javier Alahsyari, Muhammad Fauzi Amah, Elbert Samuel Landu Andalan Tri Ratnawati Anggita Husada Annisa, Ishma Ardina, Yenli Arifah, Ismi Nur Artati, Noor Endah Atik, Yansen Azzam, Muhammad Abdullah Bakti, Aji Setiya Budi Sawitri Cindy Phasalita Widayatma Claudia, Devky Adelita Dewi Khurun Aini Dewi, Tyas Soemarah Koernia Djuwartini Dwi Indah Iswanti Dwi Pepri Rahmawati, Dwi Pepri Farid, Abdul febriyanti febriyanti Feby Musti Ariska Fery Agusman Motuho Mendrofa Fitri Wahyuni, Sri Fredy Hermanto, Fredy Fuad Riyadi, Fuad Hafiz, Muhammad Shareza Handayani, Sri Harini, Nyang Vania Ayuningtyas Harjono Harjono Hasyim Hasyim Heri Prasetyo Hidayatullah, Bayu Honorata Ratnawati DP Ichwan, Zaidan Al’ Ilmiasari, Yeyen Irdawati, I Janti Soegiastuti Joko Riyanto Khamimah Khamimah Khamimah Lestari, Sofi Sri Indah Masfia, Irma Maya Sari Muchayatin, Muchayatin Muhammad Ridwan Muhammad Rivai Murtadha, Rafly Hayata Musprihadi, Ribut Mustikaningrum Hidayati Nasution, Yusneni Afrita Nufus, Zakiatun Nurchayati Nurchayati Nurkhasanah, Yayuk Pebri Olivia, Dhea Parju, Parju Prihatin Tiyanto Putra, Ungki Prabowo Putri, Dhyta melliany Putro, Ungki Prabowo Radiman, Radiman Ratnawati , Andalan Tri Rika Rizky Hidayat, Rizky Royhanaty, Isy Sari, Yuni Elmita Selma Khoirunnisa Nirmala Setyobudi Setyobudi Siregar, Qahfi Romula Siti Aminah SITI AMINAH Son haji, Son Soraya, Lulu Sri Fitri Wahyuni Sulistyani Sulistyani Supartono - Supratiningrum Supratiningrum Syafitri, Normalita Teguh Supriyadi Widia Astuty ZIKRINAWATI, KHAIRANI