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Zakah Economic Concept in the Determination of Pricing on Islamic Banking Products Riris Aishah Prasetyowatir; Muhammad Said
International Journal of Supply Chain Management Vol 6, No 4 (2017): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (13.161 KB)

Abstract

Abstract- Determining the selling price and the purchasing price in Islamic banking products has attracted much attention in the post-crisis discussion of how to make the Islamic financial system more firmly running the principles of sharia. This paper investigates and calibrates a Pricing Model Islamic Bank. The model Pricing is adopted from the simple model of general equilibrium. We argue that the theory of consumption inters temporal Islam namely: Islam executed by the community, Zakat is obligatory, No usury in the economy. We argue that, has its own pricing model defeat interest rate provisions of the central bank in positive states of the Islamic Economy. They would have been in a better position to set prices. The allowances accumulated by means of themaximize the zakah for the welfare of the people. That the Islamic pricing model proposed expected into consideration by regulator.
Rekontekstualisasi Pemikiran Islam dalam Manhaj Ushul Fiqh Hassan Hanafi Muhammad Said
MUHARRIK: Jurnal Dakwah dan Sosial Vol 2 No 01 (2019): Muharrik: Jurnal Dakwah dan Sosial
Publisher : Fakultas Dakwah Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (484.096 KB) | DOI: 10.5281/zenodo.3544708

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Abstrak Artikel ini mencoba membahas upaya pembaharuan Ushul Fiqh oleh Hasan Hanafi dalam karyanya ‘Min al-nahs ila al-waqi’. Pembaharuan yang ditawarkan Hanafi dalam karyanya ini adalah rekonstruksi Ushul Fiqh untuk merespon tantangan modernitas. Bagi Hanafi, Ushul fiqh adalah falsafah Hukum Islam. Ia menilai bahwa Ushul Fiqh hari-hari ini telah kehilangan fungsinya vitalnya sebagai falasfah bagi hukum Islam. Akibatnya, ummat Islam acapkali gagap ketika dihadapkan pada tantangan modernitas yang begitu kompleks. Kondisi semacam itu, menurut Hanafi disebabkan oleh “worldview” mainstream umat Islam terhadap turats; utamanya Ushul fiqh. Kebanyakan ummat Islam memandang Ushul Fiqh sebagai produk jadi, dan harus diterima apa adanya (taken for granted). Sehingga Ushul Fiqh menjadi produk yang terus dibaca secara berulang-ulang, tanpa adanya upaya pembacaan yang reproduktif. Padahal, pada awal kemunculanya, Ushul fiqh merupakan ‘perangkat teoritik’ dalam proses ijtihad. Sebagai piranti ijtihad, maka Ushul Fiqh senantiasa melibatkan : rasionalitas, teks dan konteks dalam memproduksi sebuah hukum (al-Istinbath al-ahkam). Maka dari itu, paper ini akan mencoba mengulas : Bagaimanakah ushul fiqh sebagai Falsafah hukum Islam dalam perspektif Hanafi? Bagaimana kontribusi gagasan Hanafi dalam konteks modern? Kata Kunci : Ushul fiqh, Falsafah, Hukum Islam, Turats. Abstract This article tries to discuss the renewal of Ushul Fiqh by Hasan Hanafi in his work "Min al-nahs ila al-waqi". The renewal offered by Hanafi in his work is the reconstruction of Ushul Fiqh to respond to the challenges of modernity. For Hanafi, Ushul fiqh is the foundation of Islamic Law. He considered that Ushul Fiqh had lost its vital function as a function for Islamic law. As a result, the ummah of Islam often stutter when faced with the challenges of modernity. Such conditions, according to Hanafi are caused by the mainstream worldview of Muslims towards turats; mainly Ushul fiqh. Most Muslims see Ushul Fiqh as a finished product, and must be accepted (taken for granted). So, Usul Fiqh is a product that continues to be read repeatedly, without any reproductive reading. In fact, at the beginning of its emergence, Ushul fiqh was a 'theoretical device' in the process of ijtihad. As a tool of ijtihad, Ushul Fiqh always involves: rationality, text and context in producing a law (al-Istinbath al-ahkam). Therefore, this paper will try to review: What is the ushul fiqh as a philosophy of Islamic law in Hanafi's perspective? What is the contribution of Hanafi's ideas in the modern context? Keywords : Ushul fiqh, Philosophy, Islamic Law, Turats.
Palm Oil Mill Effluent Treatment Through Combined Process Adsorption and Membrane Filtration Muhammad Said; Siti Rozaimakh Sheikh Abdullah; Abdul Wahab Mohammad
Sriwijaya Journal of Environment Vol 1, No 2 (2016): Developing Without Destruction
Publisher : Program Pascasarjana Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.219 KB) | DOI: 10.22135/sje.2016.1.2.36-41

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Abstract: The growth in palm oil production also leads to an Increase in the production of palm oil mill effluent (POME). Nowadays, POME was treated using an open lagoon but this method is ineffectiveness in complying with the standards for water disposal. Therefore, efficient and cohesive treatment system is highly desired to ensure the final discharge of the treated water meets the effluent discharge standards. Initially, the POME was treated through adsorption, followed by UF membranes roomates were intended to reduce COD, TSS and turbidity up to 88%, 99%, and 98%, while the final treatment of RO membranes can reduce BOD, COD and color up to 92%, 98% and 99%. To determine the optimum condition of the RO membrane, response surface methodology (RSM) was used. The results showed there was correlation between all key variables. POME concentration, trans-membrane pressure, pH and time would give significant effects in reducing the parameters in POME treatment with the optimum condition of 15.77% for POME concentration, 3.73 for pH, 0.5 bar trans-membrane pressure and 5 hours for filtration time. To predict COD removal, the results were analyzed by applying the artificial neural network (ANN) to derive a mathematical model.Keywords: POME, Adsorption, Membrane filtration, COD, RSM, ANNAbstrak (Indonesian): Pertumbuhan produksi minyak kelapa sawit juga meningkatkan produksi air buangan minyak kelapa sawit (POME). Sekarang ini, POME diolah menggunakan kolam terbuka tetapi metode ini tidak efisien dan tidak memenuhi persyaratan standar air buangan industri. Oleh karena itu, diperlukan suatu sistem pengolahan yang efektif dan terpadu untuk memastikan air buangan pada tahap akhir telah memenuhi standar air buangan.  Pada awalnya, POME diolah melalui adsorpsi dan diikuti oleh membran UF dengan tujuan untuk mengurangi kadar COD, TSS dan kekeruhan hingga 88%, 99% dan 98%, masing-masing.  Sementara itu, pada proses akhir digunakan membran RO yang berhasil menurunkan kadar BOD, COD dan warna hingga 92%, 98%, dan 99%, masing-masing.  Untuk menentukan kondisi optimum dari membran RO digunakan metode respon permukaan (RSM).  Hasil memperlihatkan ada korelasi antara semua variabel. Konsentrasi POME, tekanan trans membran, pH aturan dan waktu memberikan pengaruh penting dalam pengurangan parameter pada pengolahan POME, dengan kondisi operasi optimum sebagai berikut: 15,77% bagi konsentrasi, 3,73 bagi pH, 0,5 bar bagi tekanan trans membran, dan 5 jam waktu filtrasi.  Untuk memprediksi penghilangan COD, hasil diperiksa menggunakan metode jaringan saraf tiruan (ANN). Hal ini bertujuan untuk mendapatkan suatu model matematika.Kata kunci: POME, Adsorpsi, Membran filtrasi, COD, RSM, ANN
River Water Pollution Control Strategy Due to Coal Mining Activities (Case Study in Kungkilan River West Merapi District, Lahat) Eddy Suroso; Muhammad Said; Satria Jaya Priatna
Sriwijaya Journal of Environment Vol 2, No 2 (2017): Water As A Vital Resource for Life
Publisher : Program Pascasarjana Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1075.842 KB) | DOI: 10.22135/sje.2017.2.2.-50-57

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Abstract: Kungkilan River is under the administration of West Merapi Sub-district, Lahat, which is potential to degrade its water quality, resulted from the activity of coal mining. This research is aimed to analyze the quality of water in Kungkilan River in every segment of coal mining campany and proposing a recommendation of management strategy of river pollution. This research applied the descriptive analysis with the quantitative approach using sample survey method. The analysis of the recommendation of management strategy of river pollution was conducted through SWOT method. The sample of water in Kungkilan River was collected from 5 station. The sample of waste water was collected from 7 spots of Sludge Sedimentation Pond of the coal mining campany. It was collected during the dry and rainy season. It can be concluded that the quality of water in Kungkilan River has been degrading right after streaming through the area of coal mining. In the dry season, each segment meets the calculation of the capacity of water pollution for TSS parameter, while in the rainy season, segment IV exceeds the capacity. In the rainy season, the quality of water in Kungkilan River in the station S-02, S-03 and S-04 encounters a self-purification process, while in Station S-05 is in the condition of moderate pollution. Based on hose finding, it is recommended that the management strategy of Kungkilan River pollution can be conducted through having research on the determination of water classification and the capacity of water pollution in Kungkilan River and supervising the quality of water periodically and continually; improving the frequency of supervision by PPLH/PPLHD personnel and functionally; moving the water disposal canal to other spots and conducting vegetation; regulating law administratively, both civil and criminal law, to the companies violating the regulation of water pollution management; and benefitting the CSR program of the company.Keywords: Kungkilan River, the quality of river, management strategy.Abstrak (Indonesian): Sungai Kungkilan berada di wilayah administrasi Kecamatan Merapi Barat, Kabupaten Lahat yang berpotasi terjadi penurunan kualitas air akibat kegiatan pertambangan batubara. Penelitian ini bertujuan menganalisis kualitas air Sungai Kungkilan di setiap segmen perusahaan pertambangan batubara, serta memberikan rekomendasi strategi pengendalian pencemaran air sungai. Penelitian ini memakai analisis deskriptif dengan pendekatan kuantitatif dengan sample survey method, dan analisis rekomendasi strategi pengendalian pencemaran air dengan metode SWOT. Pengambilan sampel air Sungai Kungkilan dilakukan di 5 stasiun, dan sampel air limbah dan/atau air limpasan dari di outlet Kolam Pengendap Lumpur (KPL) lokasi perusahaan pertambangan batubara berjumlah 8 dan 7 titik. Pengambilan sampel air limbah dan atau air limpasan, dan air Sungai Kungkilan dilakukan pada musim kemarau dan musim hujan. Dapat disimpulkan bahwa kualitas air Sungai Kungkilan telah terjadi penuruan setelah melintasi kegiatan pertambangan batubara, Perhitungan daya tampung beban pencemaran air untuk parameter TSS, pada musim kemarau di setiap segmen masih memenuhi daya tampung, namun pada musim penghujan di segmen IV telah melebihi daya tampung. Status mutu air Sungai Kungkilan di stasiun S-02, S-03, dan S-04 pada musim penghujan terjadi proses self purification, sedangkan di stasiun S-05 tetap dalam kondisi cemar sedang. Rekomendasi strategi pengendalian pencemaran air Sungai Kungkilan, yaitu: melakukan kajian penetapan kelas air dan daya tampung beban pencemaran air Sungai Kungkilan, serta pemantauan kualitas air secara periode dan kontinu; peningkatan frekuensi kegiatan pengawasan oleh personil PPLH dan/atau PPLHD dan berstatus fungsional; pemindahan saluran pembuangan air limbah ke badan air lainnya dan pelaksanaan revegetasi; penerapan sanksi penegakan hukum baik secara administratif, perdata dan/atau pidana bagi perusahaan pelanggar peraturan pengendalian pencemaran air; dan pemanfaatan program CSR perusahaan. Katakunci: Sungai Kungkilan, kualitas air sungai, strategi pengendalian.
Pengaruh kesehatan dan keselamatan kerja serta insentif terhadap kinerja karyawan Muhammad Said; Sukisno S. Riadi; Dirga Lestari
Jurnal Ilmu Manajemen Mulawarman (JIMM) Vol 4, No 1 (2019): April
Publisher : Fakultas Ekonomi Dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29264/jimm.v4i1.3625

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Tujuan penelitian ini adalah untuk mengetahui Pengaruh Kesehatan dan Keselamatan Kerja serta Insentif terhadap kinerja karyawan CV. Athaya SH Samarinda. Pengumpulan data peneliti menggunakan metode sensus. Jumlah populasi adalah 47 orang, yang mana semuanya menjadi responden dalam penelitian ini. Penelitian ini menggunakan data primer yang diperoleh dengan penyebaran kuesioner kepada karyawan yang bekerja pada CV. Atahay SH Samarinda. Hasil penelitian menunjukkan bahwa : (1) Kesehatan dan Keselamatan Kerja berpengaruh positif dan signifikan terhadap kinerja karyawan CV. Atahay SH Samarinda. (2) Insentif berpengaruh positif dan signifikan terhadap kinerja karyawan CV. Athaya SH Samarinda.
Budaya Organisasi, Disiplin Kerja Terhadap Produktivitas Kerja Dimediasi Motivasi Pegawai PDAM Unit Kertapati Palembang Yusro Hakimah; Yun Suprani; Muhammad Said
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 11 No 1 (2023)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v11i1.3107

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The results of this study can be concluded as follows: 1. Organizational Culture has an effect on employee motivation, 2. Discipline has an effect on motivation, 3. Organizational culture has an effect on Work Productivity, 4. Discipline has an effect on Work Productivity. 5. Motivation has an effect on Work Productivity. 6. Organizational Culture has an indirect effect on Motivation as a mediating variable with a P-Value value of 0.003 0.05, 7. Discipline has an indirect effect on Motivation as a mediating variable with a P-Value value of 0.013 0.05 . the value of R2 for the latent variable of motivation as a mediating variable is 0.894, which means that this value identifies that variations in employee discipline at PDAM Palembang can be explained by exogenous latent variables (organizational culture and discipline) of 89.4% while the remaining 10.6% is explained by other variables. and the R2 value for the latent variable of Work Productivity is 0.937, meaning that this value identifies that variations in Work Productivity can be explained by exogenous variables of 93.7% while the remaining 6.3% is explained by variables not included in the study.
Realitas persekusi pada kalangan masyarakat sekolah di Kabupaten Pangkep Sulawesi Selatan Ibrahim Ibrahim; Muhammad Said; Hasni Hasni
Seminar Nasional LP2M UNM Prosiding Edisi 5
Publisher : Seminar Nasional LP2M UNM

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The title of this research is Persecution Realty on school community in Pangkep Regency, South Sulawesi). The purpose of this study is:  To analyze the reality of persecution in the school community. The nature of the research is qualitative with a phenomenological approach. The data collection techniques are: interview, observation, documentation. The data analysis of this research was categorized. Research results show that in school communities also often experience anomalies in achieving the noble goals of school. the number of cases of threats, bullying, harassment, torture, violence, abuse, oppression, discrimination experienced by a particular person or group in the school shows the reality that the behavior of persecution is evident in the school community even though the intensity and polarization are different different.
PENGARUH KERAGAMAN PRODUK DAN WORD OF MOUTH TERHADAP KEPUTUSAN PEMBELIAN DI SAHABAT MOTOR PALEMBANG Muhammad Bagus Saputra; Muhammad Said; Putri, Yuni Adinda
Jurnal Bisnis Terapan Vol. 8 No. 1 (2024): Jurnal Bisnis Terapan
Publisher : Politeknik Ubaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/jbt.v8i1.6361

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The purpose of this study is to investigate the effect of product innovation and word of mouth on the sales of Sahabat Motors Palembang. This study used primary and secondary data obtained from interviews. Combining 25 SPSS models and data from 100 respondents, product category significantly influenced 3,085 purchase decisions. Further analysis shows that the t values in the t table are 3085, 1983 and higher, which indicates a higher t score. T table or 6.725 1. 983 is greater than it. Because it affects your purchasing decision. 6.725 Since y = 14.713 + 0.188X1 + 0.726X2 is small. Productivity Effects 58 Forces and Static Connections greatly influences the purchase choice. The result of this was in line with those studies which have been conducted before related to the techniques of word of mouth in promotion and other techniques which are usually used in the marketing and promotions to accelerate the purchasing decisions of the potential buyers.
Pelatihan Pemeliharaan Sarana dan Prasarana untuk Siswa Madrasah Aliyah Swasta Laboratorium FTK UIN STS Jambi Aris Munandar; Wahyu Hidayat; Dinda Tria Artika; Trisna Harmila; iti Nurholiza; Rindiyanti; Yalis Maulani; Atil Kazria; Hoirun Najwa; Tina Siti Marfuah; Supiani; Indri Septianur Rahmawati; Muhammad Said; Anang Gustianda; Rulbadiyah
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol. 5 No. 2 (2024)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v5i2.1861

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Tujuan PKM ini adalah memberikan pelatihan kepada siswa Madrasah Aliyah Laboratorium tentang pemeliharaan sarana dan prasarana untuk menciptakan lingkungan yang aman, bersih, dan nyaman. Kegiatan melibatkan kolaborasi antara dosen dan mahasiswa FTK UIN STS Jambi dengan kepala madrasah/wakil kesiswaan serta 15-20 siswa. Kegiatan terdiri dari tiga tahapan: (1) penyampaian materi tentang pengertian, pentingnya, dan manfaat pemeliharaan sarana dan prasarana, (2) sesi tanya jawab dengan siswa, dan (3) pemberian reward kepada siswa. Hasilnya menunjukkan bahwa masih banyak siswa yang perlu lebih memahami cara yang baik untuk memelihara sarana dan prasarana di Laboratorium Madrasah Aliyah, terlihat antusiasme siswa dan peningkatan pemahaman yang baik setelah mengikuti kegiatan ini.
The Authority of Ulama towards Politics: The Role of Teungku, Tuan Guru and Kiai in Nation Below the Wind M. Alkaf; Muhammad Said; Saiful Hakam
Progresiva : Jurnal Pemikiran dan Pendidikan Islam Vol. 11 No. 02 (2022): July-December
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/progresiva.v11i02.22964

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This article discussed the relationship between ulama and politics in three types of elite Islamic leadership in Indonesia: Teungku in Aceh, Tuan guru in Lombok, Nusa Tenggara Barat, and Kiai in Java. The research was organized based on the central questions; what was the political role of Teungku, Tuan guru, and Kiai, and what was their authority in the dynamics of local and national politics? This research used qualitative methods with an ethnographic approach. Data was collected through direct observation, interviews, review of written sources, and documentation data. This article found that Teungku, Tuan guru, and Kiai, in addition to being religious elites, also played the role of political elites. With the capital of religious authority at their disposal, they were confident to engage in practical politics. Teungku in Aceh was actively involved in redefining the narrative of the Acehnese nation by promoting the formalization of Islamic Sharia through a policy of special autonomy. With this policy, Teungku's position became more substantial and strategic politically and religiously. While in Lombok, Tuan guru became a local strongman who seized legislative and executive power in Nusa Tenggara Barat. They succeeded in seizing local power from the Sasak aristocratic circles. Meanwhile, Kiai in Java appeared to color Indonesia's discourse and political system from the beginning. Nevertheless, they managed to become part of the power in national leadership history. The relationship of the three religious elites to politics was ultimately in line with the strengthening of authority, religious traditions, and religious institutions.