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Muhadjir Anwar

Universitas Pembangunan Nasional Veteran Jawa Timur

Author-ID : 4156992

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Medicine & Pharmacology Nursing Physics Public Health Social Sciences Veterinary Other

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THE ROLE OF SOCIAL CAPITAL IN MEDIATING FINANCIAL LITERACY AND FINANCIAL TECHNOLOGY (FINTECH) TOWARDS FINANCIAL INCLUSION IN FASHION SMEs IN GEDANGAN DISTRICT SIDOARJO REGENCY Ni'mah, Nailatun; Anwar, Muhadjir
International Journal of Economy, Education and Entrepreneurship (IJE3) Vol. 4 No. 3 (2024): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v4i3.295

This study aims to analyze the impact of financial literacy and financial technology (FinTech) on financial inclusion with social capital as a mediator for fashion SMEs in Gedangan District, Sidoarjo Regency. In the digital age, technology has become a primary need facilitating various activities, including financial sector advancements through FinTech. Financial literacy and FinTech adoption are crucial factors in enhancing financial inclusion, particularly for SMEs. This research also examines the role of social capital as a mediator that can strengthen the relationship between financial literacy and FinTech with financial inclusion. Using the Theory of Planned Behavior (TPB) approach, this study identifies that attitudes towards behavior, subjective norms, and perceived behavioral control are influencing factors in individuals' intentions to access financial services. The findings indicate that financial literacy and FinTech have a significant impact on financial inclusion, with social capital playing a significant mediating role in this relationship.

Analysis of Role Clarity on Employee Performance through Organizational Commitment and Jobsatisfaction and at the Artificial Insemination Center Singosari Malang Regency Nurhanani, Anjar Dyah; Anwar, Muhadjir
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12640

This study aims to investigate the influence of role clarity on employee performance, considering organizational commitment and job satisfaction as moderating variables within the environment of the Balai Besar Inseminasi Buatan (BBIB) Singosari, Malang Regency. A quantitative approach with a causal associative design and a path analysis model was used to assess the relationships between variables. The primary objective is to identify the direct and indirect effects of independent (exogenous) variables on dependent (endogenous) variables. Data were analyzed using Partial Least Squares (PLS) with SMART PLS software, including tests for both the outer and inner models. Research findings indicate that role clarity not only directly enhances employee performance but also strengthens organizational commitment and job satisfaction, which in turn contribute to overall performance improvement.

Pengaruh Literasi Keuangan Dan Toleransi Risiko Terhadap Keputusan Investasi (Studi Pada Warga Desa Sekapuk Kabupaten Gresik) Rizkyatul Nadhifah; Muhadjir Anwar
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2021): Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v14i2.388

This study aims to determine the effect of financial literacy and risk tolerance owned by Sekapuk Village residents of Gresik Regency as investors. The population in this research is the residents of Sekapuk Village, Gresik Regency who become investors in 2020. The sample is 80 respondents with random sampling technique. Data was collected by distributing questionnaires which were then analyzed using SEM with the PLS application. The results of this study indicate that financial literacy has a positive and significant impact on investment decisions for the residents of Sekapuk Village, Gresik Regency. Financial literacy has a positive and significant effect on risk tolerance for residents of Sekapuk Village, Gresik Regency. Risk tolerance has no significant effect on investment decisions for the residents of Sekapuk Village, Gresik Regency. Risk tolerance disable to act as a mediating variable.

Analisis Nilai Perusahaan Property Dan Real Estate Bursa Efek Indonesia LItausiil Rizqi; Muhadjir Anwar
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2021): Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : LPPM Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v14i2.417

The firm value can be interpreted as a measure of the success of the firm’s performance in increasing the prosperity of shareholders. The purpose of this study to determine the effect of profitability and capital structure on the firm value and the role of the capital structure as an mediating variable in property and real estate companies listed on the Indonesia Stock Exchange period 2017-2019. The sampling techniques in this study using purposive sampling technique with total sample of 44 companies. The analysis technique used is path analysis. This study finds the results that profitability has a significant positive effect on firm value, profitability has a significant positive on capital structure, capital structure has a non significant effect on firm value, and capital structure is not able to mediate the effect of profitability on firm value of property and real estate.

Pemberdayaan Peningkatan Kemampuan Berwirausaha Santri Pondok Pesantren Tahfidzul Qur'an Al-Usmaniyah Keripik Ampas Tebu Sachiips Herdiyanti, Azzahra Putri; Anwar, Muhadjir
SINAR SANG SURYA Vol 9, No 1 (2025): Februari 2025
Publisher : UM Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/sss.v9i1.3966

Pondok pesantren sering menghadapi tantangan dalam mengembangkan kemandirian ekonomi santri akibat keterbatasan sumber daya dan akses terhadap pelatihan kewirausahaan. Kegiatan Pengabdian kepada Masyarakat di Pondok Pesantren Tahfidzul Qur’an Al-Usmaniyah bertujuan untuk memberdayakan santri dalam bidang kewirausahaan melalui inovasi produk keripik ampas tebu yang di beri nama “Sachiips”. Program ini berfokus pada peningkatan keterampilan santri dalam tiga aspek utama yaitu produksi, pemasaran, dan pengelolaan keuangan. Metode yang digunakan meliputi analisis kebutuhan, pelatihan, sosialisasi dan implementasi praktik langsung. Hasil dari program ini menunjukkan bahwa santri mampu memproduksi keripik yang berkualitas, memahami strategi pemasaran yang efektif, serta mengelola keuangan usaha dengan baik. Pemberdayaan ini tidak hanya meningkatkan kemandirian ekonomi santri tetapi juga memberikan kontribusi positif terhadap ekonomi lokal. Dengan demikian, program pemberdayaan kewirausahaan di Pondok Pesantren Tahfidzul Qur’an Al-Usmaniyah menjadi model bagi pesantren lain dalam menciptakan generasi wirausaha yang mandiri dan inovatif.

Optimasi Proses Sales Invoice Melalui Implementasi Software di PT Swabina Gatra Travel Hardi, Ilham; Anwar, Muhadjir
Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia Vol. 2 No. 4 (2023): Desember : Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia
Publisher : Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jppmi.v2i4.776

The purpose of this activity is to be able to know the application of Jurnal.id accounting software in facilitating a job, especially in the field of financial preparation, especially sales invoices, as well as obstacles as a user in using this technology. The counseling was conducted using lecture, question and answer, demonstration, and hands-on practice methods. The result of this activity is that the production of sales invoices generated using Jurnal.id software can facilitate the finance department in obtaining clear and effective reports. Information needs are needed in accordance with company expectations when making decisions on existing problems. Jurnal.id software that is implemented is adequate in processing existing data and has quality information quality, but there are often obstacles in using this software due to errors in recording transactions on the system. The conclusion of this activity is that Jurnal.id software can facilitate users in the process of recording transactions so as to produce a sales invoice that can help when making decisions

Sosialisasi Strategi Digital Marketing Kepada Santri di Pondok Pesantren Al-Usmaniyah Kabupaten Jombang Adisari, Alfigo; Anwar, Muhadjir
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 4 No. 2: Februari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v4i2.7235

Pondok Pesantren Al-Usmaniyah di Kabupaten Jombang memiliki potensi besar dalam mengembangkan ekonomi berbasis digital, namun pemanfaatan pemasaran digital oleh santri dan pengelola pesantren masih terbatas. Oleh karena itu, kegiatan ini bertujuan untuk meningkatkan pemahaman dan keterampilan para santri dalam strategi pemasaran digital melalui metode sosialisasi, pembuatan akun e-commerce, dan penerapan langsung. Sosialisasi dilakukan melalui seminar sederhana dan pelatihan mengenai dasar-dasar pemasaran digital, pemanfaatan platform e-commerce, serta strategi efektif dalam memasarkan produk secara online. Setelah itu, santri akan dibimbing untuk membuat akun e-commerce dan akan diberikan pelatihan tentang cara mengelola akun tersebut. Selain itu, para santri juga diberi kesempatan untuk langsung mempraktikkan strategi yang telah dipelajari dalam memasarkan produk pesantren secara online melalui live streaming dan pembuatan konten kreatif. Hasil dari kegiatan pengabdian ini adalah meningkatnya kemampuan santri dalam menggunakan media digital untuk memperluas jangkauan pasar, terbentuknya akun e-commerce yang dapat digunakan untuk menjual produk pesantren, serta mampu menerapkan berbagai strategi pemasaran digital untuk meningkatkan penjualan dan pendapatan pesantren.

Edukasi branding strategi usaha keripik ampas tebu sachiips pada santri pondok pesantren Al Usmaniyah: Education on branding strategy of sachips bagasse chiips business for students of Al Usmaniyah islamic boarding school Putri, Nabilah A.; Anwar, Muhadjir
IGKOJEI: Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): IGKOJEI: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Peternakan Universitas Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46549/igkojei.v6i2.533

ABSTRACT This community service activity aims to provide an understanding of the need for a branding strategy for the Sachiips Bagasse Chips business as a form of service at the Al Usmaniyah Islamic Boarding School, Jombang. In this case, branding is an important element in promoting local products based on the potential of natural resources, namely bagasse. Through practical and theoretical approaches, this program is expected to increase santri's knowledge about the importance of branding in the business world, as well as provide practical skills in managing small businesses. In addition, students will be trained to utilize social media and Word of Mouth (WOM) strategies to expand market reach. The results of this activity are expected to not only improve the entrepreneurial abilities of the santri but also strengthen the sustainable identity of local products. Keywords: Branding; Community service; Economic empowerment; Social media; Sugarcane dregs chips ABSTRAK Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan pemahaman tentang perlunya strategi branding usaha Keripik Ampas Tebu Sachiips sebagai bentuk pengabdian di Pondok Pesantren Al Usmaniyah, Jombang. Dalam hal ini, branding menjadi elemen penting dalam mempromosikan produk lokal yang berbasis potensi sumber daya alam, yaitu ampas tebu. Melalui pendekatan praktis dan teoritis, program ini diharapkan dapat meningkatkan pengetahuan santri tentang bagaimana pentingnya branding dalam dunia usaha, serta memberikan keterampilan praktis dalam mengelola usaha kecil. Selain itu, santri akan dilatih untuk memanfaatkan media sosial dan strategi Word of Mouth (WOM) untuk memperluas jangkauan pasar. Hasil dari kegiatan ini diharapkan tidak hanya meningkatkan kemampuan kewirausahaan santri tetapi juga memperkuat identitas produk lokal yang berkelanjutan. Kata kunci: Branding; Kripik ampas tebu; Media sosial; Pemberdayaan ekonomi; Pengabdian masyarakat;

Driving Employee Performance: Exploring Job Stress as A Key Mediator in Employee Effectiveness in a Procurement Company Puspitasari, Nawar Tri; Anwar, Muhadjir
Majalah Ilmiah Bijak Vol. 22 No. 1: March 2025
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/bijak.v22i1.4777

This study aims to examine the mediation of work stress on the influence of job demands and turnover intention on employee performance at PT. Empat Putera Utama Bersama Surabaya. The research material is based on the problem of high job demands from the company due to the large demand from the company's clients. On the other hand,turnover intentionis one of the serious problems in the company that requires further evaluation.The method used is quantitative with an approach explanatory research. This method is used because this study will explain the position of each variable and the influence between one variable and another. The study was conducted using a survey method with data collected through a questionnaire. The population in this study included employees and superiors of PT. Empat Putera Utama Bersama, with samples taken through a saturated sampling technique of 55 employees. The analysis was carried out using SEM-PLS. The findings of this study show that high job demands can increase employee motivation and performance if managed well. Employees withturnover intentionkeep trying to work optimally to leave a good impression and achieve targets. Job stress mediates the relationship between job demands and performance, because environmental support helps employees manage stress. Job stress does not mediate turnover intentionand performance, because external factors have more influence, while a supportive work environment keeps employees engaged

MENCIPTAKAN PELUANG USAHA WARGA KELURAHAN RUNGKUT KIDUL MELALUI PELATIHAN MINUMAN KEKINIAN Ahnaf, Ryan; Anwar, Muhadjir
Pengabdian Kepada Masyarakat Indonesia SEAN (ABDIMAS SEAN) Vol. 2 No. 01 (2024): Pengabdian Kepada Masyarakat Indonesia SEAN (ABDIMAS SEAN), Februari 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/abdimassean.v2i01.396

Minuman kekinian adalah minuman yang sedang populer dan tren di kalangan konsumen saat ini. Minuman kekinian sendiri sering kali menawarkan kombinasi unik dari rasa, presentasi, dan kadang-kadang manfaat kesehatan yang menjadi daya tarik bagi konsumen modern. Minuman kekinian sering kali mencakup berbagai kategori, termasuk minuman non-alkohol seperti minuman berbahan dasar the, kopi, dan sirup. Di Kelurahan Rungkut Kidul sendiri masih banyak UMKM yang menjual minuman dalam kemasan sachet. Dengan adanya pelatihan ini mereka juga dapat mencakup inovasi dalam hal metode penyajian, misalnya minuman dengan tampilan yang menarik atau penggunaan teknologi khusus dalam pembuatannya. Metode penelitian ini melibatkan serangkaian pelatihan praktis yang difokuskan pada teknik pembuatan minuman kekinian, penggunaan bahan-bahan inovatif, dan strategi pemasaran yang efektif. Data dikumpulkan melalui observasi partisipatif, wawancara dengan peserta pelatihan, dan analisis kualitatif terhadap minuman yang dihasilkan. Keseluruhan, minuman kekinian merupakan respons terhadap permintaan pasar yang terus berubah, menawarkan variasi dan inovasi untuk menarik minat konsumen yang semakin cerdas dan cenderung mencari pengalaman baru dalam konsumsi minuman. Dengan melibatkan masyarakat setempat dalam pelatihan ini, diharapkan dapat terjadi peningkatan kemandirian ekonomi di tingkat lokal. Pelatihan Minuman Kekinian di Kelurahan Rungkut Kidul diharapkan dapat menciptakan sinergi antara potensi lokal, inovasi bisnis, dan kearifan lokal, sehingga dapat memberikan dampak positif bagi perkembangan ekonomi masyarakat setempat.

Co-Authors Adi, Faisal Rahman Adisari, Alfigo Ahmad Bima Firnanda Ahnaf, Ryan Akhmad Fauzi amalutstsani, wulida yusr Amalya Diva Andriyani Amin, Maulana Ferdy Ashshobuur Anandya Zalva Yunnafisah Anissa Hafidza Pristi Annisa Ayu Salsabillah Ardani, Fadila Naura Ardo Mohhanto Arkha Kunta Wijaya Trus Hayu Ayundha Evanthi Budianto, Damis Veri Cahyaningtyas, Berlin My Anggelita Pramesthi Choiriyah Marlita Pratiwi Christian Alan Darma Saputra Mukti Cucuh Anjar Rosita Damayanti, Titik Fanani Delyma Agusti Meitasari Devinta Nur Arumsari Dhani Ichsanuddin Nur Dianita Savitri Anggraeni Dita Wahyu Permata Sari Diyanti, Normalinda Dominikus Aditya Fitriyanto Dwi Kumalasari Eko Purwanto Eko Purwanto Eko Purwanto Eko Purwanto Ervanto, Khansa Florensa Fabian Farandori Fani Khoirotunnisa Fatmala, Nur Indah Fendy Yulianto G. Oka Warmana G. Oka Warmana Gendut Sukarno Gilang Romadoni Hanafi, Yogie Dwi Hardi, Ilham Herdiyanti, Azzahra Putri Hery Pudjoprastiono Heryandya, Dinandara Aliya Rahma Hindun, Kiftiah Ida Ayu Putu Sri Widnyani Imelda Fadilah Inola Gravinova Saputri Ira Wikartika, Ira Jemima Angella Setyana Keyko Kineta Endarwantika Khusaini, Imron Nur Kirono, Larasati Putri Laura Geovani Rumahorbo Lia Agustin Lia Agustin Lia Rizqy Wulantari LItausiil Rizqi LItausiil Rizqi Lutfy Ameilia Margono, Rizky Fernanda Martha Hendrati, Ignatia Maxymillianus Leo Meivira, Dira Minto Waluyo Muhammad Al Hakim Danurwindo Mumtazah, Muhammad Rizqi Muti'ah, Annisaul Mutiara Cindy Ramadhani Nadifah Ayu Wulansari Nadila Rizkiwati Ni'mah, Nailatun Ningrum, Khotija Hadi Nio Indra Satata Nirmalasari Nirmalasari Normalinda Diyanti Nur Alifa Misbach Nurhanani, Anjar Dyah Odelia, Evi Maya Orlando, Gerry Hutama Pebriasanty, Neny Dwi Permatasari, Salsabila Ayu Prasetyo Moelyadi, Iman Puspitasari, Nawar Tri Putri, Nabilah A. R. Ay. Adellia Meitylda Anwar Rafi Irgie Rahila Iftikhar Rahmatullah, Rendy Adetya Rezza Lutviana Suryahadi Rizkyatul Nadhifah Sabda Alam Sahda Zerlinda Sakti, Angela Tiara Salsabila Ayu Permatasari Salsabila Mona Odelia Salsabillah, Annisa Ayu Sefia Intan Permatasari Seto, Adhimas Kunto Haryo Shafiria Widyatamaka Shinta Arianti Shinta Arianti Sisilia Suci Yunitasari Suci Yunitasari Siti Aisyah Romadhoni Soetomo, Noro Garudomurti Sugeng Purwanto Thinzar Win Tiara Indah Febiyanti Titik Fanani Damayanti Tri Kartika Pertiwi Trya Malitasari Virginia Mandasari Wiwik Handayani Wulandari, Puput Yustiawan, Arealdo Robiq Zainal Abidin Achmad Zeny Amanda Eman Ratu Zumrotul Fitriyah

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