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All Journal Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Terampil : Jurnal Pendidikan dan Pembelajaran Dasar Edu Geography Jurnal Pengabdian Masyarakat MIPA dan Pendidikan MIPA Journal of Educational Research and Evaluation International Journal of Elementary Education Jurnal Bimbingan dan Konseling Borneo Jurnal Pendidikan dan Kewirausahaan Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Journal of Industrial Engineering & Management Research (JIEMAR) Journal Evaluation in Education (JEE) Shautuna: Jurnal Ilmiah Mahasiswa Perbandingan Mazhab JURNAL PAI: Jurnal Kajian Pendidikan Agama Islam ProBisnis : Jurnal Manajemen TRILOGI: Jurnal Ilmu Teknologi, Kesehatan, dan Humaniora Jurnal Ekonomi, Bisnis dan Manajemen e-Jurnal Inovasi Pembelajaran Sekolah Dasar Indonesian Journal of Contemporary Multidisciplinary Research Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Tadrusuun: Jurnal Pendidikan Dasar Indonesian Journal of Science, Technology, Engineering, Art, and Mathematics Education Talent: Journal of Economics and Business Journal of Education and Teacher Training Innovation (JETTI) e-Jurnal Inovasi Pembelajaran Sekolah Dasar
Siti Rohana
PGSD, FKIP Universitas Tanjungpura, Pontianak
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Journal : Jurnal Ekonomi, Bisnis dan Manajemen

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Peran Fintech Dalam Meningkatkan Akses Keuangan Di Era Digital Negarawati, Esa; Rohana, Siti
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 3 No. 4 (2024): Desember : Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v3i4.2712

Abstract

Financial Technology (FinTech) is an innovation in financial services that uses digital technology to provide easier, more efficient and affordable access. This article discusses the development of FinTech in Indonesia, including its role in increasing financial inclusion, providing digital banking services, electronic payments, and peer-to-peer lending business models. Through literature analysis, this article shows that FinTech has driven significant changes in financial access and interactions, especially for those in remote areas or without access to traditional financial services. Although FinTech offers many advantages, such as efficiency and ease of transactions, challenges such as limited access to technology and security risks still need to be overcome. Adaptive regulations and collaboration with traditional financial institutions are needed to maximize the potential of FinTech in supporting financial inclusion and sustainable economic development in Indonesia.
Co-Authors Afrah, Mita Fiha Ahadi Sulissusiawan Ahmad Syaifudin Alfiana, Rizki Almasdi Syahza Andryadi Asrial Astalini Astalini Bekti, Rini Pamundhi Budiarti, Retni Sulistiyoning Budiman Tampubolon Christine Wulandari Darmaji Darmaji Dewi, Alif Afri Diyana Dwi Agus Kurniawan Dwiyanti , Senyy Amelia Endang Susilawati Ernawati, Margaret Dwi Wiwik Fadli, M. Nur Ferdinan, Roy Andre Firly Amanda Harianti, Dita Irawan, Fajrul irianto, apri Juhadi Juhadi Kamid Kamid Karsum Komarudin, Pepen Kurniawan, Dwi Agus Lestari, Mutiara Retno Lutfiana, Risma M. Dwi Wiwik Ernawati Makhdalena Makhdalena, Makhdalena Manda, Rifky Mei Mariska, Revi Mayaufanni, Faradilla Fitrias Minarsih Minarsih Muhamad Syahwildan Munajad , Ali Nawahdani, Ahmad Mansur Negarawati, Esa Nisa, Chilmi Zahrotun Nusa.T, Ilham Perdana, Rahmat Pitriani Prahesti, Eltri Enggar Rachmadtullah, Reza Rahimah, Siti Rahma, Alfiah Hanania Ramadhani, Shinta Rihadatul’aisy , Risya Aulia Roseli Theis Sania Sapruwan, Muhamad Saputriyani, Eka Septi, Sabila Eka Slamet Budi Yuwono Sufri Sufri Sufri Sufri Suryani . Syaiful . Syhartika Damayanti Tamsiya, Marina Anasta Widodo, Rido Ilham Zakirman, Al Fakhri Zuliawati zed, Etty