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Fitria Fitria
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Journal : Jurnal Akuntansi, Manajemen dan Bisnis Digital

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The Effect of Income Level on the Financial Behavior of Micro, Small and Medium Enterprises in Lubuklinggau City suyadi suyadi; Irma Idayati; Eri Triharyati; Fitria Fitria; Hardi Mulyono
Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 2 No 1 (2023): Januari
Publisher : Fakultas Ekonomi Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jambd.v2i1.3529

Abstract

This research was conducted to see The Effect of Income Level on the Financial Behavior Usaha Mikro Kecil dan Menengah di Kota Lubuklinggau. Sampling, using a purposive side. The number of samples was 98 respondents. The analysis tool used was SEM which was run with SmatPLS3.0 software. The results of this study are related to the theme of Influence of Income Level on the The Effect of Income Level on the Financial Behavior Usaha Mikro Kecil dan Menengah di Kota Lubuklinggau.The number of samples in this study used 98 respondents of Micro, Small and Medium Enterprises (MSMEs) in Lubuklinggau with the willingness of respondents to fill out questionnaires with valid data totaling 89 respondents. After testing, it can be concluded that: This study found that income levels had a positive effect on financial behavior. This was due to the results of testing the hypothesis which shows that the income level with financial behavior shows the path coefficient value of the original sample estimate of 0.451 with a significance below 5% which is indicated by the t-statistic value of 5.625 which is greater than the t-table value of 1.984. the P-Value is 0.000. P-value (0.000) < α = 5 This study found that the level of income has a positive effect on financial behavior. This means that the higher the level of income, the better the financial behavior will be and this will have an impact on better financial management. This study made modifications to the data testing because there were several indicator results that did not meet the requirements so dropping or elimination had to be carried out on each variable indicator that did not meet the discriminant validity requirements. This research was useful for the academic environment and MSME managers in Lubuklinggau
Co-Authors Aida Safitri Aisar Novita Akhmad Faizal Rahman Ananda Setiawan Anang Walian Anindya Wulan Anizar Ahmad April Yanti Arie Hapsani Hasan Basri Asma Nur Islami Asnita Sinaga Azhar Azhar Bintang Indragiri Davit Rahmadan Devia Lestari Dian Rosadi Dyah Nugrahani Elita Rahmi Epa Arnas Eri Triharyati Esitra Esitra Evi Dianti Bintari Farah Firda Azkia Febriana Sari Fitri Lestari Fitriana Fitriana Hadi Wijoyo Hadrianti H.D. Lasari Hafni A. Hakiman Thamrin Hamidah Hamidah Hardi Mulyono Hartarti Hartarti Hasnah Faizah AR Helena Olivia Herawati Herawati Heriswanto, Heriswanto Herna Rinayanti Manurung Hilda Julia Iche Nurjannah Imam Fatoni Irdawati Irdawati Irham Natsir Irma Idayati Ismawan Ismawan Juliana Tanjung Karimuddin Karimuddin Khafifah Widya Maharani Koko Tampubolon Lidya Natalia Sinuhaji Luthfiyyah Ananda Putri M. Ragil Andrean M.Daffa Naufalsyah Mahdalena Maksalmina Maksalmina Mawaddah Muthia Amanda Mayada Fahrina Maylia Ayu Nurvarindra mbina pinem Melvia Tri Yunita Mohd. Hefzan Monika Handayani, Monika Muh.Rizki Muhammad Jafar Muhammad Kevin Naufal Sakti Mukhtar Yusuf Mutia Rahmawati Nabila Anjelia Putri Nadia Puteri Utami Nelva Tina Noor Ahda Fadillah Noor Salsabila Novinta Deva Dwitami Nuhardin, Irhamni Qonaah Ulfa Nurrahmah Ramdiana Ramdiana RETNO WAHYUNI Ridiani Maulia Rini Susanti Risnawati Risnawati Rita Nengsih Rizanizarli Rizanizarli Rudi Fakhriyadi Septiani, Mimin Seri Widiyana Serli Zahra Silvia Nora, Silvia Siska Amelia Suci Tiara Pertiwi Sufitrayati Sufitrayati Sukamto Satoto Suryani Suryani Suyadi Suyadi Syafitasari, Juanda Syamsul Amar B Teuku Rihayat Tia Oktiani Tika Rahmawina Vera D. Mulia Welis Raldianingrat Widya Asih Lestari Yurizka Ramadhanti Zenitha Maulida