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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal International Journal of Artificial Intelligence Research SENTRALISASI International Journal of Community Service Learning Iqtishoduna: Jurnal Ekonomi Islam MABIS: Manajemen dan Bisnis Jurnal Ilmiah Edunomika (JIE) Amalee: Indonesian Journal of Community Research & Engagement International Journal of Economics Development Research (IJEDR) Community Development Journal: Jurnal Pengabdian Masyarakat Advances In Social Humanities Research JER
LISTIANA SRI MULATSIH
Mahasiswa Program Magister Manajemen, PPSUB
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENINGKATAN KESADARAN INVESTASI DAN PERENCANAAN KEUANGAN KELUARGA MELALUI PROGRAM EDUKASI KEUANGAN: MENUJU MASYARAKAT TANGGUH FINANSIAL Alfiana, Alfiana; Dewantara, Billy; Mulatsih, Listiana Sri; Hakim, Mohamad Zulman; Rachmania, Dewi
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.28602

Abstract

Dalam konteks manajemen keuangan kontemporer, peningkatan kesadaran investasi dan perencanaan keuangan di dalam keluarga menjadi krusial untuk membangun masyarakat yang tangguh secara finansial. Artikel ini mengulas efektivitas program edukasi keuangan dalam meningkatkan kesadaran investasi dan perencanaan keuangan di dalam keluarga, dengan harapan menciptakan masyarakat yang lebih tangguh secara finansial. Dengan menggunakan metode literature review, artikel ini menggali berbagai artikel dan karya ilmiah yang ada untuk menganalisis dampak inisiatif edukasi keuangan terhadap individu dan keluarga. Dengan menyintesis beragam perspektif dan temuan, artikel ini menguraikan mekanisme di mana program edukasi keuangan dapat memperkuat kesadaran investasi dan mendorong praktik perencanaan keuangan yang cerdas di kalangan keluarga. Selain itu, artikel ini meneliti implikasi sosial dari tingkat literasi keuangan yang tinggi di dalam lingkungan keluarga, menyoroti potensi untuk menciptakan stabilitas ekonomi yang lebih luas dan kemakmuran bersama. Melalui analisis literatur yang cermat, artikel ini menegaskan pentingnya inisiatif edukasi keuangan yang terstruktur dalam memberdayakan individu dan keluarga untuk mengatasi tantangan keuangan modern dengan efektif. Secara keseluruhan, artikel ini berkontribusi pada pembahasan tentang pembangunan ketangguhan finansial dalam masyarakat, membuka jalan menuju masa depan yang lebih aman dan sejahtera.
Community Assistance in Managing Kitchen Waste to Become Organic Fertilizer Hamzah, A. Hadian Pratama; Mulatsih, Listiana Sri; Zuhroh, Siti; Alfiana, Alfiana; Masdiana, Masdiana; Nurhasanah, Nurhasanah
Amalee: Indonesian Journal of Community Research and Engagement Vol. 4 No. 2 (2023): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v4i2.2798

Abstract

Researchers, together with the manager of the Asri Garbage Bank, formed a collaboration to socialize the habit of selecting waste. This kitchen waste will be made into compost and sold to the surrounding community. This activity aims to familiarize the people in Green Petunia Housing with managing waste to reduce the amount of garbage. The method used in this service is the PAR (Participatory Action Research) method, with stages through training, account creation practices, and mentoring. The training is carried out in three phases: preparation, implementation, and evaluation. The results obtained from this activity are that people are increasingly aware of the importance of selecting waste and getting used to processing waste to reduce the amount of plastic waste around them.
THE INFLUENCE OF COMPANY DEBT AND PROFITABILITY ON COMPANY VALUE WITH PRODUCT QUALITIY AS A MODERATING VARIABLE Wijayanti, Indah Oktari; Mulatsih, Listiana Sri; Judijanto, Loso; Nurchayati, Nurchayati; Yahya, Yahya
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11215

Abstract

Abstract Good company values are the aspiration of a company to have a good image and be able to help the country, employees and local residents. Because the company values are good, everyone will experience prosperity. There are a number of factors that can influence a company, including a measurable debt policy and adequate profits so that they can help the company in difficulties and fund the company's large projects. Therefore, this research aims to analyze the influence of Company Debt and Profitability on Company Value. Different from previous studies, this research adds the Product Quality variable as a moderating variable. This research is a quantitative research with an explantory approach. The data used in this research is secondary data which was distributed through a questionnaire method to the Head of Finance and Employees in the Kuangan field at PT. Sawit Lestari Group Benkgukulu, Pt. Sumber Andalas Kencana, PT. Sawit Sumbermas, and PT. Astra Agra Palm Oil which is spread throughout Indonesia. The data used was analyzed with Smart PLS 3.0. The results show that the Corporate Debt and Profitability variables have a positive relationship and have a significant influence on the Company Value variable because each variable has a t-table value below the significance level of 0.05. Apart from that, the Product Quality variable can significantly moderate the influence of the Corporate Debt and Profitability variables on Company Value. Keywords : Company Debt, Profitability, Product Qualitiy, Company Value
FAKTOR-FAKTOR YANG MEMPENGARUHI NIAT MAHASISWA EKONOMI DALAM PENGGUNAAN DOMPET DIGITAL Utomo, Sulistyo Budi; Utami, Eva Yuniarti; Mardiah, Ainil; Wijaya, Indra; Mulatsih, Listiana Sri
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11229

Abstract

Dompet elektronik (E-wallet) merupakan hasil inovasi yang dibawa oleh pertumbuhan fintech. Meningkatnya transfer uang elektronik merupakan tanda bahwa masyarakat mulai menggunakan dompet digital untuk memenuhi kebutuhan transaksi sehari-hari mereka. Penelitian ini menggunakan pendekatan kuantitatif yang memiliki tujuan untuk mengetahui faktor-faktor yg mempengaruhi niat mahasiswa ekonomi dalam penggunaan dompet digital. Populasi dan sampel dalam penelitian ini adalah mahasiswa ekonomi pengguna dompet digital yang tersebar indonesia yang diperoleh dengan menggunakan teknik probability sampling: simple random yang berhasil diperoleh sebanyak 250 responden, dan tehnik analisis menggunakan SPSS. hasil penelitian menunjukkan bahwa variabel persepsi kegunaan dan persepsi kemudahan berpengaruh terhadap minat penggunaan dompet digital. Sedangkan persepsi resiko tidak berpengaruh terhadap minat penggunaan dompet digital dalam penelitian ini. Kata Kunci: TAM, Persepsi Resiko, Minat Dompet Digital
PENGARUH INVESTMEN KNOWLEDGE, SELF EFFICACY DAN PERCEIVED RISK TERHADAP MINAT MAHASISWA INVESTASI SAHAM Mulatsih, Listiana Sri; Tawil, Muhamad Risal; Lianti, Lianti; Wendy, Wendy; Ristati, Ristati
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11625

Abstract

Saham merupakan salah satu instrumen pasar modal yang paling digemari oleh para investor lantaran memberikan tingkat pengembalian yang menarik. Tinggi rendahnya minat mahasiswa Indonesia dalam melakukan investasi saham dipengaruhi oleh kondisi suatu saham di pasar modal. Bagi mahasiswa, pasar modal merupakan wahana yang dapat dimanfaatkan untuk menginvestasikan dananya (dalam asset financial). Penelitian ini bertujuan untuk mengetahui investmen knowledge, self efficacy dan perceived risk terhadap minat mahasiswa investasi saham. Populasi dan sampel dalam penelitian ini adalah mahasiswa yang pernah melakukan investasi saham dengan menggunakan teknik probability sampling: simple random yang berhasil diperoleh sebanyak 150 responden dan tehnik analisis menggunakan SPSS. Hasil penelitian telah menemukan bahwa investmen knowledge, self efficacy dan perceived risk berpengaruh terhadap minat mahasiswa investasi saham. Kata Kunci: Minat Mahasiswa Investasi Saham, Investmen Knowledge, Self Efficacy, Perceived Risk
The Impact of Fintech Peer-to-Peer Lending Investments on Public Financial Inclusion Alfiana, Alfiana; Mulatsih, Listiana Sri; Widyantini, Dian; Meutianingrum, Farah Juniati; Afrizal, Afrizal
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1638

Abstract

The purpose of this study is to determine the impact of peer-to-peer lending fintech investments on public financial inclusion. This research approach collected data through a literature review, which involved reading literature from various sources, including books, reports, articles, and journals, employing both qualitative and deductive methods. The findings of this study suggest that peer-to-peer lending fintech investments have a positive impact on financial inclusion, including increased economic activity, enhanced financial literacy, and expanded investment opportunities. However, this system still faces various challenges, including the risk of default, data security concerns, a lack of education, and immature regulations. To overcome these challenges and strengthen its positive impact, collaboration between the government and platform providers is necessary to enhance rules, financial education, and digital literacy, as well as develop sharia-compliant and socially responsible products, so that peer-to-peer lending can become an integral part of an inclusive and sustainable financial system.
Revisiting Tax Avoidance in Global Islamic Commercial Banks: The Critical Role of Profitability, Capital Structure, and Firm Size within a Sharia-Based Governance Framework Purnomo, Hadi; Albart, Nicko; Karim, Kurniati; Mulatsih, Listiana Sri; Alfiana
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.2981

Abstract

Tax avoidance remains a persistent concern in the global banking industry, including Islamic commercial banks, where financial decision-making is expected to align with Shariah-based governance principles. This study revisits the determinants of tax avoidance in Islamic commercial banks by critically examining the roles of profitability, capital structure, and firm size within a Shariah-compliant institutional context. Employing a quantitative research design, this study analyzes panel data from nine Islamic commercial banks that consistently published quarterly financial reports from 2018 to 2022. The empirical analysis is conducted using panel regression techniques in EViews 10, supported by classical assumption tests, model feasibility tests, and coefficient-of-determination analysis. The findings reveal that profitability and capital structure significantly Influence tax avoidance behavior in Islamic commercial banks, while firm size does not exhibit a statistically significant effect. These results suggest that internal financial performance and leverage decisions play a more decisive role than organizational scale in shaping tax-related behavior, even within Shariah-oriented institutions. The novelty of this study lies in its integration of conventional financial determinants with a Shariah-based governance perspective, offering critical insights into how Islamic banks navigate the tension between profit optimization and ethical tax compliance. The findings contribute to the global Islamic economics literature by providing policy-relevant implications for strengthening governance mechanisms and enhancing fiscal responsibility in Islamic financial institutions.
Co-Authors - Afrizal Ainil Mardiah Albart, Nicko Alfiana Alfiana Alfiana Almauli, Rizki Anantadjaya, Samuel PD Aprih Santoso Ashdaq, Muhammad Azliyanti, Elfitra BillY Dewantara Dede Hertina Dian Widyantini Donny Dharmawan Enny Radjab Farah Juniati Meutianingrum Hadi Purnomo Hakim, Mohamad Zulman Hamzah, A. Hadian Pratama Haryanto, Bayu Hermiyetti, Hermiyetti - Judijanto, Loso Kamener, Dahliana Kurniati Karim LIANTI, LIANTI Linda Wati maharani, Jelita Mandasari, Nur Fitriayu Masdiana Masdiana Muhamad Risal Tawil Muhammad Fikri Muhammad Nadir Nadhira, Lulu Nazara, Desman Serius Nugroho, Anton Priyo Nurchayati Nurchayati Nurhasanah Nurhasanah Nusair, Ahmad Ershaid Prabantarikso, Mahelan Putri, Nindy Yudita Rachmania, Dewi Ramon Arthur Ferry Tumiwa Ristati, Ristati Sulistyo Budi Utomo Sunarmi Sunarmi Surya Dharma Sylvia Kartika Dhamayanti Utami, Eva Yuniarti Utami, Wiry Wendy Wijaya, Indra Wijayanti, Indah Oktari Winarsih, Putri Intan Yahya Yahya Yuni Astuti Zuhroh, Siti