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Journal : ARBITRASE: JOURNAL OF ECONOMICS AND ACCOUNTING

Which is More Influential? Internal Factors or External Factors of Banks on the Profitability of Conventional Banks Juan Carlos; Sri Indah Nikensari; Siti Fatimah Zahra
ARBITRASE: Journal of Economics and Accounting Vol. 4 No. 2 (2023): November 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/arbitrase.v4i2.1430

Abstract

This study looks at how macroeconomic variables such as inflation and exchange rates, as well as internal issues such as bad debts and loan-to-deposit ratio, affect bank profitability as determined by return on assets. Using the eviews 12.0 program, panel data regression is used as an analytical tool in this study. There are 47 banks in Indonesia listed on the Indonesia Stock Exchange between 2018 and 2022. The results concluded that External factors are factors that have a stronger influence on profitability because after testing simultaneously there are two significant variables, namely inflation and exchange rates and for internal factors only one variable, namely non-performing loans so that external factors are stronger on the profitability of conventional banks in the Indonesian Stock Exchange.
Co-Authors Aditya Pratama Agung Wahyu Handaru Ahmad Ahmad, Ahmad Aldanny, Talitha Devina Zafirah Andriany, Dewy Rika Anggitaningrum, Aprilian Aniendhya Azzahra Puri Prananta Annisa Rahmah Indraswati Aqilla Fadia Haya Arifah Khairrani Azzahra, Shalsa Bambang Trianoso Berutu, Meta Berutu, Meta Bara Bunga Bunga Corry Yohana Defytri Nur Agustine Destilawati, Sekar Dian Sugiarti Diani, Rinny Dharma Dicky Iranto Dicky Iranto Dimas Cahya Ramadhan EDITYA, SYAFINA NADJA Endang Sri Rahayu, Endang Erfan Kurniawan Fransiska, Hellend Giartikasari, Ghina Gita Novia Sahara Harya Kuncara W. Haya, Aqilla Fadia Helmi Adam Henry Eryanto Herlitah Heru Prasetio Himmatus Sa’idah Ihsan, Tubagus Indira Putri Jatmiko Murdiono Juan Carlos Karil Maulita Karuniana Dianta Arfiando Sebayang Lia Ayu Ashary Lisdiani, Ilfy Lutfiansyah, Wisnu Jaya Mardi Margaretta Maulana Amirul Adha Merina, Heriska Meylina Astri Muhammad Hasan Mutiara Annisa Dhiya’ulhaq Mutiara Chairunnisha Najwa Qisthina Nindi Aulia Putri Niretno Pratiwi Norma Ayu Wahyuni Nur Arisah Nurdiana Nurfadillah, Chika Nurjanah , Siti Oktavia, Rika Osisca, Ega Pesi Suryani Pramono, Irma Yulia Puji Yuniarti Puji Yuniarti Puspitasari, Nindya Farah Dwi Putri, Audyra Gusti Putri, Rananda Elliza Putri, Yuanda Eka Rachmadania, Riski Firdausi Rahma Viona Angraeni Rd. Tuty Sariwulan Rizkyana Salwan Hanafi Saparuddin Mukhtar Saparudin Mukhtar Saptono, Ari Saputra, Arif Yogi Saputra, Luqman Sari Komara, Lilis Savitri, Aziza Setyame, Rike Vidyana Shafira, Jeihan Shalsa Azzahra Siti Fatimah Zahra Siti Fatimah Zahra Siti Nurjanah Siti Nurjanah Siti Nurjanah SITI NURJANAH Sri Zulaihati Suparno Suparno Suparno SUSAN FEBRIANTINA, SUSAN Syafina Nadja Editya Syifa Wulandari Tantri, Anita Lia Tresno Eka Jaya Tuti Supatminingsih Usep Suhud Vicri Rahmatin Qadri Vina Islami Vina Islami, Vina Wahyuni, Norma Ayu Wisnu Jaya Lutfiansyah Yuniarti, Puji Yusri, Kamilatun Ahsana