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Journal : BULETIN BISNIS

ANALISIS KINERJA KEUANGAN UKM BAKSO DI WILAYAH KOTA SEMARANG Widiastuti Tri; Budiati Yuli; Niati Asih
BBM (Buletin Bisnis & Manajemen) Vol 4, No 1: Februari 2018
Publisher : Sekolah Tinggi Ilmu Ekonomi YPPI Rembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (510.411 KB) | DOI: 10.47686/bbm.v4i1.146

Abstract

Behavioral finance approach is one of the important breakthroughs in the development of financial studies. Responsible financial behavior related to financial management and decision making processes and can allocate revenue appropriately and effectively. This study aims to analyze the financial performance of meatballs maker business in the city of Semarang. The research used qualitative method, data collecting technique through in-depth interview conducted on key informant. The informants included Chairman of Noodle and Meatball Society, Chairman of Manunggal Jaya Noodle and Meatball, Chairman of Noodles Society and Sido Rukun Bakso and Chairman of Noodles and Meatballs Traders Association (APMISO). Data analyze techniques using Miles and Hubermans model. Test the validity of data by credibility test through extension of observation and triangulation. Research results revealed that the owner of UMKM Bakso in Semarang City area is divided into three groups of UMKM Bakso where masin each group there are three clusters in managing their finances that is traditional, semi modern and modern. The result of triangulation shows that financial knowledge, financial management and financial behavior are interrelated to improve financial performance of UMKM Bakso owner, because financial knowledge, financial management and financial behavior can determine the direction of where the company will be run to achieve business goals, so it is necessary to make various efforts to improve the financial knowledge of UMKM Bakso owner. Therefore stakeholders should consider developing activities to improve financial knowledge for UMKM owners so that they are able to manage finances in an orderly and orderly manner and are able to perform well decisions. Activities to improve knowledge in managing finances can be training, seminars, and socialization.Keywords: Financial Behavioral, Financial Management, Financial Knowledge, Financial Performance
Co-Authors Afianto, Dian Nur Agus Sulistiawan Ahmad Ershaid Nusair Ahmad Faris, Ahmad Albert Albert Andini, Lilla Anggraini, Lenny Apridyta Rachma Aryani Aprih Santoso Asih Niati Asih, Niati Atma, Faiz Wira Bambang Wahyudiyono Baskoro, Adyatmo Nindyo Bawono, Reza Luthfi Budiyanto, Nikolaus Eko Budiyono Budiyono Dewi Larasati Dewi Larasati, Dewi Djoko Santoso Djoko Santoso Durrotun Nafisah Endang Rusdianti Ertanti, Dian Noviana Eviatiwi Kusumaningtyas Sugiyanto Fatoni, Ramadhan Noor Rachman Febrina Nafasati febrina nafasati prihatini Gabronino, Rosalia T Hamdito, Octaviangga Hapsaridian, Sandy Harahap, Pahlawansjah Hardani Widhiastuti Hardani, H Indah Lestari, Rohmini Indarto Indarto - Indarto Indarto Indarto Indarto Iswoyo Iswoyo Jayawarsa, A.A. Ketut Kesi Widjajanti Khafidlotul Aulia Kusnilawati, Nunik Kuswardani, DC. Lenny Nur Ikhwan Lestari, Rohmini Indah Maquilling, Rebecca R Margaretha Maria Shinta Pratiwi Maskanah Maskanah Maziati, Atina Muchammad Nashich M MUGI HARSONO Nelson Fernandes, Da Costa Niati Asih Novianty, Yurike Nuria Universari Nuria Universari, Nuria Nurmala Sari NURUL HIDAYAH Nusandari, Arumwardhani Okki Prasetyo Palgunadhi, Hasri Paulus Wardoyo Perwira, Budi Cahya Prapti Siswi Utami Prasetyo, Wisnu Agung Prawihatmi, Catharina Yekti Purnamasari, Utari Putra, Hereg Suswanto Putri, Mutiara Kencono Ratna Wijayanti Rohmini Indah Lestari Rosyidi, Mohamad Mukhtar Saddewisasi, Wyati Sanjaya, Viona Trivera Adelia Savitri, Fania Mutiara Sedjati, Wahyu Widiatmoko Septianto, Mahardika Ferry Sinurat, Avni Dewi Siti Nur Alfiyah Sudarmaji, Arip Suprayitno Suprayitno Swandriya, Swandriya Tan, Joel B. Taslikah, Taslikah Tri Endang Yani Tri, Widiastuti Triwijayanto, Herlambang Tsamrudin, Muhammad Ulfia Ayu Nur Kholaiq Wardoyo, Paulus Wati, Kusuma Citra Wibisono, Totok Widayat, Hadi Widiastuti Tri Widiastuti, Hardhani Widowati, Amerti Irvin Wyati Saddewisasi