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All Journal Jurnal Pariwisata Pesona JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Journal of Economic, Bussines and Accounting (COSTING) Abdimas Dewantara SENTRALISASI CAPITAL: JURNAL EKONOMI DAN MANAJEMEN Stability: Journal of Management and Business Owner : Riset dan Jurnal Akuntansi Jurnal Basicedu International Journal of Social Science and Business JURNAL MANAJEMEN BISNIS Jurnal Komunikasi Profesional MBIA AKUNTABILITAS: Jurnal Penelitian dan Pengembangan Akuntansi Al Kalam : Jurnal Komunikasi, Bisnis dan Manajemen International Journal of Economics Development Research (IJEDR) Enrichment : Journal of Management Jurnal Ekobis : Ekonomi Bisnis & Manajemen Masyarakat Berdaya dan Inovasi Jurnal Abdidas Jurnal Abdimas ADPI Sosial Dan Humaniora JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Iqtisaduna Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Formosa Journal of Sustainable Research (FJSR) Jurnal Pengabdian Mandiri Prosiding Seminar Nasional Akuntansi dan Manajemen (SENAMA) International Journal of Management and Business Economics E-Prosiding Seminar Nasional Manajemen dan Akuntansi STIE Semarang (SENMAS) E-Amal: Jurnal Pengabdian Kepada Masyarakat
Ratih Pratiwi
Faculty Of Economics And Business, Universitas Wahid Hasyim Semarang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Journal : Jurnal Ekobis : Ekonomi Bisnis

 1 
FINANCIAL MANAGEMENT BEHAVIOUR: ANTECENDENT DAN KONSEKUENSI (Studi Kasus: Puskesmas Wedung 1 Kabupaten Demak) Ratih Pratiwi; Syafiqotul Azka
Jurnal Ekobis : Ekonomi Bisnis & Manajemen Vol 12, No 1 (2022): Jurnal Ekobis: Ekonomi Bisnis dan Manajemen
Publisher : STIE Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37932/j.e.v12i1.412

Abstract

Tujuan penelitian ialah mengetahui serta melakukan analisis pengaruhnya financial literacy serta financial selfeficacy pada financial management behavior yang menjadi variabel intervening. Jenis penelitian adalah kuantitatif dan teknik pengumpulan datanya memakai kuesioner. Sampel sebanyak 68 pegawai Puskesmas Wedung 1 Kabupaten Demak. Teknik mengambil sampelnya memakai non probability sampling yang berjenis sampling jenuh.Teknik analisis yang digunakan dalam penelitian ini menggunakan teknik analisis jalur (Path Analysis).  Proses pengolahan dan analisisnya dengan SPSS ver.22 for windows. Hasil penelitian adalah financial literacy berpengaruh positif namun tidak signifikan pada financial management behavior, dan financial self-efficacy berpengaruh positif dan signifikan pada financial management behavior. Kemudian, financial literacy berpengaruh langsung dan signifikan terhadap niat. Financial self efficacy berpengaruh langsung dan signifikan terhadap niat. Dalam penelitian berikut juga menunjukkan jika niat tidak mampu memediasi financial literacy terhadap financial management behavior. Tapi niat mampu memediasi financial self-efficacy terhadap financial management behavior dengan pengaruhnya signifikan. Adapun implikasi dari hasil temuan ini yaitu apabila setiap insan memiliki pengetahuan dasar keuangan seperti financial literacy maka orang tersebut mampu meminimalisir resiko dengan memanfaatkan pengetahuannya dalam kehidupan sehari-hari. Begitu pula dengan tingkat financial self-efficacy, merupakan bentuk seberapa yakinnya orang tersebut terhadap kemampuannya untuk mengelola keuangan dengan memanfaatkan pengalaman, penguasaan dan cara mengontrol emosional dengan begitu niat yang telah direncanakan tidak akan hanya menjadi sebuah  niat, akan tetapi bisa terwujud sesuai dengan nilai prioritasnya dengan tetap melakukan evaluasi untuk membawa status kesejahteraan dalam keuangan lebih baik. The purpose of this study is to determine and analyze the influence of financial literacy and financial self-efficacy on financial management behavior which is the intervening variable. The type of research is quantitative and the data collection technique is using a questionnaire. The sample in this study were 68 employees of the Wedung 1 Public Health Center, Demak Regency. The sampling technique uses non-probability sampling, which is a saturated sampling type. Processing and analysis with SPSS ver.22 for windows. The results of the study are that financial literacy has a positive but not significant effect on financial management behavior, and financial self-efficacy has a positive and significant effect on financial management behavior. Then, financial literacy has a direct and significant effect on intention. Financial self-efficacy has a direct and significant effect on intention. The following research also shows that intention is not able to mediate financial literacy on financial management behavior. But intention is able to mediate financial self-efficacy on financial management behavior with a significant effect. The implications of these findings are that if every person has basic financial knowledge such as financial literacy, then that person is able to minimize risk by utilizing his knowledge in everyday life. Likewise, the level of financial self-efficacy is a form of how confident the person is in his ability to manage finances by utilizing experience, mastery and emotional control so that the planned intention will not only become an intention, but can be realized according to his priority values. while continuing to evaluate to bring the welfare status in finance better.
Co-Authors Abdul Latif Abdul, Elfis Mus Adhe Novita Indrayani Adista Bella Nur Rohmah Agus Siswanto Agustin Widiyawati Akhmad Rofiq Abdussafi Alfi Munfiah Alfiana Rosyadi Alfina Hida Saputri Ali Imron Alvina Izzati Amartya Riestalia Putri Andi Tri Haryono Angelita Villaruel Anisa Windani Ari Setiawan Arifhan Ady DJ Arifuddin Arya Adam Dzulhadi Athyaburro’ihah Athyaburro’ihah Aulia Nabila Salsabila Addintami Bagus Pambudi Bagus Pambudi Balla Wahyu Budiarto Bayu aldo kistara Budi Santoso Cakranegara, Pandu Adi Catur Sasi Kirono Chitra Indah Sari Cici Herlina Putri Cuk Jaka Purwanggono Dasmadi Dasmadi Dela Amaliatus Solekah Della Monika Devi Trihandari Widyatania Devi Trihandari Widyatania Dewi Agustina Dewi Yunitasari Dhea Leviana Dhurrotun Nafi’ah Dian Rokhmawati Dias wahyu anggreani Dimas Candra Lesmana Donny Dharmawan Dwi Anissa Putri Dwi Budi Srisulistiowati Dwi Sekar Parawansah Dyah Oktaviani Egi Maulana Putra Elfridawati Mai Dhuhani Elya Septi Widya Ningrum Emi Widayah Erina yunika hanis Eva Fatimah Evi Susilawati Faisal Mardhanu Antoni Putra Farikhah Amaniyah Farikhah Amaniyah Farya Arkham Maulana Fatkhur Rohim Fatkhur Rohim Fia Ismawati Fiki Syakhiyah Sa'adah Fina Nailul Izzah Fira Novita Nur Septiyanti Firdaus Yuni Dharta Fitra Rama Dhany Fitri Hidayatul Azizah Fitria Rohmatika Furianiskurlina Ghita Rahmawati H.M.Anwar Hamirul Hamirul Hartanto Hasan Hasan Hasan Hendri Hermawan Adinugraha Heny Herawati Heri Prabowo Hermyn Benny Hina Hery Winoto Tj Hilmansyah Alfariz Ika Yunita Ratnasari Ilham Arief Indrika Novita Sari Irsyad Kamal Ita Rahmania Kusumawati Izza Alfin Dilicahyani Izzatul Millah Izzatun Niswah Jamal Luthfi Jati Kusuma Josevira Anisa Aldry Julio Valen DB Kama Pangestu Karsim Karsim Kevin Zaqi Maulana Khanifah Khanifah Kirun Stiyoaji Krisna Fathurrahman Linayli Fauzia Kamal Loso Judijanto Luluk Dian Ramadanti Luluk Mubarokah Lutfatul Kholafah M Syakir Athoillah M. Anwar Machin Machin Marno Nugroho Maskudi Maya Ludfiana Mazidatul Khusna Melyn Eta Coriala Mirfatun Halimah Mochamad Purnomo Mochammad Purnomo Mochammad Purnomo Muchammad Shidqon Prabowo Muhamamad Ali Muhammad Choirul Nafiin Muhammad Fahmi Ma'arif Muhammad Faiz Mubarok Muhammad Miftahuddin Muhammad Thohir Muhammad Ulin Nuha Muhammad Yusuf Ibrahim Nabila Wijaya Nadiatul Khasanah Nailil Muna Nanang Yusroni Naqishia Firdayani Nelvana Abdul Aziz Nianda Nurul Arofah Novia Andriyani Noviana Defa Maharani Nunuk Purwati Nurlelasari Ginting Nurul Hidayah Khoirunnisa Otopia Indriyani Ningsih Puja Wulandari Pungki Utami Putri Faizah Putri Yani Rahmi Wibawati Ratna Kusumawati Restu Afrianto Restu Afrianto Rahman Retno Kusumaningrum Riesmita Kustanti Riki Rahman Saputro Risti Lia Sari Riyan Febriyanto Riza Avita Lilyani Rizka Yuni Maulida Rizky Rama Setyaky Rosari, Renya Roynaldi Roynaldi Sa'adatu Miftahul Jannah Sabiul Anwar Samsoo Sa-U Sandi Tyas Sapta Dewi Fatimatuzzahro Sapta Yulinar Maulidya Sapta Yulinar Maulidya Sapta Yulinar Maulidya Saut Maruli Tua Pandiangan Setyo Mahanani Silvianna fatmawati Sindi Novitasari Sita Tri Apriliani Siti Annisa Wahdiniawati Siti Zulaika Sofwan Baharrudin Sofwan Baharrudin Sofwan Baharrudin Sri Retnoningsih Suci Kusumawanti Sugeng Karyadi Sunarto Sunarto Sunarto Susilo Surahman Sutanto, Aftoni Sutisna, Ade Jaya Syafiq Rohmawan Syafiqotul Azka Syamsu Rijal Syifaul Chusna Isnaini Ubbadul Adzkiya' Umar Chadhiq Umi Nasikah Vina Puspita Risdiyanti Vina Putri Handayani Vira Melinda Tyawardani Vita Eviliyani Wahyu Dewi Suryani Wahyu Setiawan Wahyuni Wahyuni Windi Novia Ratri Wardhani Windi Novia Ratri Wardhani Windi NR Wardhani Windi NR Wardhani Yulekhah Ariyanti Yusriah Yusriah Yusup Vicktor T. H Yuyun Safitri Cahyani Arumsari Zunan Setiawan