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All Journal Jurnal Akuntansi & Auditing Indonesia Jurnal Kajian Manajemen Bisnis Jurnal Ilmiah Ekonomi Islam JMM (Jurnal Masyarakat Mandiri) IRJE (Indonesian Research Journal in Education) YUME : Journal of Management Indonesian Journal of Economics, Social, and Humanities JISIP: Jurnal Ilmu Sosial dan Pendidikan PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Sistem Informasi, Manajemen, dan Akuntansi (SIMAK) Journal Of Management Science (JMAS) Jurnal Simbur Cahaya Pena Justisia: Media Komunikasi dan Kajian Hukum Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Manhaj: Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Ekonomi Dan Bisnis Jurnal Abdi Insani Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia Jurnal Supremasi Jurnal Penelitian, Pendidikan dan Pengajaran: JPPP Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Statement : Jurnal Media Informasi Sosial dan Pendidikan Journal of Law, Society, and Islamic Civilization Jurnal Arastirma J-MIND (Jurnal Manajemen Indonesia) Jurnal Abdi Panca Marga CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia Buletin Abdi Masyarakat (BAM) Jurnal ADAM : Jurnal Pengabdian Masyarakat JURNAL PENGABDIAN PENDIDIKAN MASYARAKAT (JPPM) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Akuntansi, Manajemen dan Perbankan Syariah Journal of Artificial Intelligence and Digital Business Journal of Engineering Science and Technology Management LAVOISIER: Chemistry Education Journal International Journal of Kita Kreatif
Meliza Meliza
Fakultas Ekonomi Dan Bisnis Universitas Pekalongan, Jawa Tengah, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Physics Public Health Social Sciences Other

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KINERJA KEUANGAN PERBANKAN DAN RETURN SAHAM: PERAN RASIO KECUKUPAN MODAL SEBAGAI VARIABEL MODERASI Meliza, Meliza; Herlinah, Herlinah; Magetana, Dewi Yuniar
J-MIND (Jurnal Manajemen Indonesia) Vol. 10 No. 3 (2025): J-MIND (Jurnal Manajemen Indonesia), December 2025
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/j-mind.v10i3.25040

Abstract

The banking sector is a key foundation of the Indonesian economic system. The stability and contribution of this sector are significantly influenced by bank financial performance and the dynamics of banking stocks in the capital market. Based on this, this study aims to investigate the effect of banking financial performance, as measured by the loan-to-deposit ratio (LDR) and return on assets (ROA), on stock returns. This study also includes the capital adequacy ratio (CAR) as a moderating variable to assess whether CAR strengthens or weakens the relationship between LDR and ROA on stock returns. The research sample consists of banking companies listed on the Indonesia Stock Exchange (IDX) during the period 2020 to 2024. The analytical method used is multiple regression with the Ordinary Least Square (OLS) approach. The analysis results show that ROA has a positive and significant effect on stock returns, with a t-statistic of 2.00, which is significant at the 5% level. Furthermore, CAR is proven to moderate the relationship between ROA and stock returns, indicated by a t-statistic of -1.9, which is also significant at the 5% level. In contrast, LDR did not show a significant effect on stock returns, and CAR failed to moderate the relationship between LDR and stock returns.
PEMANFAATAN BUAH SALAK (SALACCA ZALACCA) SEBAGAI BAHAN DASAR PEMBUATAN SAMBAL SALAK UNTUK PENINGKATAN UMKM DI DESA SIHOPUR Meliza, Meliza; Romadhani Sagala, Isti; Simatupang, Apriliya Parizki; Harahap, Aderiani; Adnan, Arham; Harahap, Samsia; Daulay, Sopiyani; Lubis, Lanni Masrida; Lubis, Hotimayani; Pasaribu, Alimatul Amaliyah; Harahap, Nova Wahdina; Pohan, Raudi Sukron
Jurnal ADAM : Jurnal Pengabdian Masyarakat Vol 5 No 1 (2026): Vol. 5 No. 1 Edisi Februari 2026
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/adam.v5i1.2212

Abstract

Pendapatan sebagian besar masyarakat desa Sihopur adalah petani salak, tetapi masyarakat desa Sihopur juga ada yang memiliki sawah dan pohon karet. Masyarakat menanam pohon salak sendiri dan menjualnya langsung kepembeli. Banyak masyarakat luar Sihopur yang memesan salak. Terkadang banyak salak yang busuk karena tidak sempat dipanen oleh masyarakat desa Sihopur. Harga buah salak juga terkadang naik turun dipasaran. Tujuan dari kegiatan ini adalah mengembangkan produk olahan baru yang berbeda dari produk olahan buah salak yang sudah ada,sehingga dapat menambah pariasi kuliner dan menarik minat konsumen. Menyebar luaskan pengetahuan kepada masyarakat tentang cara mengolah buah salak menjadi produk yang bernilai tambah. Menciptakan resep sambal salak yang enak dan dapat diterima diberbagai kalangan, sekaligus memperluas wawasan mengenai potensi penggunaan buah lokal. Metode yang digunakan dari kegiatan ini adalah pelatihan dan edukasi. Masyarakat diberikan pelatihan pengolahan buah salak menjadi sambal. Agar masyarakat dapat memanfaatkan buah salak dengan baik. Adapun peserta yang terlibat dalam kegiatan ini berjumlah 25 orang. Untuk data dilakukan evaluasi kegiatan pembuatan produk sambal salak dari pemanfaatan buah salak (Salacca Zalacca). Berdasarkan hasil kegiatan pembuatan sambal salak dari buah salak (Salacca Zalacca) dapat disimpulkan bahwa kegiatan ini berlangsung dengan lancar dan mendapat respon yang baik sebagai peningkatan usaha kreatif masyarakat desa Sihopur. Melalui kegiatan ini, pengetahuan masyarakat semakin meningkat mengenai pemanfaatan buah salak (Salacca Zalacca) sebagai sambal salak sehingga dapat meningkatkan UMKM masyarakat desa Sihopur.
MENUMBUHKAN JIWA KEWIRAUSAHAAN UNTUK BERSAING DI ERA INDUSTRI 5.0 DI KELURAHAN PRINGREJO PEKALONGAN Meliza, Meliza
Jurnal Pengabdian Pendidikan Masyarakat (JPPM) Vol 4 No 1 (2023): Jurnal Pengabdian Pendidikan Masyarakat (JPPM)
Publisher : LPPM UNIVERSITAS MUHAMMADIYAH MUARA BUNGO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52060/jppm.v4i1.1096

Abstract

The younger generation plays an important role in increasing the quantity and quality of entrepreneurs in Indonesia. However, the majority of young generation do not have a formidable entrepreneurial spirit to be able to face business challenges in the future. As a result, many young entrepreneurs in Indonesia experience failure in entrepreneurship. They are unable to sustain their businesses in the long term. Therefore, socialization activities about the importance of fostering an entrepreneurial spirit in the younger generation are very much needed. Community Service Activities (PkM) in the form of socialization are carried out in Pringrejo Village, Pekalongan District. This activity was attended by Karang Taruna of Pringrejo village. The activity phase includes identification, socialization, and evaluation. The identification results at the initial stage showed that the majority of participants did not own a business. While the majority of participants who already have a business to pursue business in the culinary field. At the evaluation stage, there was an increase in the number of participants who understood the importance of an entrepreneurial spirit from 24% of the total participants at the time before the socialization was carried out to 84% after the socialization was carried out.
EMPIRICAL JURIDICAL REVIEW OF EARLY MARRIAGE DISPENSATION (Case Study of the Cikarang and Pangkal Pinang Religious Courts) Meliza, Meliza; Hardianto, Hanif; Gumbira, Seno Wibowo; apriandhini, Megafury; Chairunnisa, Madina Dzakkiyyah; Isfarin, Nadia Nurani
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4179

Abstract

Currently the country is trying to improve Human Resources (HR) on a large scale, especially in Indonesia to advance the nation, but the high rate of early marriage has an impact on the progress of the younger generation where marriages that are held without careful preparation both from the economy, education, psychology and sociology also have an impact on the next generation born and personal and social development in society also occurs unprepared. Law No. 1 of 1974 Jo Law No. 16 of 2019 About was passed by the government as an effort to prevent early marriage by limiting the minimum age of 19 years for men and women. The purpose of this research is to find out what factors cause the application for marriage dispensation and obstacles in the application for marriage dispensation in religious courts and what steps are used in the event of rejection of the application. The method used The data collection method used in this research is an empirical juridical review by conducting observations, comparisons and interviews with sources from the Religious Court and informants who apply for marriage dispensation. Causes for advocating marriage dispensation include religious reasons, special circumstances, parental/guardian consent, legal considerations. In the implementation of the application for marriage dispensation, there are also obstacles, namely the difficulty of completing data. In the event of rejection of the application for marriage dispensation, the applicant can make cassation.
Implementation of Contractual Agreement Used in Evaluation Study: International Class Program D matra, sarlita; Ulya, Inayatul; Meliza, Meliza; Nuna, Bhanu Prakash
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4901

Abstract

This article examines the practical implementation of a contractual agreement within the context of an evaluation study focusing on the International Class Program (ICP). The ICP aims to enhance global learning experiences for students through structured international partnerships. The study explores the effectiveness and challenges of the contractual framework in facilitating program evaluation. Drawing on qualitative and quantitative data from stakeholders involved in the ICP, including administrators, faculty, and students, the analysis highlights key outcomes and areas for improvement. This study explores the significance of contractual agreement in international class program evaluation, emphasizing their role in establishing clear terms and conditions, mitigating risks, and executing research ethics. The study investigates the process of establishing contractual agreement and highlights the importance of understanding their terms. It discusses key aspects such as international class theories, characteristics of contractual agreement in evaluation research, the role of evaluators, and an export evaluation study. The study underscores the vital role of contractual agreement in facilitating research ethics and promoting smooth evaluation process. Findings suggest that while the contractual agreement provides a structured approach to evaluation, its application requires continuous refinement to align with evolving program goals and participant expectations. Recommendations are provided for enhancing the contractual framework to better support comprehensive program assessment and foster sustainable international collaborations in education.
Development and validation of a HyperChem-integrated project-based e-module on molecular shapes to enhance students’ digital literacy Meliza, Meliza; Sucahyo, Eko; Hasibuan, Mutiah Novriani; Siregar, Sevvida
Indonesian Research Journal in Education |IRJE| Vol. 10 No. 2 (2026): IRJE |Indonesian Research Journal in Education| in Progress|
Publisher : Universitas Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/irje.v10i2.48634

Abstract

This study aimed to develop and validate a project-based e-module on molecular shapes integrated with HyperChem computational media to enhance students’ digital literacy skills. The study employed the Plomp development model, which is a framework for educational design that consists of preliminary research, prototyping, and assessment phases. The participants were undergraduates enrolled in a basic chemistry course. Data were collected through expert validation sheets, practical questionnaires, and student learning activities. The validity of the e-module was assessed using Aiken’s V, and practicality was assessed using descriptive percentages. The results showed that the average Aiken’s V value was 0.89, indicating high validity. The practicality test conducted with students yielded an average score of 87.84%, indicating that it was very practical. These findings indicate that the developed HyperChem-integrated project-based e-module is valid and practical for supporting chemistry learning, particularly in improving students’ digital literacy and understanding of molecular shapes.
IMPACT OF MACROECONOMIC VARIABLES AND GLOBAL STOCK INDICES ON THE INDONESIAN COMPOSITE INDEX (IHSG): 2017–2023 Anggrainy Putri Ayuningrum; M. Zuyyin Alifiadin; Muhammad Maulidin Fachrur; Meliza Meliza; M. Nuskan Abdi; Fitri Amalinda Harahap
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 13, No 2 (2026): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

PURPOSE - This study analyzes the influence of macroeconomic variables and global stock indices on the IHSG during 2017–2023. The research is motivated by IHSG fluctuations amid changes in inflation, interest rates, exchange rates, and global market dynamics, reflecting investor responses to both domestic and international economic conditions. Prior studies have produced inconsistent results, highlighting the need for further investigation.METHODOLOGY - This research applies a quantitative approach using secondary monthly data from January 2017 to December 2023, totaling 84 observations. The independent variables consist of inflation, interest rates, exchange rates, the Hang Seng Index, and the Nikkei 225 Index, while the IHSG serves as the dependent variable. Data analysis includes classical assumption tests, multiple linear regression, model feasibility testing, and partial hypothesis testing using the t-test.FINDING - The findings reveal that inflation and the Nikkei 225 Index have a positive and significant effect on the IHSG, whereas the exchange rate has a negative and significant impact. Interest rates and the Hang Seng Index show positive and negative relationships, respectively, but are not statistically significant. These results suggest that domestic price stability and Japan’s economic conditions significantly influence the Indonesian stock market, while exchange rate volatility tends to weaken IHSG performance
Keabsahan Jual Beli Hak Atas Tanah Kepada Warga Negara Asing (WNA) Meliza, Meliza; Parashtheo, Bintang
Journal of Law, Society, and Islamic Civilization Vol 14, No 1: April 2026
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jolsic.v14i1.117425

Abstract

This study seeks to examine the legal validity of transactions involving the sale and purchase of land rights by foreign nationals in Indonesia, as well as to identify the legal problems that frequently arise in practice. Indonesia’s national land law, especially Law Number 5 of 1960 concerning Basic Agrarian Principles, provides that ownership rights in the form of freehold title are reserved exclusively for Indonesian citizens, whereas foreign nationals may only obtain more limited forms of land rights, such as rights of use or rights acquired through certain legal entities in accordance with applicable laws and regulations. Nevertheless, in practice, attempts by foreign nationals to control land are still carried out through nominee arrangements, simulated transactions, and the misuse of legal entities. This research employs an empirical legal method with a socio-legal approach, viewing law as both a normative system and a social reality. The study was conducted in Bali Province, an area characterized by high levels of foreign investment and tourism activity. Primary data were obtained through in-depth interviews with officials of the National Land Agency (BPN), Notaries/Land Deed Officials (PPAT), and other relevant parties, as well as field observations. Secondary data were collected through library research consisting of statutory regulations, court decisions, books, and scientific journals. All data were analyzed using a descriptive qualitative method. The findings indicate that nominee arrangements and other forms of legal circumvention are contrary to the nationality principle in agrarian law and fail to satisfy the lawful cause requirement under contract law, rendering such transactions potentially null and void. In addition, weak administrative supervision, misuse of zoning regulations, and limited public understanding of land ownership restrictions for foreign nationals remain significant concerns. Therefore, stronger supervision, improved inter-agency coordination, and more effective legal education are necessary to ensure legal certainty and to protect national interests in the land sector.
Co-Authors Adityaningrum, Fatimah Adnan, Arham Ahmad Redho Akhmad Samsul Ulum Amalia M.Si SE. Ilmiani Andi Mustika Amin Andini Ayuningtyas Anggrainy Putri Ayuningrum Anwar Anwar Anwar Ramli Apriandhini, Megafury Ari Muhardono Ayuningtyas, Andini Badi'atul Ulwiyah Baharuddin, Raja Bhanu Prakash Nuna Catur Nur Afni Chairunnisa, Madina Dzakkiyyah D matra, sarlita Daulay, Sopiyani Dewi Yuniar Magetana Dewi Yuniar Magetana Dian Milasari Dian Priatiningsih Didha Putri Citradika Faradilla, Elsye Ayu Faridah Lubis, Nenni Ferra Febbilia Fitri Amalinda Harahap Frisilla, Sonya Hanif Hardianto Hanifah, Fika Fikrotul Harahap, Aderiani Harahap, Nova Wahdina Harahap, Samsia Hasibuan, Mutiah Novriani Herlinah Herlinah Inayatul Ulya Inayatul Ulya Ismuadi Ismuadi Istianah Komala Ardiyani Krida Sakti, Sri Wahyu Lubis, Hotimayani Lubis, Lanni Masrida Lukman Asha M. Nuskan Abdi M. Zuyyin Alifiadin Mahirun Mahirun Mei Nia Widyaningrum Mella Mardayanti Mohammad Sigit Taruna Muhammad Maulidin Fachrur mutiara mutiara Nadia Nurani Isfarin Nadya Pambudianing Savira Nisfawati, Nisfawati Novitasari Novitasari Nuna, Bhanu Prakash Parashtheo, Bintang Pasaribu, Alimatul Amaliyah Pohan, Raudi Sukron Putri, Anggrainy Rifa Yanti Rika Mulia Romadhani Sagala, Isti Romansyah Sahabuddin Rosanna, Desi Lisa Sabilillah, Ardan Jihad Fi Sakti, Sri Wahyu Krida Salam Norkhasanah Santi, Nurvia Sari Harahap, Wilda sarlita D matra Seno Wibowo Gumbira, Seno Wibowo Setia Dwi Wardhani Simatupang, Apriliya Parizki Siraj Siraj Siregar, Sevvida Sucahyo, Eko Umar Ali Akbar, Mohammad Wahyuningsih Wahyuningsih Wanto, Deri Wenti Ayu Sunarjo Zahriyanti, Zahriyanti Zahro Zahro Zufriyatun, Zufriyatun