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All Journal EKSAKTA: Journal of Sciences and Data Analysis Jurnal Perencanaan Wilayah dan Kota Jurnal Ilmu Kedokteran (Journal of Medical Science) Edukasi: Jurnal Pendidikan dan Pengajaran JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Review Pendidikan dan Pengajaran (JRPP) JURNAL HUKUM MEDIA JUSTITIA NUSANTARA Transparansi Hukum Jurnal Pengabdian UNDIKMA FOCUS: Journal of Social Studies Jurnal Kewarganegaraan International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) International Journal of Electronics and Communications Systems Pancasila: Jurnal Keindonesiaan Journal of Management Analytical and Solution Digital Transformation Technology (Digitech) Majalah Ilmiah METHODA Jurnal Inovasi dan Teknologi Pendidikan Journal Of Management Analytical and Solution (JoMAS) Journal of Social Sciences and Technology for Community Service Krisnadwipayana International Journal of Management Studies
Ira Safitri
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Jurnal Pengabdian UNDIKMA

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Strengthening Legal Literacy among Vocational School Students Through Education on Personal Data and OJK-Licensed Online Loans Safitri, Ira; Setiansyah, Reni; Safitri, Anisa; Sulanda, Sulanda; Anggara, Permana; Sundawa, Dadang; Muthaqin, Dwi Iman
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.18806

Abstract

This community service program aims to enhance students’ legal literacy regarding personal data protection and online lending services licensed by the Financial Services Authority (Otoritas Jasa Keuangan/OJK). The program was implemented through counseling sessions and interactive discussions involving 42 accounting students at SMK Muhammadiyah 2 Cibiru. Evaluation instruments consisted of pre-tests and post-tests, which were analyzed using descriptive quantitative and qualitative approaches. The results demonstrate significant improvements across all indicators of students’ legal understanding. The average normalized gain (N-Gain) scores were 0.33 (moderate category) for basic legal knowledge, 0.46 (moderate category) for legal attitudes and awareness, and 0.43 (moderate category) for higher-order thinking skills (HOTS). Overall, the findings indicate that legal education on personal data protection and financial literacy is effective in enhancing students’ awareness and critical thinking skills in addressing cybercrime risks in the digital era.
Co-Authors Abdullah, Khoirul Mizan Adelia Parhusip, Feby Adeliana Panjaitan, Novia Adinda Krismasuci Hutabarat, Lina Ahmad Luky Ramdani Anggara, Permana Aprianta Tarigan Astuti, Rohmi Dyah Azarine Hana Bastiyani Bahauddin, Nur Ain binti Bellini, Yustida Bomer Pasaribu Dadang Sundawa, Dadang Fajar Tri Kesuma Farhan Anwary Fitria, Ainatul Franata Tarigan, Fandy Fricticarani, Ade HALKING Hapni Laila Siregar Hasibuan, Beby Kendida Hasibuan, Ramadani Shohiro Hodriani Hodriani Ibrahim Qamarius Indah Rahmawati Irawati, Febri Dwi Irshadi, Filzah Ivana Zahra, Muthia Ivanna, Julia Jamaludin . Janah, Sri Wardatul Khoarizmy, Gymnastiar Al Krisdayanti Sinambela, Sulastri Muhammad Dhoni Apriyadi Muslim, Anwar Muthaqin, Dwi Iman Muthoharoh, Luluk Neliyana, Rahma Nurmadani, Vina Perangin-angin, Reh Bungana Beru Pinem, Windawati Pratama, Muhammad Yoga Presilia, Presilia Putri Arpani Ramdani, Ahmad Luky Randa, Dimas Dwi Rangkuty, Muammar Risky Rizty Maulida Badri Rully Hanafi Rusnita, Ayu Novidaniati Safitri, Anisa Samosir, Partogi Saoloan Satria, Ardika Satria, Eggie Senov Fitriani Simanjuntak, Ester Setiansyah, Reni Silalahi, Amlys Syahputra Simanjuntak, Sri Susanti Simbolon, Nur Anisa Sitinjak, Mika Alvionita Sri Yunita Sudarto Sudarto Sukma, Yoga Aji Sulanda, Sulanda Sullaida Surya Dharma Susanti Simanjuntak, Sri SUTRISNO Suwardani, Ni Kadek Syahyunan Tirta Setiawan, Tirta Wahyu Harmoni Sembiring, Dian WEISHAGUNA WEISHAGUNA Yanita Yanti Ar Rahma Pasaribu, Nopi Yoga Pratama, Muhammad Zahra, Muthia Ivana