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Journal : Jurnal Dimamu

Analisis Tingkat Kesehatan Bank dengan Menggunakan Metode RGEC di PT Bank Mandiri Taspen KCP Ujung Berung Kamelia, Deska; Nur'aeni, Nur'aeni; Nuraeni, Eni
Jurnal Dimamu Vol. 4 No. 1 (2024)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v4i1.1337

Abstract

Based on the observation results, this study is motivated by the fluctuations in the health ratio of PT Bank Mandiri Taspen from 2019 to 2023. This study aims to analyze the health level of PT Bank Mandiri Taspen using the RGEC method. This method consists of four evaluation factors: Risk Profile, Good Corporate Governance (GCG), Earning, and Capital. This study is a quantitative descriptive study using secondary data obtained from PT Bank Mandiri Taspen's annual financial reports and governance reports from 2019 to 2023, which have been published regularly. The results of this study show that the health level of PT Bank Mandiri Taspen from 2019 to 2023, measured using the RGEC method based on the Risk Profile factor, which is evaluated by the NPL and LDR ratios, obtained a healthy rating with a score of 2.1. The Good Corporate Governance factor obtained a healthy rating with a score of 2. The Earning factor, evaluated by the ROA, ROE, BOPO, and NIM ratios, obtained an extremely healthy rating with a score of 1.3. The Capital factor, evaluated by the CAR ratio, obtained an extremely healthy rating with a score of 1.
Co-Authors Afiyah, Azzahra Dhiya Agustinus, Subagja Ahmad, Shieva Nur Azizah Ahrozi, Ahmad AI NURLAELASARI RUSMANA Aisyah Aisyah Alfarizzy, Ali Amal, Andi Nurzakiah Amalya, Laura Anggraeni, Ani Nur Anna Permanasari Aprilia, Delia Apriyansyah, Chandra Asmoro, Shifa Nur Atiyah, Fairuz Azzahra, Seena Azzahra, Waliyyatu Bariroh, Ghurrotul Barokah, Siti Hamilatul Dede Setiadi Dedy Frianto Dewi Susanti, Ni Made Diana Rochintaniawati DIDIK WIDYATMOKO Didit Ardianto Eriyono Budi Wijoyo Fadillah, Ahmad Arif Fatmala, Widya Fransisca Sudargo Ha, Minsu Hafidzoh, Siti Hamsinah Hamsinah, Hamsinah Hardi, Ahmad Khairi Delvi Haryanto Haryanto Hasan, Roswita Iin Inayah, Iin Imroni, Asep Indarini Dwi Pursitasari Irvan Permana Ismawati, Amalia Istifada, Rizkiyani Kamelia, Deska Kartini Kartini Kusum, Yayan Wahyu C Lestari, Anissa Dinda Lilis Komariyah, Lilis Lutfiah, Lulu Magdalena, Ina Magi, Bahmid I Maya Arfania Melyana, Angel Monaya, Nova Mrs Sariwulan Diana Mrs Yanti Hamdiyati Nainar, Azizah Al Ashri Najmah Fairuz Zahira Nur'aeni, Nur'aeni Nurhapit, Evi Riszka Nurjhani Kusumastuti, Mimin Oktavianto, Bima Permana*, Irvan Putri, Hijratun Nugraha Tri Rachmatullah, Arif Raden Mohamad Herdian Bhakti Rahma, Azizah Fauziah Ramadhani, Nazwa Oktavia Ramadhayanti, Ramadhayanti Ramdani, Cepi Rangkuti, Saddam Husein Reksono, Bayu Riski Pratama, Riski Rolly Rondonuwu Sahwati, Sahwati Saputri, Rahmawati Eka Satrio, Rifal Ismawan Satrio Ismawan Sefani, Nur Aliza Setia, Mochamad Nur Rahmat Setiyawati, Yuyun Soesy Asiah Soesilawaty Sri Watini Suharti, Santi Dwi Sumarra, Melinda Yustiva Sunarsi, Denok Susilawati , Pepi Nur Syaftia, Rida Nazwa Syam, Adinda Syaharani Tri Suci Handayani Unaenah, Een Wardani, Rianti Tri Wibisana, Elang wulandar, Sri Yessy Arisman Yoyoh, Imas Yulianti, Yuyun Zhafira