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Department Of Mathematics, Faculty Of Mathematics And Natural Sciences, Universitas Padjadjaran
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Journal : InPrime: Indonesian Journal Of Pure And Applied Mathematics

 1 
Table of Integration Model for Motor Vehicle Sharia Insurance Rini Cahyandari; Asep Solih Awalluddin; Dara Selvi Mariani; Sukono Sukono; Puspa Liza Ghazali
InPrime: Indonesian Journal of Pure and Applied Mathematics Vol 2, No 1 (2020)
Publisher : Department of Mathematics, Faculty of Sciences and Technology, UIN Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3070.751 KB) | DOI: 10.15408/inprime.v2i1.14811

Abstract

AbstractMotor vehicle insurance is one of the general insurance types that provide coverage for loss, damages, and disappearance of a motor vehicle due to risks experienced by the covered object. The product illustration of motor vehicle insurance is generally presented in a condensed form, containing few pages and limited information. Based on a product illustration of motor vehicle sharia insurance issued by PT. Asuransi Tri Pakarta (TRIPA) treated as a case study, an alternative version of product illustration in form of a table of integration model was designed to not only provided general information but also vehicle prices, values of premiums, tabarru, ujrah, investment, insurance costs, and surplus (if any). The partitions also performed on the additional protection offered by TRIPA so that the benefits that would be received by the insured would be greater. The generated table of integration model presents richer information regarding the insurance products, better scheme, and transparency in the management of total premiums.Keywords: general insurance; product illustration; management of total premiums; integration model; benefits. AbstrakAsuransi kendaraan bermotor merupakan salah satu jenis asuransi umum yang memberikan jaminan terhadap kerugian, kerusakan dan kehilangan kendaraan bermotor akibat terjadinya risiko yang menimpa obyek pertanggungan. Umumnya ilustrasi produk asuransi kendaraan bermotor disajikan dalam bentuk ringkasan yang beragam dalam beberapa halaman dan hanya menjelaskan informasi secara umum saja. Mengambil studi kasus berupa ilustrasi produk asuransi syariah kendaraan bermotor dari PT. Asuransi Tri Pakarta (TRIPA), dirancang bentuk alternatif penyajian berupa tabel model integrasi yang memberikan informasi tidak hanya harga kendaraan dan besaran premi, tetapi juga informasi tentang tabarru, ujrah, investasi, biaya asuransi, surplus (jika ada). Selanjutnya, dilakukan partisi terhadap perlindungan tambahan sehingga manfaat yang diperoleh tertanggung lebih luas. Melalui tabel model integrasi ini, informasi yang tertulis tentang produk asuransi lebih lengkap dan skema pengelolaan premi total asuransi syariah kendaraan bermotor juga lebih jelas.Kata Kunci: asuransi umum; ilustrasi produk; pengelolaan premi total; model integrase; manfaat.
Co-Authors Abdul Talib Bon Abiodun Ezekiel Owoyemi Achmad Bachrudin Adhitya Ronnie Effendie, Adhitya Ronnie Agung Prabowo Agung Prabowo Agung Prabowo Agung, Moch Panji Agus Santoso Agus Santoso Agus Sugandha Agustini Tripena Br Surbakti Aisyah Nurul Aini Amalia, Hana Safrina Apipah Jahira, Juwita Asep K Supriatna Asep Saepulrohman Asep Solih Awalluddin, Asep Solih Asri Rula Hanifah Aulia Kirana Aziza Ayu Nurjannah Basuki , Basuki Basuki Bayyinah, Ayyinah Nur Betty Subartini Bimasota Aji Pamungkas bin Mamat, Mustafa Budi Pratikno Candra Budi Wijaya Carissa, Katherine Liora Dara Selvi Mariani Dedy Rosadi Dedy Rosadi DEWI RATNASARI Dewi Ratnasari Dhika Surya Pangestu Diah Chaerani Diah Paramita Amitarwati Diana Ekanurnia Dihna, Elza Rahma Dini Aulia Dwi Susanti Dwi Susanti Dwi Susanti Dwi Susanti Dwi Susanti Eddy Djauhari Edi Kurniadi Ema Carnia Emah Suryamah, Emah Eman Lesmana Endang Rusyaman Endang Soeryana Hasbullah Fasa, Rayyan Al Muddatstsir Febrianty, Popy Firdaus, Muhammad Rayhan Forman Ivana S. S. S. Ghazali, Puspa Liza Grida Saktian Laksito Hadiana, Asep Id Haq, Fadiah Hasna Nadiatul Hasriati Hasriati Hazelino Rafi Pradaswara Herlina Napitupulu Herlina Napitupulu Hidayana, Rizki Apriva Ibrahim M Sulaiman Ihda Hasbiyati Iin Irianingsih Ira Sumiati Ismail Bin Mohd Jumadil Saputra Jumadil Saputra kalfin Kalfin Khairi, M. Ihsan Kusumaningtyas, Valentina Adimurti Labitta, Kirana Fara Laksito, Grida Saktian M. Ihsan Khairi Maraya, Nisrina Salsabila Maulana Malik Ma’mur, Lutfi Praditia Melina Melina Melina Melina, Melina Mochamad Suyudi Mohamad Nurdin, Dadang Muhammad Arief Budiman Muhammad Iqbal Al-Banna Ismail Mustafa Mamat Mustafa Mamat Mustafa Mamat Nabilla, Ulya Nahda Nabiilah Nita Rulianah Noriszura Ismail Norizan Mohamed Novianti, Saqila Novieyanti, Lienda Novinta S, Fujika Novitasari, Ela Nugraha, Dwita Safira Nur Mahmudah Nurdyah, Himda Anataya Nurfadhlina Abdul Halim Nurul Fadilah Okta Yohandoko, Setyo Luthfi Pardede, Ester Priyatna, Yayat Puspa Liza Ghazali Putri, Aulya Putri, Linda Damayanti Putri, Sherina Anugerah Rahman, Rezki Aulia Ramdhania, Tya Shafa Ratih Kusumadewi Rayyan Al Muddatstsir Fasa Riadi, Nadia Putri Riaman Riaman Riaman Riaman Riaman Riaman Riaman Riaman, Riaman Rini Cahyandari Riza Adrian Ibrahim Rosadi, D. - Salamiah, Mia Salih, Yasir Sampath, Sivaperumal Saputra, Jumadil Sianturi, Sri Novi Elizabeth Sisilia Sylviani Siti Sabariah Abas Soeryana Hasbullah Sri Purwani Stanley Pandu Dewanto Subanar - Subanar . Subanar Subanar Subiyanto Subiyanto Sudradjat Supian Sulastri, S Sumiati, Ira Supian, Sudradjat Suroto Suroto Susanto, Sunarta Sutiono Mahdi Sutisna, Sarah Suyudi, Mochamad Suyudi, Mochammad T.P Nababan Tampubolon, Carlos Naek Tua Tika Fauzia Tiswaya, Waway Titi Purwandari Titin Herawati Umar A Omesa Valentina Adimurti Kusumaningtyas Verrany, Maria Jatu Wahid, Alim Jaizul Wan Muhamad Amir W Ahmad Widyani, Azizah Rini Wiliya Wiliya Yasir Salih Yhenis Apriliana Yulianus Brahmantyo Yulison Herry Chrisnanto Yuningsih, Siti Hadiaty Yuyun Hidayat Zahra, Ami Emelia Putri Zinedine Amalia Noor Mauludy Reihan