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EFEKTIVITAS DAN DAMPAK PROGRAM NASIONAL PEMBERDAYAAN MASYARAKAT MANDIRI PERDESAAN (PNPM-MPd) TERHADAP PENINGKATAN KESEJAHTERAAN DAN KESEMPATAN KERJA RUMAH TANGGA SASARAN DI KECAMATAN ABIANSEMAL KABUPATEN BADUNG I Gusti Putu Putra; Made Kembar Sri Budhi
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 04.NO.03.TAHUN 2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Handling the problem of poverty is one of the issues of concern to the government in any country. Various strategies have been implemented by the government to improve the lives of people still do not show satisfactory results shown with still many poor people. Similarly, the problem of poverty in the district  Abiansemal  one of the efforts taken in poverty reduction is based on community empowerment through PNPM .               The purpose of this study was to assess the effectiveness and impact of PNPM program to Welfare and Employment Opportunities Target Households in the district  Abiansemal. The analytical tool used in the study is to determine the level of statistical deskiptif  program effectiveness, and two different test average pairwise observations to determine the impact of the program on Welfare and Employment Opportunities Target Households. Results of the analysis showed that the effectiveness of PNPM in the district  Abiansemal as very effective at 84.52 persen. Based on two different test average pairwise observations income and employment opportunities Target Households showed significant results in alpha 5 percent. The average income of the month before the program Rp.2.066.000, after  the program Rp.2.961.000 , - and the number of working hours on average, one day before the program 5.86 hours,  increased to 8.29 hours after the program. It is recommended that the PNPM continuously improved and developed with the open jobs or employment opportunities available to work so as
PENGARUH KARAKTERISTIK PETANI DAN PERAN PENDAMPING TERHADAP KEBERHASILAN SIMANTRI DI KABUPATEN BADUNG Anak Agung Ngurah Bagus Aryana; Made Kembar Sri Budhi; Ni Nyoman Yuliarmi
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.05.NO.04.TAHUN 2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Bali Province Government is focusing to agriculture development through Program of Integrated Agriculture System (Simantri) to support the welfare of farmers. This research has purpose 1) To analyse the influence of farmers characteristic and the companion role towards the production of Simantri business in Badung regency. 2) To analyse the influence of farmers characteristic, the companion role, and the production of Simantri business towards to the success of Simantri in Badung regency. 3) To analyse the indirect effect farmer’s characteristic and companion role towards to the success of Simantri through business production Simantri in Badung regency. Data Analysis Technic used Structural Equation Modelling (SEM) with the assistance of Smart PLS Program. Result of the research showed that 1) Farmer’s characteristic and companion role has positive effect to the production business Simantri significantly in Badung Regency. 2) Thus, farmer’s characteristic, companion role and business production Simantri has positive effect significantly towards to the success of Simantri in Badung Regency. 3) There are indirect significant effect farmer’s characteristic variable and companion role towards to the success of Simantri through business production Simantri in Badung Regency.
PERAN MEDIASI PERBANKAN DALAM MENDORONG PERTUMBUHAN SEKTOR RIIL DI INDONESIA Putu Eka Suryaningrum; Made Kembar Sri Budhi; Gede Sudjana Budiasa
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.05.NO.09.TAHUN 2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Monetary policy formulation has been organized by Bank of Indonesia in order to stabilize Indonesian economy as well as Bank Indonesia take function as monetary authorithy. This reaserach is found that the model as a whole have goodness of fits with R2 = 97%, therefor, only 3% of the prediction variation in dependent variable is influencing with other varables that is not included in the research model. This research is organized to aims the role of commercial banking credit as the significane factor in improving real sector growth in Indonesia, and instrument monetary policy of BI rate as well that would be combined with reserve requirenment called GWM. Those of policy combined are predicted as monetary policy stand for encouraging the real sector growth.  
Analisis Pengaruh Pajak Daerah, Retribusi Daerah Terhadap Tenaga Kerja Dan Pertumbuhan Ekonomi Di Kota Palangka Raya Provinsi Kalimantan Tengah Ju Kumala Dewi; Made Kembar Sri Budhi
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.07.NO.06.TAHUN 2018
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

This study aims to analyze the direct influence of local taxes and levies on the absorption of labor, to analyze the direct influence of local taxes, levies, employment to economic growth and to analyze the indirect effect of local taxes, regional levies on economic growth through employment. The research sample used in this research is Kota Palangka Raya. Secondary data used in this study were obtained from the Revenue Service, employment data obtained from the Office of Manpower and Transmigration as well as data on economic growth based on 2000 constant prices obtained from the Central Bureau of Statistics in Kota Palangka Raya from 1996-2016.Testing data in this study using path analysis techniques with the help of SPSS 21 applications. The results of testing direct influence in this study indicate 1) Local taxes and user charges affect the workforce ; 2) Local taxes have an effect on economic growth while regional levy has no effect on labor; and 3) The result of indirect effect test indicates that the workforce is not able to mediate local tax variables and regional levies on economic growth.
EFEKTIFITAS DAN DAMPAK PELAKSANAAN PROGRAM BEASISWA PENDIDIKAN MISKIN DAN BERPRESTASI (BIDIK SIMISI) TERHADAP ANGKA PUTUS SEKOLAH DAN ANGKA PARTISIPASI MURNI DI PROVINSI BALI putu pendit primadewi; made kembar sribudhi; A.A.I Ngurah marhaeni
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.05.NO.02.TAHUN 2016
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Efforts to achieve the targets set together other world  countries  in the Millennium Development Goals (MDG's) is a noble task that is being carried out by the Bali Provincial Government. Bali Provincial Government in its efforts to achieve its targets has been putting  efforts to accelerate the achievement of the Millennium Development Goals (MDGsBreakthrough has been done by the Bali Provincial Government through the Department of Education, Youth and Sports within Education Program Costs for Poor Students Academic Achievement in the Field (BIDIK SIMISI). BIDIK SIMISI program aims to encourage economically deprired students to reach academic achievement by getting into education Vocational School (SMK). The evaluation is then very important to measure the extent of the effectiveness of programs  implemented in line with the expectations. This study aims to analyze the effectiveness and impact of the implementation of the Poor and Achievement Scholarship Program (BIDIK SIMISI) in the relation  to Dropout Rate and Pure Participation Rate in Bali Province. To achieve these objectives the research is being conducted in SMKN I Denpasar. The  primary data was collected by descriptive quantitative for the questionnaire  , qualitative data (secondary) colleted by interview, observation, and documentation was analyzed by qualitative analysis. The results showed that ; 1) The level of effectiveness of the program in term of inputs, processes and outputs was relatively effective, 2) Implementation of the poor and achievement schlarship program did not negatively impact the school dropout rate, 3) Implementation and achievement scholarship program had a poor negative impact on net enrollment in Bali province the first year of implementation, while the second and third year had a positive impact on net enrollment.
FAKTOR-FAKTOR YANG MEMPENGARUHI PERTUMBUHAN EKONOMI DAN DAMPAKNYA TERHADAP KESEMPATAN KERJA DI PROVINSI BALI Bagus Santa Wardana; Made Kembar Sri Budhi; Murjana Yasa
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.03.NO.03.TAHUN 2014
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Penelitian ini bertujuanuntuk mengetahui apakah ada pengaruh signifikan secara tidak langsung Investasi, Pengeluaran pemerintah, Ekspor melalui pertumbuhan Ekonomi terhadap penyerapan tenaga kerja di Provinsi Bali, danuntuk mengetahui ada atau tidaknya pengaruh signifikan secara langsung Investasi, Pengeluaran pemerintah, Eksport melalui pertumbuhan Ekonomi terhadap penyerapan tenaga kerja di Provinsi Bali. Jumlah data yang diambil adalah dari tahun 1990-2010.Metode yang dapat digunakan dalam penelitian ini adalah teknik pengumpulan datadengan caramengali data dari beberapa laporan, seperti buku-buku, beberapa catatan-catatan yang ada di Badan Pusat Statistik (BPS) dan Instansi Lainnya. Teknik pengumpulan data dilakukan dengan cara observasi, wawancara, dan serta melakukan wawancara mendalam dengan berbagai Narasumber penting, sedangkan untuk teknik analisis yang digunakan adalah analisis jalur (path analysis).Berdasarkan hasil analisis yang Pertama bahwa Variabel Investasi, Pengeluaran pemerintah, Eksport berpengaruh positif terhadap Pertumbuhan Ekonomi, hanya variabel esport yang secara parsial tidak berpengaruh terhadap Pertumbuhan Ekonomi, kemudian untuk analisis yang kedua didapatkan hasil bahwa variabel Investasi, Pengeluaran pemerintah, Eksport berpengaruh melalui Pertumbuhan Ekonomi terhadap kesempatan kerja adalah significant secara serempak, tetapi secara parsial variabel ekspor tidak significan tetapi positif serta secara langsung terhadap Kesempatan kerja. Kemudian untuk variabel Pengeluaran Pemerintah  tidak berpengaruh signifikan dan negatif terhadap Kesempatan kerja di Provinsi Bali.
STUDI ALIH FUNGSI LAHAN DAN DAMPAKNYA TERHADAP SOSIAL EKONOMI PETANI JAMBU METE DI KECAMATAN KUBU, KABUPATEN KARANGASEM I Gede Swata Wijaya Saputra; Made Kembar Sri Budhi
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME 04.NO.08.TAHUN 2015
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Penelitian ini bertujuan untuk mengetahui indikator yang menentukan petani jambu mete melakukan alih fungsi lahan serta dampaknya terhadap kehidupan petani. Lokasi dari penelitian ini adalah di Kecamatan Kubu Kabupaten Karangasem dengan dua desa dijadikan sampel yaitu Desa Sukadana dan Desa Dukuh.Sampel yang diambil adalah 166 responden dari dua desa yang telah di pilih.Data yang terkumpul dianalisis dengan teknik analisis faktor. Berdasarkan hasil analisis faktor dapat disimpulkan, indikator tingkat pendapatan, tingkat pendidikan, jumlah tanggungan keluarga, luas lahan yang dimiliki, keberadaan penerus usaha, kecepatan memperoleh penghasilan, dorongan petani tetangga yang telah mengalihfungsikan lahan, dan keberadaan investor menentukan keputusan petani jambu mete untuk mengalihfungsikan lahan. Ada tiga faktor baru yang terbentuk dari delapan indikator yang menentukan keputusan alih fungsi lahan yaitu faktor ekonomi, faktor demografi, dan faktor kemampuan pemanfaatan lahan.Faktor ekonomi yang menjadi penentu utama keputusan mengalihfungsikan lahan.Dengan menganalisis pemanfaatan hasil dari galian pada usaha yang tidak produktif maka dapat di perkirakan dampak alih fungsi lahan dalam jangka panjang adalah meningkatnya pengangguran, penurunan tingkat pendapatan, menurunnya kesejahteraan, meningkatnya kemiskinan, dan kerusakan lingkungan.
UTANG LUAR NEGERI PEMERINTAH INDONESIA : KAJIAN TERHADAP FAKTOR-FAKTOR YANG BERPENGARUH I Wayan Gayun Widharma; I Made Kembar Sri Budhi; Anak Agung Istri Ngurah Marhaeni
E-Jurnal Ekonomi dan Bisnis Universitas Udayana Volume 02. No.02. Tahun 2013
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

ABSTRAKPembayaran kembali utang luar negeri dan bunganya meningkat dari tahun ke tahun seiring dengan meningkatnya jumlah akumulasi utang luar negeri, sehingga membebani Anggaran Pendapatan dan Belanja Negara (APBN). Beban utang pada akhirnya memperburuk kondisi masyarakat. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh penerimaan pajak tidak langsung dan defisit anggaran pada utang luar negeri melalui pengeluaran pembangunan, pengaruh tidak langsung dari defisit anggaran dan pembayaran utang luar negeri dengan utang luar negeri melalui pertukaran dolar dan langsung menentukan pengaruh pengeluaran pembangunan, nilai tukar dolar, utang luar negeri tahun sebelumnya terhadap utang luar negeri pemerintah.Variabel dianalisis dengan menggunakan analisis jalur untuk menentukan dampak langsung dan tidak langsung dari variabel dalam model pembelajaran. Pengujian validitas model dengan menggunakan koefisien determinasi total dan teori triming untuk menentukan besarnya variasi dalam utang luar negeri yang dapat dijelaskan oleh variabel eksogen nya. Data diambil membentuk mempublikasikan BPS, Kemenkeu dan BI.Berdasarkan hasil regresi, ditemukan bahwa efek dari penerimaan pajak untuk utang luar negeri pemerintah melalui pengeluaran pembangunan sebesar 24,4 persen dan menjadi variabel yang paling dominan di antara variabel-variabel yang secara tidak langsung mempengaruhi utang luar negeri pemerintah. Pengaruh pengeluaran pembangunan total utang luar negeri pemerintah sebesar 25,2 persen. Pengaruh nilai tukar dollar terhadap total tingkat utang luar negeri pemerintah sebesar 26,3 persen. Pengaruh utang luar negeri total tahun sebelumnya terhadap utang luar negeri pemerintah sebesar 39,5 persen dan merupakan variabel yang paling dominan yang mempengaruhi utang luar negeri pemerintah.Untuk mengurangi beban utang luar negeri di masa mendatang pemerintah harus meningkatkan penerimaan pajak agar dapat membiayai anggaran seluruh negara dan menghentikan kebijakan menutup utang lama dengan utang baru, utang luar negeri yang diambil dapat digunakan untuk produktif tindakan yang dapat membawa kesejahteraan bagi masyarakat.ABSTRACT   The repayment of of foreign debt and its interest became an increasing burden from year to year in line with the increasing of accumulated amount of foreign debt, thus burdening the State Budget (Budget). The burden of debt in the end worsen the condition of the community. The purpose of this study was to determine the effect of indirect tax revenues and the budget deficit on foreign debt through the development expenditure, the indirect effect of the budget deficit and repayments of foreign debt to the foreign debt through the exchange of dollars and directly determine the effect of development spending, dollar exchange rate, foreign debt a year earlier against the government's foreign debt. Variables were analyzed by using path analysis to determine the direct and indirect effects of variables in the model study. Testing the validity of the model using the coefficient of total determination and triming theory to determine the magnitude of variation in foreign debt that can be explained by the its exogen variable. Data is taken form the publish of BPS, Kemenkeu and BI. Based on the result of regression, it is found that the effect of tax revenue to the government's foreign debt through the development expenditure amounted to 24.4 percent and became the most dominant variable among the variables that indirectly affect the government's foreign debt. Effect of total development expenditure of the government's foreign debt amounted to 25.2 percent. Effect of total dollar exchange rate against the government's foreign debt amounted to 26.3 percent. Effect of total foreign debt a year earlier against the government's foreign debt amounted to 39.5 percent and it is the most dominant variable that affect on the government's foreign debt. To reduce the burden of foreign debt in the future the government should increase tax revenue in order to be able to finance the entire state budget and stop the policy of closing the old debt with new debt, external debt that is taken can be used for productive measures that can bring prosperity to the community.    
ANALISIS PENGEMBANGAN AGROWISATA UNTUK KESEJAHTERAAN MASYARAKAT DI KECAMATAN PETANG, KABUPATEN BADUNG I Putu Danu Swastika; Made Kembar Sri Budhi; Made Henny Urmila Dewi
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.06.NO.12.TAHUN 2017
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

This study aims to analyze: 1) the influence of government policy on entrepreneurship and infrastructure; 2) the influence of government policy, entrepreneurship and infrastructure on agro-tourism development; 3) the influence of agro-tourism development on community welfare in Petang District, Badung Regency; 4) whether government policies have an indirect effect on the development of agro-tourism through entrepreneurship and infrastructure; 5) whether government policies, entrepreneurship and infrastructure have an indirect effect on the welfare of the people in Petang District, Badung Regency through the development of agro-tourism. Sampling technique with Saturated Sampling involved 91 workers. Data analysis using PLS-SEM. The result of research that government policy have positive and significant influence to entrepreneurship and infrastructure, but have no significant effect on agrotourism development and community welfare. Entrepreneurship has positive and significant impact on agro-tourism development, but has no significant effect on the welfare of the community. Infrastructure has positive and significant impact on agro-tourism development, but has no significant effect on the welfare of the community. Agro-tourism development has positive and significant impact on the welfare of the community.
EFEKTIVITAS PROGRAM JAMINAN KESEHATAN BALI MANDARA (JKBM) DI KECAMATAN GIANYAR KABUPATEN GIANYAR Ida Ayu Candrika Dewi; Made Kembar Sri Budhi; A.A.I.N Marhaeni
E-Jurnal Ekonomi dan Bisnis Universitas Udayana Volume 01.No.02.Tahun 2012.
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

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Abstract

Development community do to get a better life. The success of an economic development can be assessed from three factors: the adequacy of the day-to-day needs, identity and freedom. The system of government has not been able to provide for the development of new developments in the health sector. Development efforts by the government especially the Bali Provincial Government for health development is the provision of free medical health insurance Bali Mandara (JKBM) to people who do not have health insurance in all counties in the province of Bali. This study aimed to determine the effectiveness of the program, the success of programs to improve the health JKBM, JKBM Program benefits, and relationship characteristics of respondents JKBM user perceptions about the benefits JKBM. Source of data used there are two primary data obtained from interviews to users JKBM and secondary data obtained from the District Office Gianyar Gianyar regency. Data collection methods used were interviews and questionnaires. The analysis tools are descriptive analysis, comparative analysis using statistical techniques Mc Nemar and Associative Analysis using Chi Square The results of the analysis of the characteristics of the respondents indicated that most users JKBM sex and men over the age of 46 years. In addition, most educational level is complete primary school, most of the user's work and trader user revenues ranging between $ 100000-499000 per month JKBM Program Effectiveness in Gianyar district at 93.75 percent, which means the level of effectiveness of the JKBM in Gianyar Gianyar district in the categorized as very effective. Additionally JKBM Program success can be concluded that the program JKBM can improve public health in the District of Gianyar. Greatest benefit is perceived JKBM users reduce their health expenditure. The results of the analysis of the characteristics of users with their perceptions of the benefits JKBM concluded that there are significant relationships between the characteristics of the respondents to the perceptions of the benefits JKBM Program. JKBM program that has been performing well this should always evaluate the implementation in order to better future and to improve the welfare of the community, especially people who do not have health insurance. Keywords: Effectiveness, Health Insurance, Program  
Co-Authors A.A.I.N. Marhaeni Agustini, Ni Kadek Bella Kurnia Anak Agung Istri Ngurah Marhaeni Anak Agung Ketut Ayuningsasi Anak Agung Ngurah Bagus Aryana Anak Agung Sagung Paramita Devi Anandari, I Gusti Agung Ayu Apsari Angela, Putu Vivian Ariastha Satrya Wicaksana Aristina, Ita Arta, I Wayan Yoniga Aryawati, Ni Putu Riska Bagus Santa Wardana Christin Anastasya Melati Br Nainggolan Citra Devi, Pande Putu Cintya Defianti, Ni Putu Monita Desak Ayu Putu Suciati Desak Made Sukarnasih Dewa Ayu Indah Puspita Dewi Dewa Ayu Putu Setia Ari Dewa Gede Anom Dewa Made Basudewa Dewa Nyoman Rista Suardaya Dewi, I Gusti Ayu Ari Candra Diastari Putri, Ni Putu Asri Ernawatiningsih, Ni Putu Lisa Fenny Elfride Siagian Friawan, Kadek Cahya Gede Sudjana Budiasa Gusti Ayu Radi Hartati H. Rahyuda I G. A. M. Agung Mas Andriani Pratiwi I G.A.P. Wirathi, I G.A.P. I Gede Heprin Prayasta I Gede Swata Wijaya Saputra I Gusti Agung Made Widiantara I Gusti Ayu Ketut Giantari I Gusti Bagus Indrajaya I Gusti Putu Putra I Gusti Wayan Murjana Yasa I Ketut Sudama I Ketut Sudibia I Ketut Sudibia I Ketut Suweca, I Ketut I Komang Gde Bendesa I Komang Gede Santhyasa I Made Endra Kartika Yudha I Made Suidarma I Made Sukarsa I Nengah Jaya I Nengah Jaya Widiantara I Nyoman Mahaendra Yasa I Nyoman Taun I Putu Danu Swastika I Putu Fery Karyada I Putu Gde Sukaatmadja I Putu Kusuma Juniantara I Putu Sastra Wibawa I Wayan Gayun Widharma I Wayan Sudirman I Wayan Wenagama I Wayan Yogi Swara Ida Ayu Candrika Dewi Ida Ayu Nyoman Sakara Ida Ayu Nyoman Saskara Ida Ayu Putu Mega Rosita Ida Bagus Darsana Ida Bagus Purbadharmaja IM Suyana Utama Jayawarsa, A.A. Ketut Ju Kumala Dewi Kadek Oki Sanjaya Ketut Jayastra Komang Estiani, Komang Lilyawati Lilyawati, Lilyawati Made Heny Urmila Dewi Made Sukarsa Marantiani, Desak Nyoman Mardiana, I Wayan Marhaeni, AAIN Marhaeni, Anak Agung Ngurah Megantara, Dede Edwin Moch Alfazir Subhartha N.W Ekawati ngurah susantayasa NGURAH WISNU MURTHI Ni Kadek Sinarwati Ni Ketut Elly Sutrisni, Ni Ketut Elly Ni Komang Martha Cahyani Dharma Putri Ni Luh Gde Ana Pertiwi Ni Luh Karmini Ni Luh Ketut Rai Puspitadewi ni luh made ayu danni lastina Ni Made Bulan Novita Dewi Ni Made Pertiwi Winasari Ni Nyoman Kerti Yasa Ni Nyoman Reni Suasih Ni Nyoman Sunariani Ni Nyoman Yuliarmi Ni Putu Evi Windasari Ni Putu Ferbilia Sarlitawati Ni Putu Martini Dewi Ni Putu Martini Dewi Ni Putu Nina Eka Lestari Ni Putu Wiwin Setyari Ni Wayan Mentari Ni Wayan Mentari, Ni Wayan Ni Wayan Nuryanti Dewi, Ni Wayan Nuryanti NONIK PEBRIANTI, KETUT Nur Indah Mukaromah Nuraga, Ketut Nyoman Djinar Setiawina Nyoman Triani Arissana Yeni, Nyoman Triani Paramacintya, Ni Made Sri Yundari Pertiwi, Nyoman Reva Prabawa, A A Ngurah Panji Pradnyawati, I Gusti Agung Ayu Pratini, Ni Wayan Ami Arya Puput Desi Kurnia Sari Putri Tirta Enistin Sipayung Putri, Kadek Pratiwi Supraba Putri, Vivi Erlinda Thio Putu Ayu Pramitha Purwanti Putu Dhika Mahyoga Putu Diah Layang Savitri, Putu Diah Layang Putu Eka Suryaningrum putu pendit primadewi Putu Widyaningsih Ratika Dewi, Ida Ayu Sima Ratikatama, Ngakan Made Rama Sancita Wiguna, I Made Gede Sanjaya, Ida Bagus Putu Windu Saraswati, Ni Luh Putu Lani Satrya Devi, Anak Agung Ari Sita Larasati, A.A. Istri Sri Eka Lestari Sudarsana Arka sutrisno, mey linda anggraeni WAHYUNI, MARETA Wardana, I Nyoman Krisna Wijaya, Putu Yudy Windayani, Ida Ayu Ratih Sasmitha Wulan Atika Sari yan handrey kusmeiran yan handrey kusmeiran Yenny Verawati