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All Journal Jurnal Ekonomi Pembangunan MUQTASID Khizanah al-Hikmah : Jurnal Ilmu Perpustakaan, Informasi, dan Kearsipan EQUILIBRIUM Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan JEB17 : Jurnal Ekonomi dan Bisnis DERIVATIF Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah JUMANJI (JURNAL MANAJEMEN JAMBI) Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Ilmiah Poli Bisnis Diklat Review : Jurnal manajemen pendidikan dan pelatihan Indonesian Journal of Halal Research ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Journal of Islamic Economics and Finance Studies Az Zarqa': Jurnal Hukum Bisnis Islam Islamiconomic: Jurnal Ekonomi Islam Jurnal Manajemen Bisnis Kewirausahaan Unisia Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Review of Islamic Social Finance and Entrepreneurship Al-Infaq: Jurnal Ekonomi Islam Jurnal Kajian Ekonomi dan Perbankan Syariah Optimum: Jurnal Ekonomi dan Pembangunan
Heri Sudarsono
Unknown Affiliation
Religion Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Social Sciences Other

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Telaah Dampak Boikot Produk Amerika terhadap Perekonomian Nasional Heri Sudarsono
Unisia Vol. 31 No. 70 (2008): Jurnal Unisia
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.vol31.iss70.art8

Abstract

A boycott plan of American products should consider national economy. The Americanproducts have contributed to the increase of national economic growth, because humanand natural resource managements of Indonesia have depended on the American products.The boycott action would decrease economic growth, because it would decreasedemands and increase unemployment. Besides, the action, on one side, would not beeffective since economic relation between Indonesia and United States has been legitimizedby both regional and international trade organization. On the other side, the dependencyof Indonesia on American products have been relatively high, as seen from thevolume of non oil and gas export-import between the two countries. Government economicpolicy is affected by cooperation with other countries, and therefore, the boycott actionwould not affect the decrease of consumption of American products.Keywords: boycott, economy, legitimacy, trade.
Determinants of Consumer Decisions to Adopt Islamic Banking Services in Indonesia Sudarsono, Heri; Afandi, Akhsyim; Perdana, Andika Ridha Ayu
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 1 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v7i1.8214

Abstract

This study examines the influence of attitudes, subjective norms, perceived behavior control, and religiosity on consumer intention to adopt Islamic bank services. This study used 550 respondents from 26 provinces in Indonesia. The study develops a structural equation model (SEM) to achieve its purpose. The results show that attitudes, subjective norms, and perceptions of behavioral control affect people's interest in adopting Islamic banking services. Likewise, awareness, uncertainty, suitability, and relative advantage, affect the intention of the consumer to adopt Islamic banks' services. In contrast, religiosity does not affect community interest in adopting Islamic bank services. Further, normative beliefs affect subjective norms and self-efficacy, whereas facility conditions affect perceived behavior control of consumers' intention to adopt Islamic banking services. Attitudes, subjective norms, and perceived behavior control influence consumers' intention to adopt Islamic banking services. Accordingly, Islamic banks need to improve services to the public. Also, Islamic banks need to increase their understanding of religious religiosity to foster interest in adopting Islamic bank services
Assessing Financial Performance's Influence on Financing Risk in Indonesia's Islamic Commercial Banks Efendamara, Peppy Ayu; Sudarsono, Heri; Perdana, Andika Ridha Ayu
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 15, No 2 (2024)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v15i2.661

Abstract

This research aims to determine the long- and short-term relationships between the Return on Asset (ROA), Financing to Deposit Ratio (FDR), Operational Costs to Operational Income (BOPO), Industrial Production Index (IPI), and inflation on financing risk or Non Performing Financing (NPF) at Sharia Commercial Banks in Indonesia. This study uses secondary data obtained from publications by the Financial Services Authority and the Central Statistics Agency for the period January 2015 to June 2023. The the Auto-Regressive Distributed Lag (ARDL) method was used with the help of Eviews 12.0. The results show that in the long term, the ROA variable has a negative and significant effect on NPF. The FDR and BOPO variables have a positive and significant effect on NPF. However, Inflation and IPI variables have no long-term effect on NPF. In the short term, ROA and BOPO influence NPF. Meanwhile, the FDR, Inflation and IPI variables had no influence on NPF in the short term.
PENDAMPINGAN UMKM DALAM RANGKA PEMBERDAYAAN EKONOMI MASYARAKAT DI SURABAYA Yulia, Novie Noordiana Rachma; Mardiyanto, Totok; Artalia, Puput; Putro, Suryati Eko; Indriawati, Arlisa; Widodo, Agus Purbo; Sudarsono, Heri
Diklat Review : Jurnal manajemen pendidikan dan pelatihan Vol. 7 No. 3 (2023)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/diklatreview.v7i3.1595

Abstract

MSMEs have a very big role in the national economy, so if many MSMEs go out of business, it is feared that this will have a big impact on the national economy. Even though it is full of challenges, the MSME sector still has hope and opportunities to increase its business scale. This opportunity is still open for MSME business actors who want to innovate products and design them with a technological touch. The management process includes several steps, namely: Planning, Organizing, Actuating, Controlling (POAC), these four things need to be implemented so that MSMEs can grow. When starting a business, what must be formulated is the vision, mission, and corporate values. For example, in creating a business the superior values ​​are business that is excellent, honest, trustworthy, and so on. Company values ​​are important because they will become the soul of the company. In making a business plan, the first thing we do is identify where we are, where we are going (goal), why we want to go there, and what we will achieve. These measurements are important. The point is what is the best way to achieve the goals. The method used in this mentoring activity was through a combination of material presentation activities and coaching clinics, which were held in a total of 16 meetings. The result of the activity is an output in the form of a business plan which includes the vision, mission, goals, and business model for the MSME partners targeted by the activity. Other results include new logo designs for several partners so that the appearance becomes fresher and more attractive.
Does “Halalness” Affect Young Muslims’ Intentions to Use the COVID-19 Vaccine? Sudarsono, Heri; Ikawati, Retty; Azizah, Siti Nur; Kurnia, Agus; Nuanmark, Ponchanok
Indonesian Journal of Halal Research Vol 5, No 1 (2023): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v5i1.19248

Abstract

Young Muslims comprise a large population in Indonesia. This study analyzes the effect of halal awareness, halal certification, attitudes, subjective norms, perceived behavior controls and vaccine quality on young Muslims’ intentions to use the COVID-19 vaccine. This study involved 699 random respondents from 32 provinces in Indonesia. This research model develops Theory Planned Behavior (TPB) using structural equation modeling (SEM) with partial least squares structural equation modeling (PLS-SEM) data processing tools. The results showed that halal awareness and certificates had a P-value of <0.05 or positively affected Muslims’ attitude towards vaccines. Likewise, halal awareness, attitudes, subjective norms and vaccine quality have a P-value of <0.05 and perceived behavior control has a P-value of <0.10 or positively affects Muslims’ intentions to use vaccines. However, halal certification has a P-value of >0.10 or does not affect their intention to use vaccines. Islamic values remain a consideration for young Muslims in using the COVID-19 vaccine. Therefore, the government needs to include halal aspects in determining policies related to the implementation of vaccinations.
Pengembangan Industri Kreatif dan Peran Bank Syariah Sudarsono, Heri
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 1 (2010): Az-Zarqa': Jurnal Hukum Bisnis Islam
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/qgkaer72

Abstract

Abstrak: The concept of creative industries has been a feature of academic and policy literature for over a decade. The creative industries are defined in this approach in terms of an industrial classification of what they do. or what they produce and how they do it. The cultural and creative industries fit uneasily into this framework: first, because of they share many generic characteristics of the service economy; and second, because they are to a large extent an outgrowth of the previously non-market economy of cultural public goods and private imagination that seeks new ways of seeing and representing the world. However, the creative industries have come to such recent prominence as these once marginal activities now have significant market value and contribution to individual wealth and GDP. Furthermore, financing creative industry is viewed as a new paradigm to alleviate poverty and bring about development. Problems facing creative industry are, among others, non-viability and dependence on subsidized funds for operations. Given this social role, Islamic banks can provide the much-needed product to creative industry to facilitate their economic upliftment. The paper asserts that Islamic banks can finance the creative industry at no extra cost.
Analisa Tingkat Efisiensi Perbankan Syari'ah dan Konvensional dengan Menggunakan Data Envelopment Analysis Sudarsono, Heri
Az-Zarqa': Jurnal Hukum Bisnis Islam Vol. 4 No. 1 (2012): Az-Zarqa'
Publisher : Sharia and Law Faculty of Sunan Kalijaga Islamic State University Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/m3prhz07

Abstract

This research utilises the non-parametric frontier approach, data envelopment analusis (DEA). By using such a analysis, the purpose of this studi is to analyse Islamic banking efficiency with the data during 2007-2010 covering 3 Islamic bank in Indonesia. In general, the result of study indicates that the level of efficiency of Islamic bank is various moving over time. In intermediary efficiency, conventional bank is found to be more efficient than Islamic bank. Moreover, conventional bank is more efficient than islamic bank. Since the study pinpoints the sources of inefficiency, it also helps to provide the banks with strategic planning.
Analisis Niat Nasabah Bank Syariah untuk Menggunakan Mobile Banking Sudarsono, Heri
Jurnal Ilmiah Poli Bisnis Vol 14 No 1 (2022): Volume 14 Nomor 1
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.v14i1.770

Abstract

This study aims to analyze the factors that influence the intention of Islamic bank customers to use mobile banking. This study uses the Unified Theory of Acceptance An Use of Technology (UTAUT) as the main reference in building the model in this study. Respondents were obtained through the distribution of questionnaires in the form of google forms in a number of WhatsApp, Facebook and Instagram groups. The number of respondents who meet the criteria for Muslim customers who have accounts at Islamic banks is 376 people, consisting of 226 men and 150 women. Hypothesis testing was carried out using a Structural Equation Model (SEM) approach based on Partial Least Square (PLS). The results of data processing show that the variables of performance expectancy, effort expectancy, and facilitating conditions have a positive effect on the behavioral intention of Islamic bank customers to use mobile banking. On the other hand, social influence does not affect the customer's intention to use mobile banking. The implication of this result is that Islamic bank management needs to maximize supporting facilities by adding a number of mobile banking features that suit customer needs.
ANALYSIS OF MUSLIM STUDENTS’ INTENTION IN INFAQ AND SHADAQAH THROUGH ONLINE PLATFOMS Maulana, Haviv Isya Maulana Isya; Sudarsono, Heri
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 15, No. 1 (2024)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v1i1.2482

Abstract

This study aims to analyze what factors influence the intention of Muslim students to give infaq and shadaqah through online platforms using the Unifield Theory of Acceptance and Use of Technology (UTAUT) approach. This type of research used is quantitative research. The population and sample used in this study were Muslim students who had made or given information and articles online as many as 298 respondents. The results in this study indicate that the performance of expectancy, social influence, and trust has a positive and significant effect on the behavioral intention of Muslim students to spend and give shadaqah online. effort expectancy, facilitating conditions have a positive but not significant effect on the behavioral intention of Muslim students to spend and study online. Facilitating conditions has a significant effect on the user behavior of Muslim students to spend and study online. Behavioral intention has a significant effect on the user behavior of Muslim students to spend and study online.
Pengaruh Kinerja Keuangan terhadap Return on Asset (ROA) Bank Syariah di Indonesia Nisa Friskana Yundi; Heri Sudarsono
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 10, No 1 (2018)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v10i1.2759

Abstract

This study aims to analyze the effect of financial performance on profitability measured using Return On Assets (ROA) on Islamic Banking in Indonesia in the period 2010 to 2016 and prove the hypothesis. This study uses secondary data consisting of 7 years, from 2010 to 2016 obtained from Otoritas Jasa Keuangan (OJK) and Bank Indonesia (BI). The method of analysis used for this research is Vector Error Correction Model (VECM) consisting of stationary test, optimal lag test, cointegration test, stabilization test, impulse response function analysis, and variance decomposition. The analysis result of this research in long term CAR, FDR, NPG and BOPO have negative effect, while DPK have positive effect to ROA. While in short term CAR has no effect, while FDR, BOPO and DPK have negative effect and NPF have positive effect to ROA. Penelitian ini bertujuan untuk menganalisis pengaruh kinerja keuangan terhadap ROA yang diukur menggunakan Return On Asset (ROA) pada Perbankan Syariah yang ada di Indonesia dalam kurun waktu 2010 sampai dengan 2016 dan membuktikan hipotesis.  Penelitian ini menggunakan data sekunder yang terdiri dari 7 tahun, mulai tahun 2010 sampai dengan 2016 yang di peroleh dari OJK (Otoritas Jasa Keuangan) dan Bank Indonesia (BI), Metode analisis yang digunakan untuk penelitian ini menggunakan Vector Error Correction Model (VECM), yang terdiri dari uji stasioneritas, uji lag optimal, uji kointegrasi, uji stabilisasi, analisis impulse respons function, dan variance decomposition. Hasil analisis dari penelitian ini dalam jangka panjang CAR, FDR, NPG dan BOPO berpengaruh negative, sedangkan DPK berpengaruh positif terhadap ROA. Sedangkan dalam jangka pendek CAR tidak berpengaruh, sedangkan  FDR, BOPO dan DPK berpengaruh negative dan NPF berpengaruh  positif terhadap ROA
Co-Authors AA Sudharmawan, AA Ady Setiawan Agung Pribadhi Agus Kurnia AGUS KURNIA Agus Purbo Widodo Agus Purbo Widodo Akhsyim Afandi, Akhsyim Alghana, Ahada Dzulfikar Andika Ridha Ayu Perdana, Andika Ridha Ayu Ardiami, Kinanthi Putri Arlisa Indriawati Artalia, Puput Ash Shidiqie, Jannahar Saddam Ash Shidiqie3, Jannahar Saddam Efendamara, Peppy Ayu El Hasanah, Lak lak Nazhat Fitri Kurnia Dewi, Fitri Kurnia Fitriyani, Yeni Fitriyani, Yeny Ikawati, Retty Indriawati, Arlisa Johanda F, Petrus Damianus Jondar, Aloysius Kadarisman Kadarisman Latifatunnisa Lidasan, Mussolini Sinsuat Mardiyanto, Totok Maulana, Haviv Isya Maulana Isya MB Hendrie Anto Miftakhul Khasanah Mustika Noor Mifrahi, Mustika Noor Mustofa, Agus Nisa Friskana Yundi Novianto, Setyo Novie Noordiana Rachma Yulia Nuanmark, Ponchanok Nugrohowati, Rindang Nuri Isnaini Pertiwi, Bintang Putri Puput Artalia Putro, Suryati Eko Rachma Yulia, Novie Noordiana Rahmi, Asri Noer Romadhan, Achmad Rukin, Rukin Rusny Istiqomah Sujono Saputri, Miranti Aprilia Siti Aisiyah Suciningtias Siti Nur Azizah, Siti Nur Taqiyya, Faz Fachry Tristati, Imelda Inka Tumewang, Yunice Karina Wahyu Rochana Widodo, Agus Purbo Yulia, Novie Noordiana Rachma