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Journal : postgraduated community service journal

Penyelamatan Kredit Bermasalah Pada Lembaga Perkreditan Desa (LPD) Pasca Pandemi Covid-19 di Desa Adat Ped Kecamatan Nusa Penida Kabupaten Klungkung I Nyoman Sujana; I Wayan Kartika Jaya Utama
Postgraduated Community Service Journal Vol. 3 No. 2 (2022)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.3.2.2022.98-105

Abstract

The tourism business is the mainstay of the Small Island of Nusa Penida as an inseparable part of the Island of the Gods, Bali. The existence of the COVID-19 Pandemic has made Bali tourism and is no exception also an impact on the tourism business in Nusa Penida. The people's economy in Nusa Penida experienced very severe shocks and even eroded almost all economic sectors; including the impact on the financial services sector owned by a traditional village called the Village Credit Institution (LPD). Bali tourism, especially Nusa Penida as one of the world's tourist destinations during the COVID-19 Pandemic, has drained the energy of the management of Traditional Village LPDs throughout Bali, because many people from Traditional Villages have lost their purchasing power as a result of COVID-19, so that the principle of good faith in the world business is often neglected and even overtaken by the demands of the bowels. After the COVID-19 pandemic era, many LPD administrators were faced with a dilemma between saving LPD operations due to the large number of problem loans with a sense of empathy for indigenous village residents who were unable to pay credit installments as a result of loss of income as a result of COVID-19. Even though the COVID-19 pandemic has passed on the surface, the feeling of anxiety about the emergence of a new variant continues to create anxiety among LPD administrators. Related to this dilemma, this paper examines legal issues related to "rescuing problem loans" faced by LPDs after the COD-19 pandemic occurred in the tourist area of Nusa Penida Island. This legal issue will be studied using a normative legal approach supplemented by a sociological approach carried out by LPD administrators throughout the Nusa Penida District, Klungkung Regency -Bali.
Legalitas Penguasaan Tanah Pesisir Pantai oleh Orang Asing Dalam Bisnis Kepariwisataan, Desa Adat Canggu, Kecamatan Kuta Utara, Kabupaten Badung Putu Ayu Sriasih Wesna; I Nyoman Sujana; I Wayan Kartika Jaya Utama
Postgraduated Community Service Journal Vol. 4 No. 2 (2023)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.4.2.2023.70-78

Abstract

This Community Service is focused on socializing the legal legality of controlling coastal land by foreigners in Bali for tourism business purposes. The method used is empirical legal research with a statutory regulatory approach, conceptual approach, sociological approach and case approach. Based on authority theory, benefit theory and legal protection theory as analytical tools, it can be understood that the tourism business in Bali cannot be separated from the presence of foreigners. Likewise, the control of coastal land in Bali is not free from control by foreigners, either through legal or illegal investment, by taking advantage of mutually beneficial cooperation between local residents, as well as with Ada Village officials on the basis of sharing profits. The Balinese people, who have a unique culture with Hindu religious nuances, in their daily lives and in running business in the tourism sector are always based on the "Tri Hita Karana Philosophy" which is manifested in behavior that maintains a harmonious relationship between "Man and God", Man and Nature, and “Humans with other Humans”. In this philosophy, the principle of good faith in investing is reflected, so that control of coastal land by foreigners for tourism business purposes is obliged to respect this very noble principle; However, in empirical facts it turns out that the control of coastal lands in Bali by foreigners under the guise of mutually beneficial cooperation actually tends to be detrimental to the use of traditional villages in implementing the religious values attached to these coastal lands. In the concept of mutually beneficial cooperation, it actually contains the bad intentions of foreigners to control Balinese land just to gain personal benefits at the expense of Bali's nature which is wrapped in mutually beneficial cooperation.
Pelaksanaan Perjanjian Pinjaman Yang Memuat Klausula Baku Pada Koperasi Simpan Pinjam Bersinar Pesanggaran I Wayan Kartika Jaya Utama; I Made Sara; Putu Ayu Sriasih Wesna; Ida Ayu Permata Winditya Dewi; I Putu Wira Dharma Putra Yudha
Postgraduated Community Service Journal Vol. 5 No. 2 (2024)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.5.2.2024.50-56

Abstract

The Pesanggaran Shining Savings and Loan Cooperative emerged from the initiative and consensus of a group of people who feel that they have the same needs and interests to move a common capital, especially those that come from deposits and are lent among themselves with an adequate interest rate. Service at the Pesanggaran Shining Savings and Loan Cooperative begins with observations and interviews with the Cooperative Management using socialization, training and mentoring methods as well as evaluation of the implementation of making agreements with standard clauses that have been made. The consequences of null and void laws that will arise against the application of standard clause agreements can be detrimental to the parties, especially cooperatives and customers. With the aim that the management of the Pesanggaran Shining Savings and Loan Cooperative has understood the legal consequences arising from the implementation of the standard clause agreement, it can also overcome the problems of defaulting debtors so that in the future the Pesanggaran Shining Savings and Loan Cooperative can continue to operate without obstacles.
Pelaksanaan Perjanjian Pinjaman Yang Memuat Klausula Baku Pada Koperasi Simpan Pinjam Bersinar Pesanggaran I Made Sara; I Wayan Kartika Jaya Utama; A.A.Media Martadiani; Ni Putu Riasning; Ni Gusti Agung Ayu Wulan Ananda Pratiwi; I Made Abdi Nassa Jayantara; I Kadek Darmawan
Postgraduated Community Service Journal Vol. 5 No. 2 (2024)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.5.2.2024.57-63

Abstract

The Bersinar Pesanggaran Savings and Loan Cooperative (KSP) is located in Pedungan Village, South Denpasar District, Denpasar City which is engaged in banking. The development of credit at KSP Bersinar Pesanggaran has increased not so significantly from 2021-2023, while the number of non-performing loans has increased a lot in 2021 to 2023. Service at KSP Bersinar Pesanggaran begins by conducting observations and interviews with the Cooperative Management by using socialization, training and mentoring methods to employees regarding good credit receipt procedures in accordance with applicable procedures and provisions in order to avoid non-performing loans not increasing in the future in order to overcome the problems faced by partners. In its implementation, it was explained the classification of the collectibility status of banking loans in accordance with Financial Services Authority Regulation Number 40/POJK.03/2019 and to handle non-performing loans can be done through prevention, handling and backup methods. The expected end result of this activity is to help partners in preventing and avoiding the increase in non-performing loans.
Pemberian Kredit Modal dan Investasi Untuk Pengembangan Usaha yang Berkelanjutan pada Dian’s Songket Putu Ayu Sriasih Wesna; I Wayan Kartika Jaya Utama; Indah Permatasari; I Nyoman Putu Budiartha; I Made Suwitra; Johannes Ibrahim Kosasih; I Wayan Wesna Astara; Ni Luh Made Mahendrawati; I Nyoman Sujana; I Nyoman Sukandia; Anak Agung Istri Agung; I Made Pria Dharsana; I Nyoman Alit Puspadma; Ryskiaden Markus; Tjokorda Gede Agung Sayogaditya Widya Pramana Putra; Miel S. Bongon; Marcelo Roland C. Villafuerte; Demosthenes B. Vibandor; Leovigildo C. Sentelices; Carlos M. Raymundo
Postgraduated Community Service Journal Vol. 6 No. 1 (2025)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.6.1.2025.1-7

Abstract

Dian's Songket which started its business in 1995 which is engaged in the weaving industry of songket and endek woven fabrics. Dian's Songket in running its business faces various challenges in an effort to develop its business. One of the main problems faced is the limitation of capital. The purpose of the Community Partnership Program activity is to provide socialization of the importance of providing capital credit so that the sustainability of the business can grow rapidly. And it can provide benefits, namely that Partners can better understand the importance of providing capital credit so that the sustainability of their business can grow rapidly. The implementation of service activities at Dian's Songket begins with direct observation and then an analysis of legal needs, socialization and legal education for business owners and managers, preparation of conflict or dispute resolution procedures as well as evaluation and documentation of service activities. This socialization took place comprehensively from sharing knowledge owned by the PKM team or several questions from Dian's Songket itself. So that in the implementation of this PKM can help Dian's Songket to better understand several elements that must be held in the form of a sense of trust, agreement between the parties, the period given, risks that will occur and remuneration that must be carried out so that from these elements the Bank as a creditor can later help to provide capital credit back for Dian's Songket to develop its sustainable business.
Penataan Pertanahan Desa Sidan Berbasis Ekowisata Untuk Pembangunan Berkelanjutan I Wayan Wesna Astara; Anak Agung Istri Agung; Ni Luh Made Mahendrawati; Putu Ayu Sriasih Wesna; I Wayan Kartika Jaya Utama; Indah Permatasari; I Nyoman Putu Budiartha; I Made Suwitra; I Nyoman Sukandia
Postgraduated Community Service Journal Vol. 6 No. 2 (2025)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/pcsj.6.2.2025.102-108

Abstract

Land management integrated with ecotourism is crucial for sustainable village development in rural Bali, where natural and cultural potential is often hampered by irregular land management, a lack of legal certainty over customary land, and the risk of agricultural land conversion. This community service program aims to address these issues in Sidan Village, Gianyar District, through an ecotourism-based land management approach to optimize tourism potential such as Kissidan Eco Hill while preserving the environment and cultural values. The methods used included land law socialization, the application of digital mapping technology for land inventory and zoning, and sustainability strategies through strengthening village and customary village institutions. Results showed increased community understanding of regulations such as the Basic Agrarian Law (UUPA), the Integrated Land Management System (PTSL), and the LP2B Protection Law, which differentiates between productive agricultural and tourism areas, as well as strengthened synergy between institutions to mitigate the risk of land disputes. Overall, this program successfully established Sidan Village as a model for sustainable ecotourism, balancing economic development, environmental conservation, and local wisdom through orderly and law-based land management.
Co-Authors A.A. Media Martadiani, A.A. Media A.A.Rai Sita Laksmi ABDULLAH, Aisudin ABDULLAH, Mohd Kamarulnizam Bin Agung Iriantoro Anak Agung Bagus Ari Satya Dharma Anak Agung Istri Agung Anak Agung Istri Gita Permata Anandra Aptaningsih, Ni Made Indah Arnold Paul Kurniawan Djae ARTANAYA, Wayan Arya Adi Sastra Bongon, Miel S. Carlos M. Raymundo Cokorda Krisna Yudha Cokorda, Krisna Yudha Demosthenes B. Vibandor DEWI, Ida Ayu Permata Winditya Dewisari, Carolina Gracia Dharmawan, I Made Alit Putra Erawati, Ni Putu Tina Ganandhika, Anak Agung Bagus Ryan Gde Deny Larasdiputra I Gusti Agung Wisnu Satria Wangsa I Gusti Putu Ghosadhira Vedhastama I Kadek Angga Aditya Mahendra Putra I Kadek Darmawan I Kadek Dwi Marta Dana Putra I Ketut Kasta Arya Wijaya I Komang Dedi Saputra I Komang Eka Adi Putra I Komang Eka Adi Putra I Made Abdi Nassa Jayantara I Made Aditya Mantara Putra I Made Arnawa I Made Arnawa I Made Mardika I MADE MINGGU WIDYANTARA, I MADE MINGGU I Made Pria Dharsana, I Made Pria I Made Sara I Made Suniastha Amerta I Made Suwitra I Nyoman Alit Puspadma I Nyoman Alit Puspadma I Nyoman Putu Budiartha I Nyoman Sukandia I Putu Arik Adi Wiguna I Putu Wira Dharma Putra Yudha I Wayan Rideng I WAYAN SUARJANA I Wayan Sujana I Wayan Werasmana Sancaya I Wayan Wesna Astara Ida Ayu Mas Sri Patni Ida Ayu Permata Winditya Dewi Ida Bagus Gede Agustya Mahaputra Ida Bagus Gede Wiswamitra Idris, Siti Hafsyah Indah Permatasari Indah Permatasari Johannes Ibrahim Kosasih Kadek Ariesta Dwi Anggara Ketut Adi Wirawan, Ketut Adi Komang Krisna Yustika Putra Kusumantara, I Komang Arya Leovigildo C. Sentelices Luh Putu Sudini MAHENDRA, I Komang Arya Sentana Marcelo Roland C. Villafuerte MATARAM, I Gede Arie Miel S. Bongon Muliana, I Wayan Ni Gusti Agung Ayu Wulan Ananda Pratiwi Ni Kadek Arisya Citra Repinta Ni Kadek Erika Manggala Ni Luh Made Mahendrawati Ni Nengah Seri Ekayani Ni Putu Ayu Bunga Devy Maharani Nyoman Bagus Ngurah Arya Dinata Nyoman Bagus Ngurah Arya Dinata Pande Putu Mia Dita Sari Pasupati, Bayu Permatasari, Made Intan Prasetyo Ramanda Pratama, Putu Rama Ari Purba, Ida Bagus Gde Indra Wedhana Putra, Made Panji Ambara Putu Ayu Sriasih Wesna Ray Dio Sanjaya Raymundo, Carlos M. Riasning, Ni Putu Ribeiro, Leonito Ryskiaden Markus Selamet, I Ketut Senastri, Ni Made Jaya Sentelices, Leovigildo C. Sigit Sapto Nugroho Siti Hafsyah Idris Styawati, Ni Komang Arini Sujana, I Nyoman Susanthi, I Gusti A.A. Dian Tjokorda Gede Agung Sayogaditya Widya Pramana Putra Vibandor, Demosthenes B. Vibandor Villafuerte, Marcelo Roland C. Widiati, Ida Ayu Putu Wijayani, Putu Megabalinda Pradnya Wiryani, Made Yasaputri, Ni Putu Widari YUDHA, I Putu Wira Dharma Putra