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Journal : MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah

Strategi UMKM Dalam Mendorong Masyarakat Untuk Menggunakan Qris Sebagai Alat Pembayaran Digital Di Kota Bogor Buono, Agus; Syarief, Rizal; Firdaus, Husni
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 20 No. 1 (2025): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/mikm.20.1.7-15

Abstract

The development of the financial technology industry in the world of fast and secure electronic, for the beginning of digital financial transaction services in various models. The research aims to provide strategic advice and recommendations to MSMEs in the food and beverage sector to encourage people to use QRIS as a digital payment tool. The research was conducted in the city of Bogor, the location was chosen purposively based on considerations of the city of Bogor as a culinary destination. Data analysis techniques are qualitative and quantitative, another analysis process is carried out on the internal and external environment using SWOT analysis, and to support the use of quantitative analysis in the IFE matrix, EFE, IE, and QSPM. Characteristics of MSMEs include the type of marketing used by gender, age, education, income, means of payment owned, length of business, reasons for using QRIS as a means of payment, price, target customers. The results of the IE matrix analysis show that food and beverage MSME business actors in Bogor City are in cell IV position with a grow and build strategy. The results of the SWOT and QSP analysis can be concluded with the main priority being to ask for support from the government (Bank Indonesia), Payment Service System Operators (PJSP) and banking in the form of promotional media support, system improvements and fee reduction support for merchants. This support motivates and encourages MSMEs to direct and advise the public and consumers to use QRIS as their first choice for transactions.
Strategi Peningkatan Kinerja Bisnis Usaha Mikro Kecil Menengah (Studi Pada UMKM Makanan Dan Minuman Nasabah KUR Bank Syariah Indonesia Area Bandung Kota) Syarief, Rizal; Yusri, Doni; Fajar, Mohammad
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 20 No. 1 (2025): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/mikm.20.1.25-33

Abstract

Bank Syariah Indonesia as one of the state-owned banks has an interest in the success of the people's business credit (KUR) financing program launched by the government. The objectives of this study are: (1) to analyse the effect of financial literacy on the business performance of food and beverage (F&B) SMEs; (2) to analyse the effect of financial inclusion on the business performance of F&B SMEs; (3) to analyse the effect of entrepreneurial orientation on the business performance of F&B SMEs; (4) to analyse the effect of social media marketing capability on the business performance of F&B SMEs: (4) analyse the effect of social media marketing capability on business performance of mamin SMEs; and (5) formulate strategies to improve business performance of F&B SMEs. Data collection using the slovin method, where the sample size was set at 283 respondents. Research with descriptive and inferential statistical methods using multiple linear regression analysis, which consists of validity test, reliability, t test, F test. Strategy formulation using internal-external environmental analysis with IFE and EFE matrix, position mapping and alternative strategies with IE and SWOT matrixs, then determine strategy priorities with QSP matrix. The results of the analysis show that food and beverage SMEs are in quadrant I (grow and build). Based on the results of quantitative analysis on the QSP matrix, the strategy that can be implemented is assistance in preparing financial reports of SMEs to maintain financial stability.
Co-Authors - Sugiyono - Suryahadi -, Hanafi Agung Hari Sasongko, Agung Hari Agung Nugroho, Puguh Agus Buono Agus Yulianto Ahmad Maulana Alexandi, Muhammad Findi Alla Asmara Amellinda, Raisa Anggraini Sukmawati Ani Suryani Aria Kusuma Arif Imam Suroso Asep Taryana Awalia, Riska Bambang Pontjo Priosoeryanto Betty S.L. J Budi Nurtama Bukit1, Matius Tomaja Dadi Adriana darmawan, muhamad Darwin Kadarisman Dewi, Nina Kurnia Doni Yusri Ekananta , Arry Ekananta, Arry Eko Agus Prasetio Elisa Anggraeni, Elisa Emerseon, Errick Enie, A. Basrah Firdaus, Husni Firmansyah, Hilal Fransiska, Dina Gatot T. Mulyadi Gustari , Irvandi GUSTARI, IRVANDI Handito Hadi Joewono Handjojo, Eko Suwito Hartanto, Ardi Hartoyo Hartoyo Haryoto Kusnoputranto Hastari, Hastari Hefni Effendi Heny K Daryanto I Made Djaja Idqan Fahmi Illah Sailah Imam Teguh Saptono Iman Kartono W, Iman Kartono Indrawan, Dikky Jamarizal, - Juliawan, Dwi Kurniadi, Dedi Siswana Kusuma, Adhitya Rendra Kusumaningrum, Indah Latief, Prori Vitaliano Lestari, Rizqi Suci Lilian Danil Lukman, Nyayu Rizkita Novelia Mahgalena M. Joko Affandi Mayrani Tika Mulyana Melanie Cornelia, Melanie Miksusanti Miksusanti Mohammad Fajar, Mohammad Mukhamad Najib Nur Shabrina, Nur Nurfrina Putri, Rizkia Nurhandayani, Arum Nurida Putri, Riska Nurul Taufiqu Rochman Ono Suparno Popong Nurhayati Rezki Kamila Ririn Wulandari Rohaman, M. Maman Rokhani Hasbullah Rosmawaty Peranginangin Sam Herodian Sandy Gunawan Simatupang, De Vilera Siti Jahroh Sudrajat, Gawang Sutrisno . Tanoto, Eko Wahyu Teti Haryati Vierke, Intan Maria Lewiayu Yandra Arkeman Yuana, Rivira Yudha Heryawan Asnawi